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All Journal Jurnal Ilmiah Edunomika (JIE) POINT Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Equivalent : Journal of Economic, Accounting and Management Transaction: Journal of Taxation, Accounting, Management and Economics JURNAL RUMPUN MANAJEMEN DAN EKONOMI Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ilmiah Nusantara Jurnal Price : Ekonomi dan Akuntasi IZZI: Jurnal Ekonomi Islam
Andi Amri
Unknown Affiliation
Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences

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Mendorong Akselerasi Perbankan Syariah : Strategi Menuju Pertumbuhan Berkelanjutan di Indonesia Khairun Nisa, fatika; Alfredo; Andi Amri
Equivalent : Journal of Economic, Accounting and Management Vol. 3 No. 2 (2025): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v3i2.1124

Abstract

Abstract : In recent years, the expansion of the Islamic banking sector in Indonesia has attracted a lot of attention. Effective tactics are needed to drive growth in this industry, considering the increasing public interest in financial products that comply with Sharia principles. The objective of this study is to examine various tactics that can be applied to accelerate the expansion of the Islamic banking industry in Indonesia. With a focus on the collection of secondary data from books, research findings, news, newspapers, magazines, and other sources, a qualitative research approach is used in this bibliographic type of research. The analysis findings indicate that several key tactics can accelerate the expansion of Islamic banking, including raising public awareness about Islamic finance, creating innovative products that meet consumer demand, strengthening collaboration between Islamic and non-Islamic financial institutions, and gaining government support through favorable policies. Abstrak : Dalam beberapa tahun terakhir, ekspansi sektor perbankan Islam di Indonesia telah menarik banyak perhatian. Diperlukan taktik yang efektif untuk mendorong pertumbuhan di industri ini, mengingat minat publik yang semakin meningkat terhadap produk keuangan yang mematuhi prinsip-prinsip syariah. Tujuan dari studi ini adalah untuk memeriksa berbagai taktik yang dapat diterapkan untuk mempercepat ekspansi industri perbankan Islam di Indonesia. Dengan fokus pada pengumpulan data sekunder dari buku, temuan penelitian, berita, surat kabar, majalah, dan sumber lainnya, pendekatan penelitian kualitatif digunakan dalam jenis penelitian bibliografi ini. Temuan analisis menunjukkan bahwa sejumlah taktik penting dapat mempercepat ekspansi perbankan Islam, termasuk meningkatkan kesadaran publik tentang keuangan Islam, menciptakan produk-produk inovatif yang memenuhi permintaan konsumen, memperkuat kolaborasi antara lembaga keuangan Islam dan non-Islam, serta mendapatkan dukungan pemerintah melalui kebijakan yang mendukung.
Evolusi dan Inovasi Produk Tabungan Syariah di Indonesia : Analisis Kualitatif Berbasis Literatur Rossa Amalia Lestari; Raihan Afif Kamal; Andi Amri
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): September: Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i3.1942

Abstract

This research aims to analyze the evolution and innovation of sharia savings products in Indonesia through a literature-based qualitative approach. The background of the research is based on the significant growth of the national sharia banking sector, driven by government regulations, technological advancements, and changes in customer preferences. This study uses a literature review method by analyzing various secondary sources such as scientific journals, regulations, and financial reports to identify the patterns of Islamic savings product development over time. The research results show that the transformation of sharia savings products is driven not only by religious aspects but also by the demand for service efficiency and financial inclusion. The merger of several Islamic banks into Bank Syariah Indonesia also accelerated the digitalization of Islamic savings services. Although there are challenges such as low Islamic financial literacy and limited infrastructure, development opportunities remain wide open through educational strategies and the integration of the halal ecosystem. Innovations such as the opening of online accounts and the diversification of goal-based products have successfully increased sharia financial inclusion, particularly among the younger generation. The implications of this research emphasize the importance of adaptive product development strategies, financial education, and cross-sector collaboration to strengthen the competitiveness and sustainability of sharia savings products in Indonesia.
Halal Tourism Development Strategy Using the Triple Helix Method (Case Study of Hubbul Wathan Mosque, Islamic Center of West Nusa Tenggara) -, Ramadhi; Andi Amri; Iki Kurnia Illahi; Ferdino Wedi Sanjaya
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 03 (2025): Vol. 5 No. 03 (2025): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i03.1257

