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All Journal Jurnal Ekonomi Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) ASAS : Jurnal Hukum Ekonomi Syariah Laa Maisyir Jurnal Ekonomi Islam I-Finance Journal Jurnal Dimensi Ekonomi Bisnis Jurnal Ilmiah Ekonomi Islam AT-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Akuntansi Aktual Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal SOLMA Dinamisia: Jurnal Pengabdian Kepada Masyarakat Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Shirkah: Journal of Economics and Business Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Ekonomi Pembangunan Al-Muamalat : Jurnal Ekonomi Syariah Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Society: Jurnal Pengabdian Masyarakat Jurnal Abdi Masyarakat Multidisiplin Asian Journal of Management Analytics Journal of Islamic Economics Lariba Maliki Islamic Economics Journal Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah At-Tahdzib: Jurnal Studi Islam dan Muamalah
Tiara Juliana Jaya
Fakultas Ekonomi, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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COMMUNITY EMPOWERMENT IN MANAGING DAIRY MILK INTO A SUPERIOR PRODUCT Tiara Juliana Jaya
 Jurnal Abdi Masyarakat Multidisiplin Vol. 1 No. 2 (2022): : Agustus: Jurnal Abdi Masyarakat Multidisiplin
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.033 KB) | DOI: 10.56127/jammu.v1i2.202

Abstract

The empowerment of dairy farmers in Indonesia has not been able to meet the needs of national milk demand. The research conducted is an effort to increase milk productivity. Each region has superior products that are expected to be able to become a foundation for the welfare of the community. One of the superior products of kradinan village is dairy cow's milk. With the existence of KKN DR UIN Malang, it is hoped that it will be able to provide assistance and community empowerment. The research method used is a qualitative descriptive approach. Data collection techniques include interviews, observations, documents, and focus group discussions and are refined by data triangulation. The results of KKM DR UIN Malang provide socialization of community utilization in creating superior products.
Exploration Of Risk Mitigation Practices For Problematic Financing In Bank Wakaf Mikro’s Tiara Juliana Jaya; Kurniawati Meylianingrum; Kholilah
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 6 No 2 (2022): Oktober
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v6i2.31398

Abstract

Financial technology; The objective of this study is to determine the development of Shariah fintech in Indonesia Maqashid al-shariah from its emergence to the present, to determine the role of Shariah fintech in the perspective of maqashid al-shariah, and to determine obstacles in the development of Shariah fintech. The research method used in this study is descriptive analysis method with a qualitative approach. The researcher performed a literature study to collect data from various sources that support the researcher’s chosen topic, i.e., all sharia fintech registered with OJK and licensed as of December 2020 associated with maqashid al-shariah. In general, Shariah fintech has fulfilled the principles of maqashid al-shariah. However, there are elements that need to be more strengthened. An example is the need for a governing regulation that separates Shariah fintech from conventional fintech regulation. This is because there are very different crucial elements and principles between these two types of fintech. As a suggestion for the development of Shariah fintech in the future, in addition to strengthening in terms of regulations, intense education related to Shariah fintech products is still needed to the wider community, especially to people who have great potential to become consumers but are not well-educated of new technologyes.
Halal Value Chain in the Holding Business: The Experience of Islamic-based School (Pesantren) in Indonesia Kholilah Kholilah; Kurniawati Meylianingrum; Tiara Juliana Jaya; Ahmed Tahiri Jouti
Shirkah: Journal of Economics and Business Vol 7, No 3 (2022)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v7i3.522

Abstract

This study constitutes a novel concept that provides a complete analysis of the holding business at an Islamic-based school (Pesantren) and the halal value chain. The halal value chain provides a standard for sharia-compliant production, distribution, or consumption activities. This case study was based in Pesantren Al-Rifa’ie, addressed in Malang East Java Indonesia. This study collected data through interviews, contract data, SOP, financial statements, BMT reports, and observation. The data were analyzed using the heuristic case study. The results showed that the holding business at Pesantren Al-Rifa'ie was in the form of a cooperative since it combines business units. The cooperative has funding, financing, and BMT activities. BMT is profit-oriented through establishing business units. Business units supporting the halal value chain were husbandry, bus rentals, and One Pesantren One Product (OPOP) starting from the input, process, and output. This research strengthens the New Institutional Theory and provides insight into the need for technical requirements to establish the company holding in Pesantren.
Analysis Of Differences In Returns Of Sharia Stocks Before And After The Announcement Of The Covid-19 Pandemic In Indonesia Nikmatul Aulia; Tiara Juliana Jaya
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 4 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (357.359 KB) | DOI: 10.30651/jms.v7i4.13336

