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All Journal Jurnal Transformatika Jurnal EMT KITA EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Revenue: Jurnal Manajemen Bisnis Islam Dakwatuna: Jurnal Dakwah dan Komunikasi Islam SOLUSI Jurnal Ilmiah Manajemen Kesatuan Abdimasku : Jurnal Pengabdian Masyarakat EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Economics and Business UBS Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Ilmiah Wahana Pendidikan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Innovative: Journal Of Social Science Research Indo-Fintech Intellectuals: Journal of Economics and Business Journal of Principles Management and Bussines
Prawitasari, Dian
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Revenue: Jurnal Manajemen Bisnis Islam

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QRIS IN INDONESIA: A COMPREHENSIVE LITERATURE REVIEW ON ADOPTION, CHALLENGES, AND OPPORTUNITIES Prawitasari, Dian; Badiani, Farah Dina; Rachmawati, Syafalia Dewi; Ningrum, Febyana Puspita; Mufidah, Nabila Lutfi
REVENUE: Jurnal Manajemen Bisnis Islam Vol. 5 No. 1 (2024)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/revenue.v5i1.22760

Abstract

Indonesia grapples with multifaceted challenges in the adoption of digital payment systems, marked by regulatory ambiguities, inadequate financial literacy, and organizational intricacies. Despite strides in technological innovation, the nation's readiness for widespread digital payment adoption remains uncertain. To address these complexities, concerted efforts are imperative. Enhancing financial literacy among the populace emerges as a foundational step, empowering individuals to navigate the digital financial ecosystem effectively. Moreover, fostering collaborative partnerships between regulatory bodies, financial institutions, and private enterprises is crucial to surmounting regulatory hurdles and fostering innovation. Recommendations include refining regulatory frameworks to provide clarity and flexibility, instituting comprehensive financial education programs, and incentivizing private sector involvement in digital payment initiatives. By embracing these strategies, Indonesia can overcome the complexities of digital payment adoption, unlocking the potential for inclusive economic growth and financial empowerment across diverse societal segments.
Co-Authors Agus Prayitno AGUSTINA, SINTA Ahmad, Mubashir Aminah Rizkia Puspita Sari, Raden Ayu Andika, Arditya Dian Ariati Anomsari Arta, Insyika Ananda Awanis Linati Haziroh Badiani, Farah Dina Budi Widjajanto Chalisa, Risky Nor Chasanah, Amalia Nur Dian Andika , Arditya Dwi Eko Waluyo Gagas Gayuh Aji, Gagas Gayuh Hallang Lewa, Andi Hariyadi, Guruh Taufan Herry Subagyo Ichwan Setiarso, Ichwan Ida Farida Imam Nuryanto Jaka Prasetya Juli Ratnawati Kamiliya, Chantika Zulfa Karis Widyatmoko Karmila karmila karmila Kasmanto, Ade Early Raka Putra Kusumaningrum, Lely Kusumaningrum, Lely Kusumaningrum Lewa, Andi Hallang Linati Haziroh, Awanis Made Gede Wirakusuma Maharani, Intan Putri Dwi Masduki, Charis Mertha Agung Durya, Ngurah Pandji Mufidah, Nabila Lutfi Mustikasari, Julia Arum Nabilla, Habibah Yuhrotun Ningrum, Febyana Puspita Oktavia, Erni Oktavia, Vicky Oktoriza, Linda Ayu Pandji Mertha Agung Durya, Ngurah Permatasari, Noviana Putri Puspita Sari, Raden Ayu Aminah Rizkia Rachmawati, Syafalia Dewi Rudi Kurniawan Safitri, Maria Salsabila, Denaya Bethary Samasta, Almira Santi Setiarso, Ichwan Setiawan, Aries Setyani, Putri Desti Sjamsul Hidajat, Moch Suharnawi Suharnawi Suhita Whini Setyahuni Suryanti v, Amalia Nur Virgiawan, Mahendra Prima Wibowo, Mochammad Eric Suryakencana Yenny Ernitawati Yovita, Lenni Yulita Setiawanta Zakaria, Fakhmi