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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Qadauna: Jurnal Ilmiah Mahasiswa Hukum Keluarga Islam El-Iqtishady Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah
Hadi Daeng Mapuna
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS HUKUM ISLAM TERHADAP KERJASAMA BISNIS PETERNAKAN AYAM POTONG MASYARAKAT Andi Nur Amalia Nizham; Hadi Daeng Mapuna
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 3 Nomor 3 April 2022
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v3i3.24353

Abstract

Abstrak Dalam suatu lingkungan akan terjadi suatu pergaulan hidup yang dimana setiap orang akan melakukan suatu kegiatan yang berkaitan dengan orang lain disebut dengan muamalah. Pokok permasalahan yang menjadi kajian penelitian ini yaitu “Bagaimana Kerjasama Bisnis Peternakan Ayam Potong Masyarakat Bontotanga Kecamatan Bontotiro Bulukumba Dengan PT. Mitra Unggas Perkasa (Perspektif Hukum Islam)”. Jenis penelitian yang digunakan dalam penelitian ini adalah jenis kualitatif lapangan. Adapun pendekatan yang digunakan adalah pendekatan normatif (Syar’i). Hasil penelitian Hasil penelitian menunjukkan bahwa akad dalam kerjasama ini adalah akad syirkah, pihak pertama (PT. Mitra Unggas Perkasa) dan pihak kedua (peternak ayam potong masyarakat Bontotanga), mereka bersama-sama melakukan pengelolaan terhadap peternakan ayam tersebut. Serta mereka juga memberikan modal, hanya saja bentuk dari modal tersebut berbeda yang dimana modal dari peternak ayam yaitu berupa bangunan kandang dengan semua fasilitasnya. Sedangkan dari pihak PT. Mitra Unggas Perkasa, bentuk modalnya berupa bibit ayam, obat-obatan, vaksin dan pakan ayam yang biasa disebut sapronak. Mekanisme pembagian keuntungan dalam kerjasama ini adalah total dari penjualan hasil panen produksi ayam dikurangi dengan total pengeluaran sapronak (bibit, vaksin, pakan, dan obat), dan hasil itulah yang merupakan keuntungan dari peternak. Sedangkan keuntungan yang didapatkan oleh pihak PT. Mitra Unggas Perkasa yaitu selisih pengeluaran dalam akad kerjasama, dan harga pembelian ayam yang berasal dari peternak dengan harga penjualan ayam dipasar. Kata Kunci: Bisnis, Hukum Islam, Kerjasama, Peternakan Ayam Abstract In an environment there will be a social life where everyone will carry out an activity related to other people called muamalah. The main problem that became the study of this research was "How is the Business Cooperation of Beef Chicken Farming, the Bontotanga Community, Bontotiro Bulukumba District with PT. Mitra Unggas Perkasa (Islamic Law Perspective)”. The type of research used in this study is a qualitative type of field. The approach used is a normative approach (Syar'i). The results of the study the results showed that the contract in this collaboration was a syirkah contract, the first party (PT. Mitra Unggas Perkasa) and the second party (beef chicken farmers from the Bontotanga community), they jointly managed the chicken farm. And they also provide capital, it's just that the form of capital is different, where the capital from chicken farmers is in the form of a cage building with all the facilities. Meanwhile, from the PT. Mitra Unggas Perkasa, its capital is in the form of chicken seeds, medicines, vaccines and chicken feed which is commonly called sapronak. The profit-sharing mechanism in this collaboration is that the total sales of the harvested chicken production are reduced by the total production of sapronak (seeds, vaccines, feed, and drugs), and that is the profit for the farmer. While the benefits obtained by the PT. Mitra Unggas Perkasa is the difference between expenses in the cooperation agreement, and the purchase price of chickens from farmers and the selling price of chickens in the market. Keywords: Business, Chicken Farm, Cooperation, Islamic Law.
TINJAUAN HUKUM ISLAM TERHADAP PROGRAM PENINGKATAN KETERAMPILAN USAHA RAKYAT (PKUR) YAYASAN BAITUL MAAL Nurul Annisa; Abdul Rahman Sakka; Hadi Daeng Mapuna
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 3 Nomor 4 Juli 2022
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.24718

