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All Journal Jurisprudence DE'RECHTSSTAAT JOURNAL EQUITABLE Pagaruyuang Law Journal Syntax Idea JIHAD : Jurnal Ilmu Hukum dan Administrasi KADARKUM: Jurnal Pengabdian Kepada Masyarakat Jurnal Hukum Ekonomi Islam (JHEI) Proceedings Series on Social Sciences & Humanities Law and Justice Journal of Law and Legal Reform Jurnal El-Hamra : Kependidikan dan Kemasyarakatan Harmonization JILS (Journal of Indonesian Legal Studies)
Attamimi, Zeehan Fuad
Faculty Of Law, Universitas Muhammadiyah Purwokerto
Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Standard Digital Agreement For Shopee Pay Later Users In Terms Of Consumer Protection Laws Perspective Attamimi, Zeehan Fuad; Marsitiningsih; Nurul Aulia
Law and Justice Vol. 9 No. 1 (2024): Law and Justice
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v9i1.5137

Abstract

The technological landscape in Indonesia has rapidly evolved with the emergence of various platforms/applications utilized by Indonesian society. One of significant technological advancement in Indonesia is Financial Technology (Fintech). Fintech is a form of financial-based application with various service features. The service features within Fintech offer broader benefits and convenience to users under a single platform enhancing simplicity. Shopee PayLater (SPayLater) is one of the various types of Fintech in Indonesia. SPayLater is a service offered within the Shopee application. The service feature of SPayLater includes buyer-seller transactions facilitated using installment payment methods according to specified periods. This article differs from others that solely discuss conventional commercial transactions, as it specifically examines transactions enabled by Fintech. The methodology employed in this article adopts a normative juridical research approach, incorporating legislative analysis presented in a descriptive-analytical narrative format. The results of this study indicate that transactions involving installment payments are formalized through a standardized agreement, a type of contract unilaterally prepared by SPayLater as the service provider, without any bargaining position. This arrangement may lead to an imbalance contrary to the principle of balanced agreements. The inclusion of exoneration clauses within standard agreements could potentially disadvantage users. Therefore, consumer protection measures are necessary to oversee service providers, who are the architects of contract clauses, in compliance with consumer protection laws as a form of reactive approach. Additionally, introducing agreement features involving user participation in negotiations with service providers is essential to establish a balanced bargaining position, ultimately ensuring equitable agreements as a preventive measure.   Lanskap teknologi di Indonesia telah berkembang pesat dengan munculnya berbagai platform. Salah satu kemajuan teknologi yang cukup signifikan di Indonesia adalah financial technology (Fintech). Fintech merupakan salah satu bentuk aplikasi berbasis keuangan dengan berbagai fitur layanan. Shopee PayLater (SPayLater) merupakan salah satu dari berbagai jenis fintech yang ada di Indonesia. SPayLater adalah layanan yang ditawarkan dalam aplikasi Shopee. Fitur layanan dari SPayLater antara lain transaksi pembeli-penjual yang difasilitasi dengan metode pembayaran cicilan sesuai periode yang ditentukan. Artikel ini berbeda dengan artikel lain yang hanya membahas transaksi komersial konvensional. Tujuan dari penulisan artikel ini adalah untuk mengulas perjanjian baku pada transaksi yang dilakukan oleh Fintech dan penggunanya dari sudut pandang Undang-Undang Perlindungan Konsumen. Metodologi yang digunakan dalam artikel ini menggunakan pendekatan penelitian yuridis normatif. Hasil penelitian ini menunjukkan bahwa transaksi yang melibatkan pembayaran cicilan diformalkan melalui perjanjian baku, yaitu jenis kontrak yang dibuat secara sepihak oleh SPayLater sebagai penyedia layanan, tanpa adanya posisi tawar-menawar. Pengaturan ini dapat menimbulkan ketidakseimbangan yang bertentangan dengan asas perjanjian yang seimbang. Pencantuman klausula eksonerasi dalam perjanjian baku berpotensi merugikan pengguna. Oleh karena itu, langkah-langkah perlindungan konsumen diperlukan untuk mengawasi penyedia layanan, yang merupakan arsitek klausul kontrak, agar sesuai dengan undang-undang perlindungan konsumen sebagai bentuk pendekatan reaktif. Selain itu, fitur perjanjian yang melibatkan partisipasi pengguna dalam negosiasi dengan penyedia layanan sangat penting untuk membangun posisi tawar yang seimbang, yang pada akhirnya memastikan perjanjian yang adil sebagai tindakan pencegahan.
Juridical Basis of Murabahah Bil Wakalah Contracts at Islamic Banks Hidayah, Astika Nurul; Attamimi, Zeehan Fuad; Mukaromah, Safitri; Hapsari, Ira
Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023)
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v14i.907

