Claim Missing Document
Check
Articles

Found 40 Documents
Search

Pesantrenpreneur: Strategi Entrepreneurship di Pondok Pesantren Melalui Komoditas Talas Satoimo Rahmati, Arinal; Husnurrosyidah, Husnurrosyidah; Ruhamak, Muhammad Dian
EQUILIBRIUM Vol 8, No 2 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i2.8971

Abstract

This study aims to determine the strategy of the pesantrenpreneur in Islamic boarding school Ummul Ayman Pidie Jaya Aceh in producing students to have a good entrepreneurial spirit. This research uses a descriptive qualitative approach. This study's data were collected through in-depth interviews with informants and then matched the research results through interviews with documentary evidence that the authors had collected and processed it with the stages of data reduction, data presentation, and conclusion drawing. The results showed that it is necessary to develop an entrepreneurial interest in students to explore their potential, where apart from prayer is also accompanied by effort. With the increasing interest in entrepreneurship and getting to know market segmentation and also how to deal with consumers who have various behaviors, their creativity will emerge, which will have an impact on increasing the economic value of raw material products which may be developed in the form of semi-finished or even processed products. Ready for consumption, considering the high demand for this commodity will directly result in an increased trade surplus and a relatively good economic outlook. Besides, students also have businesses and become entrepreneurs so that they can become financially independent. Support from the local, regional government is also needed to run well and sustainably, which will impact the regional economy.
PENGARUH KECERDASAN EMOSIONAL KECERDASAN SPIRITUAL TERHADAP PEMAHAMAN AKUNTANSI SYARIAH DAN KECERDASAN ADVERSITAS SEBAGAI VARIABEL MEDIASI Husnurrosyidah, Husnurrosyidah; Rahmawaty, Anita
EQUILIBRIUM Vol 3, No 2 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i2.1178

Abstract

This research aims to examine and analyze the effect ofadversity intelligence in mediating between emotional intelligence andspiritual intelligence to the understanding of Islamic accounting. Thisresearch is a survey research by using a quantitative approach. Theresearch data ares obtained from 211 respondents by using randomsampling techniques. This research model testing technique usingPLS (Partial Least Square) technique. The results indicated that: first,adversity intelligence was mediating for emotional intelligence to theunderstanding of islamic accounting; second, adversity intelligencewas mediating for spiritual intelligence to the understanding of Islamicaccounting.: Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh kecerdasan adversitas dalam memediasi antara kecerdasan emosional dan kecerdasan spiritual terhadap pemahaman akuntansi syariah. Penelitian ini merupakan penelitian survei dengan menggunakan pendekatan kuantitatif. Data penelitian ini diperoleh dari 211 responden dengan menggunakan teknik random sampling. Teknik analisis data penelitian ini dengan menggunakan PLS (Partial Least Square). hasil penelitian menunjukkan bahwa: pertama, kecerdasan adversity memediasi pengaruh kecerdasan emosional terhadap pemahaman akuntansi syariah; kedua, kecerdasan adversitas memediasi pengaruh kecerdasan spiritual terhadap pemahaman akuntansi syariah. 
E-MARKETPLACE UMKM MENGHADAPI REVOLUSI INDUSTRI 4.0 DALAM PERSPEKTIF ISLAM Husnurrosyidah, Husnurrosyidah
EQUILIBRIUM Vol 7, No 2 (2019): EQULIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i2.6571

