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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) ASAS : Jurnal Hukum Ekonomi Syariah Al-'Adalah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) EQUILIBRIUM Jurnal Ekonomi dan Bisnis Islam Jurnal Pendidikan Ekonomi & Bisnis IJBE (Integrated Journal of Business and Economics) Kinerja: Jurnal Ekonomi dan Manajemen Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal SOLMA Al-Muzara'ah Shirkah: Journal of Economics and Business International Journal of Applied Business Research Iqtishoduna: Jurnal Ekonomi Islam Jurnal Ilmiah Edunomika (JIE) AL-FALAH : Journal of Islamic Economics Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Islamic Business and Economics (IJIBEC) Balance: Jurnal Ekonomi
Normasyhuri, Khavid
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Financial Management Practices of Mosques in Indonesia: Is Self-Control Important for Moderation? Habibi, Ahmad; Syarif, Ahmad Hazas; Normasyhuri, Khavid; Nurmalia, Gustika
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.34865

Abstract

Abstract. This study aims to optimize the allocation of financial resources for religious institutions in Indonesia, focusing on Lampung Province context. The quantitative methods with Smart PLS fi.0 examine the relationship between financial knowledge, financial attitudes, and the influence of self-control on financial management. This aims to determine whether self-control can improve or hinder financial management. 500 respondents were selected randomly. Those who are involved as administrators of religious organizations in mosques in Lampung. Data was collected using a Google form and using a Likert Scale. Research findings show a positive relationship between financial knowledge, financial attitudes, and financial management. Self-control can improve the relationship between financial knowledge and financial attitudes towards the financial management of religious institutions. Furthermore, self-control can improve the relationship between financial knowledge and financial attitudes in the financial administration of religious institutions. Abstrak. Penelitian ini bertujuan untuk mengoptimalkan alokasi sumber daya keuangan bagi lembaga keagamaan di Indonesia, dengan fokus pada konteks Provinsi Lampung. Metode kuantitatif dengan Smart PLS fi.0 digunakan untuk menguji hubungan pengetahuan keuangan, sikap keuangan, dan pengaruh pengendalian diri terhadap pengelolaan keuangan. Hal ini bertujuan untuk mengetahui apakah pengendalian diri dapat meningkatkan atau menghambat pengelolaan keuangan. 500 responden dipilih secara acak. Responden adalah orang yang terlibat sebagai pengurus organisasi keagamaan di masjid-masjid di Lampung. Data dikumpulkan dengan menggunakan Google form dan menggunakan Skala Likert. Temuan penelitian menunjukkan adanya hubungan positif antara pengetahuan keuangan,sikap keuangan, dan pengelolaan keuangan. Pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan terhadap pengelolaan keuangan lembaga keagamaan. Selanjutnya pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan dalam pengelolaan keuangan lembaga keagamaan.
Strategi Peningkatan Pertumbuhan Bisnis UMKM Provinsi Lampung Dengan Penerapan Quick Response Code Indonesian Standard (QRIS) Fasa, Muhammad Iqbal; Hilal, Syamsul; Normasyhuri, Khavid
Jurnal SOLMA Vol. 12 No. 3 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v12i3.13122

Abstract

Background: Perkembangan sektor industri Usaha Mikro, Kecil, dan Menengah (UMKM) memerlukan kolaborasi beberapa pemangku kepentingan. Oleh karena itu integrasi berbagai pemangku kepentingan termasuk pemerintah, sangat diperlukan dalam penerapan kemajuan sistem pembayaran digital, khususnya Quick Response Code Indonesian Standard (QRIS) dalam mendorong pertumbuhan UMKM. Tujuan kegiatan pengabdian masyarakat adalah melakukan pendampingan adopsi Quick Response Code Indonesian Standard (QRIS) pada UMKM di Provinsi Lampung sebagai upaya meningkatkan pertumbuhan bisnis. Metode: Pendekatan Pengabdian Kepada Masyarakat (PKM) dengan Participatory Action Research (PAR). Karakteristik pengabdian yang dilakukan adalah Contextual Action Research (CAR). Partisipan kegiatan ini adalah 100 UMKM kuliner di Provinsi Lampung. Hasil: Meningkatnya kepercayaan konsumen, peningkatan efisiensi transaksi, dukungan terhadap pertumbuhan bisnis, dan pengembangan ekosistem bisnis. Kesimpulan: Dengan implementasi adopsi QRIS, UMKM di Provinsi Lampung dapat membangun reputasi bisnis yang lebih baik, meningkatkan kepercayaan konsumen, dan membuka peluang pasar baru baik di tingkat lokal maupun nasional.
COMPARISON OF FINANCIAL PERFORMANCE OF CONVENTIONAL BNI (BNIK) AND BNI SYARIAH (BNIS): REVIEW BEFORE AND DURING COVID-19 Habibi, Ahmad; Normasyhuri, Khavid; Anggraeni, Erike
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6523

