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The Influence of Lifestyle and Belief on Purchasing Decisions using the Shopee Paylater featur among INSURI Ponorogo Student Supiyah, Ririn; Fikriawan, Suad; Wahyudi
Journal of Sharia Economic Law Vol. 3 No. 1 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v3i1.7097

Abstract

This research aim to determine the influence of lifestyle and beliefs on purchasing decisions using the Shopee Paylater feature among INSURI Ponorogo students. This type of research is descriptive research using a quantitative approach, with data collection procedures through questionnaire and observation techniques. In this study, the population used was INSURI Ponorogo students using a purposive sampling technique which is included in the non-probability sampling technique. The sample in this study was 100 students. The analysis used is multiple linear regression analysis. Multiple linear regression calculations in this research used the Eviews-10 program. The research results show that lifestyle has no partial effect, trust has a partial effect, and lifestyle and trust have a simultaneous effect on purchasing decisions using the Shopee Paylater feature among INSURI Ponorogo students.
SERTIFIKASI HALAL DI INDONESIA (Analisis Kuasa Simbolik dalam Kontestasi Fatwa Majelis Ulama Indonesia) Fikriawan, Suad
El Barka Vol. 1 No. 1 (2018)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v1i1.1446

Abstract

Abstract: The MUI's symbolic power over halal certification in Indonesia constructed by the habitus of Muslim consumers who are becoming aware of halal lifestyles. beside it, the symbolic capital of the MUI and the political and social religious fields. When people expect the government to provide a solution to the issue of the distribution of consumer products containing material that is forbidden Islam, the government slowly respond to their aspirations, and even tend to do political engineering. then present the MUI with symbolic power instrument discourse the importance of established halal institutions in Indonesia. Through the old negotiations, finally there are some regulations that legitimize MUI and LPPOM as halal certification authority. in the Bourdieu study, halal certification LPPM MUI is a symbol system. The function of this symbol system is divided into three parts, the symbolic system as a structured structure, and Symbolic system as an instrument of domination. As a result, a structured group is created, a group that agrees with the authority of LPPOM MUI continues to campaign on the importance of halal certification of LPPOM MUI. and groups that do not agree to criticism, and sue the existence and authority of LPPOM MUI as the owner of halal certification authority in Indonesia.