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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Jurnal Manajemen Pelayanan Publik Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Pendas : Jurnah Ilmiah Pendidikan Dasar Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Indonesia Journal of Halal Syarikat : Jurnal Rumpun Ekonomi Syariah Idaarah: Jurnal Manajemen Pendidikan JURNAL EKONOMI SAKTI (JES) Pepatudzu : Media Pendidikan dan Sosial Kemasyarakatan NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Ecces: Economics, Social, and Development Studies Journal of Management and Business Innovations Al-Kharaj: Journal of Islamic Economic and Business Journal of Islam and Science Jurnal Ilmu Manajemen Profitability Jurnal Ilmiah Al-Tsarwah International Journal of Business and Social Science Research Economics and Digital Business Review Journal of Economics and Business UBS El-Iqtishady TAJDID: Jurnal Pemikiran Keislaman dan Kemanusiaan Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Journal of Sharia Economics JURNAL KEISLAMAN Al-Mutsla: Jurnal Ilmu-Ilmu Keislaman dan Kemasyarakatan International Journal of Social Service and Research Interdisciplinary Social Studies JURNAL ILMIAH GLOBAL EDUCATION Jurnal Ar-Ribh Kompleksitas: Jurnal Ilmiah Manajemen, Organisasi, dan Bisnis Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Proceedings of The International Conference on Social and Islamic Studies Jurnal Iqtisaduna Hamalatul Qur'an : Jurnal Ilmu Ilmu Al-Qur'an Pappasang AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Al-MIKRAJ: Jurnal studi Islam dan Humaniora Mauriduna : Journal of Islamic studies Formosa Journal of Multidisciplinary Research (FJMR) Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Jurnal El-Thawalib Jurnal Sosial dan Sains Yurisprudentia: Jurnal Hukum Ekonomi AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Center of Economic Students Journal (CSEJ) Economics, Business, Accounting & Society Review APLIKATIF: Journal of Research Trends in Social Sciences and Humanities Indo-Fintech Intellectuals: Journal of Economics and Business Journal of Modern Islamic Studies and Civilization Jurnal Ilmiah Neraca : Ekonomi Bisnis, Manajemen, Akuntansi Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Journal of Innovative and Creativity DIRASAH: Jurnal Kajian Islam TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Edusight International Journal of Multidisciplinary Studies (EIJOMS) INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen IPSSJ Sipakatau: Jurnal Pendidikan dan Kebudayaan Jurnal Cendekia Ilmiah PESHUM Journal of Islamic Economic and Law (JIEL) Islamic Management : Jurnal Manajemen Pendidikan Islam Jurnal El-Thawalib Study of Scientific and Behavioral Management (SSBM) Fusshilat : Jurnal Studi Pendidikan dan Keislaman
Siradjuddin
Universitas Islam Negeri Alauddin, Makassar
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Analisis Pemikiran Ekonomi Imam Malik Tentang Syirkah Di Indonesia Syamsurianto; Misbahuddin; Siradjuddin
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).13909

Abstract

Dalam penelitian ini penulis membahas terkait pemikiran Imam Malik tentang syirkah dan bagaimana relevansinya di indonesia. Menurut Imam Malik syirkah adalah kebolehan (atau izin) bertasharruf bagi beberapa pihak yang memberi izin kepada pihak dalam mentasharrufkan hartanya. Penelitian bermaksud menerangkan terkait implikasi pada penerapan syirkah di Indonesia, dilihat dari historisitasnya masih relevan di Indonesia. Metode yang digunakan adalah metode penelitian lapangan. Informannya adalah para pakar ekonomi Islam. Teknik pengumpulan datanya yakni wawancara dan observasi. Hasil penelitian menunjukkan konsep syirkah Imam malik masih terealisasikan hingga saat ini di Indonesia, beberapa pihak menggunakan syirkah sebagai salah satu bentuk akad pembagian harta. Menurut Imam Malik akad yang boleh digunakan adalah akad syirkah inan, syirkah abdan dan syirkah mufawadhah, sedangkan syirkah wujuh tidak dibolehkan. Dilain sisi merujuk pada keterangan dewan syariah nasional (DSN) syirkah wujuh saat ini memang sudah tidak diterapkan lagi di Indonesia. Studi ini terbatas dilaksanakan pada suatu instansi yang mempraktekkan terjadi syirkah di dalamnya, sistem syirkah ini tidak menutup kemungkinan banyak pelaku lainnya yang menerapkan syirkah. Dengan demikian, hasil studi ini hanya mampu dalam jenis syirkah yang diterapkan di perbankan dan usaha syirkah yang ada di daerah yang diteliti saja.
INDUSTRI HALAL DARI PERSPEKTIF POTENSI DAN PERKEMBANGANNYA DI INDONESIA Herianti, Herianti; Siradjuddin, Siradjuddin; Efendi, Ahmad
Indonesia Journal of Halal Vol 6, No 2 (2023): IJH
Publisher : Pusat Kajian Halal Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/halal.v6i2.19249

