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Journal : Jurnal Paradigma Ekonomika

Analisis faktor-faktor yang mempengaruhi nasabah memilih bank konvensional dan Bank Syariah di Kota Jambi Latifa, Eva; Amir, Amri; Hodijah, Siti
Jurnal Paradigma Ekonomika Vol. 19 No. 1 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i1.10166

Abstract

This study (1) to obtain an overview of the characteristics of customers choosing conventional banks and Islamic banks in the city of Jambi. (2) to find out and analyze what factors influence the customer to choose at a conventional bank in the city of Jambi. (3) to find out and analyze what factors influence the customers to choose the Islamic Bank in the City of Jambi.Based on the results of data analysis, (1) Most of the customer respondents chose conventional banks and syaraih banks participating in this study were male sex as many as 97 respondents. Judging from the most recent training, the Diploma was 45 people. The marital status of the most married is 101 respondents.. The income characteristics of 1,000,000-5,000,000 are 63 respondents. The old characteristics of being a customer of 5-10 years as many as 53 respondents. 2) Based on the results of the study that the variables of knowledge, religious, reputation and service have a significant effect on customers choosing conventional banks while products and promotions have no effect on customers choosing conventional banks. (3) Based on the results of research that the product, promotion, religious and reputation variables have a significant effect on customers choosing Islamic banks while knowledge and services have no effect on customers choosing Islamic banks.
Faktor-faktor yang mempengaruhi penjualan umkm berbasis ekonomi kreatif di Kota Jambi Natalisa, Rica; Amir, Amri; Zulfanetti, Zulfanetti
Jurnal Paradigma Ekonomika Vol. 17 No. 2 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v17i2.15101

Abstract

This study aims to analyze the factors that influence the sales of MSMEs based on the Creative Economy in Jambi City. This research was conducted in Jambi City from July to September 2020. The selection of research locations was carried out purposively by choosing one of the creative economy-based SMEs in Jambi City, namely the food creative industry. The data used are primary data and secondary data and analyzed using multiple linear regression analysis. The results of this study indicate that the t value of the credit variable is 3.812 < t table 1.665 so that H0 is rejected and H1 is accepted. If viewed from the MSME credit Prob of 0.000 because Prob > 0.05 then H0 is rejected and H1 is accepted. This shows that credit has an effect on sales of MSMEs in Jambi City. The t value of the asset variable is 2.271 < t table 1.665 so that H0 is rejected and H1 is accepted. If viewed from the asset Prob of 0.025 because Prob > 0.05 then H0 is rejected and H1 is accepted. This shows that assets have an effect on the sales of MSMEs in Jambi City. While the t value of the Initial Capital variable is 0.507 and the t table is 1.665 so that the value of t count < t table, it means that H0 is accepted and H1 is rejected. If viewed from the Prob of R of 0.613 because Prob> 0.05 then H0 is accepted and H1 is rejected. This shows that initial capital has no significant effect on sales of MSMEs in Jambi City.
Dampak IPM, tingkat pengangguran dan tingkat kemiskinan terhadap ketimpangan pendapatan di Sumatera Bagian Selatan Ersad, Muhamnad Ersad; Amir, Amri; Zulgani, Zulgani
Jurnal Paradigma Ekonomika Vol. 17 No. 2 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v17i2.15614

Abstract

This study aims to analyze the development of the Human Development Index (HDI), Unemployment Rate, Poverty Levels in the Southern Sumatra Region, analyze the condition of regional development inequality in the Southern Sumatra Provinces and analyze the influence of the Human Development Index (IPM), Unemployment Rate, Level of Poverty on income inequality in southern Sumatra in 2010-2019. This research is a quantitative research. The data used is a cross section of 5 provinces in Southern Sumatra and time series for 2010-2019. The data is processed by panel data analysis with fixed effect regression model. Based on the results of the HDI panel data regression test, the unemployment rate and poverty rate have a significant effect on income in Southern Sumatra. All research variables have a simultaneous effect on income inequality. Partially, the HDI variable and the poverty level have no effect on income inequality, while from the research variable only the Unemployment Rate has a negative effect on income inequality.
Analisis struktur pengeluaran rumah tangga di Provinsi Jambi Tahun 2020 Rizkiansyah, Nicky; Amir, Amri; Zulfanetti, Zulfanetti
Jurnal Paradigma Ekonomika Vol. 17 No. 2 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v17i2.15696

