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Law Number 9 of 2017 as Automatic Financial Information Exchange and Comparison with Malaysia Bambang Sugeng Ariadi Subagyono; Agus Yudha Hernoko; Zahry Vandawati Chumaida; Asri Wijayanti
Justitia Jurnal Hukum Vol 3, No 2 (2019): Justitia Jurnal Hukum
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1023.36 KB) | DOI: 10.30651/justitia.v3i2.3628

Abstract

Taxpayer data and information from banking and finance institution could be guidance on any development. Therefore, it could be a corrective act to do the law enforcement on increasing Inland Revenue. Financial information exchange regarded to tax interests, besides by demanding way also could automatically way done (Automatic Exchange of Financial Account Information/AEol). Indonesia commitment was manifested by Multilateral Competent Authority Agreement signed after AEOI on 3rd June 2015. Indonesia agreed to start the financial information exchange automatically on September 2018. The followed-up Indonesia government commitment was on 8th May 2017. It had approved the financial information access no.1 2017 legislations as to tax interests. Then, one year later was set to be no.9 2017 legislations.Keywords : Automatic, Exchange, Financial Account
A Comparative Study on Automatic Financial Exchange between Indonesia and Malaysia Bambang Sugeng Ariadi Subagyono; Agus Yudha Hernoko; Zahry Vandawati Chumaida
Rechtsidee Vol 6 No 1 (2019): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jihr.2019.6.69

Abstract

Taxpayer data and information from banking and finance institution could be guidance on any development. Therefore, it could be a corrective act to do the law enforcement on increasing Inland Revenue. Financial information exchange regarded to tax interests, besides by demanding way also could automatically way done (Automatic Exchange of Financial Account Information/AEol). Indonesia commitment was manifested by Multilateral Competent Authority Agreement signed after AEOI on 3rd June 2015. Indonesia agreed to start the financial information exchange automatically on September 2018. The followed-up Indonesia government commitment was on 8th May 2017. It had approved the financial information access no.1 2017 legislations as to tax interests. Then, one year later was set to be no.9 2017 legislations.
MENCIPTAKAN ITIKAD BAIK YANG BERKEADILAN DALAM KONTRAK ASURANSI JIWA Zahry Vandawati Chumaida
Yuridika Vol. 29 No. 2 (2014): Volume 29 No 2 Mei 2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.486 KB) | DOI: 10.20473/ydk.v29i2.370

Abstract

An insured who bind themselves to the insurer to protect his life by taking life insurance, of course, will conduct the closing of the contract of insurance agreements. To close this insurance contract the insured is deemed very essential to peruse the terms and conditions and the rights and obligations that will he get. In many cases it is turned to be extremely detrimental to the insured party when related to the contract of insurance. This is due to a lack of good faith on the part of the insurer to pay insurance claim filed by the insured or beneficiary. Instead, the insured is required to execute an agreement in good faith even at the beginning of the insurance contract the insured has been burdened insurance for acting in good faith.Keywords: contract, good faith, life insurance.
The Implementation Of Unloading Agreements In The Port From Transportation Law Perspectives Zahry Vandawati Chumaida
Yuridika Vol. 34 No. 1 (2019): Volume 34 No 1 January 2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (338.683 KB) | DOI: 10.20473/ydk.v34i1.11802

Abstract

Sea transportation is a commercial shipping business that is regulated in the provision of sea freight services where its business activities are very broad in its field and plays an important role in advancing trade both domestically or abroad including in its efforts to expedite the flow of goods from production areas to consumer areas. In the Port, there are tools to facilitate and facilitate the demolition and loading of goods from or to ships, or equipment to take fuel, water supplies and so on. In ports, of course, there are loading and unloading companies that are always connected with Indonesian ports (Pelindo). This is certainly related to the entry and exit of ships. The loading and unloading company is an Indonesian legal entity established to carry out and carry out business activities for loading and unloading goods from and to ships. In loading and unloading services, there are loading and unloading service providers, namely companies that carry out loading and unloading activities (stevedoring, receiving and receiving/delivery using loading and unloading labor) and loading and unloading equipment. obstacles or obstacles that might occur, these obstacles must be studied more deeply so that the impacts or losses that might be suffered by the parties in the vessel loading and unloading agreement can be minimized. The legal method used in answering the legal issues raised is through statute approach, conceptual approach, and case approach.
Perlindungan Konsumen Muslim atas Produk Halal Bambang Sugeng Ariadi Subagyono; Trisadini Prasastinah Usanti; Zahry Vandawati Chumaida; Fiska Silvia; Indira Retno Aryatie
Perspektif Hukum VOLUME 20 ISSUE 2
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v20i2.82

