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All Journal INFERENSI EQUILIBRIUM ISLAMICA: Jurnal Studi Keislaman Laa Maisyir Jurnal Ekonomi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah MIQOT: Jurnal Ilmu-ilmu Keislaman Al-Mustashfa Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Indonesian Journal of Islamic Literature and Muslim Society Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Shirkah: Journal of Economics and Business Istinbath: Jurnal Hukum dan Ekonomi Islam TSAQAFAH LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Proceedings of International Conference on Da'wa and Communication El-Qist : Journal of Islamic Economics and Business (JIEB) Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis EKONOMIKA SYARIAH : Journal of Economic Studies Journal Research of Social Science, Economics, and Management Journal of Economics and Policy Studies (JEPS) International Journal of Islamicate Social Studies Journal of Islamic Economic Scholar Epistemé: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Islamic Micro Finance Journal Journal of Business Improvement Indonesian Journal of Islamic Literature and Muslim Society Welfare: Jurnal Pengabdian Masyarakat

Sirajul Arifin

Universitas Islam Negeri Sunan Ampel Surabaya

Author-ID : 232715

Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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SINERGITAS LEMBAGA KEUANGAN SYARIAH DALAM MENUMBUHKAN EKONOMI MASYARAKAT SURABAYA: Studi Kasus Relasi Ekonomi BNI Syariah, Lembaga Zakat dan Badan Wakaf di Surabaya Putri Maulidiyah; Sirajul Arifin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 7 No. 2 (2017): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2017.7.2.1447-1463

Penelitian ini bertujuan untuk menjawab dua pertanyaan, yaitu: bagaimana membangun hubungan sinergitas antara BNI Syariah, lembaga zakat dan badan wakaf di Surabaya, dan bagaimana hubungan sinergitas antara BNI Syariah, lembaga zakat dan badan wakaf di Surabaya dalam meningkatkan ekonomi masyarakat surabaya. Penelitian ini ini merupakan penelitian kualitatif dengan pendekatan studi kasus relasi ekonomi, teknik pengumpulan data melalui observasi, wawancara dan dokumentasi. Data yang telah terkumpul dianalisa secara deskriptif kualitatif dengan pola induktif. Penelitian menunjukkan bahwa pertama, hubungan sinergitas antara BNI Syariah dan RZ terkait sektor zakat dan wakaf tertuang melalui perjanjian tertulis dalam bentuk nota kesepahaman atau MoU dan dituangkan dalam bentuk produk dan layanan, kedua, hubungan keagenan tersebut memberikan dampak optimis bagi masyarakat golongan menengah ke bawah atau mustahik atau penerima manfaat wakaf. Berbagai upaya dikhtiarkan sehingga membuahkan hasil positif dan optimis yaitu menghasilkan wirausaha mandiri dan berevolusi menjadi muzakki.

The Etika Bisnis Islam Dalam Corporate Social Responsibility PT Bank Syariah Indonesia Tbk Auliah Eka Putri A.M; Hilda Pradifta; Sirajul Arifin
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 5 No. 2 (2021)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Tanggung Jawab Sosial Perusahaan atau Corporate Social Responsibility (CSR) adalah kegiatan perusahaan yang menggambarkan kepedulian perusahaan terhadap masyarakat sehingga menimbulkan citra positif bagi perusahaan kepada para pemangku kepentingan dalam suatu bisnis. Etika Bisnis sangat diperlukan, karena etika bisnis adalah nilai-nilai tentang baik, buruk, benar dan salah dalam bisnis. Sementara itu, etika bisnis dalam Islam seperti kepercayaan, keadilan dan kejujuran adalah elemen penting dalam mencapai kesuksesan dari sebuah bisnis. CSR dari PT. Bank Syariah Indonesia, Tbk. diwujudkan dalam dalam pertanggung dalam pertanggungjawaban terhadap pegawai, pelanggan, masyarakat, dan lingungan hidup. Tujuan penelitian adalah untuk menjelaskan kegiatan CSR PT. Bank Syariah Indonesia jika ditinjau dari prinsip-prinsip etika bisnis islam. Penelitian ini adalah penelitian kualitatif. Data primer yang diperoleh dari Laporan Tahunan Perusahaan sedangkan data sekunder diperoleh dari buku dan situs web yang berisi ekonomi, Etika bisnis Islam, dan CSR. Hasil penelitian ini adalah PT. Babk Syariah Indonesia Tbk. telah berbisnis sesuai dengan prinsip etika bisnis islam, dimana keuntungan yang didapat perusahaan juga disalurkan untuk hal yang bermanfaat bagi masyarakat dan hal tersebut juga sesuai dengan perintah Allah Subhanahu Wata’ala terkait dengan membagi rezeki, yang berarti hal tersebut sesuai syari’at islam.