الملخص:القوة الرمزية MUI على شهادة الحلال. بجانبها ، عاصمة رمزية من MUI والمجالات الدينية والسياسية والاجتماعية. عندما يتوقع الناس من الحكومة تقديم منتج يحتوي على مواد ممنوعة من الإسلام ، تستجيب الحكومة ببطء لتطلعاتهم ، وتميل الأحداث إلى القيام بالهندسة السياسية. ثم تقديم MUI مع قوة رمزية للخطاب على أهمية المؤسسات الحلال المنشأة في إندونيسيا. من خلال المفاوضات القديمة ، وأخيرا هناك بعض اللوائح التي تضفي الشرعية على MUI و LPPOM باعتبارها سلطة التصديق الحلال. في دراسة Bourdieu ، الشهادة الحلال لـ LPPM MUI هي نظام رموز. تنقسم وظيفة نظام الرموز هذا إلى ثلاثة أجزاء ، النظام الرمزي كهيكل منظم ، والنظام الرمزي كأداة للسيطرة. نتيجة لذلك ، يتم إنشاء مجموعة منظمة ، تستمر المجموعة التي تتفق مع سلطة LPPOM MUI في حملة حول أهمية اعتماد LPPOM MUI. والمجموعات التي لا توافق على النقد ، ووجود وسلطة LPPOM MUIكمالك للسلطة الحلال في شهادة إندونيسيا.Abstrak:Kuasa simbolik MUI atas sertifikasi halal di Indonesia dibangun oleh habitus konsumen Muslim yang menjadi sadar akan gaya hidup halal. selain itu, modal simbolik MUI berikut arena politik dan social kala itu mendukung kuasa MUI. Ketika orang mengharapkan pemerintah memberi solusi untuk masalah distribusi produk konsumen yang mengandung zat yang dilarang Islam, pemerintah lamban merespon aspirasi mereka, dan bahkan cenderung melakukan rekayasa politik.kemudian menghadirkan MUI dengan wacana instrumen kekuasaan simbolik tentang pentingnya lembaga halal yang mapan di Indonesia. Melalui negosiasi yang lama, akhirnya terbitlah beberapa peraturan yang melegitimasi MUI dan LPPOM sebagai otoritas sertifikasi halal.dalam studi Bourdieu, sertifikasi halal LPPM MUI adalah sistem simbol. Fungsi sistem simbol ini dibagi menjadi tiga bagian, sistem simbolik sebagai pembentuk terstruktur, sistem simbol sebagai struktur yang dibentuk, dan sistem Simbolik sebagai instrumen dominasi.Akibatnya, kelompok terstruktur tercipta, mereka yang setuju dengan otoritas LPPOM MUI terus mengkampanyekan pentingnya sertifikasi halal LPPOM MUI. Disisi lain kelompok yang tidak setuju mengajukan kritik, dan menuntut keberadaan dan otoritas LPPOM MUI sebagai pemilik otoritas sertifikasi halal di Indonesia. Melalui kajian ini, nampak wacana Borudieu adalah tentang kontestasi yang menciptakan alat simbolis untuk mendominasi satu sama lain. Kontestasi ini terjadi antara MUI dan pemerintah, serta organisasi masyarakat, dan perusahaan, berikut masyarakat secara luas. Dan daripada lembaga sosial lainnya, MUI dapat memenangkan kontestasi dan mewujudkan kekuatan simbolisnya atas sertifikasi halal di Indonesia karena MUI memiliki habitus, modal, dan field yang lebih besar.
CROWDFUNDING DALAM PERSPEKTIF HUKUM ISLAM (Analisis Skema Akad Sewa Pada Website Kitabisa.com) Fikriawan, Suad
El Barka Vol. 1 No. 2 (2018)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v1i2.1449

