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PENGARUH MOTIVASI KERJA DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PADA PT KIRANA PERMATA Pambudi Pambudi; Andi Amri
JURNAL ILMIAH NUSANTARA Vol. 1 No. 3 (2024): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v1i3.1506

Abstract

This research aims to examine whether or not there is an influence on work motivation and work discipline factors on employee performance at PT. Kirana Permata. Employee performance is now an important indicator to support the company's success, both for operational achievement purposes and to achieve competitive advantage and maintain existence. The company always tries to provide policies and rules to encourage employees to achieve the performance desired by the company. so the focus of this research is the importance of managing human resources by considering work motivation and work discipline factors to improve employee performance. The research method applied in this work is descriptive quantitative. Data collection techniques were obtained through the observation process and distributing questionnaires to 50 PT employees. Kirana Permata in the production section of Division A. The sampling technique was carried out using non-probability sampling, namely saturated sampling, this was done by taking all employees in Division A as research samples. The research results indicate that the two aspects raised, namely motivation and work discipline, are able to contribute or have a positive influence on employee performance. The conclusion of the results obtained is that it was found that there is an influence of work motivation factors and work discipline which can have an influence on the performance of employees who work at PT. Kirana Permata with a sig value obtained*, namely 0.000 (0.000 < 0.05) and the coefficient of determination or what can be called r2 square has an achievement of 0.445, meaning that work motivation factors along with work discipline can have an influence on employee performance by 44.5%. Meanwhile, the remaining value of 55.5% is influenced by other variables not included in the discussion of the topic of this scientific work.
ANALISIS PENERAPAN SISTEM BAGI HASIL PADA DEPOSITO MUDHARABAH BANK BSI (KK Jakarta UHAMKA) Tiara Shalihah Salsabila; Egidia Amalia Putri; Nurul Khusnah; Andi Amri
Jurnal Price : Ekonomi dan Akuntasi Vol. 2 No. 2 (2024): Jurnal Price : ekonomi dan Akuntasi, Mei Edition 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecoa.v2i2.3628

Abstract

Penelitian ini bertujuan untuk menganalisis bagi hasil Deposito Mudharabah Mutlaqoh. Pada penelitian ini menggunakan metode mengumpulkan informasi melibatkan penelitian lapangan, melakukan wawancara secara langsung dengan pihak yang berkompeten, merinci studi pustaka, dan juga melakukan pencarian melalui internet. Transaksi deposito mudharabah di BSI KK Jakarta UHAMKA menggunakan akad bagi hasil mudharabah, yaitu akad kerja sama usaha antara dua pihak dimana nasabah berperan sebagai pemilik modal (shahibul maal) sedangkan pihak kedua adalah bank sebagai pengelola (mudharib). Dana yang ditempatkan oleh nasabah di bank akan dikelola untuk menghasilkan keuntungan, dan pada akhirnya, pembagian hasil sesuai dengan prinsip akad mudharabah. Mudharabah adalah bentuk kerjasama antara penyedia dana (shahibul maal) dan pengelola dana (mudharib).
Mendorong Akselerasi Perbankan Syariah : Strategi Menuju Pertumbuhan Berkelanjutan di Indonesia Khairun Nisa, fatika; Alfredo; Andi Amri
Equivalent : Journal of Economic, Accounting and Management Vol. 3 No. 2 (2025): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v3i2.1124

