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The Financial Inclussion of The Garut District Society is Analyzed through Financial Literacy and The Use of Fintech Wufron, Wufron; Susilawati, Wati; Akbari, Rizky Ayu; Hadita, Akmala
Jurnal Wacana Ekonomi Vol 22 No 3 (2023): Jurnal Wacana Ekonomi
Publisher : Fakultas Ekonomi Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jwe.v22i3.3583

Abstract

The purpose of this research is to investigate how financial inclusion among the residents of Garut is influenced by the use of fintech and financial literacy. The research methodology employs quantitative, descriptive, and verificative techniques, utilizing questionnaire surveys and literature reviews as data collection methods. Partial data analysis is conducted using SPSS and multiple regression analysis. According to the research findings, financial inclusion is positively and significantly influenced by financial literacy. Additionally, the second variable, the use of fintech, also has a positive and significant impact on financial inclusion. A novelty in this study is the exploration of fintech usage in the general community through dimensions such as perspectives, attitudes, intentions, and satisfaction related to financial literacy in financial inclusion. This means that the discussion in this research is not widely covered by previous researchers. The uniqueness lies in the focus on Garut, an area that has not been extensively studied, where the Regional Financial Access Acceleration Team has been established to advance financial literacy and comprehensive implementation of Government Digital Transactions or digitally-based transactions. This research is essential as it relates to the financial conditions of the community, a crucial aspect that, if problematic, can impede well-being.
Increasing the Competitiveness of Batik Nusantara Through Products Innovative Wufron, Wufron; Nurhasan, Rohimat; Hadita, Akmala; Zulfa, Siti Azizah; Handayani, Tia Fitria; Berliani, Syifa
Jurnal Wacana Ekonomi Vol 23 No 1 (2023): Jurnal Wacana Ekonomi
Publisher : Fakultas Ekonomi Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jwe.v23i1.41737

Abstract

The Nusantara batik industry has become an important part of Indonesia's cultural heritage and has significant potential to make a significant economic contribution. In an effort to enhance the competitiveness of Nusantara batik products, the concept of community partnership innovation has emerged as a promising approach. One concrete implementation of this approach is through the SANUTIK (Sapatu Nusantara Batik) program. This article will explain how community partnership innovation through SANUTIK can strengthen the Nusantara batik industry from various aspects. The research method used is descriptive and qualitative. Data analysis is conducted through SWOT analysis. The research results show that the SWOT Matrix Analysis of the internal conditions of Nusantara batik through SANUTIK has stronger strengths compared to weaknesses. The condition of Nusantara batik through SANUTIK has greater opportunities compared to threats. Nusantara batik through SANUTIK is in the aggressive/growth quadrant, which means it is in a prime and stable condition, making it highly possible to continue expanding, enhancing growth, and achieving maximum progress.
Pendampingan dan Penyuluhan Harga Pokok Produksi dan Strategi Pemasaran UKM Agar- Agar Rumput Laut Desa Mancagahar Kecamatan Pameungpeuk Garut Hadita, Akmala; Hamdah, Dida Farida Latipatul; Muharam, Husni; Kurniawan, Deri Alan
Journal Of Human And Education (JAHE) Vol. 4 No. 5 (2024): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i5.1491

Abstract

Agar-agar Laut cap Apel merupakan salah satu Usaha Kecil Menengah (UKM) yang terdapat di Kampung Bunisari Desa Mancagahar Kecamatan Pemeungpeuk Kabupaten Garut berdiri sejak 1993 secara turun temurun. Permasalahan-permasalahan yang dihadapi mitra berkaitan dengan Laporan keuangan diantaranya pembukuan, harga pokok produksi, kemasan produk yang kurang menarik (tidak tahan lama) dan strategi pemasaran yang masih konvensional hanya menggunakan teman relasi. Tujuan dari program Proyek Pengabdian kepada Masyarakat (PKM) bertujuan untuk memberikan solusi terhadap tantangan yang dihadapi oleh mitra melalui kegiatan pendampingan dan penyuluhan terkait harga pokok produksi, pengemasan produk, dan strategi pemasaran digital. Selain memberikan bantuan praktis, proyek ini juga berfokus pada pengembangan pengetahuan dan keterampilan mitra untuk meningkatkan kemandirian mereka dalam aspek-aspek tersebut. Dampak yang diharapkan adanya program tersebut diharapkan mitra dapat memiliki pemahaman dan keahlian dalam penyusunan harga pokok produksi, pengemasan produk yang lebih menarik dan pembuatan sosial media serta akun online shop, sehingga produk yang dipasarkan lebih menarik dan memberikan informasi secara lengkap terkait produk yang terdapat dalam label. Metode pelaksanaan program PKM yang dilakukan adalah pendampingan dan penyuluhan. Target PKM yang diharapkan yaitu peningkatan pemahaman mengenai harga pokok produksi, kemasan produk bagi mitra, peningkatan keterampilan dalam pembuatan kemasan produk mitra, peningkatan pemahaman mitra mengenai pemasaran produk secara online baik di media sosial maupun di online shop.
THE EFFECTIVENESS OF BULLYING PREVENTION EDUCATION ON IMPROVING STUDENTS' UNDERSTANDING AT SDN 1 NEGLASARI Nabhani, Irfan; Hadita, Akmala; ., Anton; Amelia, Wanda; Tryananda, Muthiara; Faazan, Nazma Barqia; Ubaidillah, Muhammad Fatih; Nandar, Deka Ali
Indonesian Journal of Community Empowerment (IJCE) Vol 6 No 4 (2025): Indonesian Journal of Community Empowerment (November)
Publisher : Fakultas Kewirausahaan Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/ijce.v6i4.1124

