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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Journal Analytica Islamica Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah Al Mashaadir : Jurnal Ilmu Syariah Jurnal Investasi Islam Tadayun: Jurnal Hukum Ekonomi Syariah JCAIP: Journal of Contemporary Applied Islamic Philanthropy ASNAF Jurnal Ilmiah Mahasiswa El-Wasathy: Journal of Islamic Studies Seuraya Jurnal Pengabdian Kepada Masyarakat Malik Al-Shalih: Jurnal Pengabdian Masyarakat
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Eksplorasi Zakat Saham Dalam Tinjauan Ekonomi Islam Sitti Muallimah; Agustinar; Asnita, Dessy
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,9 No 1 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i1.7048

Abstract

This research aims to find out how Zakat on Shares is from an Islamic Economic Perspective? And what is the potential for Zakat on shares as a source of income for the community? The method used is a qualitative descriptive approach. The results obtained are that in a review of Islamic economics, share zakat is one mechanism for implementing the principle of a more equitable distribution of wealth in society, while supporting sustainable economic development. Exploration of share zakat in Islamic economics is a relevant and important concept in the development of an economic system based on Islamic principles. The potential for share zakat in Indonesia has increased, but this increase is not commensurate with the number of investors and the population of Indonesia. One of the causes is the low level of understanding of share zakat among investors, so this education is a necessity. Share Zakat has great potential for the people. The more people who invest in sharia shares, the greater the potential for collecting zakat on shares, which includes providing a wider selection of sharia shares, supporting companies that comply with sharia principles, and holding educational programs for Muslims about investing in accordance with sharia.
Online Shop Business Owners’ Perception Toward Zakat in Langsa City Asnita, Dessy; Agustinar; Adlin Wan Draman, Wan Mohd Ashraf
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 1 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i1.5742

Abstract

In the perspective of Islamic law, ideally, every income that has reached the threshold should be subject to a certain amount of zakat. In reality, many online entrepreneurs in Kota Langsa are indifferent to this matter, causing academic concern behind the lack of awareness in paying zakat. This article falls under field research with a qualitative approach. The methodology used is descriptive analysis study. Primary data sources include in-depth interviews with online business operators in Kota Langsa. Secondary data sources comprise scholarly articles published within the last five years. The research concludes that the lack of awareness stems from confusion among the public regarding the amount and procedures of zakat in online trade that must be fulfilled. Therefore, governmental socialization efforts are needed to stimulate public interest in its distribution.
IMPLEMENTATION AND OPERATIONAL MANAGEMENT BASED ON SHARIA agustinar, Agustinar
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 6 No 2 (2022): Volume.6 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v6i2.5269