Abstract

Every religious adherent is guaranteed to choose and practice his religion, so the state is obliged to provide protection and guarantee regarding the halalness of the products used and used by the community. Whereas in society there are still many conclusions about various products that have not been guaranteed their halalness and regulations have not provided legal certainty and guarantees for Muslim communities. So to provide legal certainty the promulgation of Law number 33 of 2014 concerning Halal Product Guarantee. The guarantee for the implementation of Halal Products is aimed at providing comfort, safety, and certainty of information on Halal Products for the public in consuming and using Products, as well as increasing added value for Business Actors to produce and sell Halal Products. The halal certificate must be submitted by the business actor in writing to BPJPH while the determination of the halalness of the product is still carried out by MUI through the Halal Fatwa Session. This research is a normative legal research that uses a statute approach and a conceptual approach.
Enforcement of Consumer Rights Through Dispute Settlement Resolution Agency to Improve the Consumer Satisfaction Index In Indonesia Bambang Sugeng Ariadi Subagyono; Zahry Vandawati Chumaida; Mochamad Kevin Romadhona
Yuridika Vol. 37 No. 3 (2022): Volume 37 No 3 September 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ydk.v37i3.34943

Abstract

Legal protection of consumer rights in essence is the role of the government to protect the interests of consumers in the framework of trade. Violation of consumer protection norms can only be enforced if business actors are willing to voluntarily fulfill consumer demands for the fulfillment of consumer rights that have been violated by business actors. However, if the business actor is not willing to carry it out voluntarily, while the consumer assumes that the business actor concerned has violated the consumer protection norms stipulated by the UUPK and is detrimental to the consumer, then the enforcement of the consumer protection norms can only be prosecuted through a dispute specified resolution process in the UUPK. The purpose of establishing the Consumer Dispute Settlement Agency (BPSK) is to protect consumers and business actors by creating a consumer protection system that contains elements of legal certainty and information disclosure. This study is to analyze the implementation of consumer rights enforcement through the Consumer Dispute Resolution Board in order to increase the consumer satisfaction index, as well as to analyze the obstacles and barriers to consumer rights enforcement through the Consumer Dispute Resolution Board.
Karakteristik Perjanjian Asuransi Tanggung Gugat Profesi Dokter Terhadap Klaim Malapraktik Medis Christine Elisia Widjaya; Dinar Kripsiaji; Zahry Vandawati Chumaida
Media Iuris Vol. 6 No. 1 (2023): MEDIA IURIS
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/mi.v6i1.37260

Abstract

AbstractThis article examines the characteristics of the medical profession liability insurance agreement, which is a method to transfer the risk of medical liability (the insured) to the insurance company (the insurer). To discuss this, normative research methods are used. This study found that medical profession liability insurance is a long tail (injury or injury) which takes a few moments to find after a procedure or medical action is carried out, the dispute resolution process is quite long, and the assistance of the medicolegal team is needed in the claim investigation process). the amount of compensation paid is rather difficult to predict, the risk exposure and the amount of the premium varies in each specialization of medical practice, and there are difficulties in identifying and classifying specialties into classes (classes) accurately. The purpose of this insurance is to protect and maintain the reputation of doctors as a profession based on the trust given by patients and to restore the victim’s (patient’s) health condition. AbstrakArtikel ini mengkaji karakteristik perjanjian asuransi tanggung gugat profesi dokter, yaitu sebuah metode untuk mengalihkan risiko tanggung gugat dokter (Tertanggung) kepada perusahaan asuransi (Penanggung). Untuk membahas hal itu, digunakan metode penelitian normatif. Penelitian ini menemukan bahwa asuransi tanggung gugat profesi dokter bersifat long tail (luka atau cedera) yang dialami memerlukan waktu beberapa saat untuk ditemukan setelah suatu prosedur atau tindakan medis dilakukan, proses penyelesaian sengketa cukup lama, dan diperlukan bantuan tim medikolegal dalam proses investigasi klaim), jumlah pembayaran ganti kerugian yang agak sukar diprediksi, paparan risiko dan besaran premi yang bervariasi pada setiap spesialisasi praktik kedokteran, serta adanya kesulitan dalam mengenali dan mengelompokkan spesialisasi-spesialisasi dalam golongan (kelas) secara akurat. Tujuan asuransi ini adalah melindungi dan mempertahankan reputasi dokter sebagai profesi berlandaskan kepercayaan yang diberikan oleh pasien serta memulihkan kondisi kesehatan korban (pasien).
Pertanggungjawaban Hukum terhadap Kerusakan Barang dalam Proses Pengangkutan yang di Beli melalui Tiktok Shop Azzahra, Saffana; Chumaida, Zahry Vandawati
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 6 No. 2 (2023): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.685 KB) | DOI: 10.54371/jiip.v6i2.1643

