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All Journal Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) REZ PUBLICA Union: Jurnal Ilmiah Pendidikan Matematika Dinamisia: Jurnal Pengabdian Kepada Masyarakat JURNAL PENDIDIKAN TAMBUSAI Banque Syar'i : Jurnal llmiah Perbankan Syariah Journal of English Teaching, Literature, and Applied Linguistics Jurnal Riset dan Inovasi Pembelajaran Journal of English Language and Education Abdimas Awang Long: Jurnal Pengabdian dan Pemberdayaan Masyarakat Jurnal Kajian Pembelajaran dan Keilmuan Islamiconomic: Jurnal Ekonomi Islam Fish Scientiae : Jurnal Ilmu-Ilmu Perikanan dan Kelautan YASIN: Jurnal Pendidikan dan Sosial Budaya UNNES International Conference on ELTLT Enrichment: Journal of Multidisciplinary Research and Development Jeinsa : Jurnal Ekonomi Ichsan Sidenreng Rappang Jurnal Madinasika: Manajemen dan Keguruan The International Journal of Medical Science and Health Research Jurnal Saintekom (Sains dan Teknologi Komputasi)
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Journal : Banque Syar'i : Jurnal llmiah Perbankan Syariah

 1 
Tantangan dan Peluang Perbankan Syariah Dalam Membangun Inovasi Bisnis dan Sustainability di Era Digital Ainul Yakin , Ikin; Elsa, Elsa; Abdillah, Apip; Savanda, Eva
Banque Syar'i: Jurnal llmiah Perbankan Syariah Vol. 10 No. 1 (2024): Januari - Juni 2024
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The development of Sharia finance in Indonesia has grown rapidly, presenting both challenges and opportunities for businesses, particularly banking, to expand their operations to create a sustainable economy for society and the environment in the future. This study employs a qualitative method with a literature review approach to explore the opportunities and challenges faced by Islamic banking in fostering innovation and sustainability in the digital era. Data were collected through literature studies. The findings reveal that Islamic banks in the digital era have opportunities to support banking innovation and develop sustainable finance by implementing the ESG (Environmental, Social, and Governance) framework in alignment with Sharia principles. In this context, Islamic banks can enhance existing programs, such as zakat (almsgiving), sadaqah (charitable giving), and waqf (endowment), as part of their social initiatives to strengthen sustainability in banking. The challenges faced by Islamic banking in fostering Sharia innovation include the still underdeveloped information and communication technology (ICT) infrastructure, which can hinder the delivery of Islamic banking services and limit their reach to remote rural areas.
Analisis Perbandingan Efisiensi Pada Bank Syariah di Indonesia dan Malaysia Dengan Pendekatan Data Envelopment Analysis (DEA) Hikmah, Siti Nurul; Jannah, Mukhlishotul; Elsa, Elsa
Banque Syar'i: Jurnal llmiah Perbankan Syariah Vol. 10 No. 2 (2024): Juli - Desember 2024
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v10i1.12250

Abstract

This study analyzes the efficiency of Islamic banks in Indonesia and Malaysia from 2019 to 2022 using the Data Envelopment Analysis (DEA) method. The input variables include total assets, equity, and operational costs, while the output variables are financing and net profit. By analyzing data from five Islamic banks in each country, this study compares efficiency levels, highlights changes during the COVID-19 pandemic, and identifies factors contributing to inefficiency. The analysis shows that some banks maintained full efficiency, while others experienced a decline due to increased operational costs and lower profitability, especially during the pandemic. This study aims to analyze the efficiency of Islamic banks in Indonesia and Malaysia using the Data Envelopment Analysis (DEA) method. The study uses financial data from Islamic banks in Indonesia and Malaysia from 2019 to 2022. The results show that Islamic banks in Indonesia have lower efficiency levels than those in Malaysia.
Co-Authors Abdillah, Apip Abdur Rahman Aditya Aditya Ahmatika, Deti Ainul Yakin , Ikin Ajahari Ajahari, Ajahari Aminuddin Aminuddin Anwar, Asni Ardhana, Muhammad Anugrah Arinie, Selfie Armila, Dian Arrasyid , Ihsan Auliya Asmawi, Suhaili Auliya, Selma Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dalimunthe , Reza Maulana Deddy Dharmaji, Deddy Dwi Riyanti Efendy, Vindy Nabilah Gatta*, Ratnawati Gymnastiar, Rigan Halim, Muh. Syukur Hikmah, Aida Nurul Jasiah Jasiah Jur. M. Udin Silalahi Kartila, Kartila Khaerunnisa, Najlaa Kania Khoirul Anwar Kinasih, Anya Dani Mariada, Sitti Marsal, Marsal Mashudi Mashudi Miranda, Miranda Mokram, Muh. Ilhamsyah MUKHLISHOTUL JANNAH, MUKHLISHOTUL Nawawi, Ma'mun Pratiwi Pratiwi R, La Ode Mustafa Rahmiatin, Titin Rantelling, Ratno Salim, Hartono Agus Savanda, Eva Septriani, Anisa Siti Nurul Hikmah Sudirman, Andi Albab Shiddiq Sundhari, Rachma Syam, Supriadi Syamsuri Tobade, Marni Yulianti Utari, Lis Velliana Tanaya wahyuni wahyuni Wu, Ting-Ting Yamin, Muh Yayu Laila Sulastri Yuliana, Yohanes Gatot Sutapa