Abstract

ABSTRACT Bullying is an intentional and repetitive aggressive behavior, whether verbal, physical, or social, that negatively impacts the victim’s psychological condition. This study aimed to evaluate the effectiveness of bullying prevention education in improving students’ understanding at SDN 1 Neglasari. The research employed a descriptive quantitative approach with 59 respondents from fifth and sixth grade. Data were collected through pre-tests, post-tests, and written accounts of personal or peers’ experiences related to bullying. The results showed an increase in students’ understanding from 71.86% to 89.10%, with the highest improvement in verbal and physical bullying. Students’ written experiences revealed that verbal bullying was the most frequently encountered (39%), followed by physical and social bullying, while 44% of students reported never experiencing bullying. Bullying prevention education proved effective in enhancing students’ understanding and serves as a preventive effort to create a safe and child-friendly school environment. ABSTRAK Perundungan merupakan perbuatan yang dilakukan secara terus menerus dan bersifat agresif, mulai dari verbal, fisik, maupun sosial, yang berdampak negatif pada kondisi psikologis korban. Penelitian ini bertujuan mengevaluasi efektivitas edukasi pencegahan bullying dalam meningkatkan pemahaman siswa SDN 1 Neglasari. Metode penelitian menggunakan pendekatan kuantitatif deskriptif dengan 59 responden kelas lima dan enam. Data dikumpulkan melalui pre-test, post-test, serta penulisan pengalaman pribadi atau teman terkait bullying. Hasil menunjukkan peningkatan pemahaman siswa dari 71,86% menjadi 89,10%, dengan peningkatan tertinggi pada bullying verbal dan fisik. Pengalaman tertulis siswa mengungkapkan bullying verbal paling sering dialami (39%), diikuti fisik dan sosial, sementara 44% siswa tidak pernah mengalami bullying. Edukasi pencegahan bullying terbukti efektif meningkatkan pemahaman siswa dan menjadi upaya pencegahan untuk menciptakan lingkungan sekolah yang aman.
Efektivitas Pelatihan Pegawai Dalam Meningkatkan Kinerja Di Kantor Dinas Pariwisata Dan Kebudayaan Kabupaten Garut Hadita, Akmala; Pundenswari, Pupung; Ulumudin, Aceng; Widaningsih, Widaningsih
Jurnal Publik Vol. 18 No. 01 (2024): Jurnal Publik: Jurnal Ilmiah Bidang Ilmu Administrasi Negara
Publisher : Program Pasca Sarjana Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jp.v18i01.364

Abstract

Penelitian ini mengkaji efektivitas program bimbingan sejawat di Dinas Pariwisata dan Kebudayaan Kabupaten Garut. Tujuan penelitian ini untuk mengetahui seberapa efektif pelatihan guru dalam meningkatkan produktivitas pegawai di Dinas Pariwisata dan Kebudayaan Kabupaten Garut. Penelitian ini menggunakan metodologi deskriptif kualitatif dengan menggunakan teknik narasumber gambar lilin, observasi di Dinas Pariwisata dan Kebudayaan Kabupaten Garut, serta studi dokumentasi melalui buku, jurnal, artikel ilmiah, dan sumber lainnya. Pelatihan yang dilaksanakan di Dinas Pariwisata dan Kebudayaan Kantor Garut terdiri dari tiga jenis pelatihan yaitu struktural, keuangan, dan kearsipan. Pelatihan yang dilakukan oleh para instruktur di Dinas Pariwisata dan Kebudayaan Kabupaten Garut Meskipun sebagian besar pelatihan tersebut efektif, masih ada beberapa permasalahan dalam cara pembayaran upah kepada para pekerja. Programa pegawaian sangat efektif karena dapat meningkatkan pemahaman pegawai tentang bagaimana mengatur waktu mereka secara efektif.
Penerimaan Pengguna Aplikasi Siks Mobile Dalam Program Pejuang Muda Menggunakan Model Tam Dengan Pendekatan Multi Group Analysis (MGA) Hadita, Akmala; Panjaitan, Risma Berlianti Francisca
Jurnal Publik Vol. 14 No. 2 (2020): Jurnal Publik: Jurnal Ilmiah Bidang Ilmu Administrasi Negara
Publisher : Program Pasca Sarjana Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jp.v14i2.218

