Article Per Year (5 Year)
p-Index From 2021 - 2026
4.273
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Teknologi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Consumer Science IJIBE (International Journal of Islamic Business Ethics) Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Ekonomi dan Bisnis Islam Tazkia Islamic Finance and Business Review Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Journal of Consumer Sciences Economica: Jurnal Ekonomi Islam Al-Muzara'ah Islaminomics: Journal of Islamic Economics, Business and Finance Aptisi Transactions on Technopreneurship (ATT) Journal of Islamic Monetary Economics and Finance International Journal of Zakat (IJAZ) Journal of Sustainable Tourism and Entrepreneurship Jurnal Pusat Inovasi Masyarakat Adpebi Science Series Halal Studies and Society Al-Infaq : Jurnal Ekonomi Islam Mizan: Journal of Islamic Law
Laily Dwi Arsyianti
Department Of Islamic Economics, Faculty Of Economics And Management, Bogor Agricultural University, IPB Darmaga Campus, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

Published : 47 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search
Journal : Al-Muzara'ah

 1 
Analisis Pembiayaan Sektor Perdagangan Hotel dan Restoran pada Perbankan Syariah di Indonesia Geri Suryadi; Dominicus Savio Priyarsono; Laily Dwi Arsyianti
AL-MUZARA'AH Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (743.483 KB) | DOI: 10.29244/jam.2.2.150-178

Abstract

Islamic banking is an alternative for entrepreneurs in trade, hotel, and restaurants (THR) to obtain capital relief that can push the pace of economic. The purpose of this study was to analyze the response of  Islamic banking financing ratios on THR sector in the event of shocks to the banking performance factors, monetary instruments, macroeconomic conditions and the rate of return and analyze the contribution of each variable in explaining the diversity of Islamic financing ratios in THR sector. The analytical method used is Vector Error Correction Model (VECM) with variables that describe the performance of banking, macroeconomic conditions, monetary instruments, and financial returns. The results showed that, shocks to the variables Industrial Production Index (IPI), lending rates (SBK) and equivalent rate financing (ERP) will be responded positively by Islamic financing ratio of THR sector. While shocks to the variables of Third Party Funds (TPF), troubled financing (NPF), a bonus SBI Sharia (BSBIS), inflation (INF) and the placement of funds in the money market with Sharia principles (PUAS) will be responded negatively by Islamic financing ratio of THR sector. Based on this research, Islamic banking should be more focus on financing for the PHR sector because it will provide a great benefit to the development of the real sector.
Debt Service of Low-Income Households in Indonesia Laily Dwi Arsyianti; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.308 KB) | DOI: 10.29244/jam.3.1.76-88

Abstract

External source of fund is one way to get funds, but when it reaches 50 percent and above of disposable income, it becomes an issue. This paper attempts to elaborate determinants influencing low-income household in having 50 percent or more debt service ratio. By utilizing logistic regression approach to extract the data collected in the Greater Jakarta Indonesia, this study finds that when household head’s age is 45 years old and above, having 5 dependents or more, and is a home owner, the household is the most likely to have 50 percent and above debt service. While the least likely is when household head originally from Jakarta, no worry about future domestic economy condition, and have more than USD80 income per month. Variances of education level, marital status, occupation, financing institution, charity per income are not proved statistically significantly give effect to the variance of debt service in this study
Debt Service of Low-Income Households in Indonesia Laily Dwi Arsyianti; Irfan Syauqi Beik
AL-MUZARA'AH Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.308 KB) | DOI: 10.29244/jam.3.1.76-88

Abstract

External source of fund is one way to get funds, but when it reaches 50 percent and above of disposable income, it becomes an issue. This paper attempts to elaborate determinants influencing low-income household in having 50 percent or more debt service ratio. By utilizing logistic regression approach to extract the data collected in the Greater Jakarta Indonesia, this study finds that when household head’s age is 45 years old and above, having 5 dependents or more, and is a home owner, the household is the most likely to have 50 percent and above debt service. While the least likely is when household head originally from Jakarta, no worry about future domestic economy condition, and have more than USD80 income per month. Variances of education level, marital status, occupation, financing institution, charity per income are not proved statistically significantly give effect to the variance of debt service in this study
Analisis Faktor-Faktor yang Mempengaruhi Alokasi Infak Rumah Tangga: Studi Kasus di Desa Pasir Eurih, Kecamatan Tamansari, Kabupaten Bogor Myrella Velika Amanta; Wiwiek Rindayati; Laily Dwi Arsyianti
AL-MUZARA'AH Vol. 2 No. 1 (2014): AL-MUZARA'AH (June 2014)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.577 KB) | DOI: 10.29244/jam.2.1.39-53