Abstract

Abstract:This study aims to answer the problem of the contractual practice of leasing the Kitabisa.com website and how to analyze Islamic business law on its implementation. Research data was collected through documentation and interviews. The research approach used is a qualitative approach with descriptive analysis method, where data is analyzed using ijarah theory. The results of the study concluded that: first, leasing a website at Kitabisa is a leasing contract between campaign owners (tenants) and Kitabisa (who rents out). Kitabisa.com does not explain the nominal amount of rent that must be paid by the campaign owner and also without time constraints. Payment of service fees is taken from donations collected by 5% and is charged to donors. If the campaign during the promotion does not result in a donation, service fees will not be charged; second, payment of service fees in online donations in Kitabisa is permissible in Islamic law, because it is included in the ijarah contract category. Payment of donation service fees does not violate the rules of Islamic law because there is no element of gharar. Transactions carried out are in accordance with the rules of Islamic law where both parties do not feel disadvantaged, so as to prevent the occurrence of disputes. The Kitabisa party should improve the agreement contract and provide clear information about donation services to users. Campaign owners and donors should pay attention to the principles in Islamic law so as not to fall into things that are prohibited. Ø§Ù„ملخص: تهدف هذه الدراسة إلى الإجابة عن مشكلة ممارسة تأجير المواقع الإلكترونية في  kitabisa.comوكيفية تحليل قانون الأعمال الإسلامية في تنفيذه. نهج البحث المستخدم هو نهج نوعي مع طريقة التحليل الوصفي. وخلصت نتائج الدراسة إلى أن: أولاً ØŒ استئجار موقع على الإنترنت فيkitabisa.com هو عقد إيجار بين مالكي الحملة (المستأجرين) Ùˆ kitabisa.comالذين يستأجرون). لا يشرح موقع kitabisa.comالقيمة لاسمية لرسوم الإيجار التي يجب أن يدفعها مالك الحملة ودون قيود زمنية ØŒ حيث يتم دفع رسوم الخدمة من التبرعات التي تم جمعها بنسبة 5Ùª من قبل نظام  kitabisa.comقبل الدخول إلى الحملة. يتم تحميل رسوم الخدمة على الجهات المانحة وليس لأصحاب الحملة. إذا لم تكن الحملة أثناء الترويج تبرعات ØŒ فلن يتم تحصيل رسوم الخدمة Ø› ثانياً ØŒ يجوز دفع رسوم الخدمة في التبرعات عبر الإنترنت فيkitabisa.comفي الشريعة الإسلامية ØŒ لأنه يتم تضمين دفع خدمات التبرعات في فئة عقد الإجارة. يعتبر دفع رسوم خدمة التبرع مخالفاً لقواعد الشريعة الإسلامية من حيث الحيازة ØŒ لأن تكلفة خدمات التبرع قد تم إعفاؤها من الغرر. كما أن المعاملات التي تتم وفقا لقواعد الشريعة الإسلامية ØŒ وفي هذه الحالة ØŒ لا يشعر الطرفان أيضا بالأذى ØŒ لمنع وقوع الأعمال العدائية والنزاعات. بناء على ذلك يوصى بما يلي: أولاً ØŒ ينبغي على الطرفkitabisa.comتحسين اتفاقية الاتفاق وتقديم معلومات واضحة عن خدمات التبرع لمستخدمي تسهيلات التبرع عبر الإنترنت حتى لا تفهم المعلومات بشكل جيد Ø› ثانياً ØŒ يجب على مالكي الحملة والمانحين دائماً أن ينتبهوا للمبادئ التي تم تدريسها من قبل الشريعة الإسلامية بحيث لا تقع ضمن المسائل المحظورة. Abstrak: Penelitian ini bertujuan untuk menjawab problem praktik akad sewa website Kitabisa.com dan bagaimana analisis hukum bisnis Islam terhadap implementasinya. Data penelitian dihimpun melalui dokumentasi dan wawancara. Pendekatan penelitian yang digunakan adalah pendekatan kualitatif dengan metode analisis deskriptif, dimana data dianalisis dengan menggunakan teori ija>rah. Hasil penelitian menyimpulkan bahwa: pertama, sewa website di Kitabisa merupakan akad sewa-menyewa antara pemilik kampanye (pihak penyewa) dan Kitabisa (yang menyewakan). Kitabisa tidak menjelaskan jumlah nominal biaya sewa yang harus dibayarkan oleh pemilik kampanye dan tanpa dibatasi waktu. Pembayaran biaya jasa diambil dari uang donasi yang terkumpul sebesar 5% dan dibebankan kepada donatur. Apabila campaign selama promosi tidak menghasilkan donasi, maka tidak akan dibebankan biaya jasa; kedua, pembayaran biaya jasa dalam donasi online di Kitabisa diperbolehkan dalam hukum Islam, karena termasuk dalam kategori akad ija>rah. Pembayaran biaya jasa donasi tidak menyalahi aturan hukum Islam karena tidak ada unsur gharar. Transaksi yang dilakukan telah sesuai dengan aturan hukum Islam dimana kedua belah pihak tidak merasa dirugikan, sehingga dapat mencegah terjadinya perselisihan. Pihak Kitabisa hendaknya memperbaiki akad perjanjian dan memberikan informasi yang jelas mengenai jasa donasi kepada pengguna. Pihak pemilik kampanye dan donatur hendaknya memperhatikan prinsip-prinsip dalam syariat Islam agar tidak terjerumus kepada hal-hal yang dilarang. 
Maqasid Shariah Parameters to Re-Design Policy Performance Fintech Lending Sharia in Indonesia Fikriawan, Suad; Ismail, Faisal Bin Husen; Mahmudah, Siti Nur; Amila, Amila
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 12 No 1 (2025): June
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v12i1.55395

