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PENGARUH FINANCIAL LITERACY, FINANCIAL SELF EFFICACY DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR PADA MASYARAKAT DI KOTA DENPASAR I Gede Komang Krisna Wira Bhakti; I Gusti Ngurah Bagus Gunadi; I Wayan Suarjana
VALUES Vol. 4 No. 1 (2023): Values
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis UNMAS

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Abstract

The ability to manage finances and decide business strategies needs to be supported by mastering adequate financial literacy skills, locus of control and having confidence in their abilities to produce good finances (financial self-efficacy) in managing finances. The research was conducted in Denpasar City by looking for residents who live in Denpasar City. The population in this study is the population of Denpasar City as many as 962,900 residents in 2020. Calculate the number of samples using the slovin formula so that the sample that must be studied is 100 residents in Denpasar City. The sampling technique used in this research is non-probability sampling. The results showed that the significance level of financial literacy, financial self-efficacy, and locus of control was 0.000, 0.000, and 0.026. This indicates a positive and significant influence on financial management behaviour because the significance value is smaller than 0.05.
PENGARUH KEMAMPUAN KERJA, DISIPLIN KERJA, DAN MOTIVASI TERHADAP KINERJA KARYAWAN DI YAYASAN RASTITI BHAKTI (EDUCATION ROCKS) Ni Wayan Dela Laraswati; I Gst Ngurah Bagus Gunadi; Agus Wahyudi Salasa Gama
VALUES Vol. 4 No. 2 (2023): Values
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis UNMAS

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Abstract

Every company really needs qualified human resources to achieve the company goals that have been determined. This study aims to determine the effect of work ability, work discipline and motivation on employee performance at the Rastiti Bhakti Foundation. This research was conducted at the Rastiti Bhakti Foundation with a total sample of 35 employees. The method of determining the sample of this research is saturated sampling method. Data collection was carried out through documentation, interviews and questionnaires. The data analysis technique used in this study was multiple linear regression analysis through the SPSS version 25 program. Based on the results of the analysis, this study shows that work ability has a positive and significant effect on employee performance at the Rastiti Bhakti Foundation, this means that the more employees work ability increases, the employee performance at the Rastiti Bhakti Foundation will also increase. Work discipline has a positive and significant effect on employee performance at the Rastiti Bhakti Foundation, this means that the more employee work discipline increases, the employee performance at the Rastiti Bhakti Foundation will also increase. Motivation has a positive and significant effect on employee performance at the Rastiti Bhakti Foundation, this means that the better the motivation given to employees, the employee performance at the Rastiti Bhakti Foundation will also increase.
PENGARUH RISIKO KREDIT, LOAN TO DEPOSIT RATIO (LDR) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PROFITABILITAS LPD SE KECAMATAN UBUD, KABUPATEN GIANYAR Ida Ayu Agung Anggreni Putri; I Wayan Widnyana; I Gusti Ngurah Bagus Gunadi
EMAS Vol. 3 No. 12 (2022): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

