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All Journal ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Economics, Business, & Accountancy Ventura Jurnal Administrasi Kesehatan Indonesia Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) JIET (Jurnal Ilmu Ekonomi Terapan) JDE (Journal of Developing Economies) Jurnal Ekonomi dan Bisnis Islam JAST : Jurnal Aplikasi Sains dan Teknologi PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Darmabakti Cendekia: Journal of Community Service and Engagements Studi Kasus Inovasi Ekonomi Jurnal Berdaya Mandiri Jurnal Layanan Masyarakat (Journal of Public Service) East Java Economic Journal Economic Development Analysis Journal
Shochrul Rohmatul Ajija
Department Of Economics, Faculty Of Economics And Business, Universitas Airlangga
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Journal : ETIKONOMI

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Attitudes of Consumers Towards Islamic and Conventional Credit Cards in Indonesia Sylva Alif Rusmita; Shochrul Rohmatul Ajija
ETIKONOMI Vol 16, No 2 (2017)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (696.239 KB) | DOI: 10.15408/etk.v16i2.5519

Abstract

This study aims to analyze the attitudes of consumers towards Islamic and conventional credit cards. Using online questionnaire survey data from 51 respondents in Surabaya, East Java, the study revealed that most consumers possessed credit cards because of their convenience factor, relationship with their existing bank, and card salesmen. Therefore, the sale is the most powerful way to invite the community to have an Islamic credit card. Many customers do not care whether their credit cards are Islamic based or not, as long as the salesman promoted cards to them and the cards are able to meet their personal needs, especially for sales and purchase transactions online, they will utilize the cards. The large number of Muslims in Surabaya should be a share of the lucrative market for Islamic credit cards. Therefore, the education about the Islamic manner of consumption and the dangers of usury should be promoted in Surabaya.DOI: 10.15408/etk.v16i2.5519
Co-Authors Afifah Nur Millatina Ahmad Hudaifah Ahmad Hudaifah, Ahmad Akhmad Jayadi Albra, Reno Alif, Pevi Alif, Pevi Fitria Kartika Angga Erlando Ayu Az Zahra, Della Bani Bacan Hacantya Yudanagara Chorry Sulistyowati, Chorry Dina Heriyati Dita Normalaksana Putri Elva Farihah Fajri, Moh Najikhul Fanani, Fery Farhan Ferra, Yesi Fery Farhan Fanani Fitriyana, Zidna Fuadah Johari, Fuadah Gancar Candra Premananto Hartadinata, Okta Sindhu Idris, Fahmi Jarita Duasa Luthfiana Aprilianita Sari M. Khoerul Mubin Mohammad Zeqi Yasin Mohammad Zeqi Yasin Muhammad Firdaus Nur Ananda Muryani Muryani Nimah, Lailatun Nur Aini Hidayati Putri, Dita Normalaksana Raditya Sukmana Rahmat Heru Setianto Raihan Maramba Mahardhika Paripurna Ramses Muhammad Rizal Reno Albra Riris Diana Rachmayanti Rumayya Rumayya Rumayya Rusmita, Sylva Alif Sajida, Nasiha Sellawati, Mei Siti Munawaroh Sri Cahyaning Umi Salama Sylvia Dwi Wahyuni Tri Haryanto Ulum, Amelia Rosikhotul Venia, Vita Wahyu Setyorini Wahyu Setyorini Wahyuningtyas, Yuliana Tri Wasiaturrahma, Wasiaturrahma Widya Sylviana Wulandari, Chindy Roifatin Yasin, Mohammad Zeqi Yessi Rahmawati Yuliana Tri Wahyuningtyas Zakia, Arivia Fikratuz Zidna Fitriyana