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All Journal Jurnal Pendidikan Sosiologi dan Humaniora Jurnal Review Pendidikan dan Pengajaran (JRPP) Asatiza: Jurnal Pendidikan Community Development Journal: Jurnal Pengabdian Masyarakat Tolis Ilmiah: Jurnal Penelitian Journal La Edusci Jurnal Pengabdian Masyarakat Bhinneka 12 Waiheru Multifinance Toplama JER Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Multidisciplinary Indonesian Center Journal
Mutmainnah, Inayatul
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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Development of an Inclusive Economic Education Program Based on Sustainable Management to Improve the Financial Resilience of Urban Families in Makassar Iriani, Nisma; Ismail, Ismail; Kurnia, Ady; Utomo, Jepri; Mutmainnah, Inayatul; Ibadurrahman, Ibadurrahman
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1764

Abstract

This study aims to develop an Inclusive Economic Education Program based on Sustainable Management to improve the financial resilience of urban families in Makassar. The research method uses a quantitative approach with a pre-test and post-test design, involving target families who participate in training and mentoring programs. The results show a significant improvement in financial literacy and behavior, including understanding needs and wants, budgeting, saving habits, utilization of formal financial services, and adoption of fintech. These findings imply that similar programs are worth replicating to strengthen the economic resilience of families in urban areas in a sustainable manner.
Financial Well-Being Masyarakat Perkotaan: Sinergi Antara Intervensi Manajemen Keuangan Dan Pendidikan Ekonomi Di Kawasan Padat Makassar Arsyad, Nursyam; Hamran , Hamran; Hafid, Abdul; Ibadurrahman , Ibadurrahman; Utomo, Jepri; Mutmainnah, Inayatul
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1871

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak sinergi antara intervensi manajemen keuangan dan pendidikan ekonomi terhadap kesejahteraan finansial masyarakat perkotaan di kawasan padat Kota Makassar. Pendekatan campuran digunakan dalam studi ini, dengan menggabungkan data kuantitatif berupa pre-test dan post-test literasi serta perilaku keuangan pada 60 responden, serta data kualitatif dari observasi lapangan dan wawancara mendalam dengan peserta, tokoh masyarakat, dan fasilitator pelatihan. Intervensi dilakukan melalui pelatihan manajemen keuangan berbasis kebutuhan praktis warga, menggunakan modul sederhana dan simulasi. Hasil penelitian menunjukkan peningkatan signifikan pada indikator literasi dan perilaku keuangan pasca pelatihan, disertai perubahan sikap dalam pencatatan anggaran, prioritas pengeluaran, serta komunikasi keuangan dalam keluarga. Temuan ini memperkuat pentingnya kolaborasi antara intervensi berbasis komunitas dan pendidikan ekonomi untuk memperbaiki kesejahteraan finansial masyarakat urban. Penelitian ini memberikan implikasi kebijakan terhadap pengembangan program literasi keuangan yang kontekstual dan partisipatif.
Co-Authors Abdul Hafid Aderus, Andi Alpian Jayadi, Alpian Arlini, Lidya Arsyad, Nursyam Augustinus Robin Butarbutar Aulia, Ridha Br, Budiman Dewi, RD. D. Lokita Pramesti Dwi Surti Junida Eka Fitra Ramadani Farida, Denis Farwita, Syurwana Fathunnajih, Fathunnajih Ghazali, Al Hajar, Baiq Siti Hamran , Hamran Hasyim, Jusniati Ibadurrahman , Ibadurrahman Ibadurrahman Ibadurrahman Ikhlasiah, Marthia Iriani, Nisma Ismail Ismail Kurnia, Ady La Ode Ismail Ahmad, La Ode Ismail Muhajir, Humaidid Muhammadiyah Amin Mursalim, Isye Aryani Nur Azizah Anwar Nur Ilmiah Rivai Praptantya, Donatianus B.S.E. Ramadani Salam, Eka Fitra Ramadani, Eka Fitra Rusmayadi Sabalius Uhai Safitra, Nur Sri Sudaryati Utomo, Jepri