Claim Missing Document
Check
Articles

Found 37 Documents
Search

Legal Protection for Public Shareholders on Forced Delisting of Securities by the Indonesian Stock Exchange Darren Mayer Hadi Kusuma; Zahry Vandawati Chumaida; Agus Widyantoro
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i1.5262

Abstract

This study discusses the legal protection for public shareholders in the event of a forced delisting. This legal protection includes sanctions for public companies that fail to fulfill their legal obligation to repurchase all public shares. The novelty of this research lies in the fact that it not only examines the legal protection for investors that is normatively regulated by law but also delves into the legal responsibility for the losses suffered by investors as public shareholders when a public company fails to repurchase public shares following a forced delisting. The research employs a normative juridical method using a literature review of primary and secondary legal materials. The legal responsibility of a public company for investor losses is based on an unlawful act (onrechtmatige daad) committed by the public company for not fulfilling its legal obligation to repurchase all public shares as stipulated in OJK Circular Letter Number 13/SE.OJK.04/2023. The results show that investors have the right to legal protection in the event of a de-listing. These protections include the company's obligation to buy back all public shares, which is regulated in OJK Regulations. If the company does not fulfill this obligation, investors may suffer losses that can be remedied through administrative sanctions from OJK, such as warnings, fines, or revocation of business licenses. Companies that fail to fulfill their buyback obligations are considered to have committed an unlawful act and are liable for any losses suffered by investors. Therefore, listed companies need to be more compliant with capital market regulations to maintain investor confidence and market stability, as well as protect the rights of public shareholders.
Enforcement of Consumer Rights Through Dispute Settlement Resolution Agency to Improve the Consumer Satisfaction Index In Indonesia Subagyono, Bambang Sugeng Ariadi; Chumaida , Zahry Vandawati; Romadhona, Mochamad Kevin
Yuridika Vol. 37 No. 3 (2022): Volume 37 No 3 September 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ydk.v37i3.34943

Abstract

Legal protection of consumer rights in essence is the role of the government to protect the interests of consumers in the framework of trade. Violation of consumer protection norms can only be enforced if business actors are willing to voluntarily fulfill consumer demands for the fulfillment of consumer rights that have been violated by business actors. However, if the business actor is not willing to carry it out voluntarily, while the consumer assumes that the business actor concerned has violated the consumer protection norms stipulated by the UUPK and is detrimental to the consumer, then the enforcement of the consumer protection norms can only be prosecuted through a dispute specified resolution process in the UUPK. The purpose of establishing the Consumer Dispute Settlement Agency (BPSK) is to protect consumers and business actors by creating a consumer protection system that contains elements of legal certainty and information disclosure. This study is to analyze the implementation of consumer rights enforcement through the Consumer Dispute Resolution Board in order to increase the consumer satisfaction index, as well as to analyze the obstacles and barriers to consumer rights enforcement through the Consumer Dispute Resolution Board.
Pertanggungjawaban Perusahaan Pengangkut pada Tindakan General Average terhadap Kerugian Kargo yang Diangkut Lova, Sandra A. M.; Chumaida, Zahry Vandawati
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Maritime transportation plays a vital role in supporting trade, yet risks such as perils of the sea or ship accidents caused by unseaworthiness often lead to disputes, particularly when General Average is declared. This practice, recognized since Roman times, has evolved into a legal concept in marine insurance to distribute deliberate sacrifices made for the safety of the vessel and its cargo. This study aims to analyze the liability of carriers in General Average actions and to evaluate the concept as a fair mechanism for loss distribution. The research employs a normative juridical method with statutory, conceptual, and comparative approaches, using data obtained through library research of legislation, maritime law literature, insurance policies, and relevant court decisions. Findings reveal that General Average originates from the York-Antwerp Rules as a form of international legal unification, compared with the Indonesian Commercial Code (KUHD) on avariij umum. The conclusion highlights that while General Average is recognized as a mechanism of shared responsibility, agreements in carriage contracts and cargo insurance policies are essential to determine the scope of liability and ensure proportional allocation of losses.
Tanggung Gugat Maskapai Penerbangan dalam Penggantian Kode Tiket “Batik Air” Menjadi “Lion Air” dan Pemindahan Jam Keberangkatan Pesawat Qinthara Qamarani Haryanto; Zahry Vandawati Chumaida
Jurnal Impresi Indonesia Vol. 4 No. 8 (2025): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v4i8.6925

