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All Journal Rechtsidee Perspektif : Kajian Masalah Hukum dan Pembangunan Pembaharuan Hukum International Journal of Law Reconstruction JUSTITIA JURNAL HUKUM Jurnal Ilmiah Universitas Batanghari Jambi AL-HUKAMA´ Jurnal Panorama Hukum Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Nagari Law Review Unes Law Review Jurnal Ilmiah Penegakan Hukum Pena Justisia: Media Komunikasi dan Kajian Hukum Media Iuris Notaire JIIP (Jurnal Ilmiah Ilmu Pendidikan) Jurnal Abdi Masyarakat Indonesia Jurnal Impresi Indonesia Yuridika Perspektif Hukum POLICY, LAW, NOTARY AND REGULATORY ISSUES (POLRI) Lex Journal : Kajian Hukum dan Keadilan Jurnal Hukum dan Pembangunan Jurnal Penelitian Pendidikan Indonesia Al-Hukama: The Indonesian Journal of Islamic Family Law Journal of Law and Legal Reform
Zahry Vandawati Chumaida
Fakultas Hukum Univeristas Airlangga
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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Tanggung Gugat Perusahaan Reasuransi Atas Pelanggaran Prinsip Itikad Baik Dalam Pembayaran Klaim Kepada Perusahaan Asuransi Talia Alfirna Maulida; Zahry Vandawati Chumaida
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.864

Abstract

Article 1 point 7 of Undang-Undang Nomor 40 Tahun 2014 concerning Insurance explains that the reinsurance business is a reinsurance service business for insurance companies, guarantee companies, or other reinsurance companies for the risks faced by these companies. The implementation of reinsurance is stated in a reinsurance agreement based on the principle of utmost good faith. In practice, the parties often violate the principle of utmost good faith, such as in the case between PT Asuransi Tugu Kresna Pratama and PT Agilent Risk Specialties and PT MAA General Insurance. PT Agilent Risk Specialties and PT MAA General Insurance do not pay claims and fulfil their obligations as reinsurance brokers and reinsurers. There is a violation of the principle of utmost good faith, which should have been the basis of the implementation of the reinsurance agreement. This event forms the basis of this research, namely formulating legal arguments with systematic results regarding legal rules relating to reinsurance company liability for violations of the principle of good faith in paying claims to insurance companies.
Tanggung Jawab Pengangkut atas Pengiriman Barang Akibat Overdimension dan Overloading dalam Kegiatan Pengangkutan Darat Cindy Tatia Amallia; Zahry Vandawati Chymaida
Jurnal Ilmiah Universitas Batanghari Jambi Vol 23, No 2 (2023): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v23i2.3549

Abstract

In this study will analyze the characteristics of transport vehicles that carry out overdimension and overloading, as well as the responsibility of carriers who carry out overdimension and overloading for the delivery of goods in transportation activities. The approach method used in this study is the Statute Approach and the Conceptual Approach. The existence of carriers that over-dimension and overload can result in negative negative impacts, such as traffic accidents, damage to road infrastructure, the economy, to damage to goods and/or delays in delivery of goods in transportation activities. In this case, the carrier has violated the laws and regulations regarding the permissible load limit. So that the carrier bears the responsibility to provide compensation to the injured party, namely the sender or recipient of the goods.
Perjanjian Asuransi Pertanian Pada Program Ketahanan Pangan Oleh Pemerintah Vandawati, Zahry; Dermawan, Rizki; Sabrie, Hilda
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In an effort to achieve food security, the government seeks to protect agricultural products by means of agricultural insurance programs. The insurance company is liable to compensate farmers in case of losses incurred by risks such as floods, droughts and plant disturbing organisms. Legal protection for farmers is given in accordance with the rights of peasants mandated by the Law. This research uses a type of normative legal research to find the rule of law, legal principles, and relevant legal doctrines and conduct a study of legal concepts. The approach method used in this research is the legislative approach and conceptual approach to examine the accountability of insurance companies and legal protection for farmers against agricultural insurance agreement on food security programs by the government.
CHARACTERISTICS OF INDIRECT EVIDENCE TOWARDS PRICE FIXING AGREEMENTS IN THE PERSPECTIVE OF COMPETITION LAW Dewi, Elreddian Kusuma; Chumaida, Zahry Vandawati; Wulandari, Sinar Aju
POLICY, LAW, NOTARY AND REGULATORY ISSUES Vol. 3 No. 1 (2024): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/polri.v3i1.975