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Abstract

Perkembangan profitabilitas LPD tidak terlepas dari kemampuan manajemen mengelola aktiva dan utang yang ada. Pengelolaan aktiva dan utang dapat dilihat dari kemampuan finansial dan nonfinansial yang disalurkan kepada masyarakat sehingga dapat memberikan kontribusi terhadapa profitabilitas LPD. Penelitian ini bertujuan untuk mengetahui pengaruh risiko kredit, Loan To Deposit Ratio (LDR) dan Capital Adequacy Ratio (CAR) terhadap profitabilitas. Populasi dalam penelitian meliputi seluruh LPD di Kecamatan Ubud. Populasi LPD di Kecamatan Ubud berjumlah 31 LPD. Dalam penelitian ini metode sampel yang digunakan yaitu sampel jenuh, sehingga jumlah sampelnya adalah 31 LPD. Penelitian ini menggunakan metode pengumpulan data berupa dokumentasi dan kepustakaan. Teknik analisis data yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa risiko kredit berpengaruh negatif signifikan terhadap profitabilitas. Hasil ini menunjukkan bahwa semakin tinggi kredit yang bermasalah maka akan semakin mengurangi profitabilitas LPD. Loan to Deposit Ratio berpengaruh positif dan signifikan terhadap profitabilitas. Hal ini menunjukkan bahwa semakin tinggi Loan to Deposit Ratio maka laba yang diperoleh juga semakin meningkat. Capital Adequacy Ratio berpengaruh positif dan signifikan terhadap profitabilitas. Hal ini menunjukkan bahwa tingkat CAR yang semakin besar, mampu mendukung pengembangan operasi dan kelangsungan hidup LPD serta menanggung segala risiko yang timbul seperti risiko kredit dan nantinya akan berdampak pada kelancaran kegiatan operasional LPD dan meningkat profitabilitas LPD.
PENGARUH KOMUNIKASI INTERPERSONAL, LINGKUNGAN KERJA FISIK, DAN PENGEMBANGAN KARIR TERHADAP KINERJA KARYAWAN PADA PT. BPR NUSAMBA MANGGIS Ni Kadek Ita Rupianti; I Gst. Ngurah Bagus Gunadi; Agus Wahyudi Salasa Gama
EMAS Vol. 4 No. 3 (2023): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

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Abstract

Penelitian ini dilakukan berdasarkan kesenjangan hasil penelitian terdahulu (research gap) dan perbedaan fokus bahasan tentang komunikasi interpersonal, lingkungan kerja fisik dan pengembangan karir terhadap kinerja karyawan. Selain itu, terdapat pula permasalahan penelitian (research problem) tentang berfluktuasinya target pencapaian tabungan pada PT..BPR Nusamba Manggis.Penelitian ini dilakukan pada PT. BPR Nusamba Manggis dengan sampel penelitian yang berjumlah 68 responden yang diambil menggunakan sensus jenuh.Seluruh data yang diperoleh dari distribusi kuisioner layak digunakan, selanjutnya dianalisis menggunakan regresi linier berganda, uji hipotesis (uji t dan uji f).Hasil penelitian ini menunjukan bahwa variabel : (1) komunikasi interpersonal berpengaruh positif dan signifikan terhadap kinerja karyawan, (2) lingkungan kerja fisik berpengaruh positif dan signifikan terhadap kinerja karyawan, (3) pengembangan karir berpengaruh positif dan signifikan terhadap kinerja karyawan.
PENGARUH PERPUTARAN KAS, CAPITAL ADEQUACY RATIO (CAR), DAN TINGKAT PERPUTARAN KREDIT, TERHADAP PROFITABILITAS DI LPD SE-KECAMATAN SUSUT KABUPATEN BANGLI Sang Ayu Putu Mira; Gregorius Paulus Tahu; I Gusti Ngurah Bagus Gunadi
EMAS Vol. 4 No. 7 (2023): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

