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Jam'an, Andi
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Religion Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Neuroscience Public Health Social Sciences Other

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ANALISIS PERKEMBANGAN JUMLAH PEMBIAYAAN MUDHARABAH DAN MURABAHAH SERTA RASIO PROFITABILITAS PADA BANK SYARIAH MANDIRI CABANG MAKASSAR Jam'an, Andi; Asriati, Asriati
Jurnal Ekonomi Balance Vol. 10 No. 1 (2014): (June 2014)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v9i1.1403

Abstract

The purpose of this study is to analyze the effect of profit sharing financing and partial sale financing on profitability level -Return On Asset (ROA) - PT Bank Syariah Mandiri Makassar Branch with the purpose To examine the effect of financing the results and partial sale financing to the level of profitability -Return On Asset (ROA) - PT Bank Syariah Mandiri Makassar BranchData collection using documentation while the type of data used is quantitative data sourced from company reports. The data obtained were analyzed using multiple regression statistical analysis.Based on the results of partial significance test data processing (Test-t) obtained that the variables of profit sharing (X1) and buying and selling (X2) have a significant influence on the dependent variable (ROA). Meanwhile, based on hypothesis test result simultaneously (F test) where H0 is rejected which means that independent variables (financing of profit sharing and selling pattern) have a significant influence together to dependent variable (ROA).
Factors That Influence the Income of Shallot Farmers in Tampo Village, Anggeraja District, Enrekang Regency Jam'an, Andi; Asdar, Asdar; Idrus, Muhammad Ikram; Kismawati, Kismawati
Jurnal Ekonomi Balance Vol. 19 No. 2 (2023): Desember 2023
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v19i2.13268

Abstract

This study aims to determine the effect of land area, production, price on the income of shallot farmers in Tampo Village, Anggeraja District, Enrekang Regency. This study uses a type of quantitative research. The research data were obtained from distributing questionnaires (primary) and several observations and direct interviews with related parties, namely farmers in Tampo Village, Anggeraja District, Enrekang Regency. The data analysis technique used is multiple linear regression analysis. The results showed that production and prices simultaneously had a significant effect on the income of farmers in Batu Noni Village, Anggeraja District, Enrekang Regency. Partially, it shows that land area has a positive and significant effect on shallot farmer income, production has a positive and significant effect on shallot farmer income and price has a positive and significant effect on shallot farmer income in Tampo Village, Anggeraja District, Enrekang Regency
The Influence of Education on the Human Development Index (Ipm) In Makassar City Jam'an, Andi; Warda, Warda; Wulandari, Syarifah As Zahrah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15095

Abstract

This research aims to find out how much influence education has on the Human Development Index (HDI) in Makassar City. The research carried out was a type of quantitative research, using secondary data related to education and HDI in Makassar City during the 2012-2022 period. The research results show that education has a positive and significant influence on HDI in Makassar City. This is proven through the results of data processing which shows the education variable coefficient is 3.586 with a significance value of 0.000 which is smaller than 0.05 (0.000 < 0.05). In other words, education significantly influences the increase in HDI in Makassar City. These findings emphasize the importance of efforts to improve the education sector as one of the main strategies for improving the quality of life and welfare of the people in Makassar City. Thus, the government and stakeholders are expected to continue to prioritize investment in the education sector to encourage better development in the Human Development Index in the region
The Impact of Direct Cash Assistance (BLT) on Community Welfare Asdar, Asdar; Jam'an, Andi; Ms, Basuki Rahmat; Naidah, Naidah; Tahir, Nur Alfilahi
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.16675

Abstract

The aim of this research is to determine the impact of Direct Cash Assistance (BLT) on the welfare of the community in Pa'rappunganta Village, North Polongbangkeng District, Takalar Regency. This research is qualitative in nature with data obtained from informants through observation and interview methods. The data used includes primary data originating directly from the community and secondary data obtained from official documents at the research location. Direct Cash Assistance (BLT) is a form of government social intervention that aims to help poor people, especially in meeting their basic needs. Based on research results, BLT has a significant role in alleviating the economic burden on poor communities in the short term. However, the impact of BLT is not strong enough to improve the quality of life of the poor as a whole, let alone reduce the poverty rate in the region. This is due to the temporary and unsustainable nature of the BLT program. This program only provides a temporary solution without providing opportunities for people to get out of poverty systematically. Apart from that, there are obstacles in implementing the program, such as unequal distribution and lack of supervision, which causes the effectiveness of this program to be limited. This research concludes that although BLT helps reduce temporary economic pressure, more integrated and sustainable policies are needed to achieve long-term goals of increasing welfare and alleviating poverty in Pa'rappunganta Village. Community empowerment programs such as skills training and increasing access to employment opportunities can be a more effective alternative solution.
Co-Authors Adiningrat, Andi Arifwangsa Akhmad, Akhmad Alamsyah - Amin, Amelia Rezky Arif, Muh Ajis Arman Asdar Asdar Asriati Asriati, Asriati Dahlan Dahlan Fadilla, Nadiya Nur Fuada, Nurul Halim, Andi Irfan Hamid, Ismail Handayani, Siti Mira Harrang, agussalim Hawirah, Hawirah Husna, Uswaul Husnul Khatimah Idrus, Muhammad Ikram Indar indar J, Jusriadi Kismawati, Kismawati Ms, Basuki Rahmat Muchran, Muchriadi Muchran, Muchriady Muhammad Akib Muhammad Khaedar Sahib Muhammad Rusydi MUHAMMAD SAID Muhlis Madani, Muhlis Munirah Munirah Naidah, Naidah Nurhikmah Nurhikmah Nurul Pratiwi Patunru, Syahrani Rahmadani Rahmadani S., Sahriana Sabia Sabia, Sabia Said, Muhammad Ide Samsul Rizal Sandi, Alwi Syamsuri, Andi Sukri Tahir, Nur Alfilahi Tansini, Tansini Umar, Zul Rahma Warda Warda Wulandari, Syarifah As Zahrah Yahya, Wahyudin Yusuf K., M.