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Role of Information Communication Technology in Accelerating the Sustainable Development Goals in Financial Inclusion Elmira Siska; Dante Rio Sebastian
Journal of Business and Economics Research (JBE) Vol 3 No 3 (2022): October 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v3i3.2258

Abstract

The UN has assigned Sustainable Development Goals (SDGs) as a framework for development agendas and political strategies for the next 15 years. To accomplish the SDGs, both developed and developing countries must adopt the SDGs. SDGs consist of 17 goals that address a wide variety of sustainable development issues. The objective of this study was to analyze the roles of ICT in accelerating the achievement of the SDGs, to investigate in which number of SGDs the ICT can be utilized to accelerate financial inclusion, and to identify the success factors toward ICT-enabled financial inclusion. This study employed a qualitative research design by using a systematic literature review (SLR) approach. Secondary data gathered from various resources related to the research topic, such as national journals, international journals, proceedings, books, reports, and other relevant scientific sources from 2016 to 2022 were used in this study. The finding of the study highlights the importance of ICT in accelerating the implementation in all of the 17 SDGs. In relation to SDGs in financial inclusion, ICT has an essential role in SDG 1 (ending poverty), SDG 5 (gender equality), SDG 8 (small businesses and entrepreneurship), and SDG 9 (sustainable infrastructure). Some factors that affect the success of ICT-enabled financial services include policy framework between financial institutions and mobile providers, adequate financial and technical resources, and, a collaborative effort among banks, operators, and agents.
Economic Risk and Stock Market Development: Evidence from Indonesia Stock Exchange Elmira Siska; Oyyappan Duraipandi
Proceeding of The International Conference on Economics and Business Vol. 2 No. 1 (2023): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v2i1.267

Abstract

The main objective of current research is to examine the long-run relationship between several economic risk factors which include the exchange rate, rates of interest, inflation, and the stock market capitalization in Indonesia. This study utilized secondary data from the first quarter of 2000 until the fourth quarter of 2020. This study employs a quantitative research design with a descriptive approach. Before processing the data using the Johansen Cointegration test and Vector Error Correction Model (VECM), the stationary of the data was checked by employing the Ng-Perron unit root test. The Eviews-10 program is used to process the data. Ng-Perron unit root test indicated that the time series is stationary at the first difference. Results of the Johansen Cointegration test confirmed that there is a long-term relationship between economic risk which consists of the USD exchange rate against the Rupiah, interest rates, inflation figures, and stock market capitalization. The VECM results indicate that this economic risk indicator has a negative effect on the development of the capital market in Indonesia. The study recommends that the government and policy maker should implement economic risk mitigation through monetary policy instruments to enhance the Indonesia capital market development
Effect of Systematic Risk on Stock Market Development in Indonesia: Moderating Role of Political Stability Elmira Siska; Oyyappan Duraipandi
Proceeding of The International Conference on Economics and Business Vol. 2 No. 1 (2023): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v2i1.268

Abstract

The objective of this study is to examine the effect of systematic risk which includes the exchange rate, rates of interest, inflation, and the stock market capitalization in Indonesia linked with political stability as moderating variable. This study is based on secondary data from the first quarter of 2000 until the last quarter of 2020. A quantitative research design with a descriptive approach was employed in this study. To avoid spurious regression, the stationary of the time series was checked by utilizing the Ng-Perron unit root test. To process the data, SPSS-25 and Eviews-10 programs were applied. According to the result of Ng-Perron test, the research’s variable is stationary at the first difference. The regression result confirmed that systematic risk, which consists of the USD exchange rate against the rupiah, interest rates, and inflation level have a negative impact on stock market development in Indonesia. Second, political stability plays an important role on the weakened negative impact of exchange rates, interest rates, and inflation on stock market development in Indonesia. The study recommends that the Indonesian government along with the public people must be able to maintain domestic political stability
ANALYZING THE EFFECT OF STOCK MARKET CAPITALIZATION AND FINANCIAL TECHNOLOGY ADOPTION ON BANK PROFITABILITY Elmira Siska; Taat Kuspriyono; Dante Rio Sebastian
Jurnal Apresiasi Ekonomi Vol 11, No 2 (2023)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v11i2.623

