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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Qadauna: Jurnal Ilmiah Mahasiswa Hukum Keluarga Islam El-Iqtishady Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah
Hadi Daeng Mapuna
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK JUAL BELI DENGAN SISTEM ARISAN DI DESA BONEOGE KABUPATEN BUTON TENGAH Fitria; Hadi Daeng Mapuna; Sippah Chotban
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Volume 5 Nomor 4 Juli 2024
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.39862

Abstract

Abstrak Jual beli yang dilakukan dengan sistem arisan di Desa Boneoge salah satunya dengan cara mengikuti arisan. Jual beli dengan sistem arisan lebih meringankan konsumen dalam bertransaksi, karena para konsumen lebih memilih menyisihkan uangnya setiap bulan secara bersama-sama. Dalam jual beli sistem arisan, barang yang akan dibeli tidak langsung didapatkan sebab harus menunggu giliran (nama urutan pertama lebih dahulu mendapatkan barang) untuk mendapatkan barang yang di arisan kan. Sedangkan jual beli secara tunai maupun kredit, barang yang dibeli sudah bisa langsung didapatkan. Tetapi, dalam jual beli sistem arisan terkadang owner dihadapkan dengan peserta arisan yang tidak bertanggung jawab. Rumusan masalah dalam yaitu: Bagaimana jual beli dengan sistem arisan di Desa Boneoge Kabupaten Buton Tengah dan bagaimana ketentuan hukum ekonomi syariah terhadap praktik jual beli dengan sistem arisan. Penelitian ini bersifat tinjauan lapangan (field research) dan menggunakan metode penelitian kualitatif. Jual beli dengan sistem arisan di Desa Boneoge Kabupaten Buton Tengah hukumnya boleh (mubah) karena jual beli dengan sistem arisan tidak mengandung riba. Ketua dan peserta arisan sama-sama merasakan manfaat dari jual beli dengan sistem arisan tersebut dan adanya sifat tolong menolong. Namun tidak ada perjanjian secara tertulis, tetapi terjadi kesepakatan antara ketua arisan dan peserta arisan. Kata Kunci: Tinjauan, Hukum Ekonomi Syariah, Sistem, Jual Beli, Arisan   Abstract Buying and selling is carried out using the arisan system in Boneoge Village, one of which is by participating in the arisan. Buying and selling using the arisan system makes it easier for consumers to make transactions, because consumers prefer to set aside their money together every month. In the sale and purchase of the arisan system, the items to be purchased are not immediately obtained because you have to wait your turn (the name of the first order to get the goods) to get the items at the arisan. While buying and selling in cash or credit, the goods purchased can already be obtained immediately. However, in buying and selling the arisan system, sometimes the owner is faced with irresponsible arisan participants. The formulation of the internal problem is: How to buy and sell using the arisan system in Boneoge Village, Central Buton Regency and what are the provisions of sharia economic law regarding the practice of buying and selling with the arisan system. This research is a field research and uses qualitative research methods. Buying and selling using the arisan system in Boneoge Village, Central Buton Regency is legally permissible (mubah) because buying and selling using the arisan system does not contain usury. The chairman and participants of the arisan both feel the benefits of buying and selling with the arisan system and there is mutual help. However, there was no written agreement, but an agreement was made between the arisan chairman and the arisan participants. Kata Kunci: Review, Sharia Economic Law, System, Buy and Sell, Lottery Club
PERLINDUNGAN HUKUM BAGI NASABAH DALAM PELELANGAN BARANG JAMINAN DI PEGADAIAN SYARIAH CABANG HASANUDDIN GOWA Yusani, Rini; Hadi Daeng Mapuna; Mahmudah Mulia Muhammad
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.40186