Abstract

The wakalah agreement that appears in financing schemes in Islamic banks becomes a series with the murabahah agreement. This series of contracts then appears in financing in the form of a murabahah bil wakalah contract. The specific purpose of this research is to find out and analyze the juridical basis of the murabahah bil wakalah contract in positive law and Islamic Law in Indonesia. This research is categorized as legal research with a normative juridical method. The normative juridical approach used is the statute approach. The data collection method in this research uses cross methods, namely literature study, observation and interviews, according to the types and sources of data needed. Until now, there are no rules governing murabahah bil wakalah as a unit in Islamic bank financing products, both rules in positive law and Islamic law in Fatwa DSN MUI. Therefore, the juridical basis for murabahah bil wakalah financing comes from the juridical basis for each murabahah contract and wakalah contract, whether from the Law, Regulations of the Financial Services Authority of the Republic of Indonesia, or other laws and regulations, as well as Fatwa DSN MUI.
Counseling and Training on Mediation in Family Disputes as an Alternative to Dispute Resolution for Members of The Muhammadiyah Branch Leadership (PCM) Ulujami, Pemalang District Attamimi, Zeehan Fuad; Adi, Luthfi Kalbu; Hidayah, Tesa Nurul
Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023)
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v14i.913

Abstract

Community service activities carried out by a team from the Faculty of Law, Muhammadiyah Purwokerto University which was held on February 3, 2023, located in Ulujami District, Pemalang Regency. The implementation of counseling activities and mediation training is one way to prevent divorce. Based on statistical data that Pemalang Regency is the district with the second highest divorce rate in Central Java. Both divorces are caused by divorce that is done by the husband or divorce that is done by the wife. There are factors that cause divorce filed at the Pemalang Religious Court. The purpose of this service, to reduce the divorce rate in Pemalang Regency, especially for members of the Muhammadiyah Branch Leadership (PCM) Ulujami with the need for counseling and mediation training as an effort to prevent the breakdown of marriage due to divorce if one of the two husbands and wives sues for divorce, and between husband and wife can get along again to become a complete family. Thus conducting counseling and mediation training as an alternative to family dispute resolution is very necessary for districts / cities with high divorce rates. Some of the supporting factors for this service activity include the very high enthusiasm of the members to gain knowledge and training with the presence of 35 members from each family representative under PCM Ulujami Pemalang Regency. Some of the obstacles faced during the service were limitations in supporting facilities including limited space and limited time.
Exploring the Effectiveness of Mediation in Resolving Disputes in the Indonesian Administrative Court Amarini, Indriati; Ismail, Noorfajri; Saefudin, Yusuf; Attamimi, Zeehan Fuad; Hidayah, Astika Nurul
Journal of Indonesian Legal Studies Vol. 9 No. 1 (2024): Navigating Legal Landscapes: Exploring Justice Development in Indonesia and the
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jils.vol9i1.4632