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Abstract

LPD sebagai suatu badan usaha simpan pinjam yang dimiliki desa adat di Bali yang bertujuan untuk mendorong pembangunan perekonomian masyarakat desa adat melalui penyaluran modal dan melalui tabungan yang terarah.Tujuan dari penelitian ini adalah untuk mengetahui pengaruh tingkat perputaran kas, capital adequacy ratio dan tingkat perputaran kredit terhadap profitabilitas LPD Kecamatan Susut Kabupaten Bangli Periode 2019-2021. Objek penelitian yang digunakan dalam penelitian ini adalah Pengaruh Tingkat Perputaran Kas, capital adequacy ratio dan tingkat perputaran kredit terhadap profitabilitas LPD Kecamatan Susut Kabupaten Bangli Periode 2019-2021.Metode pengambilan sampel pada penelitian ini adalah menggunakan teknik pengambilan sampel jenuh, dimana pengambilan sampel adalah 37 LPD Kecamatan Susut Kabupaten Bangli.Teknik analisis data menggunakan analisis regresi linear berganda. Hasil penelitian ini menunjukkan tingkat perputaran kas dan tingkat perputaran kredit berpengaruh positif dan signifikan terhadap profitabilitas pada LPD Kecamatan Susut Kabupaten Bangli. Sedangkan capital adequacy ratio tidak berpengaruh terhadap profitabilitas LPD Kecamatan Susut Kabupaten Bangli.
PENGARUH MOTIVASI KERJA, PENGALAMAN KERJA DAN STRES KERJA TERHADAP KINERJA PEGAWAI DI DINAS PERUMAHAN, KAWASAN PERMUKIMAN DAN PERTANAHAN KABUPATEN GIANYAR I Wayan Wira Darma Putra; Gregorius Paulus Tahu; I Gusti Ngurah Bagus Gunadi
EMAS Vol. 4 No. 8 (2023): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

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Abstract

Sumber Daya Manusia (SDM) adalah individu produktif yang bekerja sebagai penggerak suatu organisasi, baik itu di dalam institusi maupun perusahaan yang memiliki fungsi sebagai aset sehingga harus dilatih dan dikembangkan kemampuannya.Tujuan dari penelitian ini adalah untuk mengatahui Pengaruh Motivasi Kerja, Pengalaman Kerja dan Stres Kerja Terhadap Kinerja Pegawai di Dinas Perumahan, Kawasan Permukiman dan Pertanahan Kabupaten Gianyar. Metode pengambilan sampel dalam penelitian ini adalah dengan metode sampel jenuh (sensus), yaitu keseluruhan pegawai yang berjumlah 52 orang. Metode pengumpulan data dilakukan dengan melakukan wawancara, penyebaran kuesioner, melakukan observasi (pengamatan), dan pengumpulan dokumentasi data pendukung. Teknik analisis yang digunakan adalah analisis regresi linier berganda, uji asumsi klasik, analisis korelasi berganda, analisis determinasi, uji F (simultan), dan uji t (parsial) diolah dengan bantuan Program SPSS version 25 For Windows. Hasil penelitian ini menunjukan Motivasi kerja berpengaruh positif dan signifikan terhadap kinerja pegawai pada Dinas Perumahan, Kawasan Permukiman dan Pertanahan Kabupaten Gianyar. Pengalaman kerja berpengaruh positif dan signifikan terhadap kinerja pegawai pada Dinas Perumahan, Kawasan Permukiman dan Pertanahan Kabupaten Gianyar. Stres kerja berpengaruh negatif dan signifikan terhadap kinerja pegawai pada Dinas Perumahan, Kawasan Permukiman dan Pertanahan Kabupaten Gianyar
PENGARUH KEPEMIMPINAN, BUDAYA ORGANISASI, DAN KOMUNIKASI TERHADAP KINERJA KARYAWAN PADAJOLLY ROGER EDUCATION CABANG GIANYAR Kadek Dwinata Hendrayana; Gregorius Paulus Tahu; I Gusti Ngurah Bagus Gunadi
EMAS Vol. 4 No. 9 (2023): EMAS
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar.

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Abstract

Leadership, organizational culture and communication are things that greatly affect the performance of an employee. There are concerns and findings regarding leadership problems, organizational culture and communication in an effort to improve and improve employee performance in accordance with the objectives of this study to analyze the influence of Leadership, organizational culture and communication on employee performance at Jolly Roger Education Gianyar Branch . The sampling technique in this study used a saturated sampling technique with a total sample of 60 people from the Jolly Roger Education Gianyar Branch. Data analysis in this study used Instrument Test, Classical Assumption Test, Multiple Linear Regression Analysis, Coefficient of Determination (R2), F Test and t Test. Data processing is assisted by using the SPSS Version 23 for Windows application. The results showed that leadership, organizational culture positively and communication has a positive effect on employee performance at the Jolly Roger Education Gianyar Branch.
The Role of Online Queues as a Moderator Between Service Quality and Patient Satisfaction for National Health Insurance's Participants Ni Made, Adhe Sugi Windarini; Nengah, Landra; I Gusti Ngurah Bagus, Gunadi
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 7, No 2 (2024): JUNE EDITION INTERNATIONAL JOURNAL OF ACCOUNTING FINANCE IN ASIA PASIFIC
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v7i2.3247

