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All Journal Dinamisia: Jurnal Pengabdian Kepada Masyarakat SENTRALISASI Jurnal Pendidikan Ekonomi (JURKAMI) JURISMA: Jurnal Riset Bisnis & Manajemen Humaniora Jurnal Informatika Ekonomi Bisnis Community Engagement and Emergence Journal (CEEJ) Jurnal Hutan Tropika Journal of Management - Small and Medium Enterprises (SME's) Jurnal Manajemen Sains dan Organisasi (JMSO) Jurnal Ekonomi Efektif Journal of Research in Social Science and Humanities Journal of Management and Digital Business SENTRI: Jurnal Riset Ilmiah Journal of Public Power Jurnal Informatika Ekonomi Bisnis Journal of Public
Harinie, Luluk Tri
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Pengaruh Persepsi Manfaat dan Kemudahan Penggunaan terhadap Keputusan Penggunaan DANA dengan Kepercayaan Sebagai Mediasi pada UMKM di Kota Palangka Raya Lidya; Harinie, Luluk Tri; Bancin, John Budiman; Pakpahan, Aston
Jurnal Ekonomi Efektif Vol. 8 No. 1 (2025): JURNAL EKONOMI EFEKTIF
Publisher : Universitas Pamulang

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Abstract

Penelitian ini mempunyai tujuan untuk menguji pengaruh persepsi manfaat, kemudahan penggunaan terhadap keputusan penggunaan dompet digital DANA oleh pengguna yang bertransaksi pada UMKM di Kota Palangka Raya melalui mediasi kepercayaan. Penelitian ini menerapkan pendekatan deskriptif kuantitatif dengan desain kausal. Pengambilan sampel secara purposif dipakai untuk memilih 100 responden dari 5 kabupaten berbeda yakni Pahandut, Sebangau, Jekan Raya, Bukit Batu, serta Rakumpit. Kuesioner serta observasi dipakai untuk pengumpulan data, serta SEM-PLS serta analisis deskriptif dipakai untuk analisis. Temuan penelitian memperlihatkan terkait keputusan untuk menggunakan DANA disumbang pengaruh secara positif serta signifikan oleh persepsi manfaat serta kemudahan penggunaan, serta secara tidak langsung lewat variabel mediasi kepercayaan. Kepercayaan terbukti memperkuat hubungan persepsi manfaat serta kemudahan penggunaan pada keputusan penggunaan dompet digital DANA di kalangan pengguna yang bertransaksi pada UMKM di Kota Palangka Raya. Implikasi praktis temuan ini memperlihatkan terkait peningkatan kepercayaan, literasi digital, dan transparansi sistem keamanan perlu menjadi fokus utama bagi penyedia layanan dan pemerintah daerah untuk mendorong optimalisasi penggunaan dompet digital dalam transaksi UMKM serta memperkuat kepercayaan masyarakat terhadap layanan keuangan digital.
Dinamika Kebijakan REDD+ Di Kalimantan Tengah: Dari Implementasi Awal (2007–2012) Hingga Reaktivasi Tahun 2025: REDD+ Policy Dynamics in Central Kalimantan: From Initial Implementation (2007–2012) to Reactivation in 2025 Jemi, Renhart; Manuri, Solichin; Afentina, Afentina; Harinie, Luluk Tri; Perdana, Indra; Anshari, Rifqi; Yoyo, Yoyo; Minarni, Tri; Jagau, Yanedi; Uthan, Lyra Asaria; Sukarna, Raden Mas; Wahyudi , Wahyudi
JURNAL HUTAN TROPIKA Vol 20 No 2 (2025): Volume 20 Nomor 2 Tahun 2025
Publisher : Jurusan Kehutanan, Fakultas Pertanian Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36873/jht.v20i2.23194