Abstract

IMPLEMENTATION AND OPERATIONAL MANAGEMENT BASED ON SHARIA Abstract Purpose: This study aims to analyze the implementation and operational management of Sharia-based practices in Sharia laundry service businesses in Langsa City. Design/methodology/approach: Qualitative research with descriptive analysis is employed to examine the practices of Arransha Sharia laundry services. The study evaluates whether the operational management aligns with Sharia standards and identifies areas where improvement is needed. Findings: The research reveals that Arransha Sharia laundry services generally meet standard operating procedures, yet operational management falls short of Sharia-based principles. Negligence accountability remains a concern. In terms of thaharah (purification), the laundry fulfills Sharia elements by using holy water, segregating impure and non-impure clothes, and employing Sharia-compliant purification methods. Research limitations/implications: The study acknowledges limitations, particularly in operational management. Recommendations include revising Sharia-based Standard Operating Procedures (SOP) for better alignment with Sharia standards. The laundry owners are advised to enhance their operational management, fostering confidence among the clientele. Practical implications: For Sharia laundry businesses to thrive, improvements in Sharia-based operational management are essential. The findings emphasize the need for laundry owners to revise SOPs, ensuring adherence to Sharia standards. The study also suggests government intervention with specific regulations for Sharia laundry services, given the Muslim-majority population in Langsa City. Keywords: Implementation, Sharia-Based Operational Management, Sharia Laundry Services. PENERAPAN DAN PENGELOLAAN OPERASIONAL BERDASARKAN SYARIAH Abstrak Tujuan: Penelitian ini bertujuan untuk menganalisis penerapan dan manajemen operasional praktik berbasis Syariah pada usaha jasa laundry Syariah di Kota Langsa. Desain / metodologi / pendekatan: Penelitian kualitatif dengan analisis deskriptif digunakan untuk menguji praktik layanan binatu Arransha Sharia. Studi ini mengevaluasi apakah manajemen operasional sejalan dengan standar Syariah dan mengidentifikasi bidang-bidang di mana perbaikan diperlukan. Temuan: Penelitian mengungkapkan bahwa layanan laundry Arransha Syariah umumnya memenuhi prosedur operasi standar, namun manajemen operasional tidak memenuhi prinsip-prinsip berbasis Syariah. Akuntabilitas kelalaian tetap menjadi perhatian. Dalam hal thaharah (pemurnian), cucian memenuhi unsur-unsur Syariah dengan menggunakan air suci, memisahkan pakaian yang tidak murni dan tidak murni, dan menggunakan metode pemurnian yang sesuai dengan Syariah. Keterbatasan / implikasi penelitian: Studi ini mengakui keterbatasan, khususnya dalam manajemen operasional. Rekomendasi tersebut antara lain merevisi Standard Operating Procedures (SOP) berbasis Syariah agar lebih selaras dengan standar Syariah. Pemilik laundry disarankan untuk meningkatkan manajemen operasional mereka, menumbuhkan kepercayaan di antara pelanggan. Implikasi praktis: Agar bisnis laundry Syariah dapat berkembang, perbaikan dalam manajemen operasional berbasis Syariah sangat penting. Temuan ini menekankan perlunya pemilik laundry untuk merevisi SOP, memastikan kepatuhan terhadap standar syariah. Studi ini juga menyarankan intervensi pemerintah dengan peraturan khusus untuk layanan laundry Syariah, mengingat populasi mayoritas Muslim di Kota Langsa. Kata kunci: Implementasi, Manajemen Operasional Berbasis Syariah, Jasa Laundry Syariah.
Strategi Bisnis Kuliner Aceh: Transformasi Identitas Islami Melalui Inovasi Dan Komodifikasi agustinar, Agustinar; Sumarni, Mutia; Mufida, Laila
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v8i2.7428

Abstract

Abstract The aim of this research is to examine Aceh's culinary business strategy which emphasizes commodification and innovation in order to transform Islamic identity. Aceh's rich culinary heritage reflects the varied and diverse Islamic values that make it the home of Mecca. This study looks at how innovative menus, presentation and customer experience are used by Acehnese food companies to project a strong Islamic identity. This research methodology is qualitative with a descriptive analysis approach including direct observation of industrial operations, literature review, interviews with industry professionals in the culinary arts field, and documentation. The findings of this research show how creative culinary entrepreneurs in Aceh are actively implementing new ideas in preparing and serving food in a way that respects Islamic principles. In addition, the use of branding, MPU Aceh's halal certification, and the provision of places of worship all contribute to the commodification of Islamic identity and are important components of business strategy. The results of this research are that this change in Islamic identity is increasing the gastronomic appeal of Aceh, both among local people and visitors. This business plan is expected to uphold and preserve Aceh's Islamic culinary heritage and have a positive impact on regional economic growth. These results provide in-depth information for the growth of culinary businesses based on Islamic identity in a similar context. Keywords: Commodification of Identity, Business Strategy, Acehnese Culinary
Analysis Of Public Perceptions of Online Zakat Payments Through the Bank Syariah Indonesia Mobile Application Zuliani, Rafiza; Bayduri, Intan; Agustinar, Agustinar; Kamal, Safwan; Kumalahayati, Nur
Journal of Contemporary Applied Islamic Philanthropy Vol. 2 No. 1 (2024): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v2i1.56