Abstract

This study aims to provide new insight and fill the gap of previous research by adding online queues to moderate the effect of perceived service quality and organization’s image on perceived satisfaction. Data were collected from 120 respondents who are members of National Health Insurance (JKN) who became patients at Prof. Dr. I Goesti Ngoerah Gde Ngoerah Hospital Denpasar. Partial Least Square Structural Equation Modeling (PLS-SEM) was used to analyze and test hypotheses. This research is quantitative, using a pre-existing measurement scale. The results of this study prove that service quality has a positive and significant effect on customer satisfaction. Another finding from this study is that an organization's image does not significantly affect customer satisfaction. Online queues could not moderate the relationship between service quality and the organization's image on customer satisfaction. The practical implication of this research is that hospitals must improve the online queue services so patients can wait in line from their houses and come to the hospital at/close to service time.
Job Satisfaction’s Role in Mediating the Influence of Workload and Work Culture on Employee Performance of Community Health Center at Klungkung Trisnayani, Ketut; Gunadi, I Gusti Ngurah Bagus; Landra, Nengah; Putra, I Gede Cahyadi
Asia Pacific Journal of Management and Education (APJME) Vol 7, No 1 (2024): March 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v7i1.2536

Abstract

Community health center is a community that has a vital role in the growth of human resources. If health services are low, it will greatly affect all sectors of community growth, including the economy in the area. The aim of this research is to determine and analyze the influence of psychological workload and work culture on performance with job satisfaction as a mediator. The population is all employees of the UPTD Puskesmas Banjarangkan I Klungkung with total of 78 people. The analysis technique used is SEM–PLS. The research results show that psychological workload has no significant effect on employee performance, work culture has a significant effect on employee performance, job satisfaction has a significant effect on employee performance, psychological workload has no significant effect on job satisfaction, and work culture has a significant effect on job satisfaction. The implication of this research is that community health centers must continue to improve the performance and satisfaction of their employees so that employees can provide excellent service to the community.
Company Valuation and Influencing Factors: A Study of Automotive and Component Manufacturers Listed on the Indonesia Stock Exchange Gunadi, I Gusti Ngurah Bagus; Cahyadi Putra, I Gede; Ratih Manuari, Ida Ayu
Asia Pacific Journal of Management and Education (APJME) Vol 7, No 2 (2024): July 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v7i2.3248