Evolusi Pasar Pemikiran Al-Ghazali Analisis Transaksi Elektronik (E-Commerce) Zakiyyah Ilma Ahmad; Sirajul Arifin
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol 13 No 1 (2021): September 2021
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/darussalam.v13i1.1307

The purpose of this study is to analyze the evolution of the market from the time of the Prophet until the market is known as e-commerce, the meeting between sellers and buyers in an electronic transaction. By examining Al-Ghazali's thoughts regarding the evolution of the market, in which it still upholds Islamic ethics to conform to Islamic principles. This study uses a literature study instrument which is carried out by collecting data information related to buying and selling practices in e-commerce. The development of marketing evolution is associated with the evolution of the market of Al-Ghazali's thinking. When the market becomes e-commerce, experiencing very rapid development, there is a behavior of activity in the market, various kinds of market evolution, something natural will be perfect if it continues to use sharia principles

ETNO-ETIK TANEAN LANJHENG: KONSTRUKSI ETOS BISNIS KELUARGA MUSLIM MADURA Firman Setiawan; Sirajul Arifin
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 14 No. 1 (2020): JUNI
Publisher : LP2M Universitas Ibrahimy

The Madurese are one of the ethnic groups in Indonesia who have a unique character, namely religious, hard-tempered, firm, brave, upholding self-esteem, and have high solidarity and brotherhood. From these characters then emerged and known one character that is quite amazing from the ethnic Madurese, which has a high work ethic. This can be seen for example from their perseverance in fighting for their socio-economic life. Even when Madura's natural conditions do not allow exploitation to improve their economic lives, migrating is one of the paths taken. Their strong work ethic can be genetically acquired, but it is also very likely to be influenced by the religion and socio-culture that develops in their environment. Especially for those who live in families who live in an environment known as tanean lanjhang. Growing culture and very close family ties in this environment have resulted in the transfer of religious values and work ethics from parents to their juniors to be very effective. The characteristics and work ethics of Madurese, especially those who live and live in the Tanean Lanjhang environment, are ambitious and hard-working, have high solidarity, are responsible and work-oriented. If seen from the religious understanding adopted and believed by the Madurese people, that human actions have something to do with the provisions of God, but God gives the human potential to try and endeavor. This is what then makes Madurese so persistent in fighting for their socio-economic life even though natural conditions do not allow exploitation and maximum utilization. This understanding is inseparable from the teachings that are so deeply rooted in Muslim circles of Madura, they are Ahlu Sunnah Waljama'ah al-Nahdliyah.

The Debt Status of Commercial Company under Gharimin Perspective Eja Armaz Hardi; Sirajul Arifin; Burhan Djamaluddin
Shirkah: Journal of Economics and Business Vol 6, No 1 (2021)
Publisher : IAIN Surakarta

Currently, commercial entity companies are not regarded yet as one of the groups that receive the zakat. This paper examines the debt status and its micro and macro-economic implications of corporations that experienced the debt shackled in the zakat system through analogy on personal gharim (person in the burden debt). The analysis presented here has been designed on a library research, an analogy method, as well as seen from a debt trap theory. This paper particularly argues that in the twist condition of enterprises to repay their debt, a commercial company may be entitled as the recipient of zakat on behalf of gharim (the fifth group who receives the zakat). It further argues that the loan of the commercial company has a larger impact than individual gharim. Synchronizing the entity companies as “syakhsun i’tibariyun” (the legal person) to the personal obligation to pay zakat is matched to be the reasons for their gharim’s status. The results of this paper contribute to expanding the recipient of zakat on behalf of gharim and enhance the insight of zakat distribution in Islamic philanthropy institutions.