Abstract

This study aims to determine the condition of the development of virtual use in the marketing of MSME products in the era of the industrial revolution 4.0 in Kudus, the extent of the realization of e-marketplaces in MSMEs, inhibiting and supporting factors of MSMEs in implementing e-marketplaces in Kudus, and the application of sharia values in practice the use of e-marketplaces by SMEs in Kudus. This research is a field research with a qualitative approach. Data sources used are primary and secondary data. The informants of this research are the officials of the Ministry of Industry and Trade, and the Manpower Office and Small and Medium Enterprises as well as SMEs and consumers. Data collection techniques use interviews and documentation. The results of the study show: 1) In the era of digitization, the Kudus District Trade Office created a platform; 2) The inhibiting factors for the implementation of E-Marketplace in Kudus are (a) Media limitations for online; (b) Limited Manpower; (c) Limitations of Internet Connection; (d) Duration of Delivery; (e) Limited human resources owned by MSME in Kudus to enter the digital market; (f) Lack of Coordination among Departments in Kudus Regency; (g) Competitive Atmosphere of Competitors. Factors supporting the implementation of e-marketplaces at MSMEs in Kudus are (a) the uniqueness of Kudus MSME products; (b) Ease of Technology in Kudus; (c) Government support for MSMEs facing the era of digitalization; 3) SMEs in Kudus have applied the principles of Islamic entrepreneurs, namely the principle of monotheism, justice, the existence of maslahah activities and the principle of taawun.
Pengaruh Sistem Akuntansi dan Kompetensi Akuntansi Terhadap Potensi Penyalahgunaan Dana Desa (Studi Kasus Di Kabupaten Demak) Husnurrosyidah, Husnurrosyidah; Suendro, Ginanjar
AKTSAR: Jurnal Akuntansi Syariah Vol 1, No 1 (2018): June 2018
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v1i1.4077

Abstract

The potential for misuse of the funds of the village in Indonesia has increased due to misconstrued one side, basic education is the head of the village and its officials not derived from competencies of accounting. The village chief has the desire and the hope that created a computerized accounting system to simplify financial reporting the village Fund. Thus, a good Accounting System in conducting employee administration finance village Fund will be able to reduce the potential for abuse of the village Fund.This research aims to know the influence of the accounting system and accounting competency against the potential misuse of funds. This research is the research field (field research) with a quantitative approach. The data used are the primary data with survey methods through the dissemination of the questionnaire. There are two independent variables in this study i.e. (X 1) accounting systems and accounting competency (x 2). The dependent variable (Y) village Fund abuse. The technique of sampling using random sampling so that the retrieved samples of the 101 people who represent their respective villages in Kabupaten Demak.The results showed that 1) influential accounting systems against misuse of funds i.e. village of 0762 with p-value < 0.01; 2) influential accounting competency against the misappropriation of funds of the village i.e. of 0461 with p-value = 0.07.
Wooden Coins vs Fiat Money: An Interdisciplinary Analysis of Sharia Economics and Javanese-Islamic Socio-Cultural Preservation in the Sarwono Market Husnurrosyidah Husnurrosyidah; Umma Farida; Mohammad Dzofir; Zainal 'Arifin
Jurnal Paradigma Vol 18 No 1 (2026): April
Publisher : STAI MA'ARIF MAGETAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53961/paradigma.v18i2.503

Abstract

This study analyzes the Sarwono Market in Wonosoco Village, Kudus, Central Java as an innovative model of sharia economics with an interdisciplinary approach through the comparison of the transaction system of wooden coins compared to fiat money. It is motivated by the challenges of the post-pandemic village economy from dependence on the primary sector and the erosion of local culture. The Sarwono Market has been managed by BUMDes Wonorekso since December 2022 as a case study that integrates the principles of muamalah and justice (without gharar and riba) in accordance with the sharia economy, the sustainability of the village economy and the preservation of Javanese-Islamic socio-culture. Using an interdisciplinary methodological approach, this study combines the analysis of the Qur'an and Hadith on muamalah, sociological theories to explain mutual cooperation solidarity between citizens and cultural anthropology. Data collection was done through field observation and interviews with BUMDes managers, traders and visitors. The results show that the wooden coin system (Rp2,000 per piece, mandatory exchange at the counter) offers a transparent and stable alternative to fiat money which is prone to inflation so as to realize muamalah justice and turnover redistribution for the people. In addition, the Sarwono market strengthens economic sustainability through the empowerment of local MSMEs and tourism. While preserving culture such as wayang klitik, village specialties and nature-human harmony on the Jati Sewu pedestal of Sarwono village. The Sarwono market proves the potential of the local economy based on Javanese-Islamic wisdom to increase people's income. This research contributes to interdisciplinary Islamic studies in the fields of economics, sociology and cultural anthropology.
Regional Economic Development through Halal Tourism: An Entrepreneurship Model Based on Local Wisdom Husnurrosyidah Husnurrosyidah; Arya Andi Irawan; Amin Kuncoro
Journal of Economics and Public Health Vol 4 No 4 (2025): Journal of Economics and Public Health: December 2025
Publisher : Global Health Science Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37287/jeph.v4i4.7503