Abstract

ABSTRACTS The Reducing Emissions from Deforestation and Forest Degradation (REDD+) Program is a global initiative aimed at reducing carbon emissions from the forestry sector. Central Kalimantan has served as a pilot province for REDD+ implementation in Indonesia since 2007 through various initiatives led by the government and international organizations. This study aims to analyze the initial implementation dynamics of REDD+ in Central Kalimantan in 2007, focusing on policies, implementing actors, and key challenges encountered. The research applies a descriptive qualitative approach, using literature review and policy document analysis. The results indicate that the period 2007–2012 was the readiness phase, during which institutional and policy frameworks were developed; the period 2013–2014 marked the implementation phase; and the period 2016 to the present represents the result-based payment phase. However, the early implementation faced several major challenges, including limited inter-agency coordination, low technical capacity, and weak synchronization between national and regional policies. Despite these obstacles, the early stage of REDD+ implementation in Central Kalimantan has provided an important foundation for the future development of climate and forest governance policies in Indonesia. KEYWORDS: Carbon Emissions, Program Implementation, Central Kalimantan, Forestry Policy, REDD+
The Effect Of Financial Literacy And Lifestyle On Savings Interest Moderated By Gender Among State-Owned Bank Customers In Palangka Raya City Puspitasari, Gresia; Harinie, Luluk Tri; Mahrita, Ani; Sarlawa, Rita
Journal of Research in Social Science and Humanities Vol 5, No 4 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i4.506

Abstract

This study aims to examine the effect of financial literacy and lifestyle on saving interest, with gender as a moderating variable, among customers of state-owned banks (BUMN) in Palangka Raya City. The study is motivated by the phenomenon of low saving interest despite the increasing use of banking services. This research employs a descriptive quantitative approach. Data were collected through questionnaires distributed to active customers of Bank BRI, Bank Mandiri, Bank BNI, and Bank BTN in Palangka Raya City. The collected data were analyzed using the Structural Equation Modeling–Partial Least Square (SEM-PLS) method with the assistance of SmartPLS software. The results show that financial literacy has a positive and significant effect on saving interest. Lifestyle also has a positive and significant effect on saving interest. However, gender does not moderate the relationship between financial literacy and saving interest, nor the relationship between lifestyle and saving interest. These findings indicate that financial literacy and lifestyle play an important role in encouraging saving interest among customers of state-owned banks, regardless of gender differences. This study is expected to contribute to behavioral finance literature and provide practical insights for banking institutions in designing strategies to enhance customers’ saving interest.
The Pengaruh Media TikTok dan Faktor Pertemanan terhadap Pengambilan Keputusan dalam Belanja Online di TikTok Shop: (Studi Mahasiswa Asrama Sukamara di Kota Palangkaraya) Irfani, Irfani; Harinie, Luluk Tri; Sukmani, Meylinda; Meitiana, Meitiana
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 2 (2026): SENTRI : Jurnal Riset Ilmiah, Februari 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i2.5860

Abstract

This study looks at how TikTok media and peer influence affect online buying decisions among students at the Sukamara Dormitory in Palangkaraya City. The rapid growth of digital technology and social commerce has changed social media platforms. TikTok has shifted from being purely for entertainment to offering integrated online shopping with features like short videos, live streaming, and TikTok Shop. For university students, TikTok has become a main source of product information and purchase prompts. Peer relationships play a key role in shaping buying behavior through recommendations, discussions, and social validation. This research is important because students in dormitories have many social interactions that can strengthen both digital and social influences on their purchasing choices.This study uses an explanatory research design with a quantitative approach. Data were collected through structured questionnaires given to all 96 students at Sukamara Dormitory using a census method. The analysis involved descriptive statistics, multiple linear regression analysis, and hypothesis testing with SPSS software to explore the effects of the independent variables.Based on the results of the R² test (value 0.350 = 35.0%) and the results of the study indicate that TikTok media has a significant positive influence on online purchasing decisions, and peer influence also significantly influences students' purchasing choices. In addition, TikTok media and peer influence together have a significant impact on online purchasing decisions. These findings emphasize the need to combine digital media strategies with social influence factors. This study concludes that understanding how social media platforms interact with peer dynamics is crucial for creating effective digital marketing strategies and promoting responsible online shopping habits among students.
ENVIRONMENTAL, SOCIAL, AND GOVERNANCE DISCLOSURE AND BANK FINANCIAL PERFORMANCE IN INDONESIA: THE MODERATING ROLE OF FIRM SIZE (2020–2024) Evanggelion, Ekklesia; Harinie, Luluk Tri; Yeba, Evinalia; Sukmani, Meylinda
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 1 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i1.27348