Abstract

This study analyzes mediation in administrative dispute resolution in Indonesian Administrative Courts. The settlement of administrative disputes through mediation is not recognized in the Administrative Court procedural law. Mediation in the dispute resolution process in Administrative Courts is still a matter of debate. One of the parties to the dispute is a public body or official who is included in the realm of public law, so that mediation is not possible. The execution of Administrative Court decisions that have permanent legal force does not guarantee justice and legal certainty. This research aims to analyze the development and implementation of mediation in settlement of public disputes in Administrative Courts. The research method used is doctrinal research or library research with secondary data sources in the form of legislation on Administrative Courts, Supreme Court regulations on mediation, and scientific journals of research results. The results showed that mediation in public dispute resolution is used as an alternative to dispute resolution and has long been applied in several countries. Mediation in administrative dispute resolution can be carried out in two ways. First, mediation can be carried out outside the Administrative Court, and then the lawsuit is revoked. Second, mediation can be carried out through Court-connected mediation in the Administrative Court. There is a need to develop and strengthen the application of Court-connected mediation for administrative dispute resolution from the aspects of procedural law and Administrative Court resources that support the mediation process.
PERLINDUNGAN HUKUM BAGI KOPERASI SIMPAN PINJAM DALAM PENYELESAIAN KREDIT MACET (STUDI LEMBAGA KEUANGAN MIKRO DANA YAKSA MINO SAROYO KABUPATEN CILACAP) Solahudin, Muhamad Sofyan; Attamimi, Zeehan Fuad
JOURNAL EQUITABLE Vol 9 No 2 (2024)
Publisher : LPPM, Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jeq.v9i2.6335

Abstract

Fokus penelitian adalah pada mekanisme penyelesaian kredit dan upaya perlindungan hukum yang diimplementasikan untuk memastikan keberlangsungan operasional koperasi. Metode dalam penelitian ini adalah metode mix method atau penelitian hukum normatif-empiris. Hasil penelitian menunjukkan bahwa LKM Dana Yaksa menjalankan perjanjian kredit sesuai standar operasional manajemen usaha dengan berpegang pada prinsip kehati-hatian dan pemberian pinjaman yang sehat. Dalam menghadapi kredit macet, pendekatan kekeluargaan menjadi prioritas, sementara lelang terhadap obyek jaminan dianggap sebagai langkah terakhir jika upaya penyelamatan tidak memungkinkan. Strategi ini memastikan penanganan kredit dilakukan dengan efisiensi dan tanggung jawab, mendukung keberlanjutan operasional Koperasi Simpan Pinjam di tengah dinamika ekonomi lokal.
Perlindungan Hukum Bagi Koperasi Simpan Pinjam Dalam Penyelesaian Kredit Macet (Studi Lembaga Keuangan Mikro Dana Yaksa Mino Saroyo Kabupaten Cilacap) Solahudin, Muhamad Sofyan; Attamimi, Zeehan Fuad
Harmonization : Jurnal Ilmu Sosial, Ilmu Hukum, dan Ilmu Ekonomi Vol. 2 No. 1 (2024): Maret
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/harmonization.v2i1.573

Abstract

The research focuses on the credit resolution mechanisms and legal protection efforts implemented to ensure the sustainability of cooperative operations. The method employed in this research is a mixed-methods approach, specifically a normative-empirical legal research method. The findings indicate that MFI Dana Yaksa adheres to credit agreements in line with operational management standards, guided by the principles of caution and sound lending practices. When dealing with loan defaults, a familial approach takes precedence, while collateral auctions are considered a last resort if salvage efforts are unsuccessful. This strategy ensures the efficient and responsible handling of credit, supporting the continuity of Savings and Loan Cooperative operations amidst the dynamics of the local economy.
Pendaftaran Usaha Pupuk Organik: Implementasi Peraturan Menteri Pertanian Nomor 1 Tahun 2019 Tentang Pendaftaran Pupuk Organik, Pupuk Hayati, dan Pembenah Tanah Putri, Arvinanur Febriana; Attamimi, Zeehan Fuad
Jurnal El-Hamra : Kependidikan dan Kemasyarakatan Vol. 9 No. 2 (2024): Jurnal El-Hamra : Kependidikan dan Kemasyarakatan
Publisher : CV. Amerta Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62630/elhamra.v9i2.213

