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Journal : Performance : Jurnal Bisnis dan Akuntansi

KEPUTUSAN PENGAMBILAN KREDIT PEMILIKAN RUMAH (KPR) PENGARUH BRAND AWARENESS, PHYSICAL EVIDENCE DAN SERVICE QUALITY PADA PT. BTN (PERSERO) Tbk Hillary Therecia; Y. Budi Hermanto; maria Widyastuti
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 11 No 2 (2021): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v11i2.1353

Abstract

This research aims to determine the effect of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Branch Office Surabaya Bukit Darmo. The sampling method are purposive sampling method with sample size of 100 respondents. The results showed that: (1) there is a positive and significant impact of brand awareness on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch office (2) There is a positive and significant effect of physical evidence on decision to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office (3) there is a positive and significant effect of service quality on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office; and the regression coefficient is 0.314. (4) The influence of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Surabaya Bukit Darmo Branch Office (adjusted R2) is 79.7%.
LEMBAGA NIRLABA, UMKM DAN SPIRITUALITAS MANAJEMEN KEUANGAN Yuliana Sri Purbiyati; Maria Widyastuti; Pricilla Angelita Putri
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 12 No 2 (2022): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v12i2.2033

Abstract

Spiritualitas manajemen keuangan merupakan landasan dalam pelaksanaan pengelolaan keuangan di Gereja Katolik. Sekalipun sebagai lembaga nirlaba, Gereja tetap memiliki keterlibatan dalam hal pemberdayaan perekonomian masyarakat. Penelitian ini merupakan penelitian kualitatif dengan metode etnografi. Fokus penelitian adalah dampak penerapan spiritualitas manajemen keuangan terhadap pemberdayaan ekonomi masyarakat. Penelitian dilaksanakan di Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya. Hasil penelitian ini adalah Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan spiritualitas manajemen keuangan yang berdampak pada perekonomian masyarakat dengan pembentukan UMKM untuk jemaat dan masyarakat di sekitarnya. Salah satu Gereja ditunjuk sebagai pelaksana untuk role model. Dari satu Gereja tersebut kemudian akan terus dilaksanakan di Gereja-Gereja lain sehingga semua Gereja Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan pendampingan pemberdayaan ekonomi masyarakat.
KEPUTUSAN PENGAMBILAN KREDIT PEMILIKAN RUMAH (KPR) PENGARUH BRAND AWARENESS, PHYSICAL EVIDENCE DAN SERVICE QUALITY PADA PT. BTN (PERSERO) Tbk Therecia, Hillary; Hermanto, Y. Budi; Widyastuti, maria
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 11 No 2 (2021): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v11i2.1353

Abstract

This research aims to determine the effect of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Branch Office Surabaya Bukit Darmo. The sampling method are purposive sampling method with sample size of 100 respondents. The results showed that: (1) there is a positive and significant impact of brand awareness on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch office (2) There is a positive and significant effect of physical evidence on decision to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office (3) there is a positive and significant effect of service quality on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office; and the regression coefficient is 0.314. (4) The influence of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Surabaya Bukit Darmo Branch Office (adjusted R2) is 79.7%.
LEMBAGA NIRLABA, UMKM DAN SPIRITUALITAS MANAJEMEN KEUANGAN Purbiyati, Yuliana Sri; Widyastuti, Maria; Putri, Pricilla Angelita
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 12 No 2 (2022): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v12i2.2033