Abstract

Indonesia is one of countries with the most populous Muslim in the world. Poverty that strikes Muslims is an irony considering Islam is the only divine religion which explicitly requires his people to dispense zakah. Therefore, Zakah, Infaq, and Sadaqah (ZIS) is the potential solution to eradicate poverty in Indonesia. Infaq can be an alternative solution to alleviate poverty through income equalization. This study analyses factors that affect the household’s charity allocation using Ordinary Least Square (OLS) method and behavior of charity allocations on household using descriptive analysis. Result shows that altruism, income and formal education affect household’s charity allocation. These three factors positively influence the amount of household’s charity. On the other hand, behavior on charity allocation shows a good respond even though it is not yet a priority.
Non-Muslim Customer Preferences towards Islamic Banks in Semarang Nur Baethi Hariyana; Laily Dwi Arsyianti
AL-MUZARA'AH Vol. 7 No. 1 (2019): AL-MUZARA'AH (June 2019)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (656.234 KB) | DOI: 10.29244/jam.7.1.61-74

Abstract

The prohibition of riba is applied by all religions. Islamic banking has a potential to attract non-Muslim customers. Semarang, both the regency and the city, has the largest non-Muslim population in Central Java. Currently, the number customers using Islamic banks has reached 22 million in 2017. This nominal can be escalated by elaborating non-Muslim preference towards Islamic banks. Therefore, this study aims to determine the factors that influence the preferences of non-Muslim customers towards Islamic banks in Semarang regency and the city. There are 120 respondents who have been interviewed, consisting of 60 respondents are Islamic bank customers and 60 respondents are conventional bank customers. They are selected based on non-probability sampling technique. Logistic regression method is employed to analyze the data. Results show the preferences of non-Muslim customers using Islamic banks are knowledge, profit sharing, religions, administrative profit, and income. Islamic banks can target non-Muslim customers through actively involved in disseminating Islamic financial products.
Analisis Strategi Keunggulan Kompetitif Berkelanjutan Perusahaan Crowd Business Syariah (Studi Kasus pada Halal Network International) Amirah Firas Mufidah; Laily Dwi Arsyianti; Ibdalsyah
AL-MUZARA'AH Vol. 9 No. 1 (2021): AL-MUZARA'AH (June 2021)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.9.1.45-69

Abstract

Business model innovation of a company is a form of adaptation to the current economic turmoil to determine competitive advantage. To deal with this, PT HPA Indonesia or Halal Network International (HNI) which is based on the Muslim crowd and consistently is considered to be developing and getting the leading position must be able to survive in the middle of challenging market. The purpose of this research is to analyze the strategy of sustainable competitive advantage for HNI as sharia crowd business firm. The mixed method approach was carried out using literature studies, guided interviews, and online questionnaires for certain experts. The data processing technique used in this research is ANP (Analytical Network Process) to involve the analysis of the relationship between the network elements. The results of this research indicate that effective strategy is the right strategy for sustainable competitive performance. This strategy focuses on developing resource capital. The three elements with the lowest priority in this pride strategy model are reputation & quality control, technology & buyer fulfillment and sales of product content. By combining institutional capital and resource capital, a sustainable competitive advantage can be achieved by focusing performance on the subfactors of corporate image and leadership.
Co-Authors Abideen Adewale Adelia Adelia Adewale Abideen Adeyemi Adeyemi, Adewale Abideen Amirah Firas Mufidah Ascarya Ascarya Atikah, Raden Muhammad Jiddan Aziz Aurahma, Adora Daffa Aqomal Haq Dewi, Destiana Rahmawati Divary Raihan Pratama Divary Raihan Pratama Dominicus Savio Priyarsono Fajar Maulana . Fitriana Rahman Furqon Syarief Hidayatulloh Geri Suryadi Haq, Daffa Aqomal Hartoyo Hartoyo Hendri Hermawan Adinugraha Ibdalsyah Ibdalsyah Imam Teguh Saptono Indupurnahayu Iqbal Mahmudin Irfan Syauqi Beik irwandar, Sapta N Jesika Permatasari Joko Affandi Lilik Noor Yuliati Lutfiyah, Konita M. Syamsul Maarif Marcellina, Aaliya Mariyah, Meliani Siti Marsa, Salsabila Mohammad Iqbal Irfany Muthohharoh, Marhamah Myrella Velika Amanta Nadia Fauzana Nadia Fauzana Nadiya Ulfa Nur Baethi Hariyana Primadona, Fitry Priyo, Ahsanul Hadi Puspitasari, Fadiyah Hasta Renea Shinta Aminda Ryan Arif Basardi Ryan Arif Basardi Salina Kassim Salina Kassim Salina Kassim Salina Kassim Salsabila Marsa Saputra, Danu Chandra Sopyan, Dedi Thahira, Hana Ulfa, Nadiya Wiwiek Rindayati Yudha Heryawan Asnawi Yusman Syaukat