Abstract

Penelitian ini bertujuan untuk mengkaji dan menganalisis implementasi Peraturan Menteri Pertanian Nomor 1 Tahun 2019 Tentang Pendaftaran Pupuk Organik, Pupuk Hayati, Dan Pembenah Tanah. Negara Indonesia menjadikan Undang-Undang Dasar 1945 sebagai konstitusi. Konsep tersebut merupakan pelaksanaan dari negara hukum yang diterapkan pemerintahan ini. Undang-Undang Dasar 1945 memuat struktur kekuasaan dan kemajuan negara dengan menerapkan demokrasi sebagai landasannya. Setiap individu bebas bekerja, memproduksi, berkonsumsi dan berinvestasi dengan cara yang mereka inginkan dan dilindungi negara demi terciptanya kesejahteraan dan kemakmuran rakyat seperti dalam Bab XIV Pasal 33 Undang-Undang Dasar 1945 mengenai perekonomian nasional. Industri pupuk di Indonesia menjadi salah satu usaha yang banyak dijumpai karena wilayah Indonesia sendiri memiliki banyak daratan dengan lahan pertanian dan perkebunan yang luas. Industri pupuk menjadi salah satu langkah dalam menunjang produktifitas hasil pertanian dan bahan pangan. Namun dalam pelaksanaan industri pupuk ini masih dijumpai penyelewengan yang terjadi seperti pupuk yang tidak sesuai Standar Nasional, legalitas pupuk, pemalsuan rincian label pupuk, dan lain sebagainya. Metode penelitian yang digunakan dalam penelitian ini adalah yuridis normatif untuk memperoleh jawaban atas permasalahan hukum dalam masyarakat sesuai dengan peraturan perundangan yang berlaku. Berdasarkan kajian mandalam prosesi dari pendaftaran usaha pupuk organik masih terdapat hambatan atau kendala-kendala yang dialami. Kata kunci: Implementasi; Kebebasan; Usaha; Pendaftaran; Pupuk Organik
The Role of Music Aggregator Distribution Toward Music Performers in View of the Three Pillars of the Copyright System Attamimi, Zeehan Fuad; Tajudin, Amalina Ahmad; Umar, Fadhil
Journal of Law and Legal Reform Vol. 5 No. 1 (2024): Contemporary Global Issues on Law Reform, Legal Certainty, and Justice
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jllr.vol5i1.2201

Abstract

One of the works of art that is closely related to human life and economic value is music. The existence of music and songs include the scope of intellectual property copyright section. Copyright arises automatically to get protection and has economic value for its creator. Music actors, in this case the creator, can publish the results of their creativity more quickly to the general public through Music Aggregator. This becomes a commercial digital service provider in the form of a digital streaming plaform by distributing music that can be accessed anywhere and by anyone. This approach seeks to review the role of Music Aggregators in carrying out the distribution of music to the music performers in terms of the three pillars of the copyright system, namely by reviewing legislation number 28 of 2014 concerning copyright. In this case, as government support in making regulations that guarantee the rights of creators and legal protection of the works produced, it has been fulfilled but not fully because there is no specifically regulated copyright protection on digital platforms (Regulation). Infringement of musical copyright works on digital streaming platforms needs to be addressed through effective and efficient law enforcement, employing both litigation and non-litigation processes (Law Enforcement). The National Collective Management Institute, authorized to oversee the commercialized management of musical copyright works by Music Aggregators, play an important role in optimizing the function of royalty management. This involves facilitating the relationship between Music Actors as copyright holders and Music Aggregators as copyright users (Management).
Sosialisasi Dan Penyuluhan Penyelenggaraan Asuransi Kesehatan di Desa Ledug Kecamatan Kembaran Kabupaten Banyumas Attamimi, Zeehan Fuad; Dian Widyaningtyas, Raden Rara; Raharjo, Aditya Singgih; Amarini, Indriati; Hidayah, Astika Nurul; Amin, Muhamad Sodikul; Aeni, Nikmah
KADARKUM: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 1 (2026): Juni
Publisher : Fakultas Hukum Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/zsjgax77

