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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) ASAS : Jurnal Hukum Ekonomi Syariah Al-'Adalah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Kinerja: Jurnal Ekonomi dan Manajemen Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jati: Jurnal Akuntansi Terapan Indonesia Jurnal SOLMA Al-Muzara'ah International Journal of Applied Business Research Jurnal Ilmiah Edunomika (JIE) AL-FALAH : Journal of Islamic Economics Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) IIJSE INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Islamic Business and Economics (IJIBEC) Balance: Jurnal Ekonomi Matrik: Jurnal Manajemen, Strategi Bisnis, Dan Kewirausahaan
Normasyhuri, Khavid
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Transformation of Digital Marketing the Coffee Production in COVID-19 Pandemic : Islamic Economic Paradigm Kurniawan, Muhammad; Normasyhuri, Khavid; Pujianti, Eva
AL-FALAH : Journal of Islamic Economics Vol. 8 No. 1 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v8i1.5618

Abstract

Purpose: This study aims to determine transformation of development through digital marketing in maintaining coffee production in West Lampung in the midst of the COVID-19 pandemic in the Islamic economic paradigm.Design/Method/Approach: The research uses qualitative methods with an approach post positivism philosophy. Secondary data was obtained from BPS and primary data was obtained from interviews with West Lampung Coffee SMEs. The data collection method uses several stages: Observation, Interview and Documentation. Data Processing and Validity includes: Credibility, Dependability, Transferability and Confirmability.Findings: The digital marketing transformation of coffee production SMEs coffee in West Lampung during the COVID-19 pandemic has brought about significant changes in the way business is done. SMEs coffee companies that are able to implement digital marketing strategies effectively can expand market reach, increase sales, and improve their overall business performance.Organally/Value: This research can provide new insights on how coffee SMEs in West Lampung can use digital marketing to increase coffee production and marketing effectively during the COVID-19 pandemic. In addition, this research can also provide insight into the latest trends and innovations in the use of digital marketing in the coffee industry. 
POTENSI PEMBIAYAAN MUDHARABAH AGRIBISNIS TERHADAP KESEJAHTERAAN MASYARAKAT: EFEK MODERASI ECO LITERACY DALAM MEWUJUDKAN SUSTAINABLE DEVELOPMENT GOALS (SDGs) Normasyhuri, Khavid; Huda, Ahsanal
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 3 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i3.18110

Abstract

The main problem identified is the inequality of access to mudharabah financing in the agricultural sector, which hinders farmer empowerment. In addition, the lack of understanding of eco-literacy in the community affects the sustainable management of natural resources. This study aims to examine the effect of agribusiness mudharabah financing on community welfare, by considering the role of eco-literacy as a moderating variable in supporting the achievement of SDGs. A quantitative approach was used with SmartPLS 4.0 software for data analysis. Primary data were collected through purposive sampling and measured using a Likert scale with a total of 400 respondents. The research findings show that mudharabah financing has a positive impact on community welfare, and eco-literacy strengthens this relationship. Farmers who understand sustainability are more likely to manage their businesses more efficiently and environmentally friendly, which has an impact on the achievement of SDGs such as No Poverty, No Hunger, Reduced Inequality, and Gender Equality. This study contributes to understanding how sharia financing and eco-literacy can contribute to sustainable development. These findings provide a basis for the development of more inclusive and sustainable financing products and practical recommendations for policy makers to strengthen ecological literacy among farmers.
Examining the Sustainability of Food Consumption Based on Religiosity Dimensions in Urban and Sub-Urban Communities Habibi, Ahmad; Hanif, Hanif; Normasyhuri, Khavid
Signifikan: Jurnal Ilmu Ekonomi Vol. 13 No. 1 (2024)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i1.38301

