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All Journal JURNAL ECONOMIA Jurnal Penelitian dan Pendidikan IPS JAM : Jurnal Aplikasi Manajemen Jurnal Penelitian Ekonomi dan Bisnis Jurnal Psikologi Teori dan Terapan Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah MALIA J-PIPS (Jurnal Pendidikan Ilmu Pengetahuan Sosial) International Journal of Economics, Business and Accounting Research (IJEBAR) Dialektika: Jurnal Ekonomi dan Ilmu Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JESS (Journal of Education on Social Science) Psikobuletin: Buletin Ilmiah Psikologi MONETARIUM: Journal of Economy Business and Management
Julaihah, Umi
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Religion Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Neuroscience Physics Public Health Social Sciences

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Can Gender Moderate the Effect of Digital Learning Media and Interest on Learning Outcomes? Kurniawan, Muchammad Akbar; Julaihah, Umi; Bashith, Abdul; Amin, Saiful; Dewi, Sari
Journal of Education on Social Science (JESS) Vol 9 No 1 (2025): Phenomenal Issues in Today's Government
Publisher : Faculty of Social Science, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jess.v9i1.590

Abstract

The purpose of this study is to analyse the effect of digital learning media and learning interest on learning outcomes based on gender. This study uses a quantitative approach with Structural Equation Modelling (SEM) through Multi-Group Analysis (MGA), involving 254 students from Madrasah Tsanawiyah in Singosari, Malang, to measure the effect of digital learning media and student learning interest on learning outcomes. The results of structural test showed that neither digital learning media nor learning interest had a significant effect on learning outcomes, and gender did not moderate the relationship. Further, based on PLS-MGA, it is found that gender did not moderate the relationship in the model. Suggestions for future research include exploring the relationship between students' learning styles and the use of learning media, conducting longitudinal studies to evaluate the long-term impacts of digital learning media on outcomes, and considering factors such as personality, motivation, and age differences as moderating variables to gain a more comprehensive understanding of their effects on student learning outcomes.
Intention to Invest in Islamic Capital Market Among Youth: The Influence of Sharia Financial Literacy and Religiosity Ja'far, Achmad Mu'afi; Julaihah, Umi; Adenina Zidni Maulida, Nabila
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i2.6296

Abstract

Introduction: According to the National Survey of Financial Literacy and Inclusion conducted in 2019, the number of Islamic stocks and Islamic capital market assets has increased in Indonesia, but the level of Islamic financial literacy and Islamic capital markets of the Indonesian population is still very low compared to conventional ones. This study aims to determine the effect of Islamic financial literacy and religiosity on investment interest in the Islamic capital market. Methods: This research employed quantitative methods with regression analysis. Data were collected using a questionnaire through Google Forms, resulting in a sample of 203 students in Malang, Indonesia. Results: The results showed that, either partially or simultaneously, Sharia financial literacy and religiosity variables had a significant positive effect on investment intention in the Islamic capital market. Moreover, it had a high coefficient determination of about 0.752, indicating that the financial literacy and religiosity variables can influence the investment intention variable by 75.2%. Conclusion and suggestion: Based on the findings, it was demonstrated that religiosity had a greater impact on the intention to invest in the Islamic capital market compared to Sharia financial literacy. This could be due to the fact that the level of Sharia financial literacy among respondents remains low. Thus, to boost young participation in the Islamic capital market, it is recommended that academic institutions educate young people about Sharia financial literacy through formal education. Also, the businesses could provide informal information about investing in the Islamic capital market.
Academic resilience among undergraduate students: The analysis of psycho-social and religious aspects Julaihah, Umi; Achmad, Itsna Laily Rosyida; Sasi, Wahyuning; Zahro, Nikmatus
J-PIPS (Jurnal Pendidikan Ilmu Pengetahuan Sosial) Vol 10, No 2 (2024): JPIPS
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jpips.v10i2.24360

Abstract

The increasing phenomena of mental health problems experienced by students need more attention not only by the parents but also by educational institutions and the government. Thus, we need a strategy to strengthen academic resilience, especially for students who are completing their thesis. In line with that, the aim of this study is to investigate the determinants of academic resilience. The independent variables proposed in this research are academic self-efficacy, social support and religiosity. This study applied a quantitative method with regression analysis using a questionnaire. One hundred twenty-eight completed responses were obtained from a state university in Malang, Indonesia. The research findings showed that only academic self-efficacy and social support have positive and significant effects on academic resilience. Although this study cannot confirm that religiosity has an impact on academic resilience, this research has attempted to fill the gap in previous research by elaborating on the determinants of academic resilience from psycho-social factors and religiosity.
Pola Asuh Orang Tua dan Psychological Well-Being Huda, Fima Dwi; Julaihah, Umi
Psikobuletin:Buletin Ilmiah Psikologi Vol 5, No 2 (2024): Psikobuletin: Buletin Ilmiah Psikologi
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/pib.v5i2.27400

