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All Journal Syntax Literate: Jurnal Ilmiah Indonesia BJRA (Bongaya Journal of Research in Accounting) Movere Journal Jurnal Manajemen Perbankan Keuangan Nitro Journal of Business, Technology, & Social Science Jurnal Sistem Informasi dan Manajemen Advances in Management & Financial Reporting Vifada Management and Digital Business
Krisnanto, Budhi
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Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Usability Testing Platform Penjualan Sayur Online Di Kota Makassar Di Masa Covid 19 Nawir, Fadliyani; Krisnanto, Budhi
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : CV. Ridwan Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (368.291 KB) | DOI: 10.36418/syntax-literate.v6i1.4703

Abstract

Pandemi Covid 19 telah mengubah pola aktivitas masyarakat di Indonesia khususnya di Kota Makassar. Demi kesehatan dan physical distancing untuk menekan pertumbuhan virus Covid 19 pemerintah memberlakukan PSBB (Pembatasan Sosial Berskala Besar). Tren berbelanja online meningkat lebih dari 50% selama pandemi, sehingga kehadiran Platform digital sangat membantu masyarakat untuk memenuhi kebutuhan sehari – hari (BPS, 2020). Kota Makassar sebagai salah satu kota besar di Indonesia juga merasakan dampak dari pandemi Covid 19, digitalisasi sangat membantu di masa seperti ini. Membeli kebutuhan sehari – hari melalui Platform digital baik berbasis website, aplikasi mobile maupun messanger. Ada pengaruh positif antara kemasan produk, kualitas produk, kualitas website, konten informasi, keanekaragaman, serta kemudahan transaksi terhadap kepuasan konsumen membeli sayur online (Sakoikoi dan Priyanto, 2019). Berkat fenomena ini, perlu dilakukan penelitian tentang pengalaman pengguna menggunakan Platform penjualan sayur berbasis online menggunakan Usability Testing. dengan demikiandapat diketahui bagaimana pengalaman pengguna menggunakan platform tersebut sehingga dapat menjadi sebuah rujukan baru untuk startup dan pengelola E-commerce agrikultur di Kota Makassar. Metode penelitian menggunakan analisis deskriptif dengan pendekatan kuantitatif, dimana ingin mengetahui tingkat usability platform aplkasi Panganku dengan USE Questionnarie. Dari penelitian ini didapatkan bahwa variabel usability yaitu Usefullness, Ease of Use dan Ease of Learning berpengaruh terhadap kepuasan pengguna menggunakan usability testing
Analisis Efektivitas Kebijakan Modal Kerja dalam Meningkatkan Profitabilitas Pada CV. Rahma 35 Kabupaten Sidenreng Rappang Nurfadilah; Madrianah; Krisnanto, Budhi; Baharuddin, Ceskakusumadewi
BUGIS : Journal of Business, Technology, & Social Science Vol 2 No 1 (2024): Bugis Journal
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis dan mengetahui tingkat efektivitas modal kerja dalam meningkatkan profitabilitas perusahaan CV Rahma 35 selama tahun 2017-2021. Adapun 4 rasio yang digunakan dalam penelitian ini diataranya: GPM, NPM, ROE, ROA. Analisis yang digunakan adalah deskriptif kuantitatif dengan menggunakan laporan keuangan yang terdiri atas laporan laba rugi dan neraca tahun 2017 sampai dengan tahun 2021. Hasil penelitian dari CV Rahma 35 menunjukkan bahwa efektivitas modal kerja kurang efektif dalam meningkatkan profitabilitas perusahaan. Dikarenakan Nilai dari modal kerja dan Rasio profitabilitas naik turun tiap periode dan tidak termasuk dalam standar efektifitas.
PENGARUH KUALITAS LAYANAN DAN KEMUDAHAN MOBILE BANKING TERHADAP KEPUASAN NASABAH PT. BANK SYARIAH INDONESIA.TBK REGIONAL OFFICE X MAKASSAR Husni, M. Fahrul; Ramlah, Ramlah; Krisnanto, Budhi; Rizal, Muhammad; Mirna, Mirna
JURSIMA Vol 11 No 2 (2023): Volume 11 Nomor 2 2023
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v11i2.592

Abstract

Utilizing the use of technology to provide better services to its customers, the bank launched an information technology-based banking transaction service media, namely Mobile Banking (m-banking). As of December 31, 2021, the number of customers using BSI services is 199,499 BSI Mobile Noa Users, from this data, it can be seen that the Mobile Banking services provided by banks are enough to change the lifestyles of people who previously had to queue at the bank, now only with applications. Technological developments that make transactions easier make customers more interested in the Mobile Banking services provided. This research aims to determine the influence of service quality and ease of Mobile Banking on customer satisfaction of PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar. The data analysis methods used are instrument tests, multiple liner analysis, hypothesis tests, and R2 coefficient determination tests. With a total of 100 samples. By the method of taking accidental sampling samples. The results of this test conclude: 1) Service quality has a positive and significant effect on customer satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar. 2) The ease of Mobile Banking has a positive and significant effect on customer satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar. 3) The quality of service and ease of Mobile Banking have a positive and significant effect on Customer Satisfaction at PT. Bank Syariah Indonesia Tbk. Regional Office X Makassar
PENGARUH GAYA KEPEMIMPINAN DAN PENGAWASAN KERJA TERHADAP KINERJA KARYAWAN PADA KANTOR PERWAKILAN WILAYAH BANK INDONESIA PROVINSI SULAWESI SELATAN Krisnanto, Budhi; Muchsidin, Feronica Fungky; Saeni, Nuraeni; Lawalata, Izaac L.D; Sari, Indah Permata
JURSIMA Vol 11 No 3 (2023): Volume 11 Nomor 3 2023
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v11i3.720

