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All Journal Value Added: Majalah Ekonomi & Bisnis Journal of Islamic Studies and Humanities Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen al-Afkar, Journal For Islamic Studies KEUDA : JURNAL KAJIAN EKONOMI DAN KEUANGAN DAERAH Journal of Indonesian Tourism, Hospitality and Recreation JESI (Jurnal Ekonomi Syariah Indonesia) Jurnal Public Policy International Journal of Zakat (IJAZ) Jurnal Al Azhar Indonesia Seri Ilmu Sosial Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Bertuah : Jurnal Syariah dan Ekonomi Islam AL-ARBAH: Journal of Islamic Finance and Banking Journal of Islamic Economics and Philanthropy Jurnal Ekonomi KIAT Journal of Islamic Economic and Business Research Al Dzahab Ijtimā`iyya: Journal of Muslim Society Research Unisia Constitution Journal Sanskara Akuntansi dan Keuangan JIPM: Jurnal Indragiri Penelitian Multidisiplin Jurnal Multidisiplin West Science The Es Economics and Entrepreneurship Journal of Central Banking Law and Institutions Jurnal Adijaya Multidisiplin Sanskara Manajemen dan Bisnis Eastasouth Journal of Impactive Community Services Jurnal Pengabdian West Science West Science Journal Economic and Entrepreneurship Journal of Business and Political Economy: Biannual Review of The Indonesian Economy Review Journal Middle East and Islamic Studies Imara: Jurnal Riset Ekonomi Islam INASJIF Neraca Manajemen, Akuntansi, dan Ekonomi Constitution Journal West Science Islamic Studies Maklumat: Journal of Da'wah and Islamic Studies PRIMER: Jurnal Ilmiah Multidisiplin Al-Fadilah: Islamic Economics Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Al-Risalah Jurnal Studi Agama dan Pemikiran Islam Ulil Albab Journal of Islamic Economics and Business Ethics Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah

Zulfikar Hasan

Department Of Islamic Banking And Center For Research And Community Service At STAIN Bengkalis Riau

Author-ID : 1251555

Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Analysis of the Impact of PPKM on MSMEs Income (Micro, Small and Medium Enterprises) case study Wonosari Barat Village, Bengkalis Regency Riau Province Zulfikar Hasan; Reno Firdaus; Dinda Sri Dewi Lestari
Sanskara Manajemen Dan Bisnis Vol. 1 No. 01 (2022): Sanskara Manajemen dan Bisnis (SMB)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (172.885 KB)

This study examines the impact of COVID-19 on MSME business income in West Wonosari Village, Bengkalis Regency. This study aims to determine the impact of the COVID-19 pandemic on the economic situation in the community, especially small and medium enterprises (SMEs) in West Wonosari Village. The data collection process was carried out by conducting documentation and interviews with several traders who were selling around the village of West Wonosari, such as vegetable traders, fruit traders, staple food traders and others, totaling 12 respondents. This research used a qualitative descriptive method. The results of the study show that the impact caused by the Covid-19 pandemic is the level of people's purchasing power decreases and the market situation becomes quiet. Of the 12 traders studied, it had such a big impact on MSMEs, sales decreased drastically. The average decline in income for all businesses was 73.6%, from income before Covid-19.

COMMUNITY EMPOWERMENT THROUGH EMBROIDERY TRAINING FOR WOMEN IN KUDAP VILLAGE, TASIK PUTRI PUYU DISTRICT, MERANTI ISLANDS REGENCY, RIAU PROVINCE Zulfikar Hasan
Eastasouth Journal of Impactive Community Services Vol 1 No 01 (2022): Eastasouth Journal of Impactive Community Services (EJIMCS)
Publisher : Eastasouth Institute

The Kudap Village located in the Tasik Putri Puyu Sub-district,Meranti Islands Regency is One Of The Villages where the community is still in a developing condition. One of the ways to overcome these community problems is through community empowerment activities carried out, namely through embroidery training according to the needs of the community. The learning approach used in this training is an andragogy approach with discussion and practice methods the implementation of embroidery training activities at the home of one of the people of kudap village,tasik putri puyu district,meranti islands regency, which is carried out on august 20,2022. Mothers in the village of kudap in making embroidery thet can be used as a livelihood for the community.