Abstract

This study scrutinizes the integration of Sharia principles within Indonesia’s burgeoning fintech sector, zeroing in on the regulatory levers that shape compliance and public trust. Its academic contribution is to forge a Maqasid-al-Sharia policy framework that ties doctrinal objectives to concrete supervisory tools and technological safeguards. Drawing on in-depth interviews with regulators, platform executives, and scholars, we expose three stubborn frictions: shallow consumer literacy, fragmented oversight, and ad-hoc adoption of transparency technologies. We show how blockchain-based audit trails and tiered disclosure standards can seal these gaps while preserving Islamic ethical mandates. The evidence recasts regulators from passive gatekeepers to active market architects, offering a blueprint for rule-making that ignites Sharia-compliant innovation and shields borrowers from predatory practices.  
Potensi Taman Argo Wisata Dibekasi Lokalisasi Kedung Banteng Menuju Kemandirian Ekonomi Di Desa Kedung Banteng Kecamatan Sukorejo Ponorogo Alfajri, Ahmad Mahfud; Wahidah, Maulida Agustina Hidayatul; Fikriawan, Suad
Social Science Academic SPECIAL ISSUE: Desa Berdaya dengan Potensi Lokal
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v0i0.5925

Abstract

Ponorogo Regency has a variety of natural beauty that can be found. Moreover, Ponorogo has various sectors that can boost regional foreign exchange. One of them is the tourism sector which is a source of regional income. Tourism development is currently starting to become one of the leading programs in regional development. The tourism development is expected to be able to contribute to the receipt of Regional Original Revenue (PAD) and create jobs in the region. Ponorogo Regency has potential and interesting natural resources to be developed as tourist destinations such as hot springs, historical relics, and mountain and hilly areas. This research aims to formulate a community-based tourism development model in Ponorogo Regency, especially in the Kedung Banteng Ex-Localization area. The method used is a qualitative method involving the village head and the community around the Ex-Localization, with in-depth interview techniques. The results of this study indicate the existence of a proposed tourism development model using a community development approach. Tourism development in the Kedung Banteng Ex-Localization area is basically a portrait of efforts to develop the tourism sector in Ponorogo Regency, especially in Kedung Banteng village, Sukorejo sub-district.
Pendampingan Pemasaran Digital Marketing Tas Anyaman Melalui Media Sosial Facebook Di Desa Prajegan Sukorejo Ponorogo Sari, Ratna; Asfahani, Asfahani; Fikriawan, Suad
Social Science Academic SPECIAL ISSUE: Desa Berdaya dengan Potensi Lokal
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v0i0.5933

Abstract

This study aims to assist basketry craftsmen in Prajegan Village, Sukorejo, Ponorogo, in utilizing Facebook as a marketing tool to increase their product sales. Using the Asset-Based Community Development (ABCD) method, the research identifies local strengths and assets as the foundation for developing a digital marketing strategy. Intensive training and mentoring were provided to enhance the craftsmen's digital skills, particularly in managing Facebook as a promotional platform. The results indicate that this mentoring successfully improved the craftsmen's ability to use Facebook effectively, leading to a significant increase in their product sales. The implementation of this method demonstrates that an asset-based approach and tailored training can empower communities and support the sustainability of small businesses.
Dampak Penutupan Lokalisasi Kedungbanteng Terhadap Aspek Sosial Ekonomi Masyarakat Andrianto, Erwin; Nafiah, Nafiah; Fikriawan, Suad
Social Science Academic SPECIAL ISSUE: Desa Berdaya dengan Potensi Lokal
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v0i0.5958

Abstract

This article examines the impact of the closure of a localization area on the socioeconomic conditions of the community in Dukuh Kalipucang, Desa Kedungbanteng, Ponorogo Regency. This qualitative research aims to understand the social and economic changes that occurred in the community following the closure of the localization area, which previously served as a central economic hub for many local residents. Through in-depth interviews and direct observations, the study identifies various impacts of the localization closure, including changes in livelihood structures, shifts in social patterns, and effects on economic and social well-being. The findings indicate that the closure had a significant impact on the local economy, resulting in the loss of a primary source of income for many residents who depended on activities in the area. Additionally, the closure triggered shifts in social structures, such as changes in small business forms and increased reliance on social assistance. Although there have been efforts to address the negative impacts through economic diversification and skills training, challenges remain in terms of social adaptation and economic recovery. The study concludes that the closure of the localization area affects not only economic aspects but also the social dynamics of the community. The research employs a descriptive qualitative method, with data obtained through interviews. The findings show that the impacts of the localization closure are deeply felt by those who relied on the area for their livelihoods
Pemberdayaan Ekonomi Ibu Rumah Tangga melalui Produksi Kripik Tempe di Desa Nambangrejo Sukorejo Ponorogo Mawarni, Sintha; Fikriawan, Suad; Nafiah, Tsalits Maratun
Social Science Academic SPECIAL ISSUE: Desa Berdaya dengan Potensi Lokal
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v0i0.6004

