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Progressiveness of Sharia Insurance as A Component of The Islamic Non-Bank Financial Industry in Indonesia Sanurdi; Rafiqah; Ait Si Ali, Hicham; Fakhrurrazi
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 1 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i1.7427

The condition of sharia insurance in Indonesia shows limited development; it ranked fourth and only rose one rank from 2019 as the country with the highest number of operators in the world. The market share of sharia insurance, when compared to conventional insurance, reached 6% at the end of 2020. This study aims to analyze the development of sharia insurance in Indonesia through statistical data analysis of sharia insurance financial performance during the 2018–2022 period. This article is classified as literature research with a qualitative approach. The methodology used is a content analysis study. The results found that sharia insurance in Indonesia experienced asset growth of 3.53%, total gross contribution year-on-year of 16.38%, and continued to record investment results in the 2018–2022 range. The growth was dominated by the capital market sector and the banking sector, which experienced an increase.

ANALISA KAPASITAS SALURAN DRAINASE PADA JALAN HARYONO M.T KOTA BANJARMASIN Fakhrurrazi; Faryanto Effendie
Jurnal Teknik Sipil Vol 8 No 1 (2024): Jurnal Gradasi Teknik Sipil - Juni 2024
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31961/gradasi.v8i1.1425

Pada tahun 2021 saluran drainase di Jalan Haryono. M. T Banjarmasin diperbaiki dan dibangun kembali agar tidak ada lagi permasalahan genangan. Untuk saluran dilakukan pengukuran dilapangan yaitu dimensi saluran, bahan saluran dan kemiringan saluran. Selanjutnya dihitung debit saluran (Qs). Bila Qs lebih besar dari Qh, maka saluran mampu mengalirkan aliran air hujan, dan tidak terjadi genangan pada lahan sekitar saluran. Dari hasil perhitungan, untuk tinggi curah hujan rancangan (periode ulang 2 tahun) didapatkan hasil adalah 89,645 mm dan hasil perhitungan debit hujan rancangan pada ruas saluran A1(saluran sisi hilir setelah perempatan jalan) adalah 0,511 m3/detik, debit hujan rancangan pada ruas saluran A2(saluran sisi hulu sebelum perempatan jalan) adalah 0,209 m3/detik sehingga debit hujan rencana total pada ruas saluran A1 adalah 0,720 m3/detik. Hasil dari debit eksisting saluran yang didapat ruas saluran A1 adalah 0,7511 m3/detik dan pada A2 adalah 0,7047 m3/detik. Dapat disimpulkan saluran dapat mengalirkan debit hujan rencana pada periode ulang 2 tahun, dengan dimensi saluran persegi, dengan dimensi lebar penampang (B) = 0,8 m, tinggi penampang (H) = 0,85 m dan kemiringan 0,00117 . Saluran drainase di Jalan Haryono. M.T Banjarmasin dapat mengalirkan debit hujan rancangan pada periode ulang maksimum 2,2426 tahun dan tinggi hujan adalah 93,22 mm.

ANALISA KAPASITAS SALURAN DRAINASE PADA JALAN SIMPANG SUNGAI MESA KOTA BANJARMASIN Fakhrurrazi; Abdul Khaliq; Faryanto Effendie
Jurnal Teknik Sipil Vol 7 No 1 (2023): Jurnal Gradasi Teknik Sipil - Juni 2023
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31961/gradasi.v7i1.1431