Abstract

Kesehatan merupakan hak asasi manusia yang dijamin oleh konstitusi Negara Republik Indonesia dan diwujudkan melalui penyelenggaraan Sistem Jaminan Sosial Nasional, salah satunya Program Jaminan Kesehatan Nasional (JKN). Namun demikian, rendahnya pemahaman masyarakat desa mengenai konsep, manfaat, serta dasar hukum asuransi kesehatan masih menjadi permasalahan yang memengaruhi optimalisasi pemanfaatan program tersebut. Artikel ini bertujuan untuk mendeskripsikan pelaksanaan kegiatan sosialisasi dan penyuluhan penyelenggaraan asuransi kesehatan di Desa Ledug, Kecamatan Kembaran, Kabupaten Banyumas, serta menganalisis perannya dalam meningkatkan literasi masyarakat dari perspektif kesehatan, ekonomi, dan hukum. Metode yang digunakan adalah sosialisasi dan penyuluhan melalui ceramah interaktif, diskusi, dan tanya jawab yang melibatkan masyarakat, perangkat desa, serta tokoh masyarakat. Hasil kegiatan menunjukkan adanya peningkatan pemahaman masyarakat mengenai pentingnya asuransi kesehatan sebagai instrumen perlindungan sosial, pengelolaan risiko ekonomi keluarga, serta pemenuhan hak dan kewajiban hukum sebagai peserta JKN. Selain itu, pemerintah desa memiliki peran strategis dalam pendataan kepemilikan asuransi kesehatan, sosialisasi program JKN, serta fasilitasi pendaftaran dan pengusulan peserta PBI. Kegiatan ini menyimpulkan bahwa sinergi antara perguruan tinggi, pemerintah desa, dan masyarakat sangat penting untuk mendukung pemerataan akses pelayanan kesehatan dan keberlanjutan program JKN di tingkat desa. Kata kunci: Kesehatan; Hak Asasi Manusia; Asuransi Kesehatan;
The Validity of Unilateral Termination of Insurance Contracts After the Constitutional Court Decision No. 83/PUU-XXII/2024: : A Study on Jasindo Insurance Aulia, Nurul; Fuad Attamimi, Zeehan; Korai, Mahira; Manhica, Zanele
DE'RECHTSSTAAT Vol. 12 No. 1 (2026): JURNAL HUKUM DE' RECHTSSTAAT
Publisher : Fakultas Hukum Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jhd.v12i1.20816

Abstract

This study examines the intersection of insurance contract law, consumer protection policy, and regulatory compliance in the financial sector. It aims to analyze the implementation of Constitutional Court Decision No. 83/PUU-XXII/2024 in limiting the right of unilateral termination of insurance contracts, as well as the strategies adopted by Jasindo Insurance in mitigating post-decision conflict risks. This topic is selected due to the significance of the decision in reforming insurance law, the urgency of conflict mitigation within Jasindo as a state-owned enterprise, and the existing gap in the literature regarding its implementation. This research employs a normative juridical method with a qualitative approach, combining the analysis of primary legal materials, including the Constitutional Court decision, with field data obtained through interviews to assess its application within Jasindo Insurance. The findings indicate that the decision has enhanced legal certainty for consumers; however, its implementation within Jasindo faces challenges due to inconsistencies between the ruling and existing business practices. The study reveals that implementation remains suboptimal due to discrepancies in policy clauses, potential disputes, and the need for compliance-based adaptive strategies. This research contributes to the development of insurance law by offering theoretical and practical recommendations to balance consumer protection and business compliance, while emphasizing the importance of a solution-oriented framework for effective implementation within Jasindo Insurance.
Co-Authors Adi, Luthfi Kalbu Aditya Singgih Raharjo Aeni, Nikmah Agustin, Reza Ali Ismail Shaleh Amin, Muhamad Sodikul Budi Santoso Chasanah, Kania Amru Dian Widyaningtyas, Raden Rara Disemadi, Hari Sutra Dwi Budi Santoso Fadhil Umar Firdausia, Salsabila Hapsari, Ira Hari Sutra Disemadi Hidayah, Astika Nurul Hidayah, Tesa Nurul Indriati Amarini Ismail, Noorfajri Korai, Mahira Manhica, Zanele Marsitiningsih Muhammad Abdillah Novaliando Mukaromah, Safitri Nurul Aulia Nurwijayanti Putri, Arvinanur Febriana Saefudin, Yusuf Salsabila Firdausia Solahudin, Muhamad Sofyan Tajudin, Amalina Ahmad Umar, Fadhil Yanto, Yanuar Dwi