Abstract

Research Originality:  This study offers a new perspective on the relationship between religiosity and sustainable food consumption in urban and peri-urban communities in Lampung, Indonesia. Research Objectives: The objective was to examine the differences in sustainable food consumption between urban and peri-urban communities, exploring the role of religious beliefs in shaping consumption behavior.Research Methods: A quantitative approach using comparative analysis was used. Data were collected from 250 respondents using purposive sampling, analyzed through statistical tools such as the Shapiro-Wilk Normality Test and Independent Sample t-test.Empirical Results: This study found that there were no differences in consumption behavior between urban and suburban communities with the dimensions of religiosity in the aspects of beliefs and practices. There were differences in consumption behavior between urban and suburban communities with the dimensions of religiosity in the aspects of knowledge and behavior.Implications: This study highlights the need for policymakers and businesses to consider religious factors in promoting sustainable consumption, suggesting that urbanization and access to religious education influence food choices based on religiosity.JEL Classification: D12, D19
Etnografi Upacara Adat Pernikahan Suku Jawa: Negosiasi Kebudayaan di Mukomuko Provinsi Bengkulu Dengan Integrasi Sosial dan Ekonomi Maya, Ajeng; adiprashada, Dhanurseto; Agus Firmansyah, Mas; Normasyhuri, Khavid
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 4 No. 6 (2024): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik (September - Oktober 2024)
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v4i6.2447

Abstract

Adaptation in cross-ethnic traditional marriages often poses certain challenges, especially related to understanding and acceptance from both sides of the family. This research aims to find out how negotiations and cultural expressions occur between Javanese and other tribes in Penarik District, Mukomuko in carrying out traditional marriages. This research uses qualitative field research, specifically using analytical descriptive techniques. The research was conducted in Penarik District, Mukomuko Regency, Bengkulu Province. The data sources used include primary data and secondary data. The data used, namely secondary and primary, is used for. Primary data as the main data source consists of key and principal informants. The data collection approach includes several steps, namely literature study, interviews and documentation. The researcher explains how the credibility, dependability, transferability, and verifiability of data determines its validity and uses triangulation. The research findings show that the events of Javanese traditional marriages with other tribes in Penarik District, Mukomuko Regency, reveal how tolerance and cross-cultural understanding play a crucial role in overcoming differences that arise from multicultural interactions. During the assimilation of marriage negotiations, the Javanese and native Penarik people in Mukomuko used Indonesian, Mukomuko and Javanese as their daily languages; interact politely and courteously, especially when talking to those who are older or in a higher position; adapting religion, beliefs and norms that apply in society, without abandoning the culture of each extended family. The process of cultural adaptation and integration that occurs in the context of inter-ethnic marriage offers important insights into social dynamics and intercultural communication, as well as its practical implications in maintaining harmonious relationships in heterogeneous societies.
THE ROLE OF GREEN ECONOMY, SUSTAINABLE HALAL ENVIRONMENT, AND DIGITAL TOURISM ON COMMUNITY INCOME: A CASE STUDY IN WEST JAVA AND LAMPUNG TOURISM VILLAGES Anggraeni, Erike; Normasyhuri, Khavid; Kurniawan, Muhammad; Pramudita Wisnu Kusuma, Tri Atmaja
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 12, No 3 (2023): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jebik.v12i3.71003

Abstract

This study aims to investigate the influence of green economy, sustainable halal environment, and digital tourism on the community income in West Java and Lampung tourism villages. There was a total of 500 respondents participated in this quantitative study through a random sampling technique. The data was collected using a questionnaire measured using a 5-point Likert scale and analyzed using SmartPLS 3.0. The results show that the green economy, sustainable halal environment, and digital tourism have a positive and significant influence on the community income. Further, this study highlights that the digital tourism is able to positively moderate the influence of both green economy and sustainable halal environment on the community income. These findings imply that the developing innovative sustainable tourism business models not only increases the income of tourist village communities but also preserves the environment and promotes social inclusion. This offers valuable guidance for optimizing the economic benefits of tourism while minimizing its negative impacts on the environment and local communities.JEL: Z3.
Perceived Usefulness, Perceived Enjoyment, Trust dan Continuance Intention dalam Mobile Sharia Banking: Bagaimana Kekuatan Kepuasan Nasabah? Kurniawan, Muhammad; Restianita, Oza; Normasyhuri, Khavid
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1813