Abstract

Human resources are the main asset in the organization with the role of implementing policies and operational activities. Good work performance can provide optimal results for the organization, requiring good management to create a comfortable work environment. Two factors that influence employee performance in this study are leadership style and work supervision. Leadership style is identified as the first factor affecting performance, while supervision is identified as the second factor. Both contribute positively to improving employee performance, as found in previous studies. The purpose of the study was to analyze the effect of leadership style and work supervision on employee performance at Regional Representative Office of Bank Indonesia South Sulawesi. The analysis method in this study uses multiple linear regression regression using the help of SPSS version 23 software. The sample used amounted to 35 first line employees at the Regional Representative Office of Bank Indonesia of South Sulawesi Province. Representative Office of Bank Indonesia South Sulawesi Province.The results showed that there was an influence of leadership style and work supervision on leadership style and work supervision on employee performance at Regional Representative Office of Bank Indonesia of South Sulawesi Province. style leadership style has a positive and significant effect on employee performance as indicated by the regression coefficient of the leadership style variable variable regression coefficient of 0.222 which is positive and significant at 0,044. Work supervision has a positive and significant effect on employee performance as indicated by the variable regression coefficient work supervision variable regression coefficient of 0.577 which is positive and significant at 0.000. As well as leadership style and work supervision simultaneously have a positive and significant effect on employee performance as shown the probability value (sig) of 0.000 is smaller than 0.05
Pengaruh Persepsi Kemanfaatan, Persepsi Kemudahan, Persepsi Kepercayaan Dan Persepsi Risiko Terhadap Minat Mahasiswa Dalam Penggunaan Internet Banking Pada PT Bank BNI KCU Mattoangin Makassar Husni, M. Fahrul; Nurdin, Maryam; Saeni, Nuraeni; Krisnanto, Budhi; HS, Elsa Mayuri
Movere Journal Vol. 6 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v6i2.479

Abstract

This study aims to determine the effect of perceived usefulness, perceived ease of use, perceived trust and perceived risk on student interest in PT Bank Negara Indonesia (Persero) Tbk. KCU Mattoangin Makassar. The analysis method used in this research is quantitative descriptive analysis method. The analytical tool used is multiple linear regression with the IBM SPSS Version 25.0 tool. From the proposed hypothesis test, the partial test research results show a positive and significant value for perceived usefulness, perceived convenience, perceived trust that it affects student interest in using mobile banking while perceived risk shows a negative and significant value. Simultaneously, the effect of perceived benefits, perceived convenience, perceived trust and perceived risk has a significant effect on customer interest and the R square value of 0.388 or 38.8% of the independent variable explains the dependent variable.
Effectiveness of Internal Audit in Supporting Internal Control and Prevention of Fraud Sudirman, Sudirman; Sasmita, Halida; Djabir D, Muhammad; Krisnanto, Budhi; Muchsidin, Feronica Fungky
Bongaya Journal of Research in Accounting (BJRA) Vol. 4 No. 1 (2021): Bongaya Journal of Research in Accounting
Publisher : STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjra.v4i1.271

Abstract

This study aims to analyze the effectiveness of internal audit at PT Bank Sulselbar Makassar in supporting internal control over fraud. This study uses a qualitative approach with the method of documentation, interviews and questionnaires to the internal auditors, anti-fraud department, and management as data collection methods. After the data was collected, data analysis was carried out using descriptive methods and measuring effectiveness. Based on the study results, it can be stated that the role of the Internal Audit Group as an internal audit in improving the internal control system for fraud at Bank Sulselbar has been influential. The internal audit of Bank Sulselbar has the authority to monitor the follow-up to the results of the audit conducted by the auditor. Monitoring activities are carried out to ensure that corrective actions have been carried out adequately and effectively. Thus, the company will implement better internal controls in the future because assessments and corrective actions for weaknesses and errors found are always carried out. There are three elements to prevent and detect fraud, namely a culture of honesty (personal), management responsibility to evaluate fraud risk (through internal control), and supervision by the audit committee (internal audit).
MITIGATING QR-PHISHING RISKS IN INDONESIAN DIGITAL PAYMENTS THROUGH SECURITY BEHAVIOR INTENTIONS SCALE Baottong, Mozes Haryanto; Kausar, Al; Taufiq, Muhammad Imam; Krisnanto, Budhi
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 1 No. 3 (2025): Vol. 1 No. 3 (2025): Special Volume for International Collaboration
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56858/jmpkn.v1i3.757