Abstract

The company's value is crucial as it reflects the company's performance, which can influence investors' perception of the company. The aim of this research is to determine the influence of profitability, company size, liquidity, and managerial ownership on company value in the automotive and component manufacturing sub-sector on the Indonesian Stock Exchange (IDX) for the years 2017-2021. The population in this study consists of manufacturing companies listed on IDX from 2017 to 2021, totaling 13 companies, with a sample size of 12 companies selected through purposive sampling method. This study employed multiple linear regression analysis to investigate the factors influencing company value. The results reveal that profitability and managerial ownership have a positive and significant impact on company value, while company size has no significant effect. Interestingly, liquidity exhibits a negative and significant relationship with company value. These findings suggest potentially important areas for future research. Expanding the study to include additional variables, such as leverage, capital structure, and dividend policies, could provide a more comprehensive understanding of the determinants of company value.
Co-Authors Abd. Rasyid Syamsuri Agus Wahyudi Salasa Gama Ambara Putri, Ni Made Elita Anak Agung Dian Padma Dewi Andi Sugianta, I Kadek Anis Rizkiya Dewi Antara, I Gede Surya Arianti, Ni Luh Putu Divarina Azizah, Rizka Nur Bastiana, Angela Aprilia Desak Made Ari Susilawati Desak Putu Sintia Danita Devita Glory Ardhisukmana Dewa Ayu Diah Kharisma Dewi Dewi, Ni Luh Ketut Charisma Cahya Dewi, Ni Nyoman Ayu Sinta Gregorious Paulus Tahu Gregorius Paulus Tahu I Dewa Gede Punarbawa I Gede Cahyadi Putra I Gede Giri Utama Yasa I Gede Komang Krisna Wira Bhakti I Gede Urwa Oka Semarabawa I Gusti Agung Ayu Istri Lestari I Gusti Ayu Arista Dewi I Kadek Alit Mario Indra Prasetya I Ketut Sunarwijaya I Komang Oka Permadi I Nengah Aristana I Putu Mega Juli Semara Putra, I Putu Mega Juli I Wayan Gde Wiryawan I Wayan Suarjana I Wayan Suarjana I WAYAN SUARJANA I Wayan Suarjana I Wayan Widnyana I Wayan Wira Darma Putra Ida Ayu Agung Anggreni Putri Ida Ayu Laksmi Satria Devi Ida Ayu Nyoman Yuliastuti Ida Ayu Ratih Manuari Ida Bagus Gede Kresna Wirayudha Joe, Augyawati Kadek Ayu Dwi Sujendri Kadek Dwinata Hendrayana Kadek Krisna Yuniantari Dewi Komang Ayu Mareti Putri Komang Ayu Sukma Ginanti Komang Emi Yulistia Dewi Krisnayanthi, Ni Made Dian Laili Ramadhan Lestari, Made Mitha M Doni Permana Putra Mahayani, Ni Kadek Lisna Maria Anjelina Ngindang MARSELIANA YULTI INDAM Muryanti, Ni Kadek Sri Devi Nastitin, Yohana Nengah Landra Ni Kadek Ariesta Ningsih Ni Kadek Ayu Budi Antari Ni Kadek Dewi Maskanti Ni Kadek Ita Rupianti Ni Kadek Nita Diantini Ni Kadek Rika Putri Rahayu Ni Kadek Trisnawati Ni Kadek Yunita Sari Ni Ketut Nilalohita Trivarga Ni Komang Ayu Nuriyani Ni Komang Dila Merliyani Ni Komang Nita Maheni Ni Komang Sandra Dewi Ni Luh Silvia Ratna Juliantari Ni Made Ayu Mariani Ni Made Dewi Antari Ni Made Dwi Suryaningsih Ni Made Feby Rahayu Ni Made Priska Setiawati Ni Made Rina Dewi Ni Made, Adhe Sugi Windarini Ni Nyoman Yulistia Dewi Ni Putu Cempaka Dharmadewi Atmaja Ni Putu Yeni Astiti Ni Wayan Dela Laraswati Nuho, Paula Noverita Sherenanda Ina Gawi Nur Faiza Oktaviardhana, I Putu Arie Prasasti, Andien Shelomitta Dewi Pryanti, Sang Ayu Putu Andina Putra, I Dewa Gede Rama Putri, Kurnia Putri, Ni Putu Geopani Putri, Ni Putu Pipin Ariska Putu Aditya Angga Pradana Putu Doddy Heka Ardana Putu Kepramareni Putu Wenny Saitri Ramawati, Made Putri Risa, Ni Luh Putu Sang Ayu Putu Mira Saskarini, Ni Kadek Dwi Sritapayanti, Ni Nyoman Syafitri, Wulan Indah Tiara Carina Titania, Anak Agung Sagung Mirah Trisnayani, Ketut Usadi, Made Pradnyan Permana Widnyana, Putu Alit Yanti, Ni Kadek Dwik Purnama Yanti, Putri Emilia Yuli Mburu Mbanyik