Abstract

Abstrak Manusia memerlukan harta benda (materi) sebagai kebutuhan hidup yang asasi. Manusia cenderung untuk mengumpulkan dan menguasai harta benda tersebut tanpa batas, sampai ia menemui ajalnnya manusia dalam menguasai harta benda tersebut, kadang-kadang melampaui batas, yang dapat menurunkan martabat nilai-nilai kemanusiaannya, Zakat merupakan salah satu rukun Islam yang ketiga. Zakat mempunyai kedudukan dan posisi yang penting karena keberadannya menyangkut aspek kehidupan masyarakat.Pemberdayaan merupakan program yang sangat baik progresif dimana tujuan pemberdayaan adalah memandirikan dan mensejahterakan. Namun satu hal yang menjadi salah faktor keberhasilan yakni mengenai partisipasi masyarakat. Yayasan Baitul Maal BRI sebagai salah satu Lembaga Amil Zakat Nasional berusaha mengimplementasikan visi pengelolaan yang amanah, profesional, dan berkesesuaian dengan syariat Islam. Eksistensi Yayasan Baitul Maal Bank Rakyat Indonesia dapat dilihat dari keberhasilan penghimpunan dan penyaluran dana Zakat, Infaq dan Sedekah. Jangkauan dalam pendistribusian dan program kerja dalam mengangkat martabat para Mustahik pokok permasalahan pada penelitian ini adalah tentang pelaksanaan dan dampak dari program PKUR Yayasan Baitul Maal BRI Kantor Wilayah Makassar. Jenis penelitian ini adalah kualitatif dengan pendekatan yang digunakan adalah teologi normatif, empiris dan yuridis. Hasil penelitian ini menunjukkan bahwa mekanismepenyaluran zakat yang dilakukan oleh YBM BRI Kantor Wilayah Makassar dilakukan secara bertahap, mulai dari sosialisasi,penghimpunan hingga penyaluran sesuai dengan hukum islam dan dampak yang rasakan oleh kelompok PKUR yang menerima bantuan tersebut sangat positif. Kata Kunci: Hukum Islam, Pengelolaan Zakat, Usaha Rakyat. Abstract Humans need property (material) as basic necessities of life. Humans tend to collect and control these assets indefinitely, until they meet the end of humans in controlling these assets, sometimes exceeding the limit, which can reduce the dignity of human values. Zakat is one of the third pillars of Islam. Zakat has an important position and position because its existence involves aspects of people's lives. Empowerment is a very good progressive program where the goal of empowerment is to become independent and prosper. However, one thing that is one of the success factors is about community participation. Baitul Maal BRI Foundation as one of the National Amil Zakat Institutions seeks to implement a vision of management that is trustworthy, professional, and in accordance with Islamic law. The existence of the Baitul Maal Foundation of Bank Rakyat Indonesia can be seen from the success of collecting and distributing Zakat, Infaq and Alms funds. The scope of distribution and work programs in elevating the dignity of the Mustahiks in this study is about the implementation and impact of the PKUR program at Baitul Maal Foundation BRI Makassar Regional Office. This type of research is qualitative with the approach used is normative, empirical and juridical theology. The results of this study indicate that the zakat distribution mechanism carried out by YBM BRI Makassar Regional Office is carried out in stages, starting from socialization, collection to distribution in accordance with Islamic law and the impact felt by the PKUR group who received the assistance was very positive. Keywords: Islamic Law, Management of Zakat, People's Business.
TINJAUAN HUKUM ISLAM TERHADAP STRATEGI PEMASARAN FUNDING OFFICER PADA BANK SYARIAH INDONESIA Nurul Maisarah Burhanuddin Sarah; Hadi Daeng Mapuna; Adriana Mustafa
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 4 Nomor 1 Oktober 2022
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.27319