Abstract

Purpose: This study aims to determine the online zakat payment procedures in the Bank Syariah Indonesia Mobile application and public perceptions and constraints related to online zakat payments through the Bank Syariah Indonesia Mobile application. Methodology: The method used is a qualitative approach. Data collection techniques using observation, interviews, and documentation. The informants in this study were the people of Gampong Meutia, Langsa Kota District. Findings: The results of the study show that public perceptions regarding online zakat payments through the Bank Syariah Indonesia Mobile application tend to lack trust and do not believe in the clarity of zakat distribution later and the public believes that direct zakat payments are far more effective because they can know the mustahik, in contrast to online zakat payments where the muzakki does not know for sure about the mustahik who will receive the zakat. However, it is different from the perception of the people who have used the BSI Mobile application in paying their zakat, where based on the experience they have, the perception created is that there is convenience from the BSI Mobile application in making zakat payments without having to provide a special time in fulfilling these Muslim obligations.
Optimalisasi Penyaluran Zakat Online Melalui Aplikasi BSI Mobile: Studi Pemahaman dan Persepsi Masyarakat Agustinar
El-Wasathy: Journal of Islamic Studies Vol 1 No 2 (2023): El-Wasathy: Journal of Islamic Studies
Publisher : Lembaga Swadaya Masyarakat Asosiasi Masyarakat Madani Indonesia (AMMI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61693/elwasathy.vol12.2023.136-154

Abstract

Penelitian ini bertujuan untuk meneliti tentang persepsi masayarakat masyarakat terhadap zakat online serta kendala yang dihadapi masyarakat dalam penggunaan pembayaran zakat online melalui aplikasi Bank Syariah Indonesia Mobile. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan teknik pengumpulan data meliputi observasi, wawancara, dan dokumentasi. Partisipan dalam penelitian ini adalah masyarakat Gampong Meutia, Kecamatan Langsa Kota. Hasil penelitian mengungkapkan beberapa temuan utama: (1) Sebagian besar masyarakat cenderung kurang percaya terhadap pembayaran zakat online melalui aplikasi BSI Mobile, meragukan transparansi dalam pendistribusian zakat. Masyarakat lebih menganggap pembayaran zakat langsung lebih efektif karena memungkinkan identifikasi langsung terhadap mustahik, berbeda dengan pembayaran zakat online yang tidak memberikan kejelasan mengenai penerima zakat. Namun, penggunaan aplikasi BSI Mobile dalam pembayaran zakat menciptakan persepsi positif karena memudahkan proses pembayaran zakat tanpa perlu ke bank fisik. (2) Kendala yang dihadapi dalam menggunakan aplikasi Bank Syariah Indonesia Mobile melibatkan masalah teknis yang menghambat kelancaran transaksi dan ketergantungan pada koneksi internet untuk mengakses layanan yang tersedia dalam aplikasi BSI Mobile. Ketika terjadi masalah dengan koneksi internet, layanan perbankan menjadi tidak dapat diakses. (3)Untuk optimalisasi penggunaan zakat online melalui aplikasi BSI Mobile, perlu edukasi intensif, antarmuka sederhana, fitur tambahan seperti pemantauan penggunaan zakat, dan penguatan keamanan. Keterlibatan komunitas, dukungan institusi keuangan syariah, dan evaluasi berkala dengan umpan balik pengguna diharapkan dapat meningkatkan penerimaan aplikasi, meningkatkan efektivitas penyaluran zakat secara online.
Implementasi Strategi Pengalihan Di bawah Tangan Dalam Penyelesaian Pembiayaan Kepemilikan Rumah Bermasalah pada PT. Bank Aceh Syariah Agustinar; Al Ayyubi, Faqih Ahmad; Mulyadi; Fakhrizal Bin Mustafa
El-Wasathy: Journal of Islamic Studies Vol 2 No 1 (2024): El-Wasathy: Journal of Islamic Studies
Publisher : Lembaga Swadaya Masyarakat Asosiasi Masyarakat Madani Indonesia (AMMI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61693/elwasathy.vol21.2024.74-93