Abstract

Spiritualitas manajemen keuangan merupakan landasan dalam pelaksanaan pengelolaan keuangan di Gereja Katolik. Sekalipun sebagai lembaga nirlaba, Gereja tetap memiliki keterlibatan dalam hal pemberdayaan perekonomian masyarakat. Penelitian ini merupakan penelitian kualitatif dengan metode etnografi. Fokus penelitian adalah dampak penerapan spiritualitas manajemen keuangan terhadap pemberdayaan ekonomi masyarakat. Penelitian dilaksanakan di Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya. Hasil penelitian ini adalah Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan spiritualitas manajemen keuangan yang berdampak pada perekonomian masyarakat dengan pembentukan UMKM untuk jemaat dan masyarakat di sekitarnya. Salah satu Gereja ditunjuk sebagai pelaksana untuk role model. Dari satu Gereja tersebut kemudian akan terus dilaksanakan di Gereja-Gereja lain sehingga semua Gereja Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan pendampingan pemberdayaan ekonomi masyarakat.
PERBEDAAN LITERASI KEUANGAN DENGAN UJI KRUSKAL WALLIS PADA MAHASISWA EKONOMI Harefa, Mei Kristiani; Widyastuti, Maria
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 13 No 1 (2023): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v13i1.2502

Abstract

The purpose of this study was to find out whether there are differences in financial literacy among students of the Faculty of Economics in Surabaya when viewed from factors: gender, age, generation, study program, GPA, place of residence, status, amount of income, amount of expenditure, account ownership and level of education. old. Understanding of financial literacy in terms of general knowledge, knowledge of insurance financial transactions, knowledge of saving and loan transactions and knowledge of investing. The population of this study were economics students studying in Surabaya, the distribution of the questionnaire via Google form and the sample that was successfully taken was 259 students. The test tool used to determine differences is using the Kruskal Wallis Test. The results of this study indicate that there are significant differences in understanding financial literacy in terms of the several factors studied.
Co-Authors Aditya, Jeffrey Aldo, Aldo Alfredo Alfredo, Alfredo Amalia, Antonia Rita Aminuyati Andreas Andreas Andy Putra Pratama Angelina, Helen Ayu, Stephanie Astrid Base, Flavianus Nefliando Jurney Budi Hermanto, Yustinus Budiarti, Monica Nia Calvin Willius Changda, Stevasya Christina Agnesia David Andrian Dimalouw, Jefri Eriks Djala, Regina Gala Fazmah Arif Yulianto Ferdinand, Deograsias Yoseph Yustinianus Flavianus Nefliando Jurnei Base Frumensia H, Andrea Angel Harefa, Mei Kristiani Harianto, Johanes Kristianus Hawa Hermanto, Y. Budi Hillary Therecia Ignatius Reynald Jefri Eriks Dimalouw Kunang, Margaretha Zhilla Natasya Laili Nur Indah Sari Lilik Indrawati Lusy Lusy Lusy Lusy Lusy Lusy Lusy Lusy Lusy, Lusy Maria Risky Pratiwi Renwarin Martinus Sony Erstiawan Mei Kristiani Mei Kristiani Haref Ngariwati Ngariwati Nia Budiarti, Monica Oktavianus Agustus Sigarlaki P, Jonathan Alexander Pandjaitan, Thyophoida Wanty Suriany Panjaitan, Thyophoida W. S. Penta Paula Prabani Setio, Stefanus Pratama , Andy Putra Pricilla Angelita Putri Pricilla Putri Angelita Purbiyati, Yuliana Sri Putra, Heristama Anugrah Putri, Pricilla Angelita Renwarin, Maria Riski Pratiwi Renwarin, Maria Risky Pratiwi Santika, Wendy Shelma Saputro, Samuel Henry Sebastian, Jenny Ivana Sentosa, Handre - Setio Hastorahmanto, Stefan Prabani Setio, Stefanus Prabani Sigarlaki, Oktavianus Agustus Silfira Stefanny Irene Putri Maryono Stefanus Prabani Stefanus Prabani STEVASYA CHANGDA Therecia, Hillary WS Panjaitan, Thyophoida Y. Budi Hermanto Y. Budi Hermanto Y. Budi Hermanto Y. Budi Hermanto Yohanes Candra Surya Yohanes Kristianus Harianto Yuliana Sri Purbiyati Yuliana Sri Purbiyati Zalianty Berlian, Putri