Abstract

Abstrak Perlindungan hukum bagi nasabah dalam pelelangan barang jaminan di Pegadaian Syariah Cabang Hasanuddin Gowa adalah jika nasabah mengalami penunggakan terhadap pinjaman yang diberikan kepada pihak pegadaian, barang jaminan yang dijadikan sebagai jaminan untuk mendapatkan pinjaman itu tidak langsung atau tidak serta merta pihak pegadaian melelang barang yang dijadikan sebagai jaminan, tetapi pihak pegadaian memberikan batas waktu 60 hari sebelum lelang dilaksanakan, atau memberitahukan terlebih dahulu kepada nasabah tersebut, jadi nasabah bisa melunasi terlebih dahulu sebelum barang jaminan itu dilelang. Rumusan masalah yaitu 1) Bagaimana praktik pelelangan barang jaminan di Pegadaian Syariah Cabang Hasanuddin Gowa? 2) Bagaimana bentuk perlindungan hukum bagi nasabah dalam pelelangan barang jaminan di Pegadaian Syariah Cabang Hasanuddin Gowa? Penelitian ini bersifat tinjauan lapangan (field research) dan menggunakan metode penelitian kualitatif. Pengumpulan data pada penelitian ini menggunakan metode wawancara, observasi dan dokumentasi. pegadaian syariah cabang hasanuddin gowa tetap pada tujuannya, salah satunya membantu masyarakat golongan menengah kebawah atau yang kurang mampu untuk mengatasi masalah ekonomi yang dibutuhkan, sehingga dapat mencegah dan menghindari golongan ekonomi lemah dari praktek lintah darat dan gelap akan bunga tinggi. Dan memberikan informasi kepada masyarakat umum ketika akan melakukan lelang, sehingga memberikan pengetahuan kepada masyarakat tentang lelang dan secara tidak langsung akan meningkatkan jumlah nasabah. Kata Kunci: Perlindungan Hukum, Pelelangan, Pegadaian Syariah   Abstract Legal protection for customers in the auction of collateral items at Hasanuddin Gowa Branch Syariah Pawnshop is if the customer experiences arrears on loans given to the pawnshop, the collateral used as collateral to obtain the loan indirectly or indirectly the pawnshop auctions off the goods used as collateral collateral, but the pawnshop gives a deadline of 60 days before the auction is held, or notifies the customer in advance, so the customer can pay off before the collateral is auctioned. The formulation of the problem is 1) What is the practice of auctioning collateral items at the Hasanuddin Gowa Branch Sharia Pawnshop? 2) What is the form of legal protection for customers in the auction of collateral at the Hasanuddin Gowa Branch Sharia Pawnshop? This research is a field research and uses qualitative research methods. Collecting data in this study using interviews, observation and documentation. Pegadaian Syariah Hasanuddin Gowa branch remains true to its goals, one of which is to help the middle and lower class people or those who are less able to overcome needed economic problems, so as to prevent and avoid weak economic groups from the practice of loan sharks and illicit high interest rates. And provide information to the general public when going to auction, thus providing knowledge to the public about the auction and will indirectly increase the number of customers. Keywords: Legal Protection, Auctions, Sharia Pawnshops
ISLAMIC LAW REVIEW OF THE VALIDITY OF SELF-DECLARATION IN THE HALAL CERTIFICATION PROCESS OF MICRO AND SMALL BUSINESSES (MSEs) Apra Muthiah Azizah Amatullah; Hadi Daeng Mapuna; Suriyadi
El-Iqthisadi Vol 7 No 1 (2025): Juni
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.54542

Abstract

Abstract This research is entitled Islamic Law Review of the Validity of Self declare in the halal certification process of micro and small businesses (MSEs). The main problem of this research is How is the Islamic Law Review of the validity of self-declaration in the halal certification process of micro and small businesses (MSEs)? From this main problem, sub- problems can be formulated, namely (1) What is the concept of self-declaration in halal certification in Indonesia? (2) How are the provisions of Islamic law regarding certification given on the statement of business actors? The objectives of this study are (1) to find out how the concept of self-declaration in halal certification in Indonesia, (2) to find out how the provisions of Islamic law on certification are given on the statement of business actors. The type of research used is library research or library research. The method used is data collection which is done by reading references and literature with the aim of supporting this research. The research approach used is the Shari'i Theological Approach with a normative juridical approach. The results of the study indicate that halal certification with a self- declaration scheme in the perspective of Islamic law is said to be valid, because the concept of self-declaration in Indonesia does not necessarily mean that business actors can declare that their products are halal, but there are still mechanisms that regulate the self-declaration such as products that are not risky or use materials that have been confirmed halal and PPH assistance is carried out. In addition, the presence of self-declaration has fulfilled the three basic principles of muamalah fiqh, namely the Principle of Tawhid, the Principle of Mubah, the Principle of Maslahah. The implication of this research is to help ensure that products claimed to be halal by micro and small businesses (MSEs) through the self-declaration scheme actually meet halal standards recognized by Islamic law, so that consumers can have greater confidence in the products in circulation, besides that this research is also expected to be the basis for improving regulations related to halal certification of self-declaration schemes, including improving supervision and monitoring mechanisms to prevent unauthorized self-declaration practices. Keywords: Validity, Halal Certification, Self declare
Co-Authors Abd. Halim Talli Abdul Rahman Sakka Adi Nurhani Mufrih Adriana Mustafa Ahmad Fatur Rahman Andi Nur Amalia Nizham Andi Titah Niagara Unga Putri Apra Muthiah Azizah Amatullah Astri Fuji Dini Amaliah Amry Fitria Herawati Hijriah Mahrani Anwar Jamal Jamil Lomba Sultan M Miftah Fauzan Rum Mahmudah Mulia Muhammad MELIANA OKI SYAH PUTRI Mildawati Mohd. Waldi B Rukman Muhammad Anis Muhammad Arqam Azikin H. Muslimin Nur Taufiq Sanusi Nurul Afiqah Mutmainnah Nurul Annisa Nurul Islamiyah Nurul Maisarah Burhanuddin Sarah Qadir Gassing Raodatul Jannah Sippah Chotban Sohrah Sukrianti Sumarni Arny Suriyadi Tsamratus Syifa' Kafrawi Yusani, Rini Zulfahmi Alwi