Analysis of Murabahah Financing Strategy in Increasing the Number of Members: A Case Study on BMT (Baitul Mal Wal Tanwil) Permata Indonesia Pekanbaru Riau Zulfikar Hasan; Amelia Ripal; Rino Riyaldi; Said Rizki Suhendra; Angga Dasma Hendra; Nur Hidayati
Jurnal Adijaya Multidisplin Vol 1 No 02 (2023): Jurnal Adijaya Multidisiplin (JAM)
Publisher : PT Naureen Digital Education

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Market competition is not only in competition for goods but also in market competition; the presence of BMT, which survives and increasingly develops its market share, must have a strategy to achieve optimal profits. BMT (Baitul Mal Wal Tanwil) must determine every system appropriate for the goals, opportunities, expertise and human resources in the development of BMT for good promotion. The marketing strategy is the spearhead of a marketing plan that is made and is very necessary for a company that aims so that the projects completed can be carried out and achieved following predetermined goals, especially at BMT Permata Indonesia Pekanbaru, which is located at Jl. Rawamangun No. 67 Tangkerang Labui, Bukit Raya District, Pekanbaru. The population in this study were five people consisting of leaders, managers, marketing and two employees. The data collection technique uses purposive sampling, with descriptive data analysis such as interviews, observations, and documentation. Based on the study results, it can be concluded that the murabahah financing marketing strategy used by BMT Permata Indonesia Pekanbaru in increasing the number of members in place, product, price, promotion, people, and process—) and service. As for the weakness at BMT Permata Indonesia Pekanbaru, the lack of direct information and education from the community and understanding of the community has resulted in the absence of public interest in financing.

THE ROLE OF BANK SYARIAH INDONESIA (BSI) IN EMPOWERING MSMES AS A QUALITY OF LIFE OF COMMUNITIES : CASE STUDY OF BANK SYARIAH INDONESIA (BSI) BENGKALIS BRANCH Zulfikar Hasan; Taufik Taufik
Value Added : Majalah Ekonomi dan Bisnis Vol 19, No 1 (2023): Value Added : Majalah Ekonomi dan Bisnis
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/vameb.v19i1.11643

Micro, Small and Medium Enterprises (MSMEs) have an important role in a country's economy, such as overcoming several problems, such as unemployment, employment and increased innovation. So that it can provide opportunities for people to open other businesses and provide jobs, that opportunity must be accompanied by effort and cost. However, there are obstacles for micro-entrepreneurs in developing their business and increasing income, one of which is capital. This capital problem applies to all existing MSMEs; the little money experienced by MSMEs impacts operational activities becomes a serious problem and can limit the potential for business expansion and lack of innovation. The purpose of this study is to determine how important the role of Bank Syariah Indonesia is in MSME financing in improving the quality of people's lives. This study uses data collection techniques through literature and interviews. The instrument used in the primary data is interviews with informants from the Bengkalis Branch of the Indonesian Sharia Bank. Respondents revealed that Islamic banking, especially Bank Syariah Indonesia Bengkalis Branch. Play an important role in maintaining the development of SMEs' products by helping distribute government programs, namely KUR (People's Business Credit)

Analisis Penerapan Etika Bisnis Islam Dalam Proses Pembuatan ‎Tempe Di Desa Resam Lapis ‎ Kec. Bantan Kab. Bengkalis ‎ M. Fadil Iqbar; Nazri; Nurulia Ramadhani; Zulfikar Hasan
Jurnal Indragiri Penelitian Multidisiplin Vol. 3 No. 2 (2023): Jurnal Indragiri Penelitian Multidisiplin
Publisher : Indra Institute Research & Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58707/jipm.v3i2.432

This research was conducted with the aim of finding out how tempe management is viewed from the perspective of Islamic business ethics for tempe entrepreneurs in Resam Lapis Village. The research location will be carried out at Home Industry which is in Resam Lapis Village, Bantan District. The type of research carried out is field research. The research approach used in this research is descriptive qualitative. The population that will be taken in this study is all tempe production houses in Resam Lapis Village. In collecting data, the method that the author uses is observation by going directly to the tempe-making home industry to observe directly, interviews conducted directly with the owners of the tempe-making home industry and collecting documentation from interviews and observations in the form of writing, photos, archives, and so on related to the application of Islamic business ethics carried out by the tempe-making home industry. This study uses qualitative data analysis methods. Qualitative analysis is an effort made by working with data, finding patterns, sorting it into manageable units, determining what is important and what is learned and deciding what others can tell. The results of the study found that the implementation of Islamic business ethics in Home Industry Tempe Nursiah has been implemented, namely the principle of unity, the principle of free will, the principle of responsibility and the principle of truth (virtue and honesty). However, there is one principle that is not implemented, namely the principle of equilibrium.