Abstract

Abstrak Pokok masalah dalam penelitian ini adalah bagaimana tinjauan hukum Islam terhadap strategi pemasaran Funding Office Pada Bank Syariah Indonesia (Studi Kasus PT. BSI Tbk KC Makassar Veteran). Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian lapangan (field Research) yaitu salah satu penelitian kualitatif, dimana peneliti turun langsung untuk mengumpulkan data, dengan pendekatan penelitian yang digunakan adalah: Yuridis dan Empiris. Selanjutnya metode pengumpulan data yang digunakan adalah observasi, wawancara, dan dokumentasi. Sedangkan tehnik pengelolaan dan analisis data yang dilakukan adalah dengan 1 kali tahap, yaitu pengelolaan data, analisa data penarikan kesimpulan. Hasil penelitian menunjukkan, Pertama, Pemasaran Funding Officer pada PT. BSI Tbk KC Makassar Veteran terdiri dari dua cara yakni pertama menggunakan strategi pemasaran melalui STP (Segmentasi, Target, dan Pasar) kedua menggunakan strategi yang dilihat dari segi konsep bauran pemasarannya yakni produk, promosi, lokasi, dan harga sesuai dengan kebutuhan kebutuhan nasabah. Kedua, Tinjauan Hukum Islam telah sesuai dengan fatwa DSN-MUI No.115 tahun 2017, dalam hal ini akad yang dilakukan oleh nasabah antara lain mudharabah dan wadiah. Implikasi penelitian ini adalah kedua belah pihak harus lebih memahami akad, agar sistem pemasaran dalam Funding Office Jauh lebih berjalan sesuai dengan yang di inginkan. Kata Kunci: Hukum Islam, Pemasaran, Petugas Pendanaan. Abstract The main problem in this study is how to review Islamic law on the Funding Office marketing strategy at Indonesian Islamic Banks (Case Study of PT. BSI Tbk KC Makassar Veteran). The type of research used in this research is field research, which is a qualitative research, where researchers go directly to collect data, with the research approaches used are: juridical and empirical. Furthermore, the data collection methods used were observation, interviews, and documentation. Meanwhile, the data management and analysis technique is carried out in one step, namely data management, data analysis, drawing conclusions. The results showed, First, the Marketing Funding Officer at PT BSI Tbk KC Makassar Veteran consisted of two ways, namely the first using a marketing strategy through STP (Segmentation, Target, and Market) the second using a strategy that was seen in terms of the concept of the marketing mix namely product, promotion, location, and price according to customer needs. Second, the Islamic Law Review is in accordance with the DSN-MUI fatwa No.115 of 2017, in this case the contracts made by customers include mudharabah and wadiah. The implication of this research is that both parties must understand the contract better, so that the marketing system in the Funding Office is much more effective as desired. Keywords: Funding Officer, Islamic Law, Marketing.
FENOMENA PERCERAIAN DI KALANGAN WANITA KARIR TAHUN 2020-2021 PERSPEKTIF HUKUM ISLAM Hijriah Mahrani Anwar; Lomba Sultan; Hadi Daeng Mapuna
Qadauna: Jurnal Ilmiah Mahasiswa Hukum Keluarga Islam Vol 3 No 3
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/qadauna.v3i3.28670

Abstract

The main problems in this study are: First: the rate of divorce among career women at the Sungguminasa Religious Court, Second: The impact of divorce among career women at the Sungguminasa Religious Court, and Third: The provisions of Islamic law on divorce among career women. The type of research used in this study is Case and Field Research. The results of this study indicate that the divorce rate for career women at the Sunggminasa Religious Court has increased every year but with a non-significant increase. The highest increase rate will occur in 2021 and the dominant career women who sue are from civil servants. The impact felt by divorced career women consists of positive and negative impacts. The perceived positive impact is more dominant than the negative. The positive impact experienced by career women is being free from heartache due to husbands who commit violence, do not provide a living, and have a third person from the relationship. Career women will also not feel difficulties in life because they already have a job and are more able to improve their career. The negative impact found from career women is the difficulty in economic terms to support children. Career women who want to divorce their husbands can file a lawsuit to the Religious Courts if the wife can no longer accept the behavior of her husband and wife in a condition that is not able to endure anymore with her husband, then both of them can agree to end their relationship. Keywords: Level, Impact, Career Woman Divorce
IMPLEMENTASI BATAS USIA MINIMAL PERKAWINAN SESUAI UU NOMOR 16 TAHUN 2019 TENTANG PERUBAHAN ATAS UU NOMOR 1 TAHUN 1974 TENTANG PERKAWINAN DALAM PERSPEKTIF HUKUM ISLAM Tsamratus Syifa' Kafrawi; Lomba Sultan; Hadi Daeng Mapuna
Qadauna: Jurnal Ilmiah Mahasiswa Hukum Keluarga Islam Vol 4 No 1
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The main problem in the research is how to implement of the marriage age limit in Law No. 16 of 2019 at the KUA, Bontoala District, Makassar City. The type of this research are qualitative descriptive research and field research, with data collection techniques through observation, interviews, and documentation, with data analysis techniques through data processing, data presentation and drawing conclusions. The results of this study indicate that the implementation of the revision of the Marriage Law concerning the minimum age of marriage still requires various fulfillments, the KUA of Bontoala District conducts socialization such as lectures and cooperates with the local sub-district. Regarding the addition of the minimum age limit for marriage, it is considered still not effective because it does not have a significant impact and still requires in-depth evaluation in preventing underage marriages in Bontoala District. Keywords: Marriage Age, Marriage Regulation, Islamic Law.
PROBLEMATIKA PELAKSANAAN PERSIDANGAN PERKARA PERCERAIAN PADA MASA PANDEMI COVID-19 DI PENGADILAN AGAMA KELAS 1A MAKASSAR TAHUN 2020-2021 Andi Titah Niagara Unga Putri; Lomba Sultan; Hadi Daeng Mapuna
Qadauna: Jurnal Ilmiah Mahasiswa Hukum Keluarga Islam Vol 4 No 1
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/qadauna.v4i1.29626

