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Contemporary Dynamics in Islamic Banking Transactions Arfaizar, Januariansyah; Gustanto, Edo Segara; Fikri, Muhammad
TATHO: International Journal of Islamic Thought and Sciences Volume 1, Issue 1 (2024)
Publisher : International Tatho Academics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70512/tatho.v1i1.7

Abstract

Transactions in Islamic banking are currently the choice of the community because its products are based on Sharia with elements of maslahat. Now is the momentum for Islamic banking to fix the problems in its transactions to gain public trust and develop the potential possessed by Islamic banking. This research aims to examine transactions in Islamic banking and their problems using qualitative research methods and types of literature study research. This research explains that transactions in Islamic banking have five rules: benefit, fairness, pleasure, honesty, and piety. This research also found that in Islamic banking transactions, there are several internal problems in the form of inadequate human resources, Islamic economic regulations, unsupportive facilities, and infrastructure. Externally, not all people know about Islamic banking and its products.
Determinant Customer Bonding Produk Eiger Pada Pengguna Shopee Selamat Muliadi; Ndaru Arthawati, Sri; Gustiawan, Willson; Arfaizar, Januariansyah; Yusdani, Yusdani
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.240

Abstract

Tujuan riset ini ialah untuk menganalisis faktor-faktor yang mempengaruhi customer bonding produk Eiger pada pengguna aplikasi Shopee. Faktor tersebut terdiri dari experiential markerting dan brand image. Riset ini menerapkan teknik kuantitatif dengan dianalisis menggunakan IBM SPSS versi 22. Pengambilan sampel menerapkan metode purposive sampling dan jumlah sampel riset ini sebanyak 48 responden yang diperoleh melalui penyebaran kuisioner kepada para pengguna Shopee di Lombok Timur secara online melalui WhatsApp. Data dianalisis melalui beberapa tahap pengujian, yakni uji validitas, uji reliabilitas, uji asumsi klasik, analisis regresi linear berganda serta uji koefisien determinasi. Hasil riset ini menunjukkan bahwa experiential marketing dan brand image berpengaruh signifikan terhadap customer bonding produk Eiger pada pengguna aplikasi Shopee. Customer bonding dipengaruhi oleh aspek experiential marketing dan brand image loyalty sebesar 0,757 (75,7%). Sisanya diterangkan oleh variabel lain yang tidak dikaji pada riset ini. Hasil riset ini dapat dijadikan bahan evaluasi bagi pihak manajemen perusahaan untuk harus tetap menjaga dan mempertahankan program customer bonding (mengikat pelanggan) yang sudah terbentuk. Selain itu, hasil riset ini dapat menjadi sumber evaluasi untuk pelanggan untuk mendapatkan informasi dan memahami lebih lanjut tentang produk Eiger dan produk fashion lainnya, sehingga pelanggan dapat mengetahui keunggulan dan kelemahan dari produk fashion yang akan mereka beli.
THE EROSION OF AL-MAWADDAH AND AR-RAHMAH VALUES IN MUSLIM MARRIAGES: A SOCIO-RELIGIOUS ANALYSIS OF MARITAL DYNAMICS IN LOMBOK Asmuni; Yusdani; Januariansyah Arfaizar; Bin Sulong, Jasni
AKADEMIKA: Jurnal Pemikiran Islam Vol 30 No 2 (2025)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v30i2.11580

Abstract

This study examines the dynamics of marital relationships within the Muslim community of Lombok, where high religiosity does not necessarily correspond to the achievement of the noble purposes of marriage. The high divorce rate is taken as evidence of difficulties in realizing the values of al-mawaddah (love) and ar-rahmah (compassion) within marital life. Employing a descriptive-analytic approach, the research integrates social exchange theory and a socio-religious framework, supported by empirical data on divorce rates. The findings indicate that the erosion of al-mawaddah and ar-rahmah values stems from a paradigm shift-from a marriage model grounded in mutual rights and obligations to one emphasizing individual freedom. This shift leads to emotional imbalance, communication breakdown, rising expectations and transformations in social values. From an Islamic perspective, marriage is not merely a transactional contract but a sacred covenant (mitsaqan ghalidzan) imbued with religious meaning. Al-mawaddah generates deep emotional attachment, while ar-rahmah nurtures endurance, patience, and sacrifice, thereby reinforcing marital harmony. The study contributes to understanding social changes within the marital institution in Lombok and underscores the significance of al-mawaddah and ar-rahmah as essential principles in sustaining marital stability and preventing divorce.
Pandemic on the Ship: Emergency Legality and Human Rights Security of the Floating Isolation Policy in Indonesia Mujib, M. Misbahul; Kurniawan, Shelly; Basuki, Udiyo; Iswantoro, Iswantoro; Arfaizar, Januariansyah
Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Vol. 8 Issue 2 (2025) Volksgeist: Jurnal Ilmu Hukum Dan Konstitusi
Publisher : Faculty of Sharia, Universitas Islam Negeri (UIN) Profesor Kiai Haji Saifuddin Zuhri Purwokerto, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/volksgeist.v8i2.13122

Abstract

The COVID-19 pandemic compelled governments worldwide to implement extraordinary measures that tested the boundaries of legality and human rights protection. This study examines makassar’s floating isolation policy an innovative yet controversial public health intervention that repurposed the km umsini  as a quarantine facility during the 2021 surge in infections. The policy drew debate due to its top-down implementation and concerns that s, historically, have been among the fastest environments for infectious disease transmission, including covid-19. Employing a juridical–empirical approach, this research assesses the policy’s conformity with indonesia’s constitutional obligations and international human rights standards, particularly the international covenant on economic, social and cultural rights (icescr) and the international health regulations (IHR 2005). Field data were obtained through semi-structured interviews with health officials, volunteers, supported by documentary and legal analysis. The findings reveal that while the policy effectively reduced hospital overcrowding and community transmission, it operated within a “gray zone of legality” due to the absence of explicit statutory regulation. Using state obligations theory, the human security framework, and emergency law theory, the study demonstrates that legality during crises can be sustained through transparency, proportionality, and participatory governance. It concludes that compassionate legality rooted in respect for human dignity and procedural fairness can transform emergency discretion into a framework of human-centered resilience. Overall, this research enriches global scholar by illustrating how ship can be innovation in pandemic era redefines the relation between law, human rights, and crisis governance.