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All Journal At-Taradhi: Jurnal Studi Ekonomi IJTIHAD Jurnal Al-Qardh Istinbath : Jurnal Hukum Jurnal Bisnis, Manajemen, dan Ekonomi Journal of Entrepreneurship & Business Journal of Islamic Economics, Management, and Business (JIEMB) AMALA Jurnal Pengabdian Kepada Masyarakat INASJIF Jalujur: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Syariah Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Ekonomi dan Bisnis (Ekobis-DA)
Aisyah, Lisda
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Debt repayment practices among rural farmers: An Islamic economic perspective Jannah, Maulidatul; Rusdiana, Rusdiana; Aisyah, Lisda
Journal of Islamic Economics Management and Business (JIEMB) Vol. 5 No. 2 (2023)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2023.5.2.21582

Abstract

This study focuses on the practice of debt repayment with rice in Martadah Village, Tambang Ulang District, Tanah Laut Regency, where the majority of the population are rice farmers. The primary aim of this study is to examine this practice from an Islamic economic perspective. The research employs a qualitative descriptive method involving observations, interviews, and documentation analysis related to the debt repayment practices in the village. The findings reveal that the debt repayment with rice often does not align with the qarḍ principles in Islamic economics, as the price of rice set by lenders is lower than the market price, causing losses to the farmers. The study also identifies the farmers’ dependency on capital owners and local community leaders, creating power dynamics and potential exploitation. Some cases show fairer practices consistent with qarḍ principles, where debt repayment is done at market prices without interest or additional profits. This study provides practical and theoretical contributions by emphasizing the importance of education and the application of Islamic economic principles to ensure fairness and social welfare in rural communities.
Okun’s Law: Analisis Tingkat Pengangguran Terbuka Kabupaten Banjar Ditinjau dari Perspektif Laju Pertumbuhan Ekonomi Rafli, Muhammad Raihan; Nurhafiyanisa, Nurhafiyanisa; Syafa, Mona Khairida; Aisyah, Lisda
Jurnal Bisnis, Manajemen, dan Ekonomi Vol. 5 No. 1 (2024): Jurnal Bisnis, Manajemen dan Ekonomi
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/jbme.v5i1.1595

Abstract

Unemployment is one of the main problems that is very influential and is also affected by several factors that are interrelated with each other and have a close relationship with the unemployment rate; this is because the working population contributes to the production of goods and services. Based on data obtained from the Central Bureau of Statistics, it was found that in the 2018-2021 period, there was a positive relationship between economic growth and open unemployment, and there were doubts due to the rejection of previous research results, so it is possible to analyze the level of open unemployment in Banjar Regency in terms of the rate of economic growth in 2017-2022 using the Okun's Law theory approach. This research uses a quantitative method with time series analysis using simple linear regression analysis to obtain Okun's coefficient. The results found that economic growth has no significant negative effect on the unemployment rate. In addition, the insignificant value of Okun's coefficient indicates a negatively unresponsive unemployment rate in Kabupaten Banjar, and there is an insignificant negative relationship between economic growth and the open unemployment rate. Therefore, Okun's law theory is proven not to apply in the economy of Kabupaten Banjar.
Ijma’ Dalam Konteks Penetapan Hukum Pada Suatu Negara Muhammad, Hasanudin; Alimuddin, Agus; Wahdini, Muhammad; Aisyah, Lisda
Istinbath : Jurnal Hukum Vol 17 No 2 (2020): Istinbath : Jurnal Hukum
Publisher : Institut Agama Islam Negeri (IAIN) Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/istinbath.v17i2.2391

Abstract

Ijma’ adalah salah satu metode yang pembahasannya semakin berkembang karena konsep Ijma’ yang dirumuskan oleh para ulama fuqaha terdahulu ternyata di masa sekarang menimbulkan pertanyaan mengenai bagaimana Ijma’ bisa diimplementasikan. Ketika Ijma’ dipahami sebagai kesepakatan ulama maka ulama yang seperti apakah pada saat ini yang dapat membentuk sebuah kesepakatan yang dapat dipakai umat. Kemudian masih memungkinkah akan adanya sebuah ijtihad berbentuk Ijma’ yang akan dikaitkan dengan kontek negara bangsa ini. Dengan metode library research dan content analysis terhadap penafsiran beberapa ayat Al-Qur’an yang terkait. Tujuan penelitian ini adalah sebagai konteks negara bangsa bahwa Ijma’ dapat dilakukan oleh pemerintah dalam hal ini lembaga legislatif sebagai wakil rakyat, sehingga produk-produk hukumnya jika disepakati bisa dikatakan dengan Ijma’. Dan upaya kontekstualisasi konsep rukun Ijma’ dari segi kriteria mujtahid maupun secara yuridis historis bahwa Ijma’ itu adalah sebuah konsensus, maka dalam konteks negara bangsa peraturan-perundang-undangan menjadi keniscayaan menjadi sebuah Ijma’. Konsep Ijma’ ini akan menghasilkan sebuah dalam konteks negara bangsa peraturan-perundang-undangan menjadi keniscayaan menjadi sebuah Ijma’. Seperti Undang-Undang Perkawinan, Wakaf, dan peraturan perundangan lainnya.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MASYARAKAT MENGGUNAKAN LAYANAN PERBANKAN SYARIAH Amalia, Rizqi; Anwar, Mukhlis Kaspul; Malihah, Lola; Aisyah, Lisda
Indonesian Scientific Journal of Islamic Finance Vol 1 No 2 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i2.5501