Abstract

The purpose of this study was to determine the effect of household groups on the structure of household expenditures. The data used in this study is the March 2020 Susenas raw data, namely Susenas data on household scores in 11 districts and cities of Jambi Province. The data analysis method used is descriptive method. The analytical tool used is Multiple Linear Regression (multiple regression). The results showed that in the upper urban household group, the independent variables were: household income, number of household members, age of the head of the household, education level of the head of the household, gender of the head of the household, the status of the head of the household in the main occupation, and the status of the household head. marriage of the head of the household can explain household non-food competition by 94.3 percent and together the independent variables can have an influence on household non-food expenditure. In the lower urban household group, the independent variables cannot explain expenditures other than household food because they only have an R2 value of 2.7 and together the independent variables also cannot have an effect on expenditures other than household food. As well as in the upper rural household group, the independent variable can explain household non-food competition by 65.5 percent and the independent variable can have an influence on household non-food expenditure.
Preferensi nasabah terhadap bank syariah (studi pada nasabah BRI Syariah di Kecamatan Sungai Bahar Kabupaten Muaro Jambi) HAsbullah, Hasbi; Amir, Amri
Jurnal Paradigma Ekonomika Vol. 11 No. 1 (2016): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/paradigma.v11i1.4112

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis prefensi nasabah terhadap terhadap bank syariah dan pengaruh preferensi terhadap jumlah tabungan. Responden penelitian adalah nasabah Bank BRI Syariah di Kecamatan Sungai Bahar Kabupaten Muaro Jambi. Jumlah responden sebanyak 95 responden yang dipilih secara acak. Preferensi nasabah diukur dari preferensinya terhadap keuntungan relatif, keterbukaan informasi, kompabilitas, kompleksitas, aksesibilitas, pelayanan dan fasilitas. Analisis dilakukan secara deskriptif dan alat analisis regresi sederhana. Hasil penelitian menunjukkan bahwa preferensi nasabah terhadap bank syariah secara keseluruhan adalah baik, dengan nilai preferensi tertinggi adalah kompleksitas 4,31, dan terendah adalah kompabilitas sebesar 3,86. Hasil penelitian juga menemukan bahwa tinggi rendahnya preferensi nasabah mempengaruhi besarnya tabungan yang dimiliki nasabah pada bank syariah.Kata kunci : Preferensi, Bank Syariah. REFERENCES Abdullah, M. Ma’ruf. 2006, Hukum Perbankan Dan Perkembangan Bank Syariah Di Indonesia, Antasari Press, Banjarmasin. Ahmad Mardalis. 2005, Meraih Loyalitas Pelanggan. Jakarta : Balai Pustaka . Amril, A. (2013). Perkembangan Celah Tabungan-Investasi dan Retensi Tabungan di Indonesia (Periode Pra dan Pasca Krisis Ekonomi. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; 1(1): 63-70. Anonim. 2000, Potensi Prefensi dan Prilaku Masyarakat Terhadap Bank Syariah di Wilayah Jawa Tengah dan Daerah Istimewa Yogyakarta. Kerjasama Direktorat Perbankan Syariah – Bank Indonesia dengan Institut Pertanian Bogor. Antonio, Muhammad Syafi'i. 2001, Bank Syariah dari Teori ke Praktik. Jakarta: Gema Insani. Budi S. Utomo. 2001, “ Menuju Era Ekonomi Berkeadilan dan Bebas Bunga “ kumpulan makalah, Jakarta : Elsas. Dahlan siamat. 2005, Manajemen Lembaga Keuangan. Penerbit Fakultas, Ekonomi universitas Indonesia. Dewi, Gemala. 2004, Aspek-Aspek Hukum Dalam Perbankan Dan Perasuransian Syariah Di Indonesia, Kencana, Jakarta.Gozali, Ahmad. 2004, Mengenal dan Memilih Produk Investasi Syari’ah. PT. Gramedia, Jakarta. Hasibuan, Malayu S. P. 2002, Perbankan Islam. Jakarta: PT. Bumi Aksara. Heriberta, H. (2013). Perbedaan Perilaku Tabungan Masyarakat di Pulau Sumatera. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah; 1(2): 121-126. Kasmir, 2007. Manajemen Perbankan. Jakarta : PT Raja Grafindo. Kristianto. P.L. 2003, Analisis Sikap Dan Minat Masyarakat membeli Produk Kerajinan Orang-orang Cacad Fisik di DIY. Jurnal Ekonomi dan Bisnis (Dian Ekonomi), Vol. IX, No. 2, September 2003 : 169-181. Muhammad. 2002,Kebijakan Moneter dan Fisikal Dalam Ekonomi Islam. Salemba Empat, Yogyakarta. Murniasih. 2003, “Faktor-Faktor Yang Mempengaruhi Nasabah Dalam Melakukan Transaksi di Bank Syari’ah”. Skripsi Universitas Ahmad Dahlan. Sangajdi Mamang Etta dan Sopiah. 2010, Metedologi Penelitian Pendekatan Praktis Dalam Penelitian Sistem Pengambilan Sampel. Penerbit Andi Yogyakarta. Sigit Triandaru dan Totok Budisantoso. 2008, Bank dan Lembaga Keuangan Lain . Edisi2, Jakarta : Salemba 4,cet ke- 4. Yazi, Afjul (2011). Analisis Tingkat Pendapatan Usaha Mikro Yang Menerima Dan Tidak Menerima Pembiayaan Dari BMT Al-Ishlah Kota Jambi. Skripsi FEB-UNJA. Jambi
Pengaruh pertumbuhan ekonomi terhadap penyerapan tenaga kerja dan kemiskinan di Kabupaten Sarolangun Sokian, Muhammad; Amir, Amri; Zamzami, Zamzami
Jurnal Paradigma Ekonomika Vol. 15 No. 2 (2020): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/paradigma.v15i2.10327