IMPLEMENTASI ZAKAT SEBAGAI ISLAMIC SOCIAL SECURITY MENURUT PANDANGAN MUHAMMAD NEJATULLAH SIDDIQI Siti Nur Azizah; Rofika Febriani; Sirajul Arifin
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 7, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v7i1.9892

Artikel ini bertujuan untuk mengkaji Implementasi zakat sebagai Jaminan Sosial menurut pandangan Muhammad Nejatullah Siddiqi dan Bagaimana penerapannya di Indonesia melalui studi pustaka. Hasil penelitian ini menunjukkan bahwa M.N Siddiqi adalah salah satu tokoh ekonom yang tergolong dalam aliran mainstrem yang menjunjung Zakat sebagai sumber pendanaan Negara. Menurut M.N Siddiqi ciri utama Ekonomi Islam adalah Implementasi zakat dan penghapusan riba, serta Jaminan sosial yang didalamnya adalah bagian dari konsep pelaksanaan zakat. Penerapan Zakat sebagai Social Security di Indonesia sebenarnya sudah lama dipraktikkan oleh Lembaga Amil Zakat/ Lembaga Pengelola Zakat yaitu BAZNAS, LAZ maupun UPZ yang diimpelementasikan melalui Program Kemanusian, Kesehatan, dan Dakwah. Namun dalam pelaksanaanya, perlu adanya integrasi antara badan jaminan sosial dan Badan Amil Zakat serta Lembaga Amil Zakat untuk merealisasikan jaminan sosial atas zakat. Kegiatan ini juga tidak luput dari peran pemerintah dalam mendukung pelaksanaan zakat sebagai sumber dukungan untuk pelaksanaan jaminan sosial.Kata Kunci: Zakat, Jaminan Sosial, M.N Siddiqi.

ETHNOGRAPHIC STUDY OF SONGKET WEAVERS IN SUKARARA VILLAGE Baiq El Badriati; Nur Syam; Sirajul Arifin
Epistemé: Jurnal Pengembangan Ilmu Keislaman Vol 17 No 01 (2022)
Publisher : Sayyid Ali Rahmatullah Tulungagung State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/epis.2022.17.01.27-43

This article addresses the intersection between gender, ethnicity, work performance, and economic capital. It focuses on Sasak Muslim women who weave songkets and their economic capital in Sukarara Village, Central Lombok. This article using an ethnographic approach focused on economic capital of songket weaver. The behavior, attitudes, and personalities that are inherent in weavers in their daily operations are examined holistically and particularly through qualitative research. This study found that Sasak Muslim women who weave songket fabric in Sukarara are in good performance due to their ability to use time wisely and complete tasks quickly and effectively. They are economically capable based on a lack of consumer debt, their capacity in business, their possession of investments, their ability to manage business finances, and their mental readiness for monetary turbulence. In this framework, Sasak Muslim women’s economic capital in songket weaving is separated into three roles: as the center of the family, as vehicles for personal fulfillment, and as wives.

