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All Journal JBIO: jurnal biosains (the journal of biosciences) SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam DIDAKTIKA : Jurnal Kependidikan Al-Mubin: Islamic Scientific Journal Ainara Journal (Jurnal Penelitian dan PKM Bidang Ilmu Pendidikan) Economics and Digital Business Review Al-Iqtishad : Jurnal Ekonomi Prosiding University Research Colloquium Innovative: Journal Of Social Science Research Islamic Banking and Finance Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Society Counseling Asian Journal of Muslim Philanthropy and Citizen Engagement
Utami, Sari
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Journal : Economics and Digital Business Review

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Pengaruh Pembiayaan Modal Kerja Pada Akad Musyārakah Terhadap Profitabiliyas Bank Mumalat Indonesia, Bank Mega Syariah Dan Bca Syariah Periode 2019-2021 Utami, Sari
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3054

Abstract

Examining Islamic financial performance using the ROA indicator uses a quantitative approach for its methodology and Islamic finance for its scientific aspects. To realize these two approaches, the Working Capital Financing variable is used as a measure of product purchases in determining the level of profitability of Islamic Commercial Banks. The required data are the amount of Musyarakah Financing, total Financing Results, net profit, and total assets. The data collection technique used in this study is documentation. The documentation used is the financial reports of Islamic Commercial Banks consisting of three banks: Bank Muamalat Indonesia, Bank MEGA Syariah, and BCA Syariah from 2019-2021 through the Financial Services Authority (OJK) website. The results show that the three Islamic Commercial Banks only influence Musyarakah financing variables by 3%, while the other 97% is influenced by several financing variables such as murabahah, salam, istisna', ijarah, qard, current accounts, savings, and deposits. The regression results on REM show that Musyarakah Financing (0.0657) has a positive effect on probability, which is smaller than 0.05. Therefore, Musyarakah financing has an effect on the three BUS (Bank Mumalat, Bank Mega Syariah, and BCA Syariah).
Co-Authors Abdul Rosid Abdur Razzaq Ahmad Mardalis, Ahmad Ahmad Suryadi, Ahmad Asmadia, Tezi Asrida Asrida, Asrida Bagus Ardi Saputro Baharuddin Baharuddin Cristofer Sumiok Cusyana, Silvi Reni Desi Ulpa Anggraini, Desi Ulpa DWI RAHMAWATI Farida Aryani Fenny Roshayanti Fine Reffiane Frida Magda Sumual Irawati, Fitri Lia Nurina LITAMAHUPUTTY, JACOMINA VONNY M. Abzar Duraesa M. Yahya Marianti, Lena Marunduh, Andrew Patrick Nanda Pratiwi Nasution, Nabila Halim Pratama, Alief Mas Putrie, Rena Augia Qomaria, Evi Rustiawan, Indra Siswanto, Nafisa Alvy Sohyb, Muh. Nizar Sumarno . Suriani Nur, Suriani Turang, Frangky Yongky