Abstract

This study aims to analyze the role of user awareness in mitigating the risk of quishing (QR phishing) in QR code-based digital transactions. The primary focus of this study is to examine whether user awareness acts as a mediating variable that strengthens the influence of user behaviors, such as password management, software updates, and device security practices, on quishing risk mitigation. This study used a quantitative approach using the Structural Equation Modeling (SEM) method to analyze the relationship between variables. Data was collected through an online survey involving 400 active QR code users in Indonesia. The results indicate that user awareness plays a significant role in enhancing quishing risk mitigation, both directly and through influencing user behavior. Good password management, regular software updates, and good device security practices have a positive effect on quishing risk mitigation, and this influence is further strengthened by user awareness. Furthermore, the results also reveal that increased user awareness can directly reduce their vulnerability to quishing attacks. The practical implication of these findings is the importance of digital security education programs that can increase user awareness of Quishing threats. Financial institutions, especially Bank Indonesia, and digital payment service providers can utilize these results to design policies that focus on increasing digital security awareness for users. Academically, this study adds to the understanding of the relationship between user awareness, user behavior, and Quishing risk mitigation in the context of QR Code-based digital payment systems, as well as contributing to the cybersecurity literature in the digital transaction sector.
The Relationship of Work Environment, Organizational Culture, and Employee Welfare to Financial Performance Rifai, Mesrawati; Makduani, Rivai; Krisnanto, Budhi; Panus, Panus; Lawalata, Izaac L D
Advances in Management & Financial Reporting Vol. 3 No. 3 (2025): June - September
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/amfr.v3i3.636

Abstract

Purpose: This study investigates the relationship between the work environment, organizational culture, and employee welfare and their impact on financial performance. The research aims to comprehensively understand how these elements individually and synergistically influence organizational success, addressing gaps in prior literature. Research Design and Methodology: To synthesize insights from existing studies, a qualitative approach utilizing a Systematic Literature Review (SLR) was employed. The review identified trends, patterns, and theoretical underpinnings connecting the work environment, organizational culture, and employee welfare with financial outcomes. Data were derived from peer-reviewed articles and theoretical frameworks such as Social Exchange Theory (SET) and the Resource-Based View (RBV). Findings and Discussion: The study confirms that the work environment significantly affects productivity and efficiency, with physical, social, and psychological factors playing crucial roles. Organizational culture fosters innovation, adaptability, and collaboration, enhancing competitiveness and operational success. Employee welfare, encompassing physical, mental, and financial well-being, directly impacts employee retention, engagement, and cost efficiency. The synergy among these elements creates a holistic system that drives sustainable financial performance and competitive advantage. The findings underscore the need to integrate these factors into organizational strategies to optimize human capital. Implications: This study offers practical guidance for managers and policymakers in designing evidence-based interventions to enhance financial outcomes through strategic human capital investments. Recommendations include fostering ergonomic workspaces, building adaptive organizational cultures, and prioritizing comprehensive welfare programs. Future research should explore empirical validations and examine the impact of technological advancements on these relationship
Global Supply Chain Management: Trends, Challenges, and Strategies Sujatmiko, Sujatmiko; Krisnanto, Budhi; Sasmita, Halida; Wahab, Abdul
Vifada Management and Digital Business Vol. 1 No. 2 (2024): July - December
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/bwafw902

Abstract

This comprehensive study delves into the intricate dynamics of global supply chain management, aiming to uncover prevailing trends, challenges, and strategies embraced by organizations. Through meticulous examination of qualitative and quantitative data, the research builds upon previous works by Christopher (2016), Ferdows et al. (2017), and Pagell and Shevchenko (2014), emphasizing the impact of market fluctuations, technological innovations, and sustainability principles. The study reveals the accelerating adoption of technologies like blockchain, IoT, and AI, reshaping traditional supply chain processes and driving operational efficiency. Despite technological advancements, organizations face challenges including market volatility, supplier reliability, logistical complexities, and sustainability imperatives. To address these challenges, collaborative approaches and sustainability integration emerge as crucial strategies, echoing findings from Mentzer et al. (2018) and Gold et al. (2010). The implications highlight the necessity for organizations to adapt to technological advancements, foster collaboration, and integrate sustainability into supply chain strategies to navigate complexities and foster resilience in the global market.
Co-Authors Abdul Wahab Baharuddin, Megawaty Ceskakusumadewi Baottong, Mozes Haryanto Djabir D, Muhammad HS, Elsa Mayuri Indah Permata Sari Kausar, Al Lawalata, Izaac L D Lawalata, Izaac L.D M. Fahrul Husni Madrianah Makduani, Rivai Maryam Nurdin, Maryam Muchsidin, Feronica Fungky MUHAMMAD RIZAL Nawir, Fadliyani Nuraeni Saeni Nurfadilah Panus, Panus Ramlah Ramlah Rifai, Mesrawati Sasmita, Halida Solly Aryza Sudirman Sudirman Sujatmiko Sujatmiko Taufiq, Muhammad Imam