Abstract

With more than 200 million people who are Muslim, Indonesia is one of the main markets for producers of halal products. The halal product business is very promising in our country, so this article will examine the position of the Indonesian halal industry in its development. In particular, this research focuses on the government's role in exploring the potential and development of the halal industry in Indonesia. This article uses a literature review or literature study before conducting a descriptive analysis of the solutions and results. Then from the search results from various related journals, books and several reports related to the topic of discussion, the result is that there is a lot of room for growth in the halal industry, which has experienced very rapid development in recent years, especially in the field of halal food and beverages. , halal clothing, halal tourism, and halal finance. The government has also supported other potential sectors, such as halal medicines, media and the environment. Overall, the current development and halal industry has enormous potential to improve the country's economy. However, even though there is great potential, there are many challenges to be faced, such as a lack of public awareness about halal and a low level of halal literacy. So, this article can be part of increasing public knowledge about halal and then being part of the development of the halal industry in Indonesia.
Use of the Flip Application in Fintech Transactions from an Islamic Economic Perspective: Wahdah Islamiyah Cadre Flip User Study Bachtiar, Muhammad Harsya; Hamzah, Nasir; Siradjuddin, Siradjuddin; Kadir, Amiruddin
Journal of Modern Islamic Studies and Civilization Том 2 № 01 (2024): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v2i01.328

Abstract

The development of financial technology (fintech) has given rise to various financial service applications, including the Flip application. Flip provides a variety of technology-based financial services, such as interbank transfers, buying credit, and E-Wallet top-ups. The Flip application is widely used by the general public, including cadres of the Wahdah Islamiyah mass organization. This research examines fintech transactions from an Islamic perspective, tracing fintech contracts in the Flip application, and the views of Wahdah Islamiyah cadres regarding the use of the Flip application in fintech transactions from an Islamic economic perspective. This research uses qualitative methods with descriptive analysis and a grounded theory approach. Observation, interviews, and documentation all played a role in the data collection process. The results of this research show that: 1) in Islamic terms, fintech is something that is permitted as long as it is free from prohibited elements such as usury, gharar, maysir, tadlis, dharar, zhulm, and haram. 2) Fintech contracts in the Flip application are wakalah, wakalah bil ujrah, and bay' (buying and selling) contracts, which are basically permitted. 3) Flip users among Wahdah Islamiyah cadres view that Flip services such as interbank transfers, credit purchases, and E-Wallet top-ups are in accordance with Islamic economic principles because they are free from usury, gharar, and dharar and contain maslahah and taysir (convenience). Implications of this research: 1) The socialization of Islamic economic principles in fintech-based financial services is needed. 2) can develop research on other fintech features of the Flip application.
Pemikiran Ekonomi Islam pada Masa Daulah Abbasiyah Nurwahida; Samirah; Siradjuddin
PAPPASANG Vol. 6 No. 1 (2024): Jurnal Pappasang
Publisher : STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/jiat.v6i1.924

Abstract

Daulah Abbasiyah adalah dinasti ketiga dalam perkembangan sejarah peradaban Islam. Periode Dinasti Abbasiyah, kemajuan peradaban Islam berada di puncak kejayaan dan dianggap sebagai zaman keemasan umat Muslim menurut para ahli sejarah. Peradaban Islam yang baru muncul sebagai contoh bagi peradaban-peradaban di berbagai kota di seluruh dunia. Studi ekonomi Islam menjadi semakin penting dan banyak dipelajari selama masa Abbasiyah. Fokus utama dari studi tersebut adalah keuangan negara dan perpajakan. Kepemimpinan Dinasti Bani Abbasiyah meneruskan kekuasaan Dinasti Bani Umayyah sebelumnya. Dinasti yang diberi nama Abbasiyah sebab para pendiri dan pemimpin Dinasti tersebut merupakan anak cucu keturunan Abbas, saudara laki-laki dari ayah Nabi Muhammad SAW. Dinasti Abbasiyah dibangun oleh Abdullah al-Abbas, yang lahir di Humaimah pada tahun 104 H, dan menjadi Khalifah pada tanggal 3 Rabiul awwal 132 H. Daulah Abbasiyah berkuasa sejak tahun 750-1258 M.
Interest in History and its Implications on the Economy Nurjannah; Rukmanasari, Ita; Misbahuddin; Siradjuddin
LAA MAISYIR: Jurnal Ekonomi Islam Vol.10 No.2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v10i2.41912