Abstract

Penelitian ini bertujuan untuk mengevaluasi strategi pengalihan di bawah tangan dalam penyelesaian pembiayaan kepemilikan rumah bermasalah di PT. Bank Aceh Syariah, yang beroperasi berdasarkan prinsip syariah. Pembiayaan bermasalah dapat disebabkan oleh faktor internal seperti ketidaktepatan dalam menentukan jangka waktu angsuran dan keterampilan petugas, serta faktor eksternal seperti perilaku nasabah dan perubahan regulasi. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif analitis, yang melibatkan wawancara lapangan untuk mendapatkan data dan menganalisisnya. Hasil penelitian menunjukkan bahwa Bank Aceh Syariah Cabang Kuala Simpang menerapkan beberapa strategi untuk mengatasi pembiayaan kepemilikan rumah subsidi yang bermasalah. Strategi ini meliputi menghubungi nasabah melalui telepon untuk mengingatkan jatuh tempo angsuran, melakukan penjadwalan ulang pembayaran jika nasabah tetap tidak mampu membayar, mengurangi jumlah angsuran, dan memberikan pemotongan bagi hasil. Jika nasabah tetap tidak mampu membayar, unit KPR subsidi dialihkan kepada orang lain dengan nilai yang disepakati. Jika nasabah tidak dapat mencari pengalih, bank akan membantu mencari pihak yang bersedia menerima pengalihan unit tersebut. Strategi-strategi ini terbukti efektif dalam mengurangi pembiayaan bermasalah dan meminimalkan kerugian bagi bank. Kelebihan pembiayaan di Bank Aceh Syariah Cabang Kuala Simpang termasuk cicilan tetap, tanpa penalti keterlambatan, dan penggunaan akad Murabahah yang halal. Penelitian ini menyoroti pentingnya pengelolaan risiko yang baik oleh bank dan tanggung jawab nasabah dalam mengelola keuangan mereka untuk menghindari pembiayaan bermasalah.
Respon Masyarakat Non Muslim Kota Kualasimpang Terhadap Pemberlakuan Qanun Nomor 11 Tahun 2018 Tentang Lembaga Keuangan Syariah Rafiza Zuliani; Purnama, Rahma Amelia; Agustinar, Agustinar
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 16 No. 2 (2024): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v16i2.3468

Abstract

The aim of this research is to determine the implementation of Qanun Number 11 of 2018 concerning Sharia Financial Institutions, the response of the non-Muslim community in Kualasimpang regarding Qanun Number 11 of 2018 concerning Sharia Financial Institutions and the obstacles faced by the community with the implementation of Qanun Number 11 of 2018.This type of research is field research with a qualitative descriptive approach. This research was conducted in Kualasimpang City District, Aceh Tamiang Regency. The subjects in this research were non-Muslim communities in Kualasimpang with a total of 10 informants. The data sources in this research are primary and secondary data. Primary data is data obtained directly from research informants, while secondary data is data obtained from literature reviews such as journals and books related to the title of this research. The data collection instruments in this research were observations and interviews conducted with all informants in the research. The data analysis technique in this research uses the Miles and Huberman model with stages of data reduction, data display and verification/conclusion.From the research results it can be explained thatThe implementation of Qanun Number 11 of 2018 has pros and cons, especially for non-Muslim communities. The obstacle felt by non- Muslim communities when using transactions at Islamic banks is that they often go offline, which hinders their activities, especially for non-Muslim communities who work as business people. They also think that conventional banks have never experienced such problems, but they feel that this is currently happening to Islamic banks.Some non-Muslim communities in Kualasimpang object to the implementation of Qanun regarding sharia financial institutions. They argue that by using sharia banks it is difficult for them to make transactions.The opinion of the Qanun designer regrets the implementation of Qanun Number 11 of 2018 because it has a big impact on transactions for both Muslim and non-Muslim communities, especially in Kualasimpang City District, Aceh Tamiang Regency.
Identity Commodification as a Strategy for Acehnese Culinary Business Development: A Comparative Analysis of Indonesia and Egypt Agustinar, Agustinar; Mufida, Laila; Sumarni, Mutia; Ishak, Munawwar
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 17 No 1 (2025): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v17i1.9768