Abstract

Salah satu hal yang dapat memengaruhi psychological well-being anak adalah pola asuh mereka. Psychological well-being anak dapat terkena dampak negatif dari pola asuh yang terlalu otoriter atau permisif, namun pola asuh demokratis dipandang sebagai gaya pengasuhan yang paling baik untuk mendorong pertumbuhan psikologis anak. Tujuan dari penelitian ini adalah untuk mengetahui hubungan antara psychological well-being dengan pola asuh yang terdiri dari otoriter, demokratis, dan permisif. Penelitian ini menggunakan desain pendekatan mixed method, yaitu mencampurkan metode kuantitatif dan kualitatif secara bersamaan, dengan populasi penelitian yaitu mahasiswa dari sebuah universitas di Kota Malang, untuk menguji dua metodologi penelitian dengan menggunakan desain penelitian sequential explanatory. Di sini, pendekatan awal yang digunakan adalah analisis data kuantitatif, dengan informasi tambahan tentang data kuantitatif yang disediakan oleh analisis data kualitatif. Mengasuh anak dengan cara yang otoriter tidak memiliki pengaruh yang signifikan terhadap psychological well-being, dengan nilai signifikansi sebesar (0,453>0,05). Pola asuh demokratis memiliki nilai signifikansi sebesar 0,124>0,05, yang menunjukkan bahwa pola asuh demokratis tidak memiliki pengaruh yang signifikan terhadap psychological well-being. Pola asuh permisif memiliki pengaruh negatif yang signifikan terhadap psychological well-being dengan nilai signifikansi (0,042<0,05).
Analysis of Rasulullah's Marketing Mix in Contemporary Business AR, Sri Wahyuni Safitri; Khowatim, Khusnul; Julaihah, Umi
MONETARIUM: Journal of Economics Business and Management Vol. 2 No. 1 (2025): MONETARIUM: Journal of Economy Business and Management
Publisher : PC Ikatan Sarjana Nahdlatul Ulama Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71155/t79rpd07

Abstract

Sharia marketing directs the creation, offering and changing of value from the initiator to the stakeholders in the process in accordance with the principles of muamalah (business) in Islam. Its function is no longer deviation and the ethical values ​​of morality (akhlakul karimah) are a blessing. This research aims to determine the marketing mix variables ala Rasulullah, namely the 5 variables Product, Price, Place, Promotion and Patience which influence contemporary business today. This type of research is a type of research that uses qualitative analysis through library research and related journals, using disclosure analysis and then interpreting it in certain circumstances. Presentation without using statistics. The aim is to analyze the Prophet's marketing mix in contemporary business. Sharia marketing or Rasulullah-style marketing directs the creation, offering and changing of value from the initiator to the stakeholders, which in the process is in accordance with the principles of muamalah (business) in Islam. Its function is no longer deviation and the ethical values ​​of morality (akhlakul karimah) are a blessing.
Bridging Religiosity, Trust, and Service Quality: The Role of Customer Intention in Driving Saving Decisions Ahmad, Yusuf Falaqi; Supriyanto, Achmad Sani; Ekowati, Vivin Maharani; Julaihah, Umi; Masyhuri; Johari, Fuadah Binti
Jurnal Aplikasi Manajemen Vol. 23 No. 4 (2025)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

Technological advances have impacted intense business competition in the banking world, requiring all banks to compete in updating systems to maintain service quality, which is essential to a business' success. Factors influencing the decision to save in syariah banks are religiosity, trust, and service quality. This study aims to examine and analyze the influence of religiosity, trust, and service quality on the saving decisions of Islamic students, both directly and indirectly through intention. The population in this study comprises Islamic students at PTKI (Islamic Higher Education Institutions) in Malang. The study uses a sample of 240 students from PTKI Malang, selected through purposive sampling based on criteria such as a minimum grade of A for PTKI and students enrolled in the Islamic banking study program. This study employs quantitative analysis with an explanatory study approach. Data were analyzed using path analysis to test the significance and direct and indirect effects using SPSS 24 software. The study's results indicate that religiosity, trust, service quality, and intention significantly influence saving decisions. However, intention does not mediate the influence of religiosity, trust, and service quality on saving decisions. The findings from this study could be applied to enhance the decision to save by building service quality, customer trust, and sharing the bank’s reputation, so that they receive credible information from the bank.
Online Buying Behaviour among Youth: A Multigroup Analysis Based on Gender Julaihah, Umi
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.76420

Abstract

This study intended to explore the effect of financial literacy, social media use, and pay-later promotion on online impulsive and compulsive buying among youth. 366 valid responses were analysed with partial least squares structural equation modelling (PLS-SEM). Further, moderation using multigroup analysis (MGA) was conducted to gain a deeper understanding of whether gender differences are present in the model proposed. The finding revealed that only the use of social media had a positive and significant effect on impulsive online buying, and impulsive buying became crucial determinants for compulsive buying. Further, this study also confirmed that buying behavior between males dan females had no significant difference. This study showed no significant effect of financial literacy on buying behaviour among youth, which could be due to the respondents' low level of financial knowledge of respondents.
Co-Authors Abdul Bashith Achmad Sani Supriyanto Achmad, Itsna Laily Rosyida Adenina Zidni Maulida, Nabila Ahmad, Yusuf Falaqi Annisya, Lusy AR, Sri Wahyuni Safitri Az Zahra, Saffanah Eko Suprayitno Faruq, Muhammad Al Huda, Fima Dwi Ja'far, Achmad Mu'afi Johari, Fuadah Binti Khowatim, Khusnul Kurniawan, Muchammad Akbar Masduqie, Muhammad Hamdan Ali Masyhuri Masyhuri Masyhuri Maulida, Nabila Adenina Zidni Meldona Novianti, Irohdathul Nur Asnawi Nurlaeli Fitriah Pradanimas, Aqilla Pranata, Ahmad Adi Saiful Amin Sari Dewi Sasi, Wahyuning Syidad, Ahmad Wildan Vivin Maharani Ekowati Yhadi Firdiansyah Zahro, Nikmatus