Kota Banjarmasin merupakan wilayah yang penduduknya cukup padat khususnya pada Jalan Simpang Sungai Mesa, sering terjadi masalah saat musim hujan yaitu banyaknya genangan di jalan yang mengganggu aktivitas warga sekitar, perlu adanya pengamatan lebih lanjut pada dimensi saluran drainase untuk menganalisa kapasitas saluran drainase dengan memperhitungkan pengaruh debit hujan. Dalam penentuan debit hujan rancangan diperlukan data hujan harian maksimum dari 3 pos hujan yang berada dekat lokasi penelitian. Kemudian dilakukan proses analisa frekuensi untuk mendapatkan tinggi hujan rancangan (sesuai luas catchment area). Setelah itu dilakukan perhitungan debit hujan rancangan (Qh) yang akan mengalir disaluran dengan memperhitungkan tata guna lahan. Perhitungan debit hujan rancangan (Qh) menggunakan metode rasional. Untuk saluran dilakukan pengukuran dilapangan yaitu dimensi saluran, bahan saluran dan kemiringan saluran. Selanjutnya dihitung debit saluran (Qs=Fs.V). Bila Qs lebih besar atau sama dengan Qh, maka saluran mampu mengalirkan aliran air hujan, dan tidak terjadi genangan pada lahan sekitar saluran. Tetapi sebaliknya bila Qs lebih kecil dari Qh, maka perlu perbaikan atau perubahan dimensi saluran (yaitu perubahan pada tinggi saluran). Hasil perhitungan menunjukkan Debit saluran eksisting (Qs) adalah 0,4409 m3/detik dimana nilainya lebih rendah dari Debit hujan rancangan periode ulang 2 tahun (Qh = 0,6965 m3/detik) maka dari hasil tersebut dinyatakan Tidak Memenuhi Syarat (terjadi genangan dilahan sekitar saluran) dan perlu adanya perancangan ulang dimensi saluran drainase pada Jalan Simpang Sungai Mesa Kota Banjarmasin. Hasil perubahan rancangan tinggi saluran dari yang semula/eksisting 0,58 meter menjadi 0,86 meter dimana lebar saluran tetap 0,5 meter dan kemiringan saluran 0,004. Dimensi eksisting (lebar 0,5 meter, tinggi saluran 0,58 meter dan kemiringan saluran 0,004) hanya mampu mengalirkan debit hujan periode ulang 1,08 tahun. Perancangan akhir dimensi saluran (lebar 0,5 meter, tinggi saluran 0,86 meter, dan kemiringan saluran 0,004), didapat debit saluran lebih besar atau sama dengan debit hujan.

Pelatihan dan Pendampingan Teknologi Informasi Pengembangan Gampong Digital Gampong Uteunkot Berbasis Web di Kota Lhokseumawe Ilhadi, Veri; Aidilof, Hafizh Al Kautsar; Fakhrurrazi; Sahputra, Ilham; Zohra, Siti Fatimah A; Angelina, Difa
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 5 No. 3 (2024): September
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v5i3.1064

This program aims to enhance information technology capabilities in Uteunkot Village, Lhokseumawe City, focusing on developing web-based digital villages. The initiative includes training and assistance for village residents to support the village apparatus in public services, archiving, and marketing for MSMEs. The training aims to facilitate archiving at the Geuchik office through digital public service and archiving socialization, accompanied by website development training for the village. The web application is designed to present relevant and beneficial information for village residents with an efficient interface. The results of the digital web training and assistance indicate that villages in Indonesia are now more connected and can access broader information, contributing to increased community knowledge. The digitalization of public services has accelerated administrative processes, enhanced transparency, and facilitated interactions between village governments and their residents. Additionally, the training enhances the digital skills of village officials, increasing their capacity to utilize web-based technology. The implications of this training suggest that villages can transform to be smarter and more competitive in the digital era

Pemanfaatan Posyandu Lansia Untuk Peningkatan Kesehatan Masyarakat Lansia di Gampong Neulop II Italina, Cut; Jayanti, Ery; Fakhrurrazi; Noviana S; Haikal, Muhammad; Gibran, Khalil
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 2 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i2.535

This community service aimed to increase the utilization of posyandu lansia in Desa Neulop 2, Kecamatan Indrajaya, Kabupaten Pidie. The increasing number of elderly people requires accessible and affordable health services. However, posyandu utilization in this area remains low. The activities included counseling and training for elderly citizens, their families, community leaders, and posyandu cadres. Results showed a significant improvement in awareness and attendance at the posyandu lansia, supported by family involvement and cadre commitment.

Dampak Citra TikTok Shop dan E-WOM terhadap Perilaku Belanja Online Gen-Z Saputra, Al Mahfud; Fakhrurrazi; Mukhdasir
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 2 (2025): April 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i2.3977

This study aims to examine the influence of brand image and Electronic Word Of Mouth (e-WOM) on the attitudes and purchase intentions of Generation Z in Aceh when shopping at TikTok Shop. In this study, an online questionnaire was used to obtain the required information. Quota sampling was used to determine a sample of 200 consumers. Analysis with SmartPLS software through Structural Equation Modeling (SEM) was used to assess the measurement and structural models. The results of the study found that brand image, e-WOM, and consumer attitudes directly impact consumer intentions to shop online. Especially when the e-WOM obtained is positive. The attitude itself is directly influenced by brand image and e-WOM. However, consumer attitudes cannot mediate the relationship between brand image and e-WOM that affects purchase intentions. This study can contribute to online retailers in Aceh, significantly improving consumer attitudes at TikTok Shop by aligning products sold and purchased by consumers to minimize negative comments.