Pemberdayaan Masyarakat melalui Pemanfaatan Biji Karet Sebagai Produk Olahan Emping, di Desa Berancah, Kecamatan Bantan, Kabupaten Bengkalis Zulfikar Hasan
Jurnal Pengabdian West Science Vol 1 No 01 (2022): Jurnal Pengabdian West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.746 KB)

Kegiatan pengabdian kepada masyarakat ini merupakan salah satu bagian dari Tri Dharma perguruan tinggi yang harus dilakukan oleh akademika khususnya bagi tenaga pendidik (dosen). Kegiatan yang dilakukan dalam pengabdian ini adalah pemanfaatan biji karet sebagai olahan keripik bagi ibu-ibu buruh perkebunan karet di Desa Berancah Kecamatan Bantan Kabupaten Bengkalis dengan tujuan untuk menambah pengetahuan dan pendapatan mereka dengan adanya pemanfaatan biji getah tersebut diharapkan ibu-ibu buruh perkebunan karet dapat memanfaatkan olahan biji karet itu menjadi olahan makanan ringan

Buying and Selling Gas LPG 3 Kg According to Law Number 8 of 1999 and Sharia: Case Study in Bengkalis District Zulfikar Hasan; Yuni Dhea Utari; Irlina Dewi
Constitution Journal Vol. 2 No. 1 (2023): Constitution Journal June 2023
Publisher : Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/constitution.v2i1.44

This analysis examined the phenomenon in Bengkalis District relating to purchasing 3 kg LPG gas. Researchers analyzed following Law No. 8 of 1999 concerning Consumer Protection Against the sale and purchase of 3 kg LPG gas. In addition, the research tries to analyze the prohibition of ihtikar for staples. Many problems arise because a business actor, one of which is a business actor, reduces the contents volume of gas liquefied petroleum gas (LPG) by 3 kg. Constraints in implementing the protection of the Kosumen against the sale and purchase of gas in Bengkalis Sub-Electricity, consumers need help getting 3 kg LPG gas due to some obstacles. There are still many consumers who feel that they live in injustice carried out by business actors to sell their merchandise because many business actors are looking for profit from consumers. This study also exposed the Ihtikar prohibition for basic goods. This study uses a qualitative method based on Law No. 8 of 1999 and explores, according to Muslim scholars, the ban on the accumulation of goods

Analysis of Savings and Loan Practices of Women's Groups of National Madani Capital Mekar Syariah at the Bengkalis Branch Office in a Review of Islamic Economics Irzan Surohman; Nur Azlina; Nur Indira; Irda Listiawati; Disti Marta Rini; Zulfikar Hasan
West Science Journal Economic and Entrepreneurship Vol. 1 No. 05 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

The purpose of this research is to find out how savings and loan practices are carried out at Civil National Capital. This type of research is field research conducted to explore data obtained from the location or research field. This research is classified as a qualitative research using a qualitative descriptive approach. The population in this study were members of national civil capital customers and the sampling technique was purposive sampling with certain criteria in selecting the sample to achieve the research objectives. The research was made up of 10 members of the Gg Kundur women's group. The results of the study show that with this loan the customer is greatly assisted in running his business.