Abstract

The development of halal tourism has recently gained significant attention among Indonesia's Muslim community. The potential to boost the local economy in halal tourism destinations is also highly promising. However, there is a lack of studies providing insights into effective strategies for developing halal tourism, making this research a novel contribution. The purpose of this study is to explore the development of the Hubbul Wathan Mosque at the Islamic Center of West Nusa Tenggara as a potential halal tourism destination using the Triple Helix method. The Triple Helix is a collaborative concept that supports the development of such sites through synergy among academia, government, and industry. This research employs a descriptive qualitative approach, involving respondents from mosque management, the local tourism office, and regional Islamic financial institutions. The findings indicate that the government plays a key role in formulating policies for the development and construction of the Hubbul Wathan Islamic Center, including legal frameworks that legitimize it as a halal tourism destination. These policies also enable Islamic financial institutions to act as sponsors and donors for various events held at the mosque. Meanwhile, the local community contributes to the maintenance of facilities and infrastructure, and is actively involved in religious services, education, economic activities, social programs, and Islamic outreach (dakwah). The implications of this study provide comprehensive information on collaborative strategies that can be applied in regions seeking to develop halal tourism
PENGARUH KEPERCAYAAN NASABAH TERHADAP TABUNGAN HAJI DI BANK SYARIAH INDONESIA Mufid, Fatiyah; Agestia Dewi Rahajeng; Aziizah Nur Pratiwi; Andi Amri
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 6 No 02 (2023): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : Sekolah Tinggi Ilmu Ekonomi Bakti Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56998/jr.v6i02.87

Abstract

Bank Syariah Indonesia is the largest sharia banking in Indonesia due to the merger of three state-owned banks. One of the savings products is Hajj Savings. This Hajj savings can be used for planning Hajj or Umrah using a mudharabah agreement. This segmentation of Hajj Savings can be used for all customers with different savings product categories. This research uses a qualitative method where data is collected from journals, books and websites. The purpose of this research is to analyze customer or public trust in Hajj Savings at BSI. So customer trust in BSI products is very important. Research shows that customer confidence in saving at Bank Syariah Indonesia is high, as seen from survey data regarding Hajj planning on the BSI website.
Analisis Efektivitas Pengendalian Biaya Operasional Pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep Sarnawiah, Sarnawiah; Andi Amri; Narto Irawan Otoluwa; Nur Asia Hamid; Aulia Pratiwi
POINT: Jurnal Ekonomi dan Manajemen Vol. 7 No. 1 (2025): POINT JURNAL
Publisher : Program Studi Manajemen Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/point.v7i1.2716