Abstract

Tujuan dari penelitian ini adalah untuk menguji pengaruh persepsi utilitas, persepsi kesenangan, kepercayaan, dan kepuasan nasabah terhadap niat keberlanjutan pemanfaatan layanan mobile banking pada bank syariah. Penelitian ini menggunakan teknik penelitian kuantitatif dengan menggunakan software SmartPLS 3.0. Pengumpulan data primer meliputi pemilihan kelompok responden tertentu yaitu nasabah Bank Syariah Indonesia (BSI) di Kota Bandar Lampung, Provinsi Lampung. Hal ini dilakukan dengan menggunakan strategi purposive sampling. Investigasi ini menggunakan total 150 sampel. Data dikumpulkan menggunakan Google Form, dan evaluasi indikasi dilakukan menggunakan Skala Likert. Penelitian menunjukkan bahwa persepsi utilitas, persepsi kesenangan, dan kepercayaan berdampak terhadap keinginan nasabah Bank Syariah Indonesia (BSI) untuk terus menggunakan layanan mobile perbankan syariah. Kesenangan konsumen meningkatkan dampak persepsi kesenangan terhadap keinginan untuk terus menggunakan mobile Sharia banking di kalangan nasabah Bank Syariah Indonesia (BSI). Dampak dari persepsi utilitas dan kepercayaan terhadap niat untuk melanjutkan perbankan syariah seluler di kalangan nasabah Bank Syariah Indonesia (BSI) berkurang seiring dengan kepuasan nasabah.
Financial Management Practices of Mosques in Indonesia: Is Self-Control Important for Moderation? Habibi, Ahmad; Syarif, Ahmad Hazas; Normasyhuri, Khavid; Nurmalia, Gustika
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.34865

Abstract

Abstract. This study aims to optimize the allocation of financial resources for religious institutions in Indonesia, focusing on Lampung Province context. The quantitative methods with Smart PLS fi.0 examine the relationship between financial knowledge, financial attitudes, and the influence of self-control on financial management. This aims to determine whether self-control can improve or hinder financial management. 500 respondents were selected randomly. Those who are involved as administrators of religious organizations in mosques in Lampung. Data was collected using a Google form and using a Likert Scale. Research findings show a positive relationship between financial knowledge, financial attitudes, and financial management. Self-control can improve the relationship between financial knowledge and financial attitudes towards the financial management of religious institutions. Furthermore, self-control can improve the relationship between financial knowledge and financial attitudes in the financial administration of religious institutions. Abstrak. Penelitian ini bertujuan untuk mengoptimalkan alokasi sumber daya keuangan bagi lembaga keagamaan di Indonesia, dengan fokus pada konteks Provinsi Lampung. Metode kuantitatif dengan Smart PLS fi.0 digunakan untuk menguji hubungan pengetahuan keuangan, sikap keuangan, dan pengaruh pengendalian diri terhadap pengelolaan keuangan. Hal ini bertujuan untuk mengetahui apakah pengendalian diri dapat meningkatkan atau menghambat pengelolaan keuangan. 500 responden dipilih secara acak. Responden adalah orang yang terlibat sebagai pengurus organisasi keagamaan di masjid-masjid di Lampung. Data dikumpulkan dengan menggunakan Google form dan menggunakan Skala Likert. Temuan penelitian menunjukkan adanya hubungan positif antara pengetahuan keuangan,sikap keuangan, dan pengelolaan keuangan. Pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan terhadap pengelolaan keuangan lembaga keagamaan. Selanjutnya pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan dalam pengelolaan keuangan lembaga keagamaan.
Strategi Peningkatan Pertumbuhan Bisnis UMKM Provinsi Lampung Dengan Penerapan Quick Response Code Indonesian Standard (QRIS) Fasa, Muhammad Iqbal; Hilal, Syamsul; Normasyhuri, Khavid
Jurnal SOLMA Vol. 12 No. 3 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v12i3.13122

Abstract

Background: Perkembangan sektor industri Usaha Mikro, Kecil, dan Menengah (UMKM) memerlukan kolaborasi beberapa pemangku kepentingan. Oleh karena itu integrasi berbagai pemangku kepentingan termasuk pemerintah, sangat diperlukan dalam penerapan kemajuan sistem pembayaran digital, khususnya Quick Response Code Indonesian Standard (QRIS) dalam mendorong pertumbuhan UMKM. Tujuan kegiatan pengabdian masyarakat adalah melakukan pendampingan adopsi Quick Response Code Indonesian Standard (QRIS) pada UMKM di Provinsi Lampung sebagai upaya meningkatkan pertumbuhan bisnis. Metode: Pendekatan Pengabdian Kepada Masyarakat (PKM) dengan Participatory Action Research (PAR). Karakteristik pengabdian yang dilakukan adalah Contextual Action Research (CAR). Partisipan kegiatan ini adalah 100 UMKM kuliner di Provinsi Lampung. Hasil: Meningkatnya kepercayaan konsumen, peningkatan efisiensi transaksi, dukungan terhadap pertumbuhan bisnis, dan pengembangan ekosistem bisnis. Kesimpulan: Dengan implementasi adopsi QRIS, UMKM di Provinsi Lampung dapat membangun reputasi bisnis yang lebih baik, meningkatkan kepercayaan konsumen, dan membuka peluang pasar baru baik di tingkat lokal maupun nasional.
COMPARISON OF FINANCIAL PERFORMANCE OF CONVENTIONAL BNI (BNIK) AND BNI SYARIAH (BNIS): REVIEW BEFORE AND DURING COVID-19 Habibi, Ahmad; Normasyhuri, Khavid; Anggraeni, Erike
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6523