Abstract

Three conventional economic thinkers, namely Plato, Aristotle and Thomas Aquinas, criticized the interest system, which was in line with the Islamic economic system. This research aims to explain the views of these three figures regarding interest and prove that the prohibition of usury is not just a sharia rule but has great harm. This research includes mix-method research, qualitative with a field research approach, quantitative with linear regression tests. The research results show that Plato, Aristotle and Thomas Aquinas viewed usury as injustice and had an impact on disputes and the accumulation of wealth. Usury creates individuals who love wealth, are consumptive, find it difficult to forgive, have an unstable soul, deify money, loss of wealth and economic shocks, while for the State it has an impact on inflation, economic crisis, decoupling, hostility and inequality. The effect of interest rates and GDP is negative, meaning that the higher the interest rate, the lower the added value of business units in Indonesia. It is hoped that this article can support the development of sharia economics and avoid all forms of interest in the economy.
Early Economic Thought and The Dynamics of Economic Thought Asmi, Nur; Andriani, Rini; Siradjuddin, Siradjuddin
APLIKATIF: Journal of Research Trends in Social Sciences and Humanities Vol. 2 No. 2 (2023): APLIKATIF: Journal of Research Trends in Social Sciences and Humanities
Publisher : Lembaga Junal dan Publikasi, Universitas Muhammadiyah Buton

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59110/aplikatif.v2i2.261

Abstract

This research aims to explore the history of the development and dynamics of economic thought, especially in the context of Islamic economics. The research was conducted using qualitative, descriptive and historiographic methods. Data were obtained through literature studies sourced from primary sources such as the Quran and Hadith, as well as secondary sources in the form of academic articles and previous research. This research identifies three main approaches that influence the development of Islamic economic thought, namely: (1) the legal approach, where classical scholars focused on legal aspects such as usury, zakat and the banking system; (2) the rational-critical approach where a number of researchers relied directly on the analysis of direct data on economic and social issues; (3) the dominant attitude of Muslim scholars towards Western economic science. The contributions of classical scholars include in-depth studies of fundamental concepts of Islamic economics such as riba, zakat, waqf, and interest-free financial systems. At the same time, modernist scholars criticized classical thinking and offered new explanations for contemporary economic problems. The mainstream approach has enriched empirical and theoretical research on Islamic economics. This study concludes that Islamic economic thought must remain grounded in its primary sources, the Quran and Hadith, while remaining open to new interpretations within the confines of Islamic teachings. Islamic economics is considered a dynamic system that continues to develop and adapt to changes in society, the needs of society, and the challenges of the times. This research is expected to provide a comprehensive understanding of the historical roots, theoretical foundations and prospects of Islamic economics in the future.
Prinsip Dasar Mekanisme Pasar Dalam Islam Sarjan, Muhammad; Siradjuddin, Siradjuddin; Sabbar Dahham, Sabbar Dahham
Pepatudzu : Media Pendidikan dan Sosial Kemasyarakatan Vol 19, No 1 (2023): Volume 19, Nomor 1, Mei 2023
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Univ. Al Asyariah Mandar Sulbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/fkip.v19i1.4073

Abstract

Islam is a perfect, universal and dynamic way of life in governing all aspects of human life, including Islamic principles in governing market mechanisms. Price provisions are left to the natural market mechanism. The Islamic system refuses to set prices by the authorities, because Allah is the one who determines them. The price that is formed must be in accordance with the forces of supply and demand of the market, therefore the price of goods cannot be set by the government, the price provisions depend on the law of supply and demand. The Islamic system strongly promotes fair prices by encouraging perfect market competition. In order to fulfill a fair price, it is necessary to have morality (fair play), honesty (honesty), openness (transparency) and justice (justice) and avoid all kinds of speculation. If these values are enforced, then there is no reason to reject market prices. The Islamic economic system still provides opportunities under certain conditions to carry out price interventions by the government when market distortions occur, both caused by natural factors and the deviant behavior of market players.
The Concept of Waqf: Analysis of Waqf Thought According to Imam Shafi'i Wahyuddin, Wahyuddin; Misbahuddin, Misbahuddin; Siradjuddin, Siradjuddin
Jurnal Ar-Ribh Vol 7, No 1 (2024): April 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v7i1.14512