Abstract

The main objective of this research is to examine how stock market capitalization and the adoption of financial technology services affect on banking profitability. This study used a quantitative-descriptive research design with the research strategy adopted is a case study at Bank Central Asia (BCA). This study utilized the secondary data in an annual time series format spanning from 2017 to 2021. The return on Asset (ROA) of BCA as a proxy of bank profitability is a dependent variable. Whereas the stock market capitalization and value transaction of mobile banking and internet banking is the proxy of financial technology services as the independent variables. Program SPSS version 26 was employed to process the data for performing the Classical Assumption Test, the Multiple Linear Regression, the t-Test, and the Coefficient of Determination Test. The findings of current research prove that stock market capitalization and the adoption of financial technology service has a positive and significant impact on BCA’s profitability.  This finding indicates that profitability increases with an increase in capitalization and enhance the adoption of financial technology service by the bank.
Pelatihan Pembuatan Foto Produk Untuk Penguatan Visual Branding Dalam Pemasaran Online Produk KSU Kowage Elmira Siska; Nurlaela Eva Puji Lestari; Siti Mabrur Rachmah; Lela Elvira
JPM: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2023): October 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v4i2.1255

Abstract

This community service activity was carried out with a partner, KSU Kowage, which is one of the MSME cooperatives in Bogor Regency. Apart from small capital, the problems faced by the KSU KOWAGE Cooperative are weak human resources, limited access to information, and the use of technology in carrying out online marketing. This activity aims to improve the skills of KSU Kowage members in creating aesthetic product photos that can be used as promotional media in online marketing, to strengthen the visual branding of MSME products. Implementation of community service activities is carried out through three stages which include the preparation stage, implementation stage, and activity evaluation stage. Based on the recapitulation analysis of the questionnaires given to participants, it is known that the material provided is by the participant's needs. Based on the paired sample t-test statistical test using the SPSS version 25 program, this training actually had a positive and significant impact on increasing insight, knowledge, skills, and expertise of KSU Kowage members
Pengaruh Harga Dan Kualitas Produk Terhadap Keputusan Pembelian Konsumen Pada Toko Cat De’lucent Paint Alimatuts Satdiah; Elmira Siska; Natal Indra
CiDEA Journal Vol. 2 No. 1 (2023): Juni : CiDEA Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/cideajournal.v2i2.775

Abstract

This study aims to analyze the effect of price, product quality on the decision to buy paint at the Paint De'lucent Paint shop. This research design uses a quantitative approach. Samples were taken by accidental sampling technique which was collected by distributing questionnaires when the buyer was shopping at a paint shop. The analytical method used is validity and reliability test, classical assumption test, multiple linear regression analysis and hypothesis testing by processing using the SPSS program. The results of this study show that price has a negative but not significant effect on, while purchasing decisions have a positive and significant effect on purchasing decisions. Simultaneously, both price and product quality affect the decision to buy paint
Pengaruh Kompensasi, Disiplin Kerja, dan Lingkungan Kerja Terhadap Produktivitas Kerja Karyawan Biro Umum Pengadaan Sekretariat Jenderal Kementerian Pertanian RI Nanda Amelia Agustina; Elmira Siska; Natal Indra
CiDEA Journal Vol. 2 No. 1 (2023): Juni : CiDEA Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/cideajournal.v2i1.790

