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All Journal Jurnal Transformatika Jurnal EMT KITA Journal of Economic, Bussines and Accounting (COSTING) EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Revenue: Jurnal Manajemen Bisnis Islam Dakwatuna: Jurnal Dakwah dan Komunikasi Islam SOLUSI Jurnal Ilmiah Manajemen Kesatuan Abdimasku : Jurnal Pengabdian Masyarakat EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Economics and Business UBS Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Ilmiah Wahana Pendidikan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ekonomika Manajemen Dan Bisnis Innovative: Journal Of Social Science Research Indo-Fintech Intellectuals: Journal of Economics and Business Journal of Principles Management and Bussines El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JER
Prawitasari, Dian
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Journal : SOLUSI

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Financial Behavior of Gen Z Students: Digital Lifestyle, FoMo, and Financial Literacy Prawitasari, Dian; Kadarningsih, Ana; Ahmad, Mubashir
Solusi Vol. 23 No. 3 (2025): July
Publisher : Fakultas Ekonomi, Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/slsi.v23i3.12359

Abstract

The financial behavior of Generation Z is now starting to become worrying. Generation Z is considered a generation that is highly skilled at utilizing digital technology in every online shopping activity so that it tends to be consumptive in daily activities. Generation Z is not yet able to manage finances so that it increases consumptive behavior that will be detrimental to finances in the future. This study aims to examine the factors that influence the financial management behavior of Generation Z, especially students. The factors to be studied include financial literacy, digital lifestyle and fear of missing out in influencing financial management behavior. Data processing uses SEM-PLS analysis with SmartPLS Version 3.2.8 as an analytical tool. The population of this study is Generation Z students who are studying in the city of Semarang. The sample of this study is Generation Z who are still students, amounting to 147 people. The results of this study state that financial literacy has a positive significance on the financial behavior of Generation Z, especially students. Meanwhile, the variables of fear of missing out and digital lifestyle have no influence on financial management behavior in Generation Z who are still students. The results also show that financial literacy is an absolute factor that influences the financial behavior of Generation Z students
Co-Authors Agus Prayitno AGUSTINA, SINTA Ahmad, Mubashir Amalia, Rifdah Aminah Rizkia Puspita Sari, Raden Ayu Andika, Arditya Dian Ardya Pandhega, Brian Ariati Anomsari Arta, Insyika Ananda Awanis Linati Haziroh Badiani, Farah Dina Budi Widjajanto Chalisa, Risky Nor Chasanah, Amalia Nur Dian Andika , Arditya Dian Andika, Arditya Diana Puspitasari Duri, Galih Sephiani Rafika Dwi Eko Waluyo Dwi Handayani, Monica Gagas Gayuh Aji, Gagas Gayuh Hallang Lewa, Andi Hariyadi, Guruh Taufan Herry Subagyo Ichwan Setiarso, Ichwan Ida Farida Imam Nuryanto Jaka Prasetya Juli Ratnawati Kamiliya, Chantika Zulfa Karis Widyatmoko Karmila karmila karmila Kasmanto, Ade Early Raka Putra Kusuma, Pradana Jati Kusumaningrum, Lely Kusumaningrum, Lely Kusumaningrum Lewa, Andi Hallang Linati Haziroh, Awanis Made Gede Wirakusuma Maharani, Intan Putri Dwi Masduki, Charis Mertha Agung Durya, Ngurah Pandji Mufidah, Nabila Lutfi Mustikasari, Julia Arum Nabilla, Habibah Yuhrotun Ningrum, Febyana Puspita Oktavia, Erni Oktavia, Vicky Oktoriza, Linda Ayu Pandji Mertha Agung Durya, Ngurah Permatasari, Noviana Putri Prihandono, Adi Puspita Sari, Raden Ayu Aminah Rizkia Rachmawati, Syafalia Dewi Rizkia Puspita Sari, Raden Ayu Aminah Rorensia, Fajar Rizkina Rudi Kurniawan Safitri, Maria Salsabila, Denaya Bethary Samasta, Almira Santi Setiarso, Ichwan Setiawan, Aries Setyani, Putri Desti Sjamsul Hidajat, Moch Suharnawi Suharnawi Suhita Whini Setyahuni Suryanti v, Amalia Nur Virgiawan, Mahendra Prima Wibowo, Mochammad Eric Suryakencana Yenny Ernitawati Yovita, Lenni Yulita Setiawanta Zakaria, Fakhmi