Abstract

Ideally, identity commodification can be an effective strategy in the development of the culinary business by utilizing local cultural and religious values as an attraction for consumers. However, in reality, significant challenges arise in the implementation of this strategy, especially related to cultural diversity and the dynamics of the global market. This study aims to analyze the application of identity commodification in the development of Acehnese culinary businesses, and compare it with the approach applied in Egypt. This article is a field study using a qualitative approach. The methodology employed includes descriptive analysis and comparative study. The research findings show that Aceh has successfully utilized its local identity, which is deeply rooted in Islamic culture, as an appealing culinary business strategy, with a strong halal guarantee even without official halal certification. A comparison with Egypt shows that, although both leverage cultural and religious identity, Aceh emphasizes the diversity of local cultures combined with religious values, while Egypt focuses more on preserving the authentic Arab-Islamic culinary traditions and history.
The Influence of Product, Price, Brand Image, Promotion and Purchase Decision: Buyers of Kahf Products in Langsa City Andi Peristiawan; Ulya, Zikriatul; Agustinar; Zulfa Eliza
JIM: Jurnal Ilmiah Mahasiswa Vol 7, No 1 (2025): April 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v7i1.10932

Abstract

Purchasing decision is an action taken by consumers to make a product purchase, so the manufacturer tries will meet the needs of the consumer want. Therefore, producers create a variety of varied products and various choices of products themselves such as KAHF products. KAHF products have a variety of product variants, for example skincare products are specifically made as skincare for men. The KAHF product still has shortcomings of its products at an inappropriate price and a brand image that is not widely known and the promotion of the KAHF product. For this reason, this study aims to find out the influence of products, prices, brand images and promotions on KAHF product purchasing decisions in Langsa City. This type of research is descriptive quantitative. The technique used is simple random side using the slovin formula with the number of samples, 100 respondents. Data collection using questionnaires or questionnaires by testing multiple linear regression analysis using IBM Statistic 22. The results showed that the results of partial test (t-test) product variables affect the decision of the purchase of Kahf products by 41.7%, price variables affect the decision of the purchase KAHF products are 52.2%, brand image affects the decision of the purchase of KAHF products by 52.3%, and promotion affects the decision of the purchase of KAHF products by 18.9%. Simultaneous test results (F-test) shows the product, price, brand image, and promotion get a calculated Fvalue of 24,468 > Ftable value of 2.46, which means simultaneously affecting the purchasing decision of KAHF products in Langsa City.
Co-Authors Adlin Wan Draman, Wan Mohd Ashraf Agustinawati Al Ayyubi, Faqih Ahmad Aminullah Abd. Aziz Andi Peristiawan Anisah Lestari Asih Pertiwi Asnita, Dessy Balqis Atikah Bayduri, Intan Dessy Asnita Dessy Asnita Dessy Asnita Dessy Asnita Dessy Asnita Dewi Indrayani Fakhrizal Bin Mustafa Ishak, Munawwar Kamal, Safwan Kumalahayati, Nur Laila Mufida Laila Mufida M. Fadli M. Yahya M. Yahya Maulina Ulfanur Miftahul Jannah Muallimah, Sitti Mufida, Laila Muhammad Habibi Muhammad Rinaldi MULYADI MUTHMAINNAH Mutia Sumarni mutia sumarni, mutia Novika Fazriati Nur Azizah Nur Ilmi Fitria Nurjannah Purnama, Rahma Amelia Rahmat Hidayat rahmathdyt573@gmail.com Ramazalena, Rauzi Rianti. S, Nova Rizki Saputra Anggara Safwandi Siti Mu’allimah Siti Mu’allimah Sitti Muallimah Sumarni, Mutia Suyani suryani Syahyudi, Ilham Syarifah Mudrika Ulya, Zikriatul Zainal Abidin Zulfa Eliza Zulfa Eliza Zulfa Eliza Ziauddin Zuliani, Rafiza