Abstract

The main problem in this study is about the Problems of Implementing Divorce Trials During the Covid-19 Pandemic in the Makassar Class 1A Religious Court in 2020-2021. This study aims to determine the implementation of the Divorce Trial at the Makassar Class 1A Religious Court during the Covid-19 Pandemic; Knowing the Effect of Covid-19 on the Process of Implementing Divorce Trials at the Makassar Class 1A Religious Court. This type of research is field research. While the data collection uses primary data and secondary data. The data analysis used is qualitative data analysis and the research approach used in this thesis is empirical juridical, namely research that is carried out directly in the field to find out the real problems that occur, then will be linked to the applicable laws and regulations and existing legal theory. . The results of the study show that: 1) The implementation of the divorce case trial is basically the same as before the Covid-19 pandemic, only the difference lies in the technical process where the process can be done online and offline. The use of the electronic system itself is in the form of E-Court, Elitigation and Teleconference. 2) The influence that was felt by the Makassar Class 1A Religious Court during the Covid-19 pandemic, of course, there were some such as the work system, which used to be full time in the office but after Covid-19 a work from home system was implemented, but it didn't last long because there are several things that are considered less effective from this WFH system. In the trial itself, the effect is if the trial was carried out manually, but after the Covid-19 pandemic the trial could be carried out technologically, and this is certainly not optimal because other users, namely people who still do not understand the use of technology, besides that the trial implementation It can be said that it is relatively closed because access to electronically participate in the trial is only intended for litigants and is not yet open to be accessed by the public. The implications of this research are, 1) It is hoped that in the future human resources and supporting tools for case administration services in courts electronically will be more prepared to face developments in the world of justice. 2) It is necessary to apply regulations regarding the administration of cases in courts electronically and more effectively, then it is necessary to carry out a thorough socialization of court service users. 3) To improve convenience for people seeking justice, it is also necessary to improve services that are more leverage so that it is easier for the public to access goods manually or online. Keywords: Divorce, Trial, Covid-19 Pandemic
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP PEMBIAYAAN MURABAHAH PT PERMODALAN NASIONAL MADANI MEKAAR SYARIAH KABUPATEN GOWA Mildawati; Hadi Daeng Mapuna
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 4 Nomor 2 Januari 2023
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v4i2.29419

Abstract

Abstract This research is a field research conducted by the author in Borong Pa'la'la Village, Pattallassang District, Gowa Regency with the title "Analysis of Sharia Economic Law on Murabahah Financing of PT PNM Mekaar Syariah in Borong Pa'la'la Village, Pattallassang District, Gowa Regency. This study aims to answer the questions: 1) What are the Sharia Economic Law Provisions on Murabaha Financing? 2) How is the Murabahah Financing Practice of PT PNM Mekaar Syariah in Borong Pa'la'la Village, Pattallassang District, Gowa Regency?. The method used in this research is descriptive analysis method (qualitative approach). There are two sources of data used in this study, namely, primary and secondary data sources. Meanwhile, the data collection technique in this research is using the interview and documentation method. The results of this study indicate that, Murabahah Financing at PT PNM Mekaar Syariah is a sale and purchase agreement between Mekaar Syariah or financing with customers. PT PNM Mekaar Syariah uses Murabahah contracts to carry out financing and wakalah contracts and wadiah contracts if needed, Mekaar Syariah gives money to the customer concerned at a determined price plus a profit margin agreed between Mekaar Syariah and the customer. Keywords: Capital Companies, Murabahah, Buying and Selling.
TINJAUAN HUKUM ISLAM TERHADAP TALANGAN DANA UMRAH PADA UJAS TOUR & TRAVEL MELIANA OKI SYAH PUTRI; Hadi Daeng Mapuna
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 4 Nomor 3 April 2023
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.30443