Understanding the Impact of Natural Disaster in Micro, Small, and Medium Enterprises in Halal Food Sector Syaakir Sofyan; Sirajul Arifin; A. Syathir Sofyan; N. Syamsu; Abdurrahman Mansyur; Ahmad Fauz; Atep Hendang Waluya
Indonesian Journal of Islamic Literature and Muslim Society Vol. 6 No. 2 (2021): December 2021
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/islimus.v6i2.6219

Studies on the impact of disasters on Micro, Small and Medium Enterprises (MSMEs) in the halal food sector are often ignored by researchers and academics, even though these studies are needed to mitigate the risks from natural disasters. This study explores the impact of disasters on MSMEs, especially those engaged in the halal food sector. The research methodology used was phenomenology, with the data source being MSME actors in the halal food sector who were affected by the disaster in Palu City. The results of this study provide a conceptual framework for disaster impacts, which include direct and indirect impacts on physical assets, human resources, raw materials, production, sales, and capital. The relationship between the impact of the disaster and economic actors in the halal food sector breaks the supply chain in impacted and non-impacted areas. Therefore, the aim of this research is to provide information for business actors in Palu city to redesign a safer and more controlled business concept in the event of a natural disaster in the future.

Implementation of Relationship Marketing Sharia Perspective In Sharia Microfinance Institutions In Madura Fathor AS; Fatimatul Fatmariyah; Sirajul Arifin; Muh. Syarif
Journal Research of Social Science, Economics, and Management Vol. 2 No. 6 (2023): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

The market share of Islamic banking is still very small, so there needs to be a proper marketing strategy to overcome it, one of which is Sharia relationship marketing. The purpose of this research is to analyze the implementation of sharia relationship marketing at BPRS Bhakti Sumekar Sumenep. The research method used is a descriptive method of quantitative approach. The results showed that BPRS Bhakti Sumekar Sumenep has assimilated sharia relationship marketing quite well, it is shown from the results of respondents' assessment of the dimensions used in the study.

Gharar dan Risiko dalam Transaksi Keuangan Sirajul Arifin
TSAQAFAH Vol. 6 No. 2 (2010)
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v6i2.123

Business transactions are not always valid and often having wrong appearance. Gharar which tends to reflect uncertainty and construct injustice is categorized as invalid transaction. When the gain is uncertain and profit or lose are biased for one party side, the risk is appearing. Each transaction containing win-lose element, win in one side and lose in another side, is invalid and leads to haram consumption. In the financial transaction, the existence of gharar and risk is mainly caused by imperfect information (jahalah), of course there are other factors, in this regard, gambling element becomes a genuine characteristic in that transaction. This gambling element is very potential to create risk for all parties in the transaction. Indeed, risk is definitely unavoidable but it can be managed and controlled. As the result, risk management is an important way to control and reduce any possible risk.

Co-Authors A'la, Hadika A'zul Abdurrahman Mansyur Ahmad Fauz Ahmad Fauz Ahmad Munir Hamid Ahmad, Zakiyyah Ilma Ahmed, Ishfaq Ahsan, Muhamad Aldi Khusmufa Nur Iman Alfin Maulana Anisatul Maghfiroh AS, Fathor Atep Hendang Waluya Auliah Eka Putri A.M Ayu Rahayu Nurhalizah Azwar Cholili Baiq Elbadriati Burhan Djamaluddin Eja Armaz Hardi Fahmi, Moh Farih Fathor AS Fatimatul Fatmariyah Fatmariyah, Fatimatul Fithri, Windy Dwi Zhelsa Hamid, Ahmad Munir harris, jaudat iqbal Hilda Pradifta Ilham, Moh Izzuddin, Muhammad Andik Latif, Sahraman D. Hadii M. Luthfillah Habibi MAGHFIROH, ANISATUL Maulidiyah, Putri Moch. Mahsun Muh. Syarif Muhammad Yazid Muslih, Imam Mutafarida, Binti Muttaqin, Muh. Syaukin Nur Asnawi Nur Syam Nursyamsu Nursyamsu Putri Maulidiyah Rijal, Akmalur Rofika Febriani Setiawan, Firman Sholihah, Fefi Diniyati Siti Nur Azizah Sofyan, Syaakir Sofyan, Syathir Syam, Nur Syamsu, N. Syarif, Muh. Ubaidillah, Fauzul Adim Windy Dwi Zhelsa Fithri Yuniarti Hidayah Suyoso Putra Zainuddin, Moh. Zakariya, Novie Andriani Zunaidi, Arif

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