Abstract

Abstract This study aims to determine the difference in returns on Jakarta Islamic Index stocks before and after announcing the COVID-19 pandemic in Indonesia. This type of research is quantitative with an event study approach. The data used is secondary data, with a sample of 30 Sharia stocks that are constituents of JII in the research period. Based on the results of hypothesis testing with the Wilcoxon signed rank test method obtained a catatonic significance value of 0.955 > 0.05 (alpha / degree of error). This value shows no significant difference in the return value of JII's sharia stocks before and after the COVID-19 announcement in Indonesia. The results of this study show that JII's sharia stocks are following the Fatwa of the Sharia Council (DSN-MUI) No.40 / DSN-MUI / X / 2003 concerning the Principles of Sharia Transactions in the Capital Market. AbstrakPenelitian ini bertujuan untuk mengetahui perbedaan return saham Jakarta Islamic Index sebelum dan sesudah pengumuman pandemi COVID-19 di Indonesia. Jenis penelitian ini kuantitatif dengan pendekatan event study. Data yang digunakan merupakan data sekunder, dengan sampel sebanyak 30 saham syariah yang menjadi konstituen JII pada periode penelitian. Berdasarkan hasil pengujian hipotesis dengan metode Wilcoxon signed rank test diperoleh nilai signifikansi asimtonik sebesar 0,955 > 0,05 (alpha/degree of error). Nilai tersebut menunjukkan bahwa tidak terdapat perbedaan yang signifikan pada nilai return saham syariah JII sebelum dan sesudah pengumuman COVID-19 di Indonesia. Hasil penelitian ini menunjukkan bahwa saham syariah JII telah sesuai dengan Fatwa Dewan Syariah (DSN-MUI) No.40/DSN-MUI/X/2003 tentang Prinsip-prinsip Transaksi Syariah di Pasar Modal.
Peran Orangtua untuk Menstimulasi Literasi Permulaan pada Anak Usia Pra Sekolah Sandy Tegariyani Putri Santoso; Tiara Juliana Jaya
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v7i1.18707

Abstract

Literacy in early childhood is not only limited to the ability to read and write but also to read symbols or signs that are around children. Sensitivity to signs in the surrounding environment is the initial ability to read more complex symbols such as letters of the alphabet. Family and home are the first places for children to learn, but not all families, in this case parents, understand this. Parents still think that later literacy activities will be carried out by their children. This training activity aims to provide information and invite parents to be more aware that literacy activities can be started with the simplest activities at home. This community service activity is carried out using the in-service training method. After the parent service activities, posyandu cadres, and PAUD post teachers have an understanding that literacy stimulation activities can be done at home, and have new knowledge about various activities that can be done to stimulate early literacy in children. PAUD can socialize various activities to stimulate early literacy through posters and booklets that have been distributed in community service activities.
Effect of Gross Domestic Regional Bruto, Provincial Minimum Wage, and Investment on Labor Absorption Tiara Juliana Jaya; Kholilah Kholilah
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 9, No 3 (2020): Jurnal Ekonomi Bisnis dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jebik.v9i3.42642

Abstract

The unemployment rate in Indonesia is a classic problem that continues to be reviewed. This study aims to determine the impact of gross domestic product, provincial minimum wage, and labor absorption investment. This research uses quantitative methods and panel data analysis, which is processed using eviews 10, conducted in six provinces in Java in 2013-2019. The study used secondary data from the central statistics agency: labor absorption data, gross regional domestic product, and the provincial minimum wage (UMP). At the same time, investment data obtained the value of domestic investment and foreign investment. The results showed that PDRB and investment had a positive effect on labor absorption. In contrast to these two variables, UMP negatively affects labor absorption. The results of this study are essential for policymakers on labor issues in Indonesia. The suggestion for the next research is to use a broader scope, namely Indonesia. Besides, it is necessary to distinguish the workforce into an educated workforce, a trained workforce, an uneducated workforce, and an untrained workforce. 
PEMBERDAYAAN ORANGTUA DALAM MENGENALKAN FINANCIAL LITERACY PADA ANAK PRA SEKOLAH Tiara Juliana Jaya; Sandy Tegariyani Putri Santoso
Jurnal Review Pendidikan dan Pengajaran (JRPP) Vol. 6 No. 3 (2023): Volume 6 No. 3 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v6i3.19277

Abstract

Financial literacy merupakan salah satu bentuk kecakapan hidup yang menacakup cara menggunakan sumber daya keuangan dengan bijak. Financial litarcy perlu diberikan sejak usia pra sekolah agar anak dapat mencapai kesejahteraan hidup di usia dewasa. Kecakapan tentantang financial literacy pada anak usia dini perlu melibatkan orangtua sebagai orang yang paling terlibat dengan anak serta memiliki pengaruh langsung terhadap kondisi finansial pada anak. Kegiatan pengabdian kepada masyarakat dilakukan dengan metode participatory action research yang melibatkan secara aktif orangtua siswa di RA Sunan Ampel 02.Kegiatan pengabdian ini dilakukan melalui tahapan identifikasi masalah, perencanaan kegiatan, pelaksanaan kegiatan dan evaluasi. Hasil eevaluasi menunjukkan setelah mengikuti kegiatan pengabdian orangtua mememahami manfaat, ruang, lingkup, serta bagaimana cara membelajarkan financial literacy pada anak anak usia pra sekolah.
Optimization of Digital Branding and Marketing for Gempol MSMEs Through WhatsApp Business: Optimalisasi Digital Branding dan Marketing pada UMKM Gempol Melalui WhatsApp Business Kurniawati Meylianingrum; Elok Fa`iz Fatma El Fahmi; Tiara Juliana Jaya
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 6 (2023): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v7i6.15273

