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All Journal al-Uqud : Journal of Islamic Economics AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Riset Terapan Akuntansi Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Indonesian Journal of Electrical Engineering and Computer Science Airlangga Journal of Innovation Management Indonesian Journal of Islamic Economics and Business Bima Journal : Business, Management and Accounting Journal Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Labatila: Jurnal Ilmu Ekonomi Islam Jurnal Perbankan Syariah Darussalam (JPSDa) JSE: Jurnal Sharia Economica Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Madania: Jurnal Kajian Keislaman BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Arisandy, Yosy
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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Internal Migration and Inclusive Economic Growth in Sumatra: An Islamic Economics Perspective Arisandy, Yosy; Bin Salahuddin, Shahrul Nizam; Dasril, Yosza Bin; Mahfudz, Fuad; Chamauliddah, Tri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.10720

Abstract

Purpose: Persistent regional inequality in Indonesia, particularly across Sumatra Island, continues to constrain inclusive economic growth and upward social mobility. This study investigates how internal migration functions as a pathway for socioeconomic advancement and reinterprets this process through Islamic economic principles of justice (al-‘adl) and equitable welfare within the framework of maqāṣid al-sharī‘ah.Design/Methodology: This study employs a qualitative approach based on in-depth interviews with 10 purposively selected migrants, supported by relevant literature and official migration statistics. Data were analyzed by identifying recurring patterns in migrant narratives and conducting an interpretive analysis of Islamic ethical-economic sources. Analytical rigor was ensured through source and theoretical triangulation, systematically comparing interview findings wiakth established migration theories and official statistical data.Findings: The study finds that internal migration is experienced as a form of “economic hijrah,” reflecting processes of human capital transformation and improved livelihoods. Domestic remittances emerge as a key mechanism for redistributing economic resources, while migration contributes to the gradual shift toward merit-based social mobility consistent with Islamic egalitarian values.Practical Implications: These findings highlight the importance of inclusive migration policies and underscore the strategic role of Islamic financial institutions in optimizing domestic remittance flows to support sustainable regional development.Originality/Value: This study contributes to the literature by offering an integrated analytical perspective that bridges migration theory and Islamic economics, introducing the concept of “economic hijrah” as a novel framework for understanding migration as both an economic strategy and an ethically grounded process of achieving human dignity
Pengaruh Transformasi Digital Terhadap Perilaku Nasabah dalam Penggunaan Fitur Paperless Onboarding : pada Nasabah Bank Syariah Indonesia KCP Panorama Bengkulu Nurhasanah, Anisa; Arisandy, Yosy; Polindi, Miko
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 2 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i2.11571

Abstract

This study aims to determine the effect of digital transformation on customer behavior in using the paperless onboarding feature at Bank Syariah Indonesia (BSI) Panorama Branch, Bengkulu. The method used was a quantitative questionnaire, with 94 respondents who were BSI Mobile application users. Data analysis used SPSS with a simple linear regression test. The results showed that digital transformation significantly influenced consumer behavior, with a significance value of 0.000 (<0.05) and a coefficient of determination (R Square) of 0.700. This indicates that 70% of consumer behavior factors are influenced by digital transformation, while 30% are influenced by factors outside the study.
Co-Authors Afrianty, Nonie Andri Frediansyah, Andri Apriani, Erni Apriani, Laisah Apriza, Mutiara Arisantika, Vioza Dwi Asnaini Asnaini, Asnaini Aulia, Donesta Nova Badaruddin Nurhab, Badaruddin Bin Salahuddin, Shahrul Nizam Chamauliddah, Tri Dasril, Yosza Bin Debby Arisandi, Debby Dini, Dini Putri Pebriani Eenfryanti, Yunida Fadhilah, Ana Hanif, Padlim Harpepen, Andi Herianto, Satria Indra, Yetti Afrida Isnaini, Desi Mahfudz, Fuad Makmur Miko Polindi, Miko Nurhasanah, Anisa Nurlara, Heni Putra, Rales Eko Rahmat Putra Ahmad Hasibuan Riani, Deni Elva Salahudin, Shahrul Nizam Sri Lestari Sumarni, Yenti Susilawati, Nilda Syahrin, Khalfi Wahyuni, Eka Sri WULANDARI, SILVI Yani, Erma Putri Yosza Dasril Yuli Handika Hasyim Yulita, Yesi Yuningsih, Ayu