Abstract

Covid-19 is a disease that spreads across continents across countries and even Indonesia. The Covid-19 pandemic has become a challenge for the business world, including banks such as Conventional BNI (BNIK) and Sharia BNI (BNIS). In its implementation, financial performance is an important measure of whether in the company there is an increase in the company's finances or vice versa. This study aims to compare the financial performance of profitability ratios, namely ROA, ROE, and BOPO Conventional BNI (BNIK) and Sharia BNI (BNIS) before and during covid-19. This research is included in quantitative research with comparative nature. The type of data used is secondary data obtained from the official website of the Financial Services Authority (OJK). The statistical tool used is SPSS Version 21 using the Mann-Whitney test. Research result Shows that before Covid-19 there were differences in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it appears that financial performance from the ROA, ROE, and BOPO aspects of Conventional BNI (BNIK) is still better than Sharia BNI (BNIS) before covid-19. Then during covid-19, there was no difference in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it was seen that the Covid-19 pandemic certainly had an impact on financial performance in terms of ROA, ROE, and BOPO aspects, both conventional and sharia bank.
Tourism Transition and Green Economy: Inspire or Prevent People's Income in The Covid-19 Shock? Normasyhuri, Khavid; Noviarita, Heni; Kurniawan, Muhammad; Nurmalia, Gustika
MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Vol. 17 No. 2 (2023)
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2023.v17.i02.p03

Abstract

The COVID-19 pandemic, which resulted in the destruction of all existing regulatory systems, faced many obstacles, especially in the field of tourism, including tourism villages. The Green Economy concept is expected to be a way out and a bridge between people's income growth, social justice and environmental friendliness. This research was conducted with the aim of analyzing the green economy transition in tourism, especially tourist villages, whether it is able to provide inspiration or actually prevent an increase in people's income in conditions of the COVID-19 shock. This study develops a model to see the relationship between green economy and people's income. Quantitative in this study used SmartPLS 3.0 in analyzing data obtained from 600 respondents through the observation stage and a list of questions given. The research was carried out in tourist villages in West Java and Lampung Provinces carried out in the context of COVID-19. This study found thatthe transition of a tourist village with the concept of green economy has a strong influence in increasing the income of rural tourism communities in conditions of the COVID-19 shock. This is because, tourist villages with the concept of green economy are able to create a special attraction for tourists the design of a tourist village is carried out in accordance with the surrounding natural conditions and the habits of life of the people so that the tourist village is eyed by many foreign tourists as well as local tourists and when tourists come, of course there will be an economic turnover in the village and implications for the local community economically, socio-culturally and the surrounding environment.
Co-Authors A. Zuliansyah Abidin , Noor Azliza Zainal adiprashada, Dhanurseto Agus Firmansyah, Mas ahmad habibi Diana, Tria Mei Erike Anggraeni Gustika Nurmalia Hanif Hanif Harold Kevin Alfredo Heni Noviarita Hervin Yoki Pradikta Huda, Ahsanal MA'RIFAH, AULA NURUL Maya, Ajeng Mega Fatimah Rosana Moh. Mukri Muhammad Iqbal Fasa Muhammad Kurniawan Pramudita Wisnu Kusuma, Tri Atmaja Pujianti, Eva Relit Nur Edi Restianita, Oza Setia, Rela Siti Nurohmah Syamsul Hilal Syarif, Hazas Vitria Susanti Wisnu Kusuma, Tri Atmaja Pramudita