Abstract

Transportasi udara merupakan salah satu jenis transportasi yang paling diminati dan terus berkembang pada era saat ini. Transportasi udara menjadi pilihan utama banyak orang karena mampu mencapai tempat yang sulit dijangkau dengan cepat. Namun, Penggantian kode tiket dari "Batik Air" menjadi "Lion Air" dan pemindahan jam penerbangan akibat kelalaian maskapai menimbulkan kerugian bagi penumpang. Batik Air tidak memberikan informasi yang jelas, sehingga penumpang mengalami kerugian baik dari segi biaya maupun waktu. Pihak maskapai penerbangan Batik Air dalam hal ini tidak memberikan pemberitahuan lebih dahulu dan informasi yang jelas pada penumpang, sehingga hal ini menimbulkan kerugian baik dari segi biaya dan segi waktu bagi penumpang. Tujuan penelitian ini adalah untuk menganalisis tanggung jawab maskapai penerbangan Batik Air atas terjadinya penggantian kode tiket dan pemindahan jam penerbangan. Metode penelitian hukum (legal research) yang digunakan pada pembahasan penelitian ini melalui 3 (tiga) pendekatan yaitu pendekatan perundang-undangan (statue approach), pendekatan konseptual (conseptual approach), dan melalui studi kasus (case study). Penelitian menunjukkan bahwa hubungan hukum antara maskapai, asuransi, dan penumpang menciptakan hak dan kewajiban yang harus dipenuhi sesuai kesepakatan. Batik Air wajib bertanggung jawab memberikan ganti rugi atas kerugian akibat perubahan kode tiket dan jadwal penerbangan.
Legal Protection of Insurance Companies in Counter Insurance Products of Domestic Documentary Credit Letters (SKBDN) Containing Unconditional and Irrevocable Clauses Zahry Vandawati Chumaida; Budiarmanto Setyo Hutomo
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.5103

Abstract

In order to carry out business transactions, various types of payment instruments are known to accommodate the business interests of the parties. One of these means of payment is a Domestic Letter of Credit (SKBDN). SKBDN is a written agreement made by the Applicant and the Opening Bank, to make promises of payment to the Beneficiary as a result of the existence of a sales contract. There are several types of SKBDN, one of which is the Usance SKBDN, which is a type of SKBDN that provides the applicant with the opportunity to fulfill his obligations within a certain period of time. This obligation certainly contains risks. In order to avoid risks, the Issuing Bank then collaborates with Insurance to guarantee the Usance SKBDN through the Contra SKBDN product. Generally, SKBDN contains unconditional and irrevocable clauses. This clause is absolutely binding, it does not give insurance the opportunity to avoid claims. Therefore, a comprehensive legal understanding is needed to understand the limits of the application of unconditional and irrevocable clauses in order to protect the legal interests of Insurance from various existing risks, including the risk of unlawful acts occurring in the process of issuing SKBDN and Kontra SKBDN.
Behind the Hospital–Insurance Deal: Untangling Indonesia’s Legal Maze Zahry Vandawati Chumaida; Mochamad Kevin Romadhona; Bambang Sugeng Ariadi Subagyono; Alaa Basil Baqer Alfadhel
Clinical Practices and Hospital Management Vol. 1 No. 2 (2025): Clinical Practices and Hospital Management
Publisher : Rumah Sakit Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/cphm.v1i2.81933

Abstract

This study examines the legal framework governing cooperation agreements between hospitals and health insurance companies in Indonesia. These agreements play an essential role in regulating the provision and financing of healthcare services for insured patients, yet they often operate within a fragmented and inconsistently applied regulatory environment. Using a juridical-normative approach, the research analyzes relevant legislation, contractual principles, and doctrinal interpretations to understand the legal nature, structure, and implementation challenges of such agreements. The findings reveal significant regulatory gaps and a lack of harmonization between health-sector and insurance-sector rules, which contribute to legal uncertainty and inconsistent contractual practices. The study also identifies administrative burdens, information asymmetry, and weak dispute-resolution mechanisms as major obstacles in the implementation of these agreements. Based on these findings, the research proposes several improvements, including regulatory standardization, enhanced institutional coordination, more efficient dispute settlement procedures, and stronger transparency and consumer protection measures. Overall, the study contributes to a deeper understanding of the legal dynamics of hospital–insurance cooperation and offers recommendations for strengthening legal certainty, contractual fairness, and the effectiveness of healthcare financing in Indonesia.
Enhancing Consumer Dispute Literacy and The Complaint System of The National Consumer Protection Agency (BPKN) in Realizing A Smart Consumer Society Bambang Sugeng Ariadi Subagyono; Ghansham Anand; Zahry Vandawati Chumaida
Jurnal Abdi Masyarakat Indonesia Vol 6 No 1 (2026): JAMSI - Januari 2026
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.2366

Abstract

Consumer protection in Indonesia continues to face challenges related to the low level of consumer legal literacy and limited utilization of the complaint mechanisms provided by the National Consumer Protection Agency (BPKN). This study aims to analyze how the improvement of consumer dispute literacy and the optimization of BPKN’s complaint system contribute to the realization of smart consumers in society. Using a juridical-normative approach, this research examines the legal framework governing consumer protection, supported by conceptual and case-based analyses from relevant regulations, legal literature, and official reports. The findings indicate that while Law No. 8 of 1999 on Consumer Protection and Presidential Regulation No. 50 of 2017 provide a solid foundation, the implementation remains hindered by normative limitations, weak institutional coordination, and low legal awareness among consumers. The discussion reveals that the effectiveness of BPKN’s complaint system depends not only on regulatory strength but also on public literacy and participation. Therefore, the study concludes that enhancing consumer literacy and strengthening institutional synergy are crucial in building a responsive and inclusive consumer protection system. These efforts will enable BPKN to play a more strategic role in empowering consumers and fostering a culture of smart, critical, and legally aware consumption behavior.