Abstract

Covid-19 is a disease that spreads across continents across countries and even Indonesia. The Covid-19 pandemic has become a challenge for the business world, including banks such as Conventional BNI (BNIK) and Sharia BNI (BNIS). In its implementation, financial performance is an important measure of whether in the company there is an increase in the company's finances or vice versa. This study aims to compare the financial performance of profitability ratios, namely ROA, ROE, and BOPO Conventional BNI (BNIK) and Sharia BNI (BNIS) before and during covid-19. This research is included in quantitative research with comparative nature. The type of data used is secondary data obtained from the official website of the Financial Services Authority (OJK). The statistical tool used is SPSS Version 21 using the Mann-Whitney test. Research result Shows that before Covid-19 there were differences in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it appears that financial performance from the ROA, ROE, and BOPO aspects of Conventional BNI (BNIK) is still better than Sharia BNI (BNIS) before covid-19. Then during covid-19, there was no difference in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it was seen that the Covid-19 pandemic certainly had an impact on financial performance in terms of ROA, ROE, and BOPO aspects, both conventional and sharia bank.
The Moderating Role of Information Media in Generation Z’s Sharia Investment Decisions Normasyhuri, Khavid; Saputra, Adli Rikanda; Alfredo, Harold Kevin; Huda, Ahsanal; Febriansyah, Rubi
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 13 No. 01 (2025): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)-In press
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.013.1.5

Abstract

This study examines the relationships among information quality, subjective norms, and behavioral control in influencing Generation Z’s Islamic investment decisions during the COVID-19 pandemic, while assessing the moderating role of information media. A quantitative method was employed using SmartPLS 3.0 for statistical analysis. Primary data were collected through purposive sampling of 500 Islamic investors between December 2021 and December 2022 using Google Forms, and all variables were measured with a Likert scale. The findings show that information quality and behavioral control had a positive and significant impact on Generation Z’s Islamic investment decisions during the pandemic. In contrast, subjective norms exhibited a negative relationship, implying that social pressure and external expectations did not consistently promote sharia-based investment behavior. Information media acted as a moderating factor that strengthened the relationship among information quality, subjective norms, and behavioral control in investment decision-making. The results suggest that digital media platforms provided access to timely, accurate, and relevant information, enhancing confidence among young Muslim investors. However, Islamic investment instruments remain limited compared to conventional alternatives. Therefore, expanding and diversifying Islamic financial products is essential to assist investors in developing sustainable and Sharia-compliant investment portfolios that promote ethical growth and long-term economic resilience.  
Roadmap to Sustainable Halal Food Business Growth in Developing Countries: Integrating Payment Technology, Digital Marketing and Access to Islamic Financing Anggraeni, Erike; Normasyhuri, Khavid; Aprinita, Nurul; Pramudita Wisnu Kusuma, Tri Atmaja; Saputra, Adli Rikanda
Integrated Journal of Business and Economics (IJBE) Vol 9, No 4 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i4.1190

Abstract

The primary issue of this study is the inadequate comprehension and optimal implementation of digital payment technology, digital marketing, and access to Islamic financing by halal food business actors in Indonesia. This impedes the expansion of sustainable halal food enterprises in developing countries, where technology and Islamic finance factors can significantly enhance the halal food industry's efficiency, market expansion, and sustainable competitiveness. The objective of the study is to enhance the current body of literature regarding the correlation between payment technology, digital marketing, and access to Islamic financing, with a specific emphasis on the expansion of sustainable halal food enterprises in developing nations, particularly Indonesia. SmartPLS 4.0 statistical software is employed in this quantitative investigation. Primary data was collected by selecting a sample of respondents, specifically halal food business actors in Indonesia, using a purposive sampling approach. In total, 250 samples were employed in this investigation. The Likert Scale was employed to evaluate the indications, and data were collected using Google Forms. The study's findings indicate that the development of sustainable halal food enterprises in developing countries in Indonesia is influenced by payment technology, digital marketing, and access to Islamic financing.
Co-Authors A. Zuliansyah Abidin , Noor Azliza Zainal adiprashada, Dhanurseto Agus Firmansyah, Mas ahmad habibi Aprinita, Nurul Diana, Tria Mei Erike Anggraeni Febriansyah, Rubi Gustika Nurmalia Hanif Hanif Harold Kevin Alfredo Heni Noviarita Hervin Yoki Pradikta Huda, Ahsanal Kusuma, Tri Atmaja Pramudita Wisnu MA'RIFAH, AULA NURUL Maya, Ajeng Moh. Mukri Muhammad Iqbal Fasa Muhammad Kurniawan Nurohmah, Siti Pramudita Wisnu Kusuma, Tri Atmaja Pujianti, Eva Relit Nur Edi Restianita, Oza Saputra, Adli Rikanda Siti Nurohmah Syamsul Hilal Syarif, Hazas Vitria Susanti Wisnu Kusuma, Tri Atmaja Pramudita