Abstract

In the ever-changing landscape of Indonesian business, the pursuit of profits drives actors to engage in intense competition, all regulated by the Business Competition Law. This unique legal field combines both conventional law and economics to address unfair business practices, such as agreements that manipulate prices to deceive consumers. This research focuses on the characteristics of indirect evidence utilized by the Business Competition Supervisory Commission (KPPU) when investigating cases of price-fixing. The goal is to gain a deeper understanding of the legal implications of using indirect evidence within the procedural framework of Business Competition Law in Indonesia. To achieve this, a Normative Research method is employed, utilizing a multi-faceted approach. Through case analysis, statutory examination, conceptual exploration, and comparative study, the research explores patterns, legal frameworks, theoretical concepts, and perspectives from different jurisdictions, all related to the use of indirect evidence in the context of price fixing. The results revealed that Indirect evidence, classified as clue evidence under Perkom No. 1 Of 2019, encompasses communication and economic evidence. When direct evidence is lacking, these components, including documents or electronic information, play a crucial role in proving allegations of price-fixing. The legal implications of indirect evidence in the Indonesian competition law evidentiary system highlight its widespread use in resolving cases. However, there is a legal gap that poses challenges to the admissibility of indirect evidence in court proceedings. This emphasizes the need for legal reforms to effectively accommodate the role of indirect evidence.
Settlement of Bankruptcy Assets in A Form of Crypto Assets Throughout Bankcruptcy Process Hidayatullah, Tomi; Subagyono, Bambang Sugeng Ariadi; Chumaida, Zahry Vandawati; Aditya, Kukuh Leksono Suminaring
Notaire Vol. 6 No. 3 (2023): NOTAIRE
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ntr.v6i3.50772

Abstract

AbstractThis research analyzes Crypto Assets as bankruptcy assets in the procedures for settlement by the curator in relation to statutory regulations, as well as the criteria for objects that can be included in bankruptcy assets. Generally, wealth is in the form of objects that can be seen, but the emergence of Crypto Assets in society breaks the stigma that exists in general. Based on bankruptcy practices in Indonesia, the categories or characteristics of objects that can be included as bankruptcy assets belonging to debtors are object that have resale value or economic value. This research is juridical-normative in nature. The results of this research show that crypto assets have met the classification as intangible objects. As bankruptcy assets, Crypto Assets cannot necessarily be used as a means of paying debts to creditors, because in Indonesia Crypto Assets are only allowed as an investment tool. However, Crypto Assets as bankruptcy assets must first be cleared by the curator until they are in the form of rupiah currency through certain stages in accordance with applicable law and regulations.Keywords: Bankruptcy; Bankruptcy Assets; Crypto Assets; Settlement.
PERTANGGUNGJAWABAN AVERAGE ADJUSTER TERHADAP KERUGIAN AKIBAT GENERAL AVERAGE PADA PERUSAHAAN ASURANSI Pratama Tanda, Angel Rezky; Vandawati Chumaida, Zachry; Widyantoro, Agus
Perspektif Vol. 28 No. 1 (2023): Edisi Januari
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v28i1.844