Abstract

This research describes the thoughts of Imam Syafi'i on waqf, one of the important concepts in Islam that involves the transfer of property ownership for perpetual charitable purposes. Waqf it self means the release of wealth intended to build facilities and infrastructure needed by To promote community well-being   human life. Imam Syafi'i is one of the great scholars who views waqf as a powerful instrument in promoting social welfare and providing sustainable benefits for the Muslim community. He believes that waqf is the surrender of a property or wealth to Allah for charitable use and cannot be revoked by the waqif (the one making the waqf), meaning that waqf with a specific time limit is not permissible because the waqif, who has dedicated their property to Allah, cannot reclaim the waqf property. The research method used in this study is a descriptive qualitative study with a field survey approach. The results of this investigation suggest that the land was dedicated as a waqf.  is no longer the individual's (waqif's) ownership but has transformed into the ownership of the community (belonging to Allah). As a result, the dedicated property cannot be traded, donated, or inherited because it is no longer personal property but public ownership (belonging to the community).
KESADARAN BERZAKAT DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN TAKALAR Baharuddin, Baharuddin; Siradjuddin, Siradjuddin; Rahman, Danial; Arif, Widyantono
Idaarah: Jurnal Manajemen Pendidikan Vol 7 No 2 (2023): DESEMBER
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/idaarah.v7i2.41016

Abstract

The aim of this research is to describe awareness of zakat in improving community welfare (overview of motivation and distribution of zakat) in Takalar Regency. This research uses field research with a qualitative approach. The data collection techniques used were observation and interviews. Data processing and analysis techniques go through the stages of data reduction, data presentation, and drawing conclusions. The results of the research conducted show that: (1) the people in Takalar Regency do not yet have full awareness of zakat due to their still minimal understanding of the obligation to zakat other than zakat fitrah so the government is working with Baznas to socialize to the public about the importance of delivering zakat to those classified in the muzakki category ; (2) the motivation to give zakat to the community in Takalar Regency is influenced by their level of welfare because in recent years, the level of community welfare in Takalar Regency has decreased due to the Covid-19 pandemic; (3) zakat collected in Takalar Regency is distributed in several forms, such as assistance with education costs, assistance with school uniforms, cash assistance, and assistance in the form of business capital to underprivileged but still productive people; and 4) the distribution of zakat carried out in Takalar Regency has an impact on community motivation after experiencing the benefits of the zakat funds that have been distributed. This gives rise to public trust in zakat managers, thus increasing their awareness in distributing their zakat to UPZ to be managed by Baznas and then distributed to people who are classified as mustahik.
Edukasi dan Promosi dalam Industri Halal Yuniarti, Desi; Hamzah, Nasir; Siradjuddin
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 10 No. 1 (2024): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v10i1.2633