Abstract

One of the villages in Sukorejo, Nambangrejo Village is one of the villages producing tempe chips. Community service activities in Nambangrejo Village take the form of community empowerment through economic empowerment of housewives through tempe production. This economic empowerment is due to business conditions that are not optimal, so it is necessary to provide economic empowerment for housewives through a product. The aim of this service is to improve the economy of housewives in Nambangrejo Village, Sukorejo District. The method used is the Asset Based Community Development (ABCD) method. Students realize this method by holding a Digital Marketing Workshop aimed at business people and youth in Nambangrejo Village, Sukorejo District, Ponorogo Regency.
Pengembangan Industri Tas Kulit Berbasis Kearifan Lokal di Desa Nambangrejo Kecamatan Sukorejo Kabupaten Ponorogo Rohmat, Rohmat; Fikriawan, Suad
Social Science Academic SPECIAL ISSUE: Desa Berdaya dengan Potensi Lokal
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v0i0.6038

Abstract

The craft industry in Indonesia, including leather bag production, plays a crucial role in local economic development and cultural preservation. Nambangrejo Village in Sukorejo District is one example of a leather bag craft center that has grown and developed over generations. The tradition of leather bag making in this village began with the skill of creating simple leather goods for daily needs, and over time evolved into more complex and economically valuable leather bag production. This study aims to explore the potential, challenges, and development strategies of the leather bag industry based on local wisdom in Nambangrejo Village. Using a qualitative approach through in-depth interviews and field observations, this research found that the leather bag industry in this village faces challenges such as globalization, market competition, and changing consumer preferences. Although production is still limited to a small scale, its development potential is significant if supported by appropriate strategies, such as training, network collaboration, and product innovation. Additionally, there are three key roles that can support the development of local wisdom in the leather bag industry: the roles of the government, academics, and the craftsmen themselves. With a comprehensive approach, this industry has the potential to become a strong local economic force that can compete in a broader market while maintaining its cultural idenity.
PERSEPSI MAHASISWA TERHADAP PRODUK KOSMETIK YANG TIDAK BERLABEL HALAL DITINJAU DARI PERILAKU KONSUMEN (Studi Kasus Mahasiswi Hukum Ekonomi Syariah Angkatan 2018 INSURI Ponorogo) Mubarokah, Umi; Fikriawan, Suad; Ayu, Diyan Putri
Social Science Academic Vol. 1 No. 1 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v1i1.2471

Abstract

In the current era of globalization, the role of government supervision in regulating the distribution of cosmetics must always be done by improving the quality of consumer protection. For this reason, the Indonesian Ulema Council (LPPOM MUI) has a strong task of researching, reviewing, analyzing and deciding whether food products and their derivatives, medicines and cosmetic products are safe for consumption. in terms of health and in terms of teaching Islam. For this reason, consumers must know what are the factors that influence consumer behavior towards cosmetic products that are not labeled halal? And what is the perception of the 2018 Islamic economic law students regarding cosmetic products that are not labeled halal?. The purpose of this study was to find out the perceptions of Islamic economic law students class 2018 about cosmetics that are not labeled halal in relation to consumer behavior. The nature of this research is field research. The type of research used in this research is descriptive and uses data collection techniques using interviews, documentation, and observation. In an interview with a 2018 Islamic Economic Law student, the data was processed using a qualitative analysis method using the inductive reasoning method. Based on the results of the study, the most dominant factor influencing consumer behavior in purchasing non-halal labeled cosmetic products by students of the Faculty of Sharia class 2018 INSURI Ponorogo includes several factors, namely close friends, self factors and environmental factors.