Abstract

Manusia hanya akan menerima, menghindari, maupun mencegah risiko yang kemungkinan akan terjadi. Hal ini menghasilkan sebuah pengalihan risiko yang dilakukan dengan cara menggunakan asuransi laut. General average merupakan sebuah kerugian yang disepakati oleh para pihak untuk ditanggung bersama dan pertanggungjawaban tersebut akan dipikul bersama antara para pihak. Average Adjuster merupakan penilai kerugian asuransi yang ditunjuk oleh perusahaan asuransi dalam menangani klaim peristiwa general average. Hasil laporan dari Average Adjuster menjadi dasar perusahaan asuransi dalam melakukan klaim yang diajukan oleh tertanggung sehingga mereka memiliki tanggung jawab atas hasil report yang diberikan. Penelitian hukum normatif dengan metode pendekatan perundang-undangan, bahwa jika Average Adjuster melakukan kesalahan dalam hasil report tersebut maka salah satu pihak dapat mengajukan survei ulang pada perusahaan asuransi ataupun mengajukan pengembalian atau penambahan nilai klaim asuransi sehingga dikeluarkan sebuah LoD sebagai parameter uji batas atas instrumen yang diberikan. Oleh sebab itu, penelitian ini menyarankan perlunya lembaga baru yang berfungsi mengawasi atau mengaudit dengan tujuan pengecekan ulang validitas hasil report Average Adjuster sehingga memperkuat fungsi pengecekan ganda sebelum perusahaan asuransi memberikan keputusan final terhadap klaim tertanggung.Humans will only accept, avoid, or prevent risks that are likely to occur. This results in a transfer of risk that is carried out by using marine insurance. The general average is a loss agreed by the parties to be shared and the responsibility will be shared between the parties. The Average Adjuster is an insurance loss assessor appointed by the insurance company to handle claims for general average events. Report results from the Average Adjuster become the basis for insurance companies in making claims submitted by the insured so that they have responsibility for the results of the report provided. Normative legal research using the statutory approach method, that if the Average Adjuster makes a mistake in the results of the report, one party can submit a re-survey to the insurance company or submit a return or increase in the value of the insurance claim so that an LoD is issued as a parameter of the upper limit test of the instrument used. given. Therefore, this study suggests the need for a new institution whose function is to supervise or audit with the aim of re-checking the validity of the results of the Average Adjuster hassle so as to strengthen the double checking function before the insurance company makes a final decision on the insured’s claim.
URGENSI SERTIFIKASI HALAL BAGI USAHA MINUMAN OLAHAN KOPI Wimala Pastika, Dinda Bhawika; Bambang Sugeng Ariadi Subagyono; Zahry Vandawati Chumaida
PERSPEKTIF : Kajian Masalah Hukum dan Pembangunan Vol. 28 No. 3 (2023): Edisi September
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v28i3.857

Abstract

Kopi merupakan produk minuman dari biji kopi yang telah digiling lalu kemudian diseduh menggunakan banyak metode dan merupakan salah satu minuman paling populer yang dikonsumsi hampir semua kalangan. Pada era ini produk olahan kopi yang ditawarkan sangat beragam dari kopi murni hingga kopi sachet dengan aneka rasa. Selain itu, Konsumen produk kopi dengan sangat mudah bisa mendapatkan dan mengonsumsi kopi yang diinginkan. Dengan hal ini dimana Indonesia ialah negara dengan penduduk yang kebanyakan seorang muslim, maka Jaminan Produk Halal untuk produk olahan kopi sangat dibutuhkan bagi konsumen maupun pelaku usaha. Negara di tahun 2014 sudah mengundangkan UU No. 33 Tahun 2014 perihal Jaminan Produk Halal (JPH) yang bertujuan untuk melindungi hak konsumen muslim. Upaya pelaksanaan Jaminan Produk Halal (JPH) ditandai dengan label halal dan sertifikat yang diterbitkan Badan Penyelenggara Jaminan Produk Halal yang bernaung di Kementerian Agama namun pelaksanaan sertifikasi dan labelisasi halal dinilai masih sangat kurang dilihat dari mayoritas pengusaha yang tidak mendata produknya untuk mendapatkan label halal dan sertifikat terutama pengusaha dengan skala bisnis mikro kecil menengah. Coffee is a beverage product from coffee beans that have been ground and then brewed using many methods. Coffee is one of the most popular drinks consumed by almost everyone. The coffee industry has grown a lot compared to ten years ago. Nowadays, the processed coffee products offered are very diverse, from pure coffee to sachet coffee with various flavors. Consumers of coffee products can very easily get and consume the coffee they want. Considering that Indonesia is a country with a population that is mostly Muslim, the Halal Product Guarantee for processed coffee products is very much needed by consumers and businesses. The state in 2014 has enacted Law No.33/2014 regarding JPH (Halal Product Guarantee). The law aims to protect the rights of Muslim consumers from the distribution of processed food and medicinal drinks which are consumed in Indonesia. Halal Product Guarantee is a regulation that is mandatory (mandatory) implemented by all business actors who trade their products in Indonesia, including products originating from abroad. Efforts to implement Halal Product Assurance (JPH) are marked by a halal label and a certificate issued by the Halal Product Assurance Organizing Body under the auspices of the Ministry of Religion but the implementation of halal certification and labeling is considered to be still lacking, seen from the majority of entrepreneurs who do not record their products to obtain halal labels and certificates, especially entrepreneurs with micro, small and medium scale businesses.
KEPASTIAN HUKUM TANGGUNG GUGAT DALAM PERLINDUNGAN KONSUMEN PENGGUNA JASA MAKLON PADA INDUSTRI KECANTIKAN OLEH PERUSAHAAN MAKLON Tsabita, Alya; Ariadi Subagyono, Bambang Sugeng; Vandawati Chumaida, Zachry
Perspektif Vol. 28 No. 2 (2023): Edisi Mei
Publisher : Institute for Research and Community Services (LPPM) of Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/perspektif.v28i2.858

Abstract

Banyak klinik kecantikan/pelaku usaha untuk membuat suatu produk kecantikannya menggunakan jasa maklon ke pabrik-pabrik yang bertujuan untuk memenuhi tingginya minat dari konsumen akan produk kecantikan. Konsumen disini dapat diartikan sebagai pembeli. Permasalahan yang akan diangkat disini yaitu bagaimana upaya hukum apabila terjadi pelanggaran hukum oleh penyedia jasa maklon. Serta bagaimana bentuk pertanggung gugatan atas pelanggaran, sehingga dapat merugikan kosumen dalam perjanjian-perjanjian yang mengikatkan diri antara para pihak tidak terpenuhi atau telah terjadi adanya pelanggaran-pelanggaran yang dapat merugikan konsumen atau pihak lainnya dalam proses tersebut, bentuk perlindungan hukum yang didapatkan konsumen yang merasa dirugikan serta bagaimana tanggung gugat yang dilakukan pelaku usaha atas produk yang dihasilkan maupun dijualnya. Many beauty clinics/business actors to make a beauty product use tolling services to factories that aim to meet the high interest of consumers in beauty products. Consumers here can be interpreted as buyers. The issue that will be raised here is how to take legal action in the event of a violation of the law by business actors or toll service providers. As well as what forms of accountability for violations committed by related parties so that they can harm consumers in binding agreements between the parties are not fulfilled or there have been violations that can harm consumers, or other parties involved in the process mentioned, how legal protection is obtained by consumers who are harmed and how the accountability is carried out by business actors for the products they produce or sell.
Tanggung Jawab Penyelenggara Jalan Umum Terhadap Kecelakaan Lalu Lintas Akibat Ketidaklaikan Jalan Anam, Mochammad Rifqi; Chumaida, Zahry Vandawati
Jurnal Panorama Hukum Vol 8 No 2 (2023): Desember
Publisher : Fakultas Hukum Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jph.v8i2.9746

Abstract

Dalam penelitian ini akan menganalisa terkait tanggung jawab penyelenggara jalan perawatan sarana dan prasarana di jalan umum, selain itu juga akan dibahas mengenai konsep ketidaklaikan jalan, serta hak bagi korban kecelakaan akibat ketidaklaikan jalan. Metode pendekatan yang digunakan dalam penelitian ini adalah Pendekatan Perundang-undangan (Statute Approach) dan Pendekatan Konseptual (conseptual approach). Penyelenggara jalan umum ditentukan berdasarkan status jalannya. Penyelenggara jalan bertanggung jawab terhadap pemeliharaan sarana dan prasarana jalan umum. Dalam hal itu, penyelenggara jalan juga bertanggung jawab untuk melakukan uji laik fungsi jalan dan melakukan perbaikan jalan yang rusak agar menciptakan jalan yang berkeselamatan dan berkepastian hukum. Terhadap penyelenggara jalan umum yang lalai dalam menyediakan jalan yang berkeselamatan dan berkepastian hukum harus bertanggung jawab terhadap adanya kecelakaan lalu lintas akibat ketidaklaikan jalan. Sehingga penyelenggara harus mengganti kerugian yang dialami oleh korban kecelakaan lalu lintas akibat ketidaklaikan jalan.
Pengaturan Kendaraan Modifikasi Untuk Difabel dalam Pengoperasian Lalu Lintas dalam Prespektif Hukum Transportasi Dywananda, Auliya Cistaraja Javier; Chumaida, Zahry Vandawati
Media Iuris Vol. 7 No. 1 (2024): MEDIA IURIS
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/mi.v7i1.42517

Abstract

AbstractLaw Number 22 of 2009 concerning Road Traffic and Transportation stipulates that motorized vehicles operating on highways must meet technical and other road requirements as referred to in Article 48 of Law Number 22 of 2009 concerning Road Traffic and Transportation. In the development of motorized vehicles, modifications are often made both for hobbies, work, and others, even to make it easier for persons with disabilities to drive motorized vehicles, modifications to motorized vehicles are carried out which cause changes in type or not to change type. This research is intended to analyze and answer the regulation of modified vehicles used by persons with disabilities on the road. This research approach uses a statutory approach (statute approach) and a conceptual approach (conceptual approach). This type of research data is normative research by examining examining the rules related to disabilities and Law Number 22 of 2009 concerning Road Traffic and TransportationNumber. For this reason, if a modified vehicle is in accordance with Article 6 and Article 64 Government Regulation Number 55 of 2012 concerning Vehicles, it must meet technical and road-worthy requirements. In addition, the operation of motorized vehicles by persons with disabilities that have been modified is permitted as long as they meet the technical and road-worthy requirements and the persons with disabilities have a driving license D in accordance with the provisions of the Road Traffic and Transportation Law Number 22 of 2009.Keywords: Motorized Vehicles; Persons with Disabilities; Motorized Vehicle Modifications. AbstrakUndang-Undang Nomor 22 Tahun 2009 tentang Lalu Lintas dan Angkutan Jalan memberikan pengaturan terhadap kendaraan bermotor yang dioperasikan di jalan raya harus memenuhi syarat teknis dan lain jalan sebagaimana Pasal 48 Undang-Undang Nomor 22 Tahun 2009 tentang Lalu Lintas dan Angkutan Jalan. Dalam perkembangannya terhadap kendaraan bermotor dengan modifikasi yang salah satunya peruntukannya untuk memudahkan para penyandang disabilitas dalam mengendarai kendaraan bermotor, maka dilakukan modifikasi kendaraan bermotor yang menyebabkan perubahan tipe maupun tidak merubah tipe. Penelitian ini dimaksudkan guna menganalisis dan menjawab terhadap pengaturan kendaraan modifikasi yang digunakan oleh para penyandang disabilitas di jalan raya. Pendekatan penelitian ini menggunakan pendekatan undang-undang (statute approach) dan pendekatan konseptual (conceptual approach). Jenis data penelitian ini adalah penelitian normative dengan menelaah aturan yang terkait dengan difabel dan Undang Undang Lalu Lintas Angkutan Jalan Nomor 22 Tahun 2009. Untuk itu apabila kendaraan yang dimodifikasi sesuai Pasal 6 dan Pasal 64 Peraturan Pemerintah Nomor 55 Tahun 2012 tentang Kendaraan maka harus memenuhi persyaratan teknis dan laik jalan. Selain itu Pengoperasian kendaraan bermotor oleh penyandang disabillitas yang sudah dimodifikasi diperbolehkan sepanjang memenuhi persyaratn teknis dan laik jalan serta penyandang disailtas tersebut memiliki SIM D sesuai ketentuan dalam Undang Undang Lalu Lintas Angkutan Jalan Nomor 22 Tahun 2009.Kata Kunci: Kendaraan Bermotor; Penyandang Disabilitas; Modikasi Kendaraan Bermotor.
Co-Authors Adrianus Jeffri Shandietrysno Agus Widyantoro Agus Widyantoro Agus Yudha Hernoko Alkautsar, Ardo Alya Tsabita, Alya Anam, Mochammad Rifqi Asri Wijayanti Azzahra, Saffana Bambang Sugeng Bambang Sugeng Bambang Sugeng Ariadi Bambang Sugeng Ariadi S, Bambang Sugeng Bambang Sugeng Ariadi Subagyono Bambang Sugeng Ariadi Subagyono Christine Elisia Widjaya Cindy Tatia Amallia Darren Mayer Hadi Kusuma DERMAWAN, RIZKI Dewi, Elreddian Kusuma Dinar Kripsiaji Dinda Bhawika Wimala Pastika Dywananda, Auliya Cistaraja Javier Eka Putri Fauzia Ikromi Elkhashab, Noureldin Samy Fiska Silvia Raden Roro Ghansham Anand Haryanto, Qinthara Qamarani Hidayatullah, Tomi Hilda Yunita Sabrie Hutomo, Budiarmanto Setyo Hutomo, Cindy Indudewi Indira Retno Aryatie Kamaluddin, Muhammad Aqil Kukuh Leksono Suminaring Aditya Lova, Sandra A. M. Maghfira, M. Risyah Farras Deka Malie, Adi Muliawansyah Maulida, Talia Alfirna Pratama Tanda, Angel Rezky Qois, Ghozi Naufal Ramadhani, A. Zainur Rasyidi Rizki Amalia Romadhona, Mochamad Kevin Sabrie, Hilda Shandietrysno, Adrianus Jeffri Sinar Aju Wulandari Suheryadi, Bambang Talia Alfirna Maulida Trisadini Prasastinah Usanti Wibowo, Veronica Cynthia Widhayani Dian Wulandari, Sinar Aju