Abstract

The inattention of the public as producers and consumers regarding the level of halal products is still a current phenomenon. This encourages the need for education and promotion regarding the importance of choosing halal products from various aspects. This research was carried out with the aim of formulating education and promotion of halal products based on strategy and substance. This research is research with a qualitative paradigm and also includes library research. Data sources come from online news, research results, and book literature. Based on this study, a synthesis was obtained that strategies for education and promotion of halal products can be carried out by promoting halal product research, integrating halal industry content in the educational curriculum, encouraging producers as subjects and objects of halal promotion and education, and choosing appropriate educational and promotional media. Education and promotion in the context of the halal industry must fulfill material and non-material substance.
Co-Authors A M Nur Atma Amir A. Ika Fahrika Abd. Hafid Abd. Kadir Abdi Dzul Jalal Ikram Abdul Gafur Abdul Rahman Rahim Abdul Rauf Abdul Wahab Abdul Wahab Abdul Wahid Haddade Abdul Wahid Haddade ADRIANI ADRIANI Affan Agus Syam Agustan Agustan, Agustan Ahmad Efendi Ahmad Efendi Ahsana, Hardiyanti Ade Aisyah Aisyah Aisyah Aisyah Alim Syariati Alwan Suban Amalia, Irdhatul Amir, AM Nur Atma Amiruddin K Amro Halfaoui Andi Dirga Nugraha Andi Sulfati Andi Wawan Mulyawan Anwar, Desy Rahmawati Arif Mashuri Arif, Widyantono Arifin, Asriadi Arsyadi, Baso Asdiansyah asni zubair Asrahmaulyana Asrawan, Asrawan Aulia Syafirah Awaluddin, Muartiadi Azwar Azwar Bachtiar, Muhammad Harsya Baharuddin Baharuddin Baso Arsyadi Basri Basri Basri, Muh. Arfah Chairunnisa Chairunnisa Dedi Mardianto Desy Arum Sunarta Desy Rahmawati Anwar Deviyanti, Sri Dian Sari Dina Novianti Efendy, Ahmad Eka Febrianti, Eka Fadel, Muhammad Fajriany S, Imaniar Nur Fatimah Fatmawati, Fatmawati Firdaus Firdaus Fitriah Ningsih G. Gunawan Gaffar, Andi Abdul HAERIANTI HERIANTI Halik, Abdul Chadjib Hamka Hamka, Hamka Hamran, Rachmat Ghafur Hardiyanti Ade Ahsana Hasisa Haruna Hassan Alaaraj, Hassan Hayat, Saeed Fayzul Hayida-o, Saadah Helmy Syamsuri, Helmy Hisyam, Muh Hutagaluh, Oskar I Nyoman Budiono Idris Parakkasi Ihwan Wahid Minu Ikhwan Ikhwan Ilma Radia Syam Indah, Mahira Irwan Misbach Irwan Misbach Iswandi, Heri Jamaluddin, Nurlaeli Jannah, Sa'adal Japar, Rahayu Jayawarsa, A.A. Ketut Juanda Zulqadri Kadir, Syahruddin Karmila, Yusri Kasmawati keluarga mansyur, Firman M Kessi, Andi Muhammad Fara Khaerul Aqbar Kotta, Iswan Kotta Kurnaemi Anita Kurniadi Kurniadi, Kurniadi Laila Nur Atika M. Dzul Fadli S. Mardatillah Mardatillah Mardatillah Yakub Mardiah, Siti Maryam Maulida, Rizky Mir’atun Mir’atun Misbahuddin Misbahuddin Mu'min, Muh. Dian Nur Alim Muh Hisyam Muhammad Hamid MUHAMMAD HASBI Muhammad Ilham Muhammad Risal Muhammad Sarjan Muhammad Tahir Muhammad Widinur Caronge Mukhtar Lutfi Muntu, A. Tenri Sri Murtdiadi Awaluddin Murtiadi Awaluddin Muslimah Muslimah Nahlah - Nahlah Namirah, Alya Nasir Hamzah Nasir Hamzah Nasrullah Bin Sapa Nelia Syafriawati Norman Omang Nur Alisa Nur Asmi Nur, Abustan Nurfadillah Nurhikmah Nurjannah Nurjannah Nurjannah Nurlaela Nurlaela NURLAELA NURLAELA Nurul Fauziyah NURUL HIDAYAH Nurwahida Parakassi, Idris Pephitasya Juliana Prades Arioato Silondae R, Wardatul Wahidah. Rafi'ah Syamsu, Fizari Rahmadani Rahmadani Rahman, Danial Rahmat Hidayat Rahmawati Muin Reski Cahyani Ilham Retri Dwi Puspitasari Riady, Achmad Ridwan, Ridwan Ridwanto Ridwanto Ridwanto Ridwanto Rika Dwi Ayu Parmitasari Rini Andriani Risma Risma, Risma Risnawati Risnawati Rizki Ananda Rizky Maulida RR. Ella Evrita Hestiandari Rufi'i Rukmanasari, Ita Rumiyanti, Henny Rusdi Raprayogha Rusydi, Bahrul Ulum S Sumarlin S. Muhammad Nurcholis Assagaf Sabbar Dahham Sabbar Sabbar Dahham, Sabbar Dahham Sahrani, Rhena Kirana Saiful Muchlis Salam, Selmiana Samirah Samsidar Sapinah, Sapinah Sapsuha, Mubasysyyratul Ummah Saputra, Muh Rustam Sefti Wahyuningsih Selfa Rosmita Septiani, Suci Solly Aryza Sri Lestari Prasilowati St Nur Rahma Sudarmi Sudarmi Sudirman Sudirman Sudirman Sumarlin, Abdul Syamsurianto Syarifuddin Syarifuddin Syaripuddin Syaripuddin Tawwab, M. Abdut Trisno Wardy Putra Tuti Supatminingsih Umaleu, Urbanus Umar, Rahmawati Wahyuningsih, Sefti Wayong, Mohammad Yuniarti, Desi