Abstract

This study aims to analyze the effect of economic growth on employment in Sarolangun Regency, and to analyze the effect of economic growth and employment on poverty levels, poverty depths and poverty severity levels in Sarolangun District. The data used in this empirical study are secondary data from the 2001-2017 time series originating from the Central Statistics Agency (BPS) and the Central Statistics Agency of Sarolangun Regency. The analysis method used in this research is descriptive analysis and path analysis. The results showed that economic growth had no significant effect on the dependent variable of labor. Any increase or decrease in economic growth does not affect the increase or decrease in the number of workers in the Sarolangun Regency. Economic growth has a negative direction and has a significant impact on poverty levels, poverty depth, and poverty severity through the workforce in Sarolangun District
Evaluasi perencanaan anggaran dan kompetensi sumber daya manusia terhadap penyerapan anggaran dengan komitmen manajemen sebagai pemoderasi pada satuan kerja kementerian agama Republik Indonesia di Kota Jambi Rahmawati, Rahmawati; Amir, Amri; Junaidi, Junaidi
Jurnal Paradigma Ekonomika Vol. 16 No. 1 (2021): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v16i1.11826

Abstract

This study aims to analyze budget planning and human resource competence on budget absorption, directly or through management commitment, as a moderating variable in the Indonesian Ministry of Religion Work Unit in Jambi City. This study uses a quantitative approach. Data was collected through a survey using a questionnaire. Data were analyzed using multiple regression analysis (multiple regression) and moderated regression analysis (MRA). The results showed that budget planning and human resource competence simultaneously significantly affected Budget Absorption. There is a positive influence of budget planning factors and human resource competence on budget absorption. Management commitment moderates the influence between budget planning and human resource competence on budget absorption Â