Abstract

This study examines whether Environmental, Social, and Governance (ESG) disclosure is associated with the financial performance of Indonesian listed banks during the 2020–2024 period and whether firm size moderates this relationship. The research adopts a quantitative explanatory approach, where ESG disclosure is measured using a disclosure index developed through content analysis of annual and sustainability reports. Financial performance is represented by several indicators, including return on assets, return on equity, net profit margin, and earnings per share. The findings indicate that the direct effects of individual ESG disclosure dimensions on financial performance are generally weak and not consistently evident across different performance indicators. Meanwhile, firm size shows a more stable relationship with financial performance in several model specifications. When the moderating effect is considered, the relationship between ESG disclosure and financial performance appears more conditional, suggesting that the financial relevance of ESG practices may depend on specific bank characteristics. This study is limited by a relatively small sample size and the use of disclosure-based ESG measurement. Future research is recommended to expand the sample coverage, extend the observation period, and incorporate alternative ESG measurement approaches to provide more comprehensive insights into the relationship between ESG practices and financial performance. Keywords: ESG Disclosure; Banking Sector; Financial Performance; Firm Size Moderation; Indonesia Stock Exchange
Sociopreneurship in Ecotourism: Strengthening Village Economies Around Tanjung Puting National Park Harinie, Luluk Tri; Sukmani, Meylinda; Romadoni, Muhamad; Bancin, John Budiman
Humaniora: Journal of Indonesia Culture and Society Vol. 16 No. 2 (2025): Humaniora
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/humaniora.v16i2.13433

Abstract

Tanjung Puting National Park (TNTP) in Central Kalimantan is an internationally recognized ecotourism destination that significantly contributes to national revenue and plays a crucial role in shaping regional socioeconomic development. This research examines the role of sociopreneurship in promoting the economic sustainability of rural communities through ecotourism development, focusing on Bahaur Village and Pembuang Hulu I Village, both of which maintain a direct connection to the TNTP area. A qualitative case study approach is employed, combining participant observation, in-depth interviews with ten key informants (including village heads, secretaries, freshwater fish farming group leaders, and community figures), and an analysis of village deliberation documents. Data analysis follows three main stages—intuition, analysis, and description—supported by a SWOT framework to identify strengths, weaknesses, opportunities, and threats. To ensure data validity, triangulation is applied by comparing and cross-verifying information from interviews, observations, and documents to identify consistent patterns and reduce potential bias. The findings indicate that although ecotourism has the potential to increase local income, it has not yet effectively strengthened community-based business development. The primary challenges include weak infrastructure, limited training opportunities, and inadequate marketing strategies, which have compelled some residents to revert to environmentally harmful economic activities. The implications underscore the need for strategic planning, capacity building, mentoring, market access facilitation, and multi-stakeholder collaboration to diversify the local economy and sustain community enterprises within conservation areas.
Flash sales, bundling offers, and purchase intention: Examining the mediating effect of word of mouth in retail consumers Anggraini, Maretha; Harinie, Luluk Tri; Sukmani, Meylinda; Meitiana, Meitiana
Journal of Management and Digital Business Vol. 6 No. 1 (2026): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v6i1.2923

Abstract

This study aims to analyze the effect of flash sales and bundling offers on consumers’ purchase intention, with Word of Mouth (WOM) serving as a mediating variable at Toko Columbus Sampit Branch. The research employed a quantitative approach using a causal associative method. The population consisted of 1,200 active consumers, and a sample of 300 respondents was selected using the Slovin formula and a purposive sampling technique. Data were collected through a Likert-scale questionnaire and analyzed using Partial Least Squares (PLS). The results indicate that flash sales and bundling offers have a significant effect on consumers’ purchase intention. Furthermore, Word of Mouth (WOM) was found to mediate the relationship between flash sales, bundling offers, and purchase intention. These findings suggest that promotion strategies based on urgency and added value, reinforced by consumer-to-consumer communication, can enhance the effectiveness of offline retail marketing strategies.
Co-Authors Afentina, Afentina Anggen, Yohanes Kalvin Anggraini, Maretha Anshari, Rifqi Christa, Usup Riassy Djuwiyanto, Djuwiyanto Dwijayani, Henny Evanggelion, Ekklesia Halimah Indra Perdana Irawan Irfani, Irfani Iswandyah Raysharie, Puput Jagau, Yanedi Januardo, Planoko John Budiman Bancin Jonathan Giovanni Lelo Sintani Lidya Mahrita, Ani Meitiana Meitiana, Meitiana Monika, Vida Aknes Muhamad Romadoni Pakpahan, Aston Puspitasari, Gresia Raden Mas Sukarna, Raden Mas Renhart Jemi Sarlawa, Rita Septian, Javis Ragil Setianto, Tito Solichin Manuri, Solichin Sukmani, Meylinda Syamsudin, Achmad Tri Minarni Uthan, Lyra Asaria Wahyudi , Wahyudi Widianingsih, Dewi Yeba, Evinalia Yoyo Yoyo