Maisir Chip Higgs Domino Transactions on Online on the Millenial Generation in Bengkalis Regency, Riau Indonesia Zulfikar Hasan; Oliv Rezfani; Ahmad Syukri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 4 (2023): May
Publisher : Universitas Darussalam Gontor

The online Higgs domino maisir chip transaction among millennials in the Bengkalisregion is the focus of this study. The purpose of this study was to determine how the millennial generation views online Higgs domino chip transactions and how they affect them. This kind of exploration is subjective examination. This kind of research uses descriptions and field conditions to develop concepts, understandings, and theories. Descriptive analysis is the method used in this study, which aims to accurately describe a person, disease, symptom, or group. The Interview is the method that is used to collect data. It is a form of verbal communication that aims to gather information. Written documents like diaries, magazines, documents, meeting minutes, and others are used to gather information on Islamic law and opinions about the Maisir Higgs domino chip transaction in the Bengkalis area for the millennial generation. The law of online Higgs domino maisir chip transactions, which includes the prohibitions of gharar, usury, and maisir from an Islamic economic perspective, are the findings of this study.

ISLAMIC LEGAL VIEW ON BUYING AND SELLING BITCOIN Zulfikar Hasan; Bobby Syuhada; Nur Indira
Journal of Islamic Studies and Humanities Vol 8, No 1 (2023): Journal of Islamic Studies and Humanities
Publisher : UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jish.v8i1.14956

The term "cryptocurrency" refers to a form of digital or virtual currency that does not exist in tangible form like paper money. That cryptocurrency can only be used with internet-connected PCs, laptops, smartphones, and other devices. Cryptosystems that make use of the blockchain system have a number of advantages, including the speed, convenience, and security of transactions, as well as the ability to be used in all nations and continents. However, there is still room for improvement in the circulating cryptocurrency, including the absence of supervisory authorities. Experts, including Islamic scholars, are constantly debating the advantages and disadvantages of using cryptocurrencies. The Koran, al-Hadith, Qiyas, and Sad-Adzariyah are the sources used in this study to examine the dynamics of cryptocurrency use from the perspective of ushul fiqh. Increasingly, cryptocurrency transactions are used for speculation, which violates Islamic principles. According to Surah Al-Qur'an An-Nisa verse 29, the elements of superiority are gharar and maysir, so the use of cryptocurrencies is permitted subject to certain conditions. Additionally, a country's legality must be clear for cryptocurrency to be used safely.

Co-Authors Ade Rosita Afriyadi Ahmad Azam Sulaiman Ahmad Syukri Aiza Zulmairoh Amelia Ripal Angga Dasma Hendra Anugrah, Resti Arbaia Arbaia Arbaia, Arbaia Asta, Sephia Septiana Bobby Syuhada Bobby Syuhada Daniel Happy Putra Delia Desvianti Dinda Sri Dewi Lestari Disti Marta Rini Endah Dwi Jayanti Feby Syahira Hamdani Hamdani Hasanah, Riska Ardila Ika Kurnia Sofiani Indira, Nur Irda Listiawati Irlina Dewi Irnaldi Irzan Surohman Julia Sukma Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiludin, Kamiludin Kheqal Fitradinata Khotimatul Anisa Khozinatul Asrori Koni Piranda Linda Astuti, Linda Listiawati, Irda M. Fadil Iqbar Mardiana Safitri Marisna, Diska Sendi Marta Rini, Disti Melisa Melisa Melisa Mercy Gusriyani Mhd Syahrizan Mistari Br Harianja Mohd Helmi Ali Muhammad Fadhli Muhammad Irfan Syah Muhammad Rizky Anes Muhardi, Sona Muslim Muslim Mutia Rosiana Nita Putri Mutia Rosiana Nita Putri Nazri Nor Razinah Binti Mohd. Zain Norpatiha Norpatiha Nur Azlina Nur Azlina Nur Hidayati Nur Indira Nur Indira Nur Indira Nur Umida Nurul Syahira Nurulia Ramadhani Oliv Rezfani Puji Afriyeni Ratiwi, Ratiwi Reni Ayu Anggriani Reno Firdaus Reski Lestari Resti Anugrah Revita Sari Rini, Disti Marta Rino Riyaldi Risma Junita, Risma Riyandi Fatur Nugraha Rosita, Ade Said Rizki Suhendra Saifunnajar Saifunnajar Seri Wahyuni Serliana Sri Ika Mulia Sri Wahyuningsih Suci Hijriyati Supriyadi Surohman, Irzan Susanto, Erik Suzaini Suzaini Suzaini, Suzaini Syahira, Feby Takwa, Wardina Huma Taufik Taufik Trisna Eka Sari Wardina Huma Takwa Wulan Anis Mawati Yuliana Yuliana Yuni Dhea Utari

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