AN TINJAUAN HUKUM MUAMALAH TERHADAP JUAL BELI RUM DI KUALASIMPANG (STUDI ANALISIS FATWA MUI N0 4 TAHUN 2003 TENTANG STANDARISASI FATWA HALAL DAN QANUN N0 6 TAHUN 2014 TENTANG HUKUM JINAYAH) Asnita, Dessy; Emelda, Dahliana; Fakhrurrazi
El-Ahli : Jurnal Hukum Keluarga Islam Vol 6 No 1 (2025): EL-AHLI : Jurnal Hukum Keluarga Islam
Publisher : Program Studi Hukum Keluarga Islam STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/el-ahli.v6i1.1996

This study examines the persistent practice of rum trading in Kuala Simpang, despite its prohibition under MUI Fatwa No. 4 of 2003 on halal standards and Qanun Aceh No. 6 of 2014 on Jinayah Law. Rum is commonly utilized in food and beverage preparation, imparting a sweet flavor with minimal alcoholic content. The research aims to analyze the prevailing rum trade practices and their implications in light of these religious and legal frameworks. Data were collected through interviews with rum sellers and consumers. Findings indicate that rum remains widely traded in Kuala Simpang, where it is frequently incorporated into cakes and beverages. According to MUI Fatwa No. 4 of 2003, such practices are deemed haram (forbidden), as even trace amounts of alcohol render consumption impermissible. Additionally, Aceh’s Qanun No. 6 of 2014 classifies rum as khamar (intoxicants), prohibiting its trade under Jinayah Law. Thus, the ongoing rum trade in Kuala Simpang violates both Islamic jurisprudence and regional legal statutes in Aceh

AN TINJAUAN HUKUM MUAMALAH TERHADAP JUAL BELI RUM DI KUALASIMPANG (STUDI ANALISIS FATWA MUI N0 4 TAHUN 2003 TENTANG STANDARISASI FATWA HALAL DAN QANUN N0 6 TAHUN 2014 TENTANG HUKUM JINAYAH) Asnita, Dessy; Emelda, Dahliana; Fakhrurrazi
El-Ahli : Jurnal Hukum Keluarga Islam Vol 6 No 1 (2025): EL-AHLI : Jurnal Hukum Keluarga Islam
Publisher : Program Studi Hukum Keluarga Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/el-ahli.v6i1.1996

This study examines the persistent practice of rum trading in Kuala Simpang, despite its prohibition under MUI Fatwa No. 4 of 2003 on halal standards and Qanun Aceh No. 6 of 2014 on Jinayah Law. Rum is commonly utilized in food and beverage preparation, imparting a sweet flavor with minimal alcoholic content. The research aims to analyze the prevailing rum trade practices and their implications in light of these religious and legal frameworks. Data were collected through interviews with rum sellers and consumers. Findings indicate that rum remains widely traded in Kuala Simpang, where it is frequently incorporated into cakes and beverages. According to MUI Fatwa No. 4 of 2003, such practices are deemed haram (forbidden), as even trace amounts of alcohol render consumption impermissible. Additionally, Aceh’s Qanun No. 6 of 2014 classifies rum as khamar (intoxicants), prohibiting its trade under Jinayah Law. Thus, the ongoing rum trade in Kuala Simpang violates both Islamic jurisprudence and regional legal statutes in Aceh

SHOPAHOLIC IN THE MIDST OF EDUCATIONAL AID: A STUDY ON CONSUMERISM OF STUDENTS WHO RECEIVE KIP-LECTURE AT UNIVERSITAS MALIKUSSALEH Sitompul, Chairotun Nisa; Nirzalin; Cut Rizka Al Usrah; Bobby Rahman; Fakhrurrazi
Jurnal Mahasiswa Antropologi dan Sosiologi Indonesia (JuMASI) Vol. 3 No. 2 (2025)
Publisher : FISIP Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jumasi.v3i2.14149

This study examines the Shift in the Meaning of Commodity and Shopaholic Among KIP-Lecture Recipients (Student Study of the Faculty of Economics and Business, Malikussaleh University). The purpose of this study is to find out the shopping practices and motivations that drive students' consumptive actions. The approach in this study is a qualitative method using a case study phenomenological approach using Jean Baudrillard's theory of Consumption Society about consuming sign values instead of functional values. In a postmodern society, consumption is no longer a pure object. As in the results of this study, students consume clothes as fashion and consume other commodities in the form of skincare, and cosmetics. The consumption carried out by students is not to meet needs but the desire and value of the signs contained in the commodities consumed. Some of the motivations of students in acting consumptive include the need for social recognition (validation), wanting to look beautiful, desire, Fear of Missing Out (FoMO), and Prestige.

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