Abstract

Abstract : In recent years, the expansion of the Islamic banking sector in Indonesia has attracted a lot of attention. Effective tactics are needed to drive growth in this industry, considering the increasing public interest in financial products that comply with Sharia principles. The objective of this study is to examine various tactics that can be applied to accelerate the expansion of the Islamic banking industry in Indonesia. With a focus on the collection of secondary data from books, research findings, news, newspapers, magazines, and other sources, a qualitative research approach is used in this bibliographic type of research. The analysis findings indicate that several key tactics can accelerate the expansion of Islamic banking, including raising public awareness about Islamic finance, creating innovative products that meet consumer demand, strengthening collaboration between Islamic and non-Islamic financial institutions, and gaining government support through favorable policies. Abstrak : Dalam beberapa tahun terakhir, ekspansi sektor perbankan Islam di Indonesia telah menarik banyak perhatian. Diperlukan taktik yang efektif untuk mendorong pertumbuhan di industri ini, mengingat minat publik yang semakin meningkat terhadap produk keuangan yang mematuhi prinsip-prinsip syariah. Tujuan dari studi ini adalah untuk memeriksa berbagai taktik yang dapat diterapkan untuk mempercepat ekspansi industri perbankan Islam di Indonesia. Dengan fokus pada pengumpulan data sekunder dari buku, temuan penelitian, berita, surat kabar, majalah, dan sumber lainnya, pendekatan penelitian kualitatif digunakan dalam jenis penelitian bibliografi ini. Temuan analisis menunjukkan bahwa sejumlah taktik penting dapat mempercepat ekspansi perbankan Islam, termasuk meningkatkan kesadaran publik tentang keuangan Islam, menciptakan produk-produk inovatif yang memenuhi permintaan konsumen, memperkuat kolaborasi antara lembaga keuangan Islam dan non-Islam, serta mendapatkan dukungan pemerintah melalui kebijakan yang mendukung.
Evolusi dan Inovasi Produk Tabungan Syariah di Indonesia : Analisis Kualitatif Berbasis Literatur Rossa Amalia Lestari; Raihan Afif Kamal; Andi Amri
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): September: Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i3.1942

Abstract

This research aims to analyze the evolution and innovation of sharia savings products in Indonesia through a literature-based qualitative approach. The background of the research is based on the significant growth of the national sharia banking sector, driven by government regulations, technological advancements, and changes in customer preferences. This study uses a literature review method by analyzing various secondary sources such as scientific journals, regulations, and financial reports to identify the patterns of Islamic savings product development over time. The research results show that the transformation of sharia savings products is driven not only by religious aspects but also by the demand for service efficiency and financial inclusion. The merger of several Islamic banks into Bank Syariah Indonesia also accelerated the digitalization of Islamic savings services. Although there are challenges such as low Islamic financial literacy and limited infrastructure, development opportunities remain wide open through educational strategies and the integration of the halal ecosystem. Innovations such as the opening of online accounts and the diversification of goal-based products have successfully increased sharia financial inclusion, particularly among the younger generation. The implications of this research emphasize the importance of adaptive product development strategies, financial education, and cross-sector collaboration to strengthen the competitiveness and sustainability of sharia savings products in Indonesia.
Halal Tourism Development Strategy Using the Triple Helix Method (Case Study of Hubbul Wathan Mosque, Islamic Center of West Nusa Tenggara) -, Ramadhi; Andi Amri; Iki Kurnia Illahi; Ferdino Wedi Sanjaya
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 03 (2025): Vol. 5 No. 03 (2025): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i03.1257

Abstract

The development of halal tourism has recently gained significant attention among Indonesia's Muslim community. The potential to boost the local economy in halal tourism destinations is also highly promising. However, there is a lack of studies providing insights into effective strategies for developing halal tourism, making this research a novel contribution. The purpose of this study is to explore the development of the Hubbul Wathan Mosque at the Islamic Center of West Nusa Tenggara as a potential halal tourism destination using the Triple Helix method. The Triple Helix is a collaborative concept that supports the development of such sites through synergy among academia, government, and industry. This research employs a descriptive qualitative approach, involving respondents from mosque management, the local tourism office, and regional Islamic financial institutions. The findings indicate that the government plays a key role in formulating policies for the development and construction of the Hubbul Wathan Islamic Center, including legal frameworks that legitimize it as a halal tourism destination. These policies also enable Islamic financial institutions to act as sponsors and donors for various events held at the mosque. Meanwhile, the local community contributes to the maintenance of facilities and infrastructure, and is actively involved in religious services, education, economic activities, social programs, and Islamic outreach (dakwah). The implications of this study provide comprehensive information on collaborative strategies that can be applied in regions seeking to develop halal tourism
PENGARUH KEPERCAYAAN NASABAH TERHADAP TABUNGAN HAJI DI BANK SYARIAH INDONESIA Mufid, Fatiyah; Agestia Dewi Rahajeng; Aziizah Nur Pratiwi; Andi Amri
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 6 No 02 (2023): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : Sekolah Tinggi Ilmu Ekonomi Bakti Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56998/jr.v6i02.87