Abstract

Banyaknya bantuan pemerintah yang disebarkan kepada masyarakat tidak tepat sasaran. Maka dari itu pemerintah melakukan pemutakhiran data dengan memanfaatkan teknologi dengan membuat aplikasi SIKS Mobile dengan menggerakan mahasiswa dalam program pejuang muda untuk ikut berkontribusi. Tujuan penelitian ini untuk mengetahui sejauhmana penerimaan teknologi mengenai aplikasi SIKS mobile. Adapun peneliti menggunakan Teori Technology Acceptance Model (TAM) oleh Davis. Metode yang digunakan dalam penelitian ini yaitu metode kuantitatif dengan teknik pengumpulan data penyebaran kuisioner. Sampel pada penelitian ini yaitu mahasiswa yang mengikuti program pejuang muda. Teknik sampling yang digunakan yaitu menggunakan G*Power agar menghasilkan minimal sampel untuk responden. Teknik analisis data yang digunakan adalah Smart PLS (Partial Least Square). Penelitian ini menambahkan variabel moderasi yaitu jenis kelamin, tingkat pendidikan, dan letak geografis perguruan tinggi yang akan diolah menggunakan pendekatan Multi Group Analysis (MGA). Hasil penelitian menunjukkan bahwa persepsi kegunaan (perceived usefulness) tidak memiliki pengaruh signifikan terhadap sikap terhadap penggunaan sistem (attitude toward using). Adapun persepsi kemudahan (perceived ease of use) memiliki pengaruh signifikan terhadap sikap terhadap penggunaan (atittude toward using), sikap terhadap penggunaan (attitude toward using) memiliki pengaruh signifikan terhadap minat penggunaan (behaviour intention to use), dan minat penggunaan memiliki pengaruh signifikan terhadap pemakaian aktual (actual use).
Reckoning the Improvement of Community Independence at Community Learning Activity Center in Indonesia Akmala Hadita
AL-ISHLAH: Jurnal Pendidikan Vol 14, No 4 (2022): AL-ISHLAH: Jurnal Pendidikan
Publisher : STAI Hubbulwathan Duri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35445/alishlah.v14i4.2116

Abstract

The Community Learning Activity Center, or PKBM, is one of the institutions that contribute to the review and development of community-based education. Community-based education attempts to understand and identify needs and how to meet them while considering the community’s capabilities. As such, this study seeks to explain the community activity center’s role as a centre for community empowerment to increase community independence. The method used in this study is a literature study with the obtained data from articles published in national journals. The results show that many PKBMs are not optimal for educational activities due to various problems. Appropriate empowerment strategies are needed to create an independent community more quickly. Besides that, it is also necessary to have competent PKBM management with technical capabilities in education and community empowerment and innovative empowerment programs so that the implementation can be successful.
Collaborative Innovation in Sustainable Educational Tourism Development in Pasawahan Village Hadita, Akmala; Raesalat, Riksa; Hamidah, Nida; Rashid, Salman
JPPM (Jurnal Pendidikan dan Pemberdayaan Masyarakat) Vol. 12 No. 2 (2025): November 2025
Publisher : Departement of Nonformal Education, Graduate Scholl of Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jppm.v12i2.89068

Abstract

The development of beekeeping edutourism in Pasawahan Village represents an innovative strategy to support rural economic growth while enhancing public awareness of bee ecosystems. This study analyzes the collaborative strategies underpinning this initiative using the Tourism Area Life Cycle (TALC) approach. Employing a descriptive qualitative method, data were collected through in-depth interviews, direct observation, and document analysis.The findings reveal that the development of beekeeping edutourism is driven by multi-stakeholder collaboration involving the village government, BUMDes, Petani Muda Perlebah Foundation, PT PLN (Persero) through its CSR program, and active community participation. This collaboration has been implemented through infrastructure development, technical capacity-building for local residents, and the adoption of digital marketing strategies to enhance tourist attraction and accessibility. Based on the TALC model, Pasawahan’s beekeeping edutourism is currently transitioning from the development stage toward consolidation. This phase is characterized by increasing visitor numbers and the diversification of tourism products and educational services. However, several challenges persist, including a shortage of skilled beekeeping experts, the absence of clear village-level tourism regulations, and suboptimal promotion and ticketing systems.To address these constraints, the study recommends strengthening community-based technical training, formulating village regulations to support sustainable tourism management, and enhancing integrated digital marketing and visitor management systems. With targeted and sustained collaboration, beekeeping edutourism has strong potential to emerge as a leading model of sustainable educational tourism. This study contributes novel insights by examining collaborative innovation in transforming a former sand-mining area into a sustainable edutourism destination in a rural Indonesian context, offering a practical framework for similar initiatives in developing countries. Keywords: beekeeping edu-tourism, collaborative strategy, tourism area life cycle, sustainable rural tourism, community-based tourism development