Abstract

In the context of the rapid global growth of the halal tourism industry, this study examines the role of halal tourism in fostering regional economic development in Pati Regency, Central Java, Indonesia. The research focuses on two prominent spiritual tourism sites: the Tomb of Sheikh Ahmad Mutamakkin in Kajen and the Tomb of Sheikh Ronggo Kusumo, which serve as significant pilgrimage destinations rooted in Islamic heritage. This qualitative field study employs in-depth interviews with key informants including officials from the Pati Regency Youth, Sports and Tourism Office and Trade Office, tomb caretakers, village government representatives and local traders supplemented by secondary data sources. Findings reveal that the presence of these halal tourism destinations has significantly enhanced local economic activity through increased trade, service provision and micro, small and medium enterprise (MSME) development. Both sites comply with the Global Muslim Travel Index (GMTI) halal tourism criteria including the provision of Muslim-friendly facilities, halal food availability and cultural preservation. Furthermore, the study identifies a distinct local wisdom-based entrepreneurship model practiced by traders around these sites, characterized by values such as religiosity, honesty, discipline, hard work, creativity, innovation, independence, responsibility, cooperation, leadership, perseverance, risk-taking propensity, commitment, realism, curiosity, effective communication, strong achievement motivation, generosity and action orientation. The integration of local wisdom into entrepreneurial practices emerges as an effective and sustainable strategy for developing inclusive halal tourism, thereby contributing to regional economic growth and community welfare in Pati Regency.
Ontology: Examining Ibn Khaldun's Concept of Islamic Economics Husnurrosyidah, Husnurrosyidah; Ihsan; Said, Nur; Islahuddin
Paradigma: Jurnal Filsafat, Sains, Teknologi, dan Sosial Budaya Vol. 32 No. 1 (2026): Paradigma: Jurnal Filsafat, Sains, Teknologi, dan Sosial Budaya
Publisher : Universitas Insan Budi Utomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/paradigma.v32i1.2447

Abstract

This study aims to determine the ontological basis of Islamic economics, particularly Ibn Khaldun's concept of Islamic economics. The research method used in this study is library research. The results of the study indicate that ontology in Islamic economics is based on divine revelation, which distinguishes it from conventional economics based solely on human rationality. This is manifested in basic principles such as the belief that natural resources are sufficient to meet human needs, the importance of limiting consumption, and the necessity of equitable distribution of wealth. These concepts aim to ensure that all economic activities are in line with the role of humans as caliphs on earth. Ibn Khaldun's thinking reinforces this ontological foundation. He sees economic phenomena, such as price mechanisms and the division of labour, as manifestations of divine order (sunnatullah). Ibn Khaldun also argues that labour is the true source of value. The wealth of a country comes from real productivity, and fair taxation is an instrument for realising justice (al-'adl) and the prosperity of civilisation (umran). Thus, both in general and through the thinking of Ibn Khaldun, Islamic economic ontology asserts that all economic activities must be subject to the ethics and objectives set by Allah SWT to achieve prosperity in this world and the hereafter.
Analisis Perencanaan Anggaran, Efisiensi Pelaksanaan dan Realisasi Belanja Program Rumah Tidak Layak Huni di Kabupaten Pati Mayasari, Mayasari; Husnurrosyidah, Husnurrosyidah
Jurnal Ekonomi dan Bisnis Islam Vol 4, No 1 (2026)
Publisher : Institut Agama Islam Negeri Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jebisku.v4i1.5813