Abstract

Bank Syariah Indonesia is the largest sharia banking in Indonesia due to the merger of three state-owned banks. One of the savings products is Hajj Savings. This Hajj savings can be used for planning Hajj or Umrah using a mudharabah agreement. This segmentation of Hajj Savings can be used for all customers with different savings product categories. This research uses a qualitative method where data is collected from journals, books and websites. The purpose of this research is to analyze customer or public trust in Hajj Savings at BSI. So customer trust in BSI products is very important. Research shows that customer confidence in saving at Bank Syariah Indonesia is high, as seen from survey data regarding Hajj planning on the BSI website.
Analisis Efektivitas Pengendalian Biaya Operasional Pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep Sarnawiah, Sarnawiah; Andi Amri; Narto Irawan Otoluwa; Nur Asia Hamid; Aulia Pratiwi
POINT: Jurnal Ekonomi dan Manajemen Vol. 7 No. 1 (2025): POINT JURNAL
Publisher : Program Studi Manajemen Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/point.v7i1.2716

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui efektivitas pengendalian biaya operasional pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep. Penelitian ini menggunakan jenis penelitian deskriptif dengan pendekatan kuantitatif. Sebagai data yang diperlukan untuk penelitian ini, yang bertujuan untuk menggambarkan karakteristik dan kondisi aktual suatu objek penelitian, data kuantitatif bersumber dari laporan keuangan dan laporan anggaran Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep, dan data kualitatif berupa gambaran perusahaan. Biaya operasi adalah variabel yang digunakan. Metode observasi dan dokumentasi digunakan untuk memperoleh atau pengumpulan data. Rasio efektivitas digunakan dalam metodologi penelitian ini atau alat analisis. Hasil penelitian menunjukkan bahwa pengendalian biaya operasional pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep sudah sangat efektif dengan pertumbuhan yang bersifat fluktuatif. Namun, realisasi biaya operasional lebih tinggi dari anggaran yang ditetapkan karena adanya angka realisasi pada beberapa komponen biaya operasional seperti biaya pegawai, biaya BBM, biaya listrik, biaya pemeliharaan, biaya penyisihan piutang, biaya penyusutan dan amortisasi, dan biaya operasi lainnya, pada tahun 2019 hingga tahun 2022 lebih besar dari anggaran. Sehingga hal ini menunjukkan bahwa PDAM Kabupaten Pangkep berutang untuk memenuhi realisasi yang melebihi anggaran tersebut.
ANALISIS LAPORAN SUMBER DAN PENYALURAN DANA KEBAJIKAN PADA BANK SYARIAH INDONESIA PERIODE ENAM BULAN PERTAMA TAHUN 2021 Safa Kurnia Putri; Nabila Amalia; Larassandy Utami; M. Alija Izzetbegovic Malak; Andi Amri
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
Publisher : Prodi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Virtue Funds and Zakat Funds are referred to as trusts in the form of deposited funds that will be distributed to parties entitled to receive zakat or to social institutions. Before the funds are distributed, it will add to the value of assets in Islamic banks. The purpose of this report analysis is to adjust the report on the benevolence fund of Bank Syariah Indonesia in the period from January to June with the report stated in PSAK No. 101. This analysis uses a qualitative method that reveals the income of the benevolence fund at Bank Syariah Indonesia (BSI). The results showed that the number of Qardhul Hasan funds or sources of benevolence funds at Bank Syariah Indonesia in 2020 was more than in the early 2021 period. Bank Syariah Indonesia distributed these benevolent funds for social activities, such as donations for natural disasters, donations for religious activities, institutional development assistance. education, construction of places of worship, and so on.