Abstract

The function and role of Islamic financial institutions include meeting the needs of the community for funds as a means to carry out economic activities in accordance with sharia principles. The purpose of this study is to find out what factors affect people's decisions using Islamic banking services. Researchers tested several variables that allegedly influence people's decisions using Islamic Banking services, namely knowledge (X1), fund products and services (X2) and quality of service (X3). At the coefficient of determination (R Square) of 0.615 or equal to 61.5%. This means that knowledge variables, funded products and services and service quality simultaneously (together) can explain the response variable by 61.5%. The rest (100% - 61.5% = 38.5%) was explained by other variables outside of the study. Keywords: Quality of Services, Funded Products and Services.
ANALISIS NILAI TAMBAH ECENG GONDOK PADA KERAJINAN TANGAN DI DESA PANTAI HAMBAWANG KECAMATAN LABUAN AMAS SELATAN KABUPATEN HULU SUNGAI TENGAH(STUDI KASUS MUJISELA GALERY) Aisyah, Lisda; Mubarak, Zaki; Amalia, Rizka
An-Nahdhah | Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 15 No. 2 (2022): An-Nahdhah Jurnal Ilmiah Keagamaan dan Kemasyarakatan
Publisher : Institut Agama Islam Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63216/annahdhah.v15i2.120

Abstract

This research is motivated by water hyacinth which is considered a nuisance to community activities in the waters, especially people who make a living as fishermen. Then the water hyacinth is used for processing handicrafts. This aims to find out how much added value and benefits obtained from processing water hyacinth which initially did not have economic value into handicrafts that had economic value. The method used is descriptive quantitative method by conducting interviews, observation and recording. Data collection was carried out from January 21 to March 21, 2021. The analysis used was value added analysis using the Hayami method. The results of this study indicate that the average number of outputs produced in value added is 70Kg with the number of inputs is 80Kg, so as to get a conversion factor of 0.875. The workforce used is 5 HOK with a labor coefficient of 0.0625 HOK, and the added value generated from processing water hyacinth into handicrafts with bag products is Rp. 114,583.334/Kg with an added value ratio of 87.30% and a profit of Rp. .83,333,334/pcs with a profit rate of 68.73%.
Pengaruh Paylater dan Voucher Gratis Ongkir di Shopee terhadap Keputusan Membeli (Studi Pada Masyarakat Muslim di Kecamatan Martapura Kabupaten Banjar) Maulida, Nazla; Aisyah, Lisda; Rusdiana
JURNAL EKONOMI DAN BISNIS (EKOBIS-DA) Vol. 5 No. 02 (2024): Jurnal Ekonomi dan Bisnis (Ekobis-DA)
Publisher : Fakultas Ekonomi dan Bisnis IAI Darussalam Martapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58791/febi.v5i02.88

Abstract

Peningkatan jumlah pengunjung e-commerce Shopee di Indonesia tak luput dari inovasi fiturfitur seperti Paylater dan Voucher Gratis Ongkir yang ditawarkan. Maka dari itu, penelitian ini bertujuan untuk mengetahui pengaruh kedua fitur tersebut terhadap keputusan membeli masyarakat muslim di Kecamatan Martapura Kabupaten Banjar. Metode yang digunakan adalah kuantitatif dengan sampel sebanyak 100 responden yang merupakan masyarakat muslim pengguna aplikasi Shopee yang tinggal di Kecamatan Martapura Kabupaten Banjar. Data yang digunakan adalah data primer yang didapatkan dari penyebaran kuesioner melalui google form, kemudian diolah dengan bantuan SPSS versi 29. Pengumpulan data penelitian ini menggunakan teknik probablity sampling yaitu simple random sampling dengan kriteria tertentu. Dari hasil penelitian diketahui variabel Paylater (X1) secara parsial berpengaruh positif dan signifikan terhadap Keputusan Membeli (Y) dengan nilai thitung > ttabel (8,568 > 1,984). Begitupun variabel Voucher Gratis Ongkir (X2) secara parsial berpengaruh positif dan signifikan terhadap Keputusan Membeli (Y) dengan nilai thitung > ttabel (4,432 > 1,984). Kemudian, variabel X1 dan X2 secara simultan berpengaruh secara positif dan signifikan terhadap variabel Y dengan nilai ftabel > fhitung (62,464 > 3,09). Berdasarkan uji koefisien determinasi (R2) didapat nilai 0,554 artinya kemampuan dari kedua variabel independen dalam menjelaskan variabel dependen sebesar 55,4%.Kata kunci: Paylater, Shopee, Keputusan Membeli, Voucher Gratis Ongkir.
Co-Authors Agus Alimuddin Amalia, Rizqi Anwar, Mukhlis Kaspul Claudia, Meiske Dairobi Darmawati Darmawati ERISSA NILASARI Hisan, Khairatun Jannah, Maulidatul Khairida, Mona Mahlihah, Lola Malihah, Lola Mardini, Yulida Maulida, Nazla Muhammad Irkham Firdaus Muhammad Noval Muhammad Rifqi Hidayat Muhammad Wahdini muhammad, hasanudin Nazairin, Aswan Nurhafiyanisa, Nurhafiyanisa Parman Komarudin Prasetya, Teguh Eka Rabbani, Ghina Rafli, Muhammad Raihan Rafly, Muhammad Raihan Rizka Amalia ROHANA FARIDAH rusdiana Rusdiana Rusdiana Sauqi, Muhammad Sukarni Sukarni Syafa, Mona Khairida Syahputra, Muhammad Dio ZAKI MUBARAK Zulpa Makiah