Abstract

AbstractThe Uninhabitable House (RTLH) program in Pati Regency represents a strategic initiative by the local government to improve housing conditions for low-income communities. However, the effectiveness and accountability of budget planning and expenditure realization in the implementation of this program remain important issues to be evaluated. This study aims to analyze the accountability of budget planning, expenditure realization, and the efficiency of the RTLH program implementation in Pati Regency. This research employs a descriptive qualitative approach with data collected through in-depth interviews and documentation studies involving officials from the Housing and Settlement Area Office. The results indicate that the RTLH program has been implemented with a high level of accountability, as reflected in the alignment between the planned budget and the realized expenditure. The distribution of assistance in the form of building materials has also proven to be more effective in minimizing the risk of fund misuse while ensuring that public funds are directly converted into physical housing improvements. Overall, the program has contributed significantly to improving housing quality and reducing the number of uninhabitable houses in Pati Regency.Keywords: Accountability; Efficiency; Expenditure Realization; RTLH Program. AbstrakProgram Rumah Tidak Layak Huni (RTLH) di Kabupaten Pati merupakan salah satu upaya strategis pemerintah daerah dalam meningkatkan kualitas hunian bagi masyarakat berpenghasilan rendah. Namun demikian, pengelolaan perencanaan anggaran, realisasi belanja, serta efisiensi pelaksanaan program masih menjadi aspek penting yang perlu dievaluasi untuk memastikan akuntabilitas penggunaan anggaran publik. Penelitian ini bertujuan untuk menganalisis akuntabilitas perencanaan anggaran, realisasi belanja, serta efisiensi pelaksanaan Program RTLH di Kabupaten Pati. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara mendalam dan studi dokumentasi yang melibatkan pihak Dinas Perumahan dan Kawasan Permukiman Kabupaten Pati. Hasil penelitian menunjukkan bahwa pelaksanaan Program RTLH telah menerapkan prinsip akuntabilitas yang baik, yang tercermin dari kesesuaian antara perencanaan anggaran dengan realisasi belanja di lapangan. Selain itu, mekanisme penyaluran bantuan dalam bentuk material bangunan terbukti lebih efektif dalam meminimalkan potensi penyalahgunaan dana serta memastikan bahwa anggaran publik secara langsung dikonversi menjadi perbaikan fisik rumah penerima manfaat. Secara keseluruhan, Program RTLH di Kabupaten Pati tidak hanya berhasil meningkatkan kualitas hunian masyarakat berpenghasilan rendah, tetapi juga berkontribusi dalam menurunkan jumlah rumah tidak layak huni serta meningkatkan kualitas hidup masyarakat secara berkelanjutan.Kata Kunci: Akuntabilitas; Efisiensi; Realisasi Belanja; Program RTLH. 
Paylater usage experience among State Islamic University students: Key factors Siti Amaroh; Husnurrosyidah Husnurrosyidah; Amelia Wulandari
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol. 16 No. 2 (2025): December 2025
Publisher : Faculty of Islamic Economics and Business, UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v16i2.133-150

Abstract

This study examines the effect of financial behavior, perceived usefulness, and Islamic values on Paylater usage experience, with locus of control as a mediating variable. A quantitative approach was employed, and 208 students at the State Islamic Universities in Central Java as respondents. Data were analyzed using Partial Least Squares Structural Equation Modelling. The results indicate that financial behavior negatively affects Paylater usage experience, whereas perceived usefulness has a positive effect. Islamic values positively influence locus of control and negatively affect Paylater usage experience, while financial behavior also positively influences locus of control. However, perceived usefulness does not affect locus of control, and locus of control neither influences Paylater usage experience nor mediates the relationship between financial behavior, perceived usefulness, and Islamic values on Paylater usage experience. The findings imply that Islamic universities should strengthen financial literacy, Islamic financial ethics, and consumer education to promote responsible use of digital credit services among students
Pengaruh UMR, AMH dan Tingkat Pengangguran terhadap Tingkat Kemiskinan di Pulau Jawa Tahun 2015-2025 Muhammad Danial Firdaus Musyafak; Husnurrosyidah Husnurrosyidah
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 3 (2026): Agustus 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i3.760

Abstract

This study aims to analyze the effect of Regional Minimum Wage (RMW), Literacy Rate, and Unemployment Rate on poverty levels in Java Island during 2015–2025. The research employs a quantitative approach with a correlational design. The data used are panel data covering six provinces in Java Island from 2015 to 2025. Data analysis was conducted using panel data regression with the Fixed Effect Model (FEM), selected based on the Chow Test and Hausman Test results. The findings indicate that simultaneously, RMW, Literacy Rate, and Unemployment Rate significantly affect poverty levels in Java Island. Partially, Regional Minimum Wage has a negative and significant effect on poverty, indicating that higher minimum wages contribute to reducing poverty. Literacy Rate also has a negative and significant effect on poverty, suggesting that improvements in education quality can help alleviate poverty. Meanwhile, Unemployment Rate has a positive and significant effect on poverty, implying that higher unemployment tends to increase the number of poor people. These findings highlight that improving workers' welfare, enhancing educational quality, and expanding employment opportunities are essential strategies for poverty reduction in Java Island.