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All Journal Unifikasi: Jurnal Ilmu Hukum Jurnal Ilmiah Kebijakan Hukum JURNAL CENDEKIA HUKUM Substantive Justice International Journal of Law Al-Adalah: Jurnal Hukum dan Politik Islam Pamulang Law Review Journal of Lex Theory (JLT) Journal of Lex Philosophy (JLP) Golden Ratio of Law and Social Policy Review (GRLSPR) Qawanin Jurnal Ilmu Hukum Intellectual Law Review (ILRE) Advances in Community Services Research Vifada Assumption Journal of Law Constitutional Law Review HORIZON PUBLIC LEGAL STUDIES ADVANCED PRIVATE LEGAL INSIGHTS
Aswari, Aan
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Journal : ADVANCED PRIVATE LEGAL INSIGHTS

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When Games Turn Into Debt: Legal Analysis of Online Game Transactions Palu, Selvia; Arief, Anggreany; Aswari, Aan
ADVANCED PRIVATE LEGAL INSIGHTS Vol. 1 No. 1 (2025): ADVANCES PRIVATE LEGAL INSIGHTS (APRIL)
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/april.v1i1.901

Abstract

This research aims to determine and analyze the fulfillment of the application of proficiency requirements by payment service providers when purchasing online game items. To find out and analyze the efforts that online game service users can take to deal with the losses they experience. The research method used is the Normative research method, namely a legal research method that is sourced from regulatory and secondary document data in the form of collection from library and tertiary materials which are documents that contain concepts and information such as dictionaries. The results of this research show that the sale and purchase agreement for payment services for buyers of online game items does not fulfill the subjective and objective requirements which are the legal requirements for an agreement. The condition that is not fulfilled is that those who bind themselves agree to a certain thing and a lawful cause. for consumers for losses received due to irresponsibility of business actors in paying off transactions is clearly regulated in article 19 UUPK. However, if the business actor's number can be contacted, the perpetrator can be held responsible for compensation. Recommendations for this research: The government should also have more awareness and supervision of legal issues that arise in society, so that it can quickly act against negative elements that endanger society.
Legal Force of Information Technology-Based Money Lending Agreements Yambo, Dhaly Grendi; Marsuni, Lauddin; Aswari, Aan
ADVANCED PRIVATE LEGAL INSIGHTS Vol. 1 No. 2 (2025): ADVANCES PRIVATE LEGAL INSIGHTS (APRIL)
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/9qxens49

Abstract

This study aims to determine the legal validity of information technology-based loan agreements. The research method used is normative legal research, which utilizes secondary data sources. These sources include the opinions of experts or specialists who study books, journals, and literature on the legal basis of contracts and laws and regulations. The research findings indicate that Information Technology-Based Lending Services (Fintech Lending) are an innovation in the financial sector that enables online lending and borrowing transactions using electronic systems. Online loan agreements are regulated by Financial Services Authority Regulation Number 10/POJK.05/2022. These agreements are legally valid and enforceable as long as they meet the legal requirements as stipulated in Article 1320 of the Civil Code, namely agreement, capacity, a specific matter, and a lawful cause. Dispute resolution in information technology-based loan agreements in the event of default can be carried out through litigation or non-litigation. Litigation is commonly referred to as the path taken in court, while non-litigation is through Alternative Dispute Resolution Institutions (LAPS), which include mediation, arbitration, and binding opinions. This research recommends educating users about the terms and conditions of agreements, focusing on legal validity and certainty, and strengthening regulations on personal data security and dispute resolution mechanisms.  
Co-Authors Abbas, Ilham Abd Rahman Abdul Rahman Arief, Anggreany Arika, Nur Baharuddin, Asriyani Diana Diana Erni Erni Fahmal, A. Muin Fauzi, Fathu Rizqi Firabi AS, Rayhanah Haerul, Digma Wahyuni Hardana, Ariel Putra Hasanuddin, Ashar Hidjaz, Muh. Kamal Husen, La Ode Jumiati Jumiati Liansyah, Abdul Rahman Mamonto, Moch. Andry Wikra Wardhana Marsuni, Lauddin Marsya Respati, Avifah Annisa Miftahul Jannah Muhammad Kamal Muhammad Rinaldy Bima Nur Aisyah Nurmuhyiddin Qasim, Muhammad Thahir Palu, Selvia Pasamai, Syamsuddin Pawennei, Mulyati Putri, Ilma Aulia Rahim, Dinaryati Razak, Askari Salmiah Salmiah Saputra, Imran Eka Taufik Muhlisani Ihsan, Muhammad Ficqhi Taufik, Ficqhi Wardana Mamonto, Andry Wikra Yambo, Dhaly Grendi Zulkifli Muhdar, Muhammad