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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) ASAS : Jurnal Hukum Ekonomi Syariah Al-'Adalah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Kinerja: Jurnal Ekonomi dan Manajemen Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jati: Jurnal Akuntansi Terapan Indonesia Jurnal SOLMA Al-Muzara'ah International Journal of Applied Business Research Jurnal Ilmiah Edunomika (JIE) AL-FALAH : Journal of Islamic Economics Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) IIJSE INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Islamic Business and Economics (IJIBEC) Balance: Jurnal Ekonomi Matrik: Jurnal Manajemen, Strategi Bisnis, Dan Kewirausahaan
Normasyhuri, Khavid
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Impact of Agribusiness Mudharabah Financing on Community Welfare: Assessing the Moderating Role of Eco-Literacy in the Sustainable Development Goals (SDGs) Normasyhuri, Khavid; Huda, Ahsanal; Alfredo, Harold Kevin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8739

Abstract

The primary issue identified is the unequal access to mudharabah financing in the agricultural sector, which impedes farmer empowerment. Additionally, sustainable natural resource management is adversely affected by the public's inadequate comprehension of eco-literacy. The objective of this investigation is to investigate the impact of agribusiness mudharabah financing on community welfare, with an emphasis on the role of eco-literacy as a moderating variable in the pursuit of the SDGs. SmartPLS 4.0 software was employed to analyse data using a quantitative approach. Purposive sampling was employed to gather primary data, which was subsequently analysed using a Likert scale with a total of 350 respondents. The study's results suggest that mudharabah financing has a beneficial effect on community welfare, and this relationship is further bolstered by eco-literacy. The achievement of SDGs such as No Poverty, No Hunger, Reduced Inequality, and Gender Equality is influenced by the more efficient and environmentally favourable management of enterprises by farmers who comprehend sustainability. This research contributes to the comprehension of the ways in which Islamic financing and eco-literacy can facilitate sustainable development. These results establish a foundation for the creation of financing products that are more sustainable and inclusive, as well as practical suggestions for policymakers to enhance ecological literacy among producers.
Determinan Laba Bersih Bank Syariah BUMN Pasca Merger Menjadi Bank Syariah Indonesia: Tinjauan dari Aspek Pembiayaan Pada Era Covid-19 Normasyhuri, Khavid; Setia, Rela; Anggraeni, Erike
Jati: Jurnal Akuntansi Terapan Indonesia JATI Vol 5, No 2: October 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jati.v5i2.15543

Abstract

Penelitian ini memiliki tujuan untuk melihat  pengaruh serta kontribusi dari pembiayaan mikro, pembiayaan implan dan pembiayaan griya terhadap laba bersih Bank Syariah BUMN pasca merger menjadi Bank Syariah Indonesia (BSI) Cabang Kalianda pada era Covid-19. Penelitian ini menggunakan desain kuantitatif dengan pelaksanaan pendekatan penelitian assosiatif. Penelitian ini menggunakan data sekunder yang berasal dari laporan keuangan Bank Syariah Indonesia (BSI) Cabang Kalianda. Pengambilan sampel menggunakan pendekatan data berkala (time series) dengan total jumlah sampel sebanyak 48. Software statistik yang diigunakan berupa Eviews 9. Hasil penelitian menemukan fakta bahwa pembiayaan mikro, pembiayaan implan dan pembiayaan griya memiliki pengaruh positif dan signifikan terhadap Laba Bersih Bank Syariah BUMN Pasca Merger Menjadi Bank Syariah Indonesia (BSI) Cabang Kalianda Pada Era Covid-19, hal terjadi dari adanya merger bank syariah semakin memperkuat dan meningkatkan modal Bank Syariah Indonesia (BSI) Cabang Kalianda dalam menambah dan memperluas jumlah pembiayaan sehingga jumlah penyaluran pembiayaan yang meningkat akan menghasilkan keuntungan yang diperoleh dari margin yang akan berpengaruh pada tingkat laba bersih yang diperoleh Bank Syariah Indonesia (BSI) Cabang Kalianda.
Co-Authors A. Zuliansyah Abidin , Noor Azliza Zainal adiprashada, Dhanurseto Agus Firmansyah, Mas ahmad habibi Diana, Tria Mei Erike Anggraeni Gustika Nurmalia Hanif Hanif Harold Kevin Alfredo Heni Noviarita Hervin Yoki Pradikta Huda, Ahsanal MA'RIFAH, AULA NURUL Maya, Ajeng Mega Fatimah Rosana Moh. Mukri Muhammad Iqbal Fasa Muhammad Kurniawan Pramudita Wisnu Kusuma, Tri Atmaja Pujianti, Eva Relit Nur Edi Restianita, Oza Setia, Rela Siti Nurohmah Syamsul Hilal Syarif, Hazas Vitria Susanti Wisnu Kusuma, Tri Atmaja Pramudita