Abstract

Abstract Muamalah is an activity in which there are transactions between humans and humans, as well as between humans and their environment. This is what is often referred to as social life, where a person's status or position as a place or position in a social group, against other groups in a larger group. Humans were created by Allah swt. as social beings who always interact with other humans. Muslims are the majority of Indonesia's population, most Muslims certainly want to visit the holy land to carry out the pilgrimage and umrah in order to perfect the fifth pillar of Islam. Performing Umrah requires a lot of money, and not all Muslims can do it. Nowadays, Umrah is easier to do by utilizing the services and services of an Umrah travel agency, one of which is by using the Umrah bailout system. Based on this, it encourages the author to raise "Review of Islamic Law on Umrah Fund bailouts for Ujas Tour & Travel" as the title of this research. Muamalah is an activity in which there are transactions between humans and humans, as well as between humans and their environment. This is what is often referred to as social life, where a person's status or position as a place or position in a social group, against other groups in a larger group. Humans were created by Allah swt. as social beings who always interact with other humans. Muslims are the majority of Indonesia's population, most Muslims certainly want to visit the holy land to carry out the pilgrimage and umrah in order to perfect the fifth pillar of Islam. Performing Umrah requires a lot of money, and not all Muslims can do it. Nowadays, Umrah is easier to do by utilizing the services and services of an Umrah travel agency, one of which is by using the Umrah bailout system. Based on this, it encourages the author to raise "Review of Islamic Law on Umrah Fund bailouts for Ujas Tour & Travel" as the title of this research. Keywords: Islamic law, bailout, Umrah
PENERAPAN AKAD MURABAHAH PADA JUAL BELI KREDIT DI PT. PILAR SYARIAH MAKASSAR DALAM PERSPEKTIF HUKUM ISLAM Muhammad Arqam Azikin H. Muslimin; Sohrah; Hadi Daeng Mapuna
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 4 Nomor 4 Juli 2023
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.35126

Abstract

Abstrak Pokok permasalahan penelitian ini adalah bagaimana penerapan akad murabahah pada jual beli kredit di PT. Pilar Syariah Makassar dalam perspektif hukum Islam? dengan sub masalah yaitu: 1) Bagaimana sistem jual beli secara kredit pada PT. Pilar Syariah Makassar? 2) Bagaiman sistem jual beli kredit dengan akad murabahah menurut hukum Islam?. Jenis penelitian ini adalah penelitian lapangan (field research) deskriptif kualitatif dengan pendekatan normatif dan pendekatan sosiologis. Sumber data didapatkan dari data primer yaitu wawancara yang di lakukan di PT. Pilar Syariah Makassar. Kedua sumber data sekunder yaitu bersumber dari buku, jurnal dan referensi lainnya yang berkaitan dengan penelitian ini. Metode pengumpulan data yang dilakukan, yaitu observasi, wawancara dan dokumentasi. Sedangkan teknik pengelolaan dan analisis data dilakukan dengan tiga tahap yaitu 1) teknik pengelolaan data 2) teknik analisis data 3) kesimpulan. Hasil penelitian ini menunjukkan bahwa praktik jual beli kredit dengan akad murabahah di PT. Pilar Syariah Makassar telah sesuai dengan hukum Islam dan sejalan dengan Fatwa DSN MUI Nomor 04/DSN-MUI/IV/2000 tentang murabahah. Kata Kunci: Akad Murabahah, Jual Beli Kredit, Hukum Islam. Abstract The main problem of this research is how to apply the contract murabaha on buying and selling credit at PT. Makassar Sharia Pillars in the perspective of Islamic law? with sub-problems, namely: 1) What is the system of buying and selling on credit at PT. Makassar Sharia Pillar? 2) What is the credit buying and selling system with a murabaha contract according to Islamic law? This type of research is field research (field research) qualitative descriptive with a normative approach and a sociological approach. Sources of data obtained from primary data, namely interviews conducted at PT. Makassar Sharia Pillar. The second source of secondary data is sourced from books, journals and other references related to this research. Methods of data collection carried out, namely observation, interviews and documentation. Meanwhile, data management and analysis techniques were carried out in three stages, namely 1) data management techniques 2) data analysis techniques 3) conclusions. The results of this study indicate that the practice of buying and selling credit with a contract murabaha at PT. The Makassar Sharia Pillars are in accordance with Islamic law and are in line with the DSN MUI Fatwa Number 04/DSN-MUI/IV/2000 concerning murabaha. Keywords: Murabaha Contract, Credit Sale and Purchase, Islamic Law.
TINJAUAN HUKUM ISLAM TERHADAP PEMBIAYAAN AMANAH UMROH DI BANK PENGKREDITAN RAKYAT HASAMITRA CABANG GOWA Herawati; Hadi Daeng Mapuna; Suriyadi
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 5 Nomor 2 Januari 2024
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.37810