Abstract

This study focuses on determining the effect of compensation, work discipline, work environment on the work productivity of employees of Biro Umum Pengadaan in Sekretariat Jenderal of the Republic of Indonesia using quantitative approaches. The sampling technique uses simple random sampling and the number of samples obtained by 53 respondents using questionnaires. In data processing using SPSS 26.0 software data instrument tests, multiple linear regression analysis, and hypothesis tests. Based on the results of simultaneous research, it was found that compensation, work discipline and work environment have a positife and significant effect on work productivity of employees of Biro Umum Pengadaan in Sekretariat Jenderal of the Republic of Indonesia.
Pengaruh Kualitas Produk dan Harga Terhadap Keputusan Pembelian Pada Produk UMKM Dekranasda Kota Depok Jihan Citradewi; Elmira Siska; Natal Indra
CiDEA Journal Vol. 2 No. 1 (2023): Juni : CiDEA Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/cideajournal.v2i1.797

Abstract

This study aims to determine the influence of product quality and price on purchasing decisions for MSME products in Dekranasda Depok City. The method used in this study is a quantitative approach with primary data collection through questionnaires. The sample in this study consisted of 50 consumers who shopped at Dekranasda Depok City and were selected using the side-by-side accidental method. Data analysis was performed using descriptive statistics, instrument data tests, multiple regression analysis, and hypothesis testing using IBM SPSS Statistics 25 software. The results showed that product quality partially impacts purchasing decisions, and prices partially impact MSME product purchasing decisions. When these two variables are observed simultaneously, both product quality and price have a significant influence on the purchase decision of MSME products Dekranasda Depok City
Pengaruh Fleksibilitas Jam Kerja dan Stres Kerja terhadap Integritas Karyawan di PT Bank Negara Indonesia Tbk Muchamad Iqbaal Dwi Fajarianto; Elmira Siska; Natal Indra
CiDEA Journal Vol. 2 No. 1 (2023): Juni : CiDEA Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/cideajournal.v2i1.800

Abstract

Employee integrity plays an important role in maintaining company trust and reputation. This study aims to analyze the effect of flexibility of working hours and work stress on employee integrity at PT Bank Negara Indonesia Inc. The purpose of this study was to analyze the effect of working hour flexibility and work stress on employee integrity at PT Bank Negara Indonesia Tbk, especially in the DGL (Digital Development) division in the mobile banking team. The research design adopted in this study is quantitative research with a descriptive approach. Data were collected from 33 respondents through questionnaires. The data were analyzed by carrying out instrument tests which include validity and reliability tests, classical assumption tests, then followed by multiple linear regression, partial tests, simultaneous tests and coefficient of determination tests. The results of this study show that partially, flexibility in working hours has a positive and statistically insignificant effect on employee integrity. Job stress has a negative and statistically significant effect on employee integrity. Simultaneously, both variables affect employee integrity at PT Bank Negara Indonesia Tbk. The results of this study have important implications for company management in developing strategies that improve employee integrity.
Pengaruh Motivasi Kerja dan Lingkungan Kerja Terhadap Kinerja Karyawan PT. Bank Maybank Indoneisa Tbk Marce Anggun Lestari; Purwatiningsih Purwatiningsih; Elmira Siska
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.688

Abstract

PT. Bank Maybank Indonesia Tbk has well-classified employees, aiming to achieve the company's success. Therefore, employees' performance should be driven by work motivation and a conducive work environment to attain optimal employee performance. This study focuses on the effect of motivation and working environment on employee performance on PT. Bank Maybank Indonesia Tbk. The first research objective is to analyze the effect of motivation variables on employee performance, the second is to analyze working environment variables on employee performance and the last is to analyze the effect of motivation and working environment on employee performance of PT. Bank Maybank Indonesia Tbk. This research uses a quantitative approach, which comes from the philosophy of positivism. This method is used for the purpose of researching certain populations and samples. The data analysis methods used are data quality instrument testing, classical assumption testing, multiple linear regression testing, and hypothesis testing. The research results partially show that there is a positive and significant influence of motivation variables on employee performance and partially also show that there is a positive and significant influence of work environment variables on employee performance. Simultaneous or joint research results show that there is a positive and significant influence of work motivation and work environment variables on employee performance.