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui efektivitas pengendalian biaya operasional pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep. Penelitian ini menggunakan jenis penelitian deskriptif dengan pendekatan kuantitatif. Sebagai data yang diperlukan untuk penelitian ini, yang bertujuan untuk menggambarkan karakteristik dan kondisi aktual suatu objek penelitian, data kuantitatif bersumber dari laporan keuangan dan laporan anggaran Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep, dan data kualitatif berupa gambaran perusahaan. Biaya operasi adalah variabel yang digunakan. Metode observasi dan dokumentasi digunakan untuk memperoleh atau pengumpulan data. Rasio efektivitas digunakan dalam metodologi penelitian ini atau alat analisis. Hasil penelitian menunjukkan bahwa pengendalian biaya operasional pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Pangkep sudah sangat efektif dengan pertumbuhan yang bersifat fluktuatif. Namun, realisasi biaya operasional lebih tinggi dari anggaran yang ditetapkan karena adanya angka realisasi pada beberapa komponen biaya operasional seperti biaya pegawai, biaya BBM, biaya listrik, biaya pemeliharaan, biaya penyisihan piutang, biaya penyusutan dan amortisasi, dan biaya operasi lainnya, pada tahun 2019 hingga tahun 2022 lebih besar dari anggaran. Sehingga hal ini menunjukkan bahwa PDAM Kabupaten Pangkep berutang untuk memenuhi realisasi yang melebihi anggaran tersebut.
ANALISIS LAPORAN SUMBER DAN PENYALURAN DANA KEBAJIKAN PADA BANK SYARIAH INDONESIA PERIODE ENAM BULAN PERTAMA TAHUN 2021 Safa Kurnia Putri; Nabila Amalia; Larassandy Utami; M. Alija Izzetbegovic Malak; Andi Amri
IZZI: Jurnal Ekonomi Islam Vol. 2 No. 1 (2022): IZZI: Jurnal Ekonomi Islam
Publisher : Lembaga Penerbitan, Penelitian, dan Pengabdian kepada Masyarakat (LP3M)  of Institut Badri Mashduqi Probolinggo Jawa timur Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Virtue Funds and Zakat Funds are referred to as trusts in the form of deposited funds that will be distributed to parties entitled to receive zakat or to social institutions. Before the funds are distributed, it will add to the value of assets in Islamic banks. The purpose of this report analysis is to adjust the report on the benevolence fund of Bank Syariah Indonesia in the period from January to June with the report stated in PSAK No. 101. This analysis uses a qualitative method that reveals the income of the benevolence fund at Bank Syariah Indonesia (BSI). The results showed that the number of Qardhul Hasan funds or sources of benevolence funds at Bank Syariah Indonesia in 2020 was more than in the early 2021 period. Bank Syariah Indonesia distributed these benevolent funds for social activities, such as donations for natural disasters, donations for religious activities, institutional development assistance. education, construction of places of worship, and so on.
Analisis Strategi dan Tantangan Lembaga Amil Zakat Masjid Raya Bintaro Jaya dalam Penyaluran Pinjaman Dana Infaq (Bank Infaq) Guna Memberdayakan UMKM di Tangerang Selatan. Kamila Faradila; Andi Amri
Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Vol. 7 No. 2 (2025): Iqtishodiah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62490/iqtishodiah.v7i2.1413

Abstract

Penelitian ini bertujuan untuk menganalisis strategi dan tantangan yang dihadapi oleh Lembaga Amil Zakat Masjid Raya Bintaro Jaya dalam penyaluran dana infaq melalui program Bank Infaq guna memberdayakan UMKM di Tangerang Selatan. Pendekatan yang digunakan adalah kualitatif dengan metode pengumpulan data melalui wawancara, observasi, dan dokumentasi. Program ini menawarkan pinjaman tanpa bunga dan biaya administrasi kepada pelaku UMKM mikro sebagai bentuk pemberdayaan ekonomi berbasis syariah. Hasil penelitian menunjukkan bahwa meskipun program ini efektif dalam meningkatkan kemandirian ekonomi mustahik, terdapat tantangan seperti pengelolaan risiko, pengawasan pengguna dana, serta pengembangan kapasitas usaha mustahik. Strategi adaptif seperti pendampingan berkelanjutan dan penegakan disiplin terbukti meningkatkan efektivitas penyaluran dana dan mengurangi risiko kegagalan usaha. Temuan ini diharapkan dapat memberikan wawasan strategi bagi lembaga zakat dan pemangku kebijakan dalam meningkatkan keberhasilan program pemberdayaan ekonomi berbasis zakat dan infaq di masa mendatang.
Co-Authors Adam Pratama Muhammad Jawas Agestia Dewi Rahajeng Ainani Tajriani Alfredo Aulia Pratiwi Aziizah Nur Pratiwi Bambang Suseno Egidia Amalia Putri Erina Effi Abidah Ferdino Wedi Sanjaya Hamid, Nur Asia Iki Kurnia Illahi Kamila Faradila Khairun Nisa, fatika Larassandy Utami M. Alija Izzetbegovic Malak Mufid, Fatiyah Muh Fauzi Muhamad Risal Tawil Muhammad Rifqy Rifani Nabila Amalia Nisrina Aulia Noor Akhmad Nurul Khusnah Otoluwa, Narto Irawan Pambudi Pambudi Raihan Afif Kamal RAMADHI RAMADHI Rieneke Ryke Kalalo Rossa Amalia Lestari Safa Kurnia Putri Sarnawiah, Sarnawiah Siti Julaeha Steven Fernandi Wong Tasya Maharani Tiar Septiana Simanullang Tiara Shalihah Salsabila