Abstract

E-Commerce atau Elektronik Commerce adalah aktivitas perdagangan yang berkaitan dengan penjualan, pembelian, pemasaran barang dan atau jasa dengan memanfaatkan sistem internet. Salah satu E-Commerce yang banyak digunakan oleh masyarakat pada saat ini adalah TikTok Shop. Namun dalam pelaksanaan TikTok Shop masih ditemukan beberapa masalah, salah satunya terkait dengan kerusakan barang dalam proses pengangkutan sehingga ketika barang sampai di pembeli tidak dalam kondisi yang baik. Tentunya hal tersebut merugikan pembeli dari segi waktu maupun biaya yang telah dikeluarkan, disatu sisi terkadang pihak penjual dan pihak layanan pengiriman saling melempar tanggung jawab mereka atas masalah tersebut. Hal inilah yang memunculkan permasalahan yang akan dianalisis yakni terkait bagaimana perlindungan hukum konsumen akibat terjadinya kerusakan barang dalam pengiriman yang dibeli melalui TikTok Shop. Tulisan ini akan menggunakan pendekatan perundang-undangan dan pendekatan konseptual untuk dapat menemukan jawaban-jawaban yang berkaitan dengan rumusan masalah. Akhirnya diharapkan tulisan ini dapat bermanfaat dalam rangka memberikan pengetahuan khususnya mengenai pertanggungjawaban hukum terhadap kerusakan barang dalam proses pengangkutan yang dibeli melalui TikTok Shop serta menambah edukasi atau solusi jika terjadi masalah tersebut.
Tanggung Gugat Perusahaan Reasuransi Atas Pelanggaran Prinsip Itikad Baik Dalam Pembayaran Klaim Kepada Perusahaan Asuransi Talia Alfirna Maulida; Zahry Vandawati Chumaida
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.864

Abstract

Article 1 point 7 of Undang-Undang Nomor 40 Tahun 2014 concerning Insurance explains that the reinsurance business is a reinsurance service business for insurance companies, guarantee companies, or other reinsurance companies for the risks faced by these companies. The implementation of reinsurance is stated in a reinsurance agreement based on the principle of utmost good faith. In practice, the parties often violate the principle of utmost good faith, such as in the case between PT Asuransi Tugu Kresna Pratama and PT Agilent Risk Specialties and PT MAA General Insurance. PT Agilent Risk Specialties and PT MAA General Insurance do not pay claims and fulfil their obligations as reinsurance brokers and reinsurers. There is a violation of the principle of utmost good faith, which should have been the basis of the implementation of the reinsurance agreement. This event forms the basis of this research, namely formulating legal arguments with systematic results regarding legal rules relating to reinsurance company liability for violations of the principle of good faith in paying claims to insurance companies.
CHARACTERISTICS OF INDIRECT EVIDENCE TOWARDS PRICE FIXING AGREEMENTS IN THE PERSPECTIVE OF COMPETITION LAW Dewi, Elreddian Kusuma; Chumaida, Zahry Vandawati; Wulandari, Sinar Aju
POLICY, LAW, NOTARY AND REGULATORY ISSUES Vol. 3 No. 1 (2024): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/polri.v3i1.975

Abstract

In the ever-changing landscape of Indonesian business, the pursuit of profits drives actors to engage in intense competition, all regulated by the Business Competition Law. This unique legal field combines both conventional law and economics to address unfair business practices, such as agreements that manipulate prices to deceive consumers. This research focuses on the characteristics of indirect evidence utilized by the Business Competition Supervisory Commission (KPPU) when investigating cases of price-fixing. The goal is to gain a deeper understanding of the legal implications of using indirect evidence within the procedural framework of Business Competition Law in Indonesia. To achieve this, a Normative Research method is employed, utilizing a multi-faceted approach. Through case analysis, statutory examination, conceptual exploration, and comparative study, the research explores patterns, legal frameworks, theoretical concepts, and perspectives from different jurisdictions, all related to the use of indirect evidence in the context of price fixing. The results revealed that Indirect evidence, classified as clue evidence under Perkom No. 1 Of 2019, encompasses communication and economic evidence. When direct evidence is lacking, these components, including documents or electronic information, play a crucial role in proving allegations of price-fixing. The legal implications of indirect evidence in the Indonesian competition law evidentiary system highlight its widespread use in resolving cases. However, there is a legal gap that poses challenges to the admissibility of indirect evidence in court proceedings. This emphasizes the need for legal reforms to effectively accommodate the role of indirect evidence.