Abstract

The number of competitors is the main factor for entrepreneurs to enter the world of very tight competition. The right marketing and media strategies are used to reach the intended market so that the sales volume of these entrepreneurs always increases and makes a profit. The impact of information technology can develop aspects of entrepreneurial capabilities, and industrial ways to survive have developed in line with the creative economy paradigm, where innovative, proactive and risk-taking aspects are not enough in the context of the knowledge economy. This service is based on community development. The output obtained is the understanding of business actors about digital marketing. This community service's outcome is installing the WhatsApp business application and its use in marketing MSME products. The importance of using WhatsApp business features include automatic message replying features, can management of business profiles, and provide a product catalogue owned by MSMEs.
The Effect of Bank Performance and Macroeconomics on the Profitability of Indonesian Sharia Commercial Banks Sakinah Maulidah Mastniah Amin; Tiara Juliana Jaya
Al-Muamalat: Jurnal Ekonomi Syariah Vol 11, No 1 (2024): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i1.34141

Abstract

This study examines the relationship between the profitability of Islamic commercial banks with the functions of Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Operating Expenses and Operating Income (BOPO), inflation, Gross Domestic Product (GDP), and interest rates. This quantitative study's monthly report of Islamic banking and the monthly report of statistical data for 2015-2022 are secondary data sources. A method used is called multiple linear regression analysis. Based on the results of research, CAR and NPF are significantly related to the profitability of Islamic commercial banks. In contrast, the results of BOPO, GDP, inflation, and interest rates have no significant relationship with Islamic commercial banks. ROA simultaneously affects CAR, NPF, BOPO, inflation, GDP, and interest rates. Based on the conclusions of this study. If Islamic banks want to maximize their profitability, they must maintain capital efficiency and stabilize non-performing financing and operational ratios.
THE EFFECT OF FINANCIAL RATIO ON FINANCIAL DISTRESS IN INDONESIA SHARIA COMMERCIAL BANKS Hananiyah, Wardah Mujadidah; Jaya, Tiara Juliana
I-Finance Journal Vol 9 No 2 (2023): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v9i2.19180

Abstract

An early warning system can be implemented to anticipate the presence of financial distress, which will threaten financial problems. Altman Z-score is a tool for predicting a company's bankruptcy level by calculating several financial ratios. This study aimed to see whether finances can affect financial distress in Indonesian Islamic Banks. This study used Eviews software version 10 with panel data analysis techniques. The research object is the Indonesian Sharia Commercial Bank, which published semiannual financial reports from 2017-2022. Based on information on the official OJK website, there are 12 Islamic Commercial Banks, but only 9(nine) banks meet the sample criteria in this study. The results of the study show that ROA and CR have a significant positive effect on financial distress. Meanwhile, ROE and DER have a significant negative effect on financial distress. Unlike the case with NPF, which has no significant effect on financial distress.
Co-Authors Ahmed Tahiri Jouti Ainindita Aghniacakti Alfakhirah, Nadirah Nur Amin, Sakinah Maulidah Mastniah Annisa Putri Nurdin Dharma Setyawan El Fahmi, Elok Faiz Fatma Elok Fa`iz Fatma El Fahmi Ferliadi, Agus Salim Hananiyah, Wardah Mujadidah Hasnan, Odi Himma, Nurrosyida Latifa Inayatul Maula Kholilah Kholilah Kholilah Kholilah Kholilah Kholilah Kholilah Kholilah Kurniawati Meylianingrum Lutfi Ardhani Mahfudz Mahfudz Mahfudz Mahfudz Reza Fahlevi Mawardi, M. Ilyas Maysaroh, Watim Mega Noerman Ningtyas Misfi Laili Rohmi Muhammad Fatchullah El Islami Nikmatul Aulia Nur Laili Fikriah Nur Laili Fikriah Nur Syamsiyah Rohmi, Misfi Laili Roi Anju Immanuel Sakinah Maulidah Mastniah Amin Salsabilla, Lathifah Zaina Sandy Tegariyani Putri Santoso Sandy Tegariyani Putri Santoso Santoso, Sandy Tegariyani Putri Sari, Nurul Rusita Sarif, Reza Sholihah, Mar’atus Siti Zulaikha Yullina Devvie Sari