Abstract

Abstrak Penelitian ini bertujuan untuk menjelaskan Bagaimana mekanisme program amanah umroh di BPR Hasamitra Cab Gowa dan Bagaimana mekanisme program amanah umroh di BPR Hasamitra Cab Gowa. Penelitian ini menggunakan metode Jenis penelitian yang dikategorikan kedalam jenis penelitian lapangan (field research) yaitu peneilitian yang dilakukan langsung turun kelapangan untuk mendapatkan data yang lengkap dan valid. Hasil penelitian ini menunjukkan bahwa Bank Hasamitra tidak berlabel syariah tapi produk produknya ada yang berbasis syariah contohnya produk amanah umroh yang bekerja sama dengan travel. Terkait dengan program Amanah Umroh di Bank Hasamitra ini dikarenakan produknya masih baru sehingga belum ada nasabah yang pernah menggunakan produk tersebut. BPR Hasamitra ini Semua mekanisme atau skema pemberangkatan itu BPR bukan penyelenggaraan melainkan hanya menyediakan biaya talangan terkait dengan mekanisme penyelenggaraannya itu diserahkan kepada pihak Travel yang ditemani bekerja sama yakni Travel Al Jawisiyah. Implikasi dari penelitian ini adalah: BPR Hasamitra ini diharapkan lebih sering lagi melakukan promosi mengenai adanya pembiayaan produk Amanah Umroh. dan Jika produk pembiayaan Amanah Umroh ini dikenal oleh masyarakat luas maka masyarakat juga lebih mudah menjalankan ibadah umroh secara sehat wal-Afiat. Selanjutnya, hal tersebut dirumuskan menjadi karya ilmiah dengan judul “Tinjauan Hukum Islam Terhadap Pembiayaan Umroh Di Bank Pengkreditan Rakyat Hasamitra Cabang Gowa”. Kata Kunci: Pembiayaan, Dana Talangan, Umroh. Abstract This study aims to explain how the mechanism of the Umrah mandate program is at BPR Hasamitra Cab Gowa. And how is the mechanism for the Umrah mandate program at BPR Hasamitra Cab Gowa. opportunity to obtain complete and valid data. The results of this study indicate that Bank Hasamitra is not labeled sharia but has sharia-based products, for example, the Umrah mandate product that works with travel. Hasamitra Bank also has no units yet, but bailout funds for those who have income such as employees, employers etc. related to the Umrah Amanah program in This Hasamitra Bank is because the product is still in its infancy, no customers have ever used the product. This Hasamitra BPR All of the departure mechanisms or schemes of the BPR are not implementation but only provide bailout fees related to the implementation mechanism that are handed over to the Travel party that is accompanied by working together, namely Travel Al Jawisiyah. The implications of this research are: BPR Hasamitra is expected to carry out promotions more frequently regarding the existence of Amanah Umroh product financing. Furthermore, this was formulated into a scientific work entitled "Review of Islamic Law on Umrah Financing at Hasamitra People's Credit Bank, Gowa Branch". Keywords: Umrah, Bailout, Financing.
Co-Authors Abd. Halim Talli Abdul Rahman Sakka Adi Nurhani Mufrih Adriana Mustafa Ahmad Fatur Rahman Andi Nur Amalia Nizham Andi Titah Niagara Unga Putri Apra Muthiah Azizah Amatullah Astri Fuji Dini Amaliah Amry Fitria Herawati Hijriah Mahrani Anwar Jamal Jamil Lomba Sultan M Miftah Fauzan Rum Mahmudah Mulia Muhammad MELIANA OKI SYAH PUTRI Mildawati Mohd. Waldi B Rukman Muhammad Anis Muhammad Arqam Azikin H. Muslimin Nur Taufiq Sanusi Nurul Afiqah Mutmainnah Nurul Annisa Nurul Islamiyah Nurul Maisarah Burhanuddin Sarah Qadir Gassing Raodatul Jannah Sippah Chotban Sohrah Sukrianti Sumarni Arny Suriyadi Tsamratus Syifa' Kafrawi Yusani, Rini Zulfahmi Alwi