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Faktor-Faktor yang Mempengaruhi Keputusan Generasi Z dalam Berinvestasi (Studi pada Mahasiswa Universitas Kh. A Wahab Hasbullah) Lailatus Sa’adah; Famung Gangga; Tata Mifthakul Janah; Binti Ayu Fadhilah
JURNAL RISET MANAJEMEN (JURMA) Vol 3 No 1 (2025): JURNAL RISET MANAJEMEN (JURMA)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jurma.v3i1.2901

Abstract

This study analyzes the factors influencing Generation Z's investment decisions. Investment is a form of financial preparation for the future. According to the KSEI report for 2022, investors under 30 years old account for 60.02%, indicating that Generation Z is becoming increasingly aware of the importance of investing. This research employs a qualitative descriptive approach using survey methods, with data collection through interviews. The data for this study were gathered from six university students at KH Wahab Hasbullah University. The purpose of this research is to identify the factors influencing Generation Z's investment decisions, such as investment knowledge, investment motivation, technological advancement, investment interest, lifestyle, ease of using investment applications, and investment decisions. Technological advancement refers to developments in line with scientific progress, resulting in innovations aimed at simplifying daily life. Investment can attract Generation Z students through technology and digital platforms to encourage investment activities. Investment decisions refer to the planning and decision-making process related to short-term or long-term fund expenditures and the return of those funds. Investment decisions serve as the initial step in determining the amount of assets required by the company as a whole, making investment decisions a critical aspect.
DAMPAK RELOKASI PEDAGANG KAKI LIMA ALUN-ALUN JOMBANG (STUDI KASUS PEDAGANG KAKI LIMA DI JALAN DR. SOETOMO DAN JALAN KUSUMA BANGSA) Lailatus Sa’adah; Andi Wicoro
Economicus Vol. 16 No. 1 (2022): JUNI
Publisher : Sekolah Tinggi Ilmu Ekonomi Dewantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47860/economicus.v16i1.286

Abstract

The formulation of the problem in this study is, what is the impact felt by street vendors in the city of Jombang, especially street vendors in the square who have been relocated to Jalan Dr. Soetomo and Jalan Kusuma Bangsa, especially in terms of income. The purpose of this study was to find out how the impact of relocation for street vendors on income before and after relocation. The type used in this study is a qualitative method, the data collection techniques used are observation and interviews. The research sample is the street vendors on Dr. Street. Soetomo and Jalan Kusuma Bangsa, as many as 85 respondents. The results of this study indicate, the street vendors are all traders who were previously in the City Square. They have been selling for almost 10-20 years. After the relocation the traders began to adjust to the new place. There is a significant increase with the relocation of new places. There was an increase in sales followed by a nearly 40% increase in revenue from the previous year. The new selling place feels comfortable but cramped so that buyers can't stay longer when buying. Public MCK facilities are not provided and there are several other facilities that have not been considered by the Jombang City government.
PENGARUH LITERASI KEUANGAN, GAYA HIDUP DAN PENDAPATAN ORANG TUA TERHADAP PERILAKU MANAJEMEN KEUANGAN SANTRI PONDOK PESANTREN DARUL MUTTAQIN JOMBANG Lailatus Sa’adah; Mistin, Achmad Irfan Nurdiansyah
Jurnal Saintifik (Multi Science Journal) Vol 23 No 1 (2025): JANUARI
Publisher : Fakultas Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/js.v23i1.345

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, gaya hidup, dan pendapatan orang tua terhadap perilaku manajemen keuangan santri di Pondok Pesantren Darul Muttaqin. Penelitian ini menggunakan pendekatan kuantitatif deskriptif dengan pengumpulan data melalui observasi, kuesioner, dan dokumentasi. Sampel terdiri dari 52 santri yang dipilih menggunakan teknik kuota sampling. Berdasarkan hasil pengujian hipotesis dapat dinyatakan bahwa literasi keuangan berpengaruh signifikan terhadap perilaku manajemen keuangan, dibuktikan dengan nilai probabilitas 0,033 < 0.05, sehingga Ha ditolak. Gaya hidup berpengaruh tidak signifikan terhadap perilaku manajemen keuangan, dibuktikan dengan nilai 0,051 > 0.05, sehingga Ha diterima. Pendapatan orang tua berpengaruh signifikan terhadap perilaku manajemen keuangan, dibuktikan dengan nilai 0,002 < 0.05, sehingga Ha ditolak. Hasil penelitian menunjukkan bahwa literasi keuangan, dan pendapatan orang tua memiliki pengaruh signifikan terhadap perilaku manajemen keuangan santri. Literasi keuangan yang baik terbukti membantu santri dalam perencanaan dan pengelolaan keuangan mereka. Selain itu, gaya hidup berkontribusi pada pola konsumsi santri, sedangkan pendapatan orang tua memengaruhi fleksibilitas keuangan mereka.
Analisis Faktor Internal Nilai - Nilai Perusahaan Tembakau yang Terdaftar di Bei Periode 2019-2023 Lailatus Sa’adah; Adinda Tiara Choirunnisa; Gilang Noratama; Rio Eka Pebrianto
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 5 No. 1 (2025): CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v5i1.3473

Abstract

This study aims to analyze the impact of Return on Equity (ROE), Return on Assets (ROA), and Earnings Per Share (EPS) on firm value in the tobacco sector companies listed on the Indonesia Stock Exchange (IDX). The results show that a high ROE, as seen in HMSP, reflects efficient equity management and positively contributes to increased firm value, while low ROE in GGRM and ITIC indicates inefficiency. ROA analysis reveals that all four issuers have very high average ROA, indicating efficiency in utilizing assets to generate profits. Regarding EPS, the increase in ITIC and WIIM reflects improved financial performance, whereas the decline in EPS at GGRM and HMSP may reduce investor attractiveness. Overall, the study concludes that ROE, ROA, and EPS are important indicators influencing firm value, although they should be considered along with other external factors for a more comprehensive understanding.
Strategi Pengembangan Usaha Mikro Kecil dan Menengah (UMKM) Sepatu Melalui Peningkatan Kualitas Sumber Daya Manusia di kecamatan Kesamben Jombang Lailatus Sa’adah; Nisa Candra Mutammimah
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 4 No. 1 (2024): MARET: JURNAL ILMU MANAJEMEN, EKONOMI DAN KEWIRAUSAHAAN
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v4i1.2691

Abstract

This research aims to analyze the differences in development strategies in small and medium micro-enterprises shoes through improving the quality of human resources in Kesamben Jombang district. The method used in this research is a qualitative method with data collection through observation, interviews, and documentation involving directly to 2 owners of Micro, Small and Medium Enterprises shoes in Kesamben sub-district. Data analysis techniques include data reduction, data presentation, and conclusion drawing. Data validity testing is done by testing credibility (internal validation), transferability (external validation), dependability, and confirmability (objectivity). The result of this research is that the improvement of human resources carried out by the Mekar Abi Mulya micro, small and medium enterprises is very helpful for the owner in business continuity and business development, so that the company survives until now. In improving the quality of employees, UD Abi Mulya micro, small and medium enterprises apply aspects in improving the quality of employees, namely: Training, knowledge, experience, personality, and productivity. Meanwhile, UD Riaji in improving the quality of employees is applying aspects: Training, knowledge, personality, and productivity.
Pengaruh E-Service Quality, Persepsi Harga dan Promosi Penjualan Terhadap Loyalitas Pelanggan Grab di Universitas KH. A. Wahab Hasbullah Ita Rahmawati; Lailatus Sa’adah; Rahmania Hidayatus Sholikah
Jurnal Manajemen dan Ekonomi Kreatif Vol. 1 No. 3 (2023): Juli : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v1i3.128

Abstract

This study aims to determine the effect of e-service quality, price perceptions, and sales promotions on customer loyalty (a study on Grab online transportation service customers at KH. A. Wahab Hasbullah University, Jombang). This research uses quantitative methods with type research used, namely surveys. The population in this study are students of the economics faculty who use the Grab online transportation service. The sampling technique used purposive sampling, with a total sample of 80 respondents. The data collection technique uses an online questionnaire that has been tested for validity and reliability. The data analysis technique used is multiple regression, coefficient of determination R2, T-test, and F-test. The results of this study show 1) There is no effect of e-service quality on customer loyalty study on Grab online transportation service customers at KH University. A. Wahab Hasbullah Jombang. 2) There is an influence of price perceptions on customer loyalty study on Grab online transportation service customers at KH University. A. Wahab Hasbullah Jombang. 3) There is an effect of sales promotion on customer loyalty study on Grab online transportation service customers at KH University. A. Wahab Hasbullah Jombang. 4) There is the effect of e-service quality, price perception, and sales promotion simultaneously on customer loyalty study on Grab online transportation service customers at KH University. A. Wahab Hasbullah Jombang.
Analisis Faktor Internal Nilai - Nilai Perusahaan Tembakau yang Terdaftar di Bei Periode 2019-2023 Lailatus Sa’adah; Adinda Tiara Choirunnisa; Gilang Noratama; Rio Eka Pebrianto
Jurnal Manajemen dan Ekonomi Kreatif Vol. 3 No. 1 (2025): Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v3i1.535

Abstract

This study aims to analyze the impact of Return on Equity (ROE), Return on Assets (ROA), and Earnings Per Share (EPS) on firm value in the tobacco sector companies listed on the Indonesia Stock Exchange (IDX). The results show that a high ROE, as seen in HMSP, reflects efficient equity management and positively contributes to increased firm value, while low ROE in GGRM and ITIC indicates inefficiency. ROA analysis reveals that all four issuers have very high average ROA, indicating efficiency in utilizing assets to generate profits. Regarding EPS, the increase in ITIC and WIIM reflects improved financial performance, whereas the decline in EPS at GGRM and HMSP may reduce investor attractiveness. Overall, the study concludes that ROE, ROA, and EPS are important indicators influencing firm value, although they should be considered along with other external factors for a more comprehensive understanding.
Analisis Kinerja Keuangan Bank BUMN di Bursa Efek Indonesia Periode 2019-2023 Lailatus Sa’adah; Rihlatil Hajjah; Andri Tiansyah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i1.1541

Abstract

This study analyzes the financial performance of state-owned banks (BUMN) listed on the Indonesia Stock Exchange during the period of 2019–2023 based on profitability ratios (ROA, ROE) and operational efficiency (CIR). The results show that Bank Mandiri and BRI had the best performance, with significant improvements in efficiency and profitability, achieving ROA of 2.76% and 3.08% and ROE of 20.89% and 19.09% in 2023. Meanwhile, Bank BNI experienced fluctuations in its profitability ratios, with ROA increasing to 2.25% in 2023, although slightly lower than the previous year. Nevertheless, Bank BNI showed relatively stable operational efficiency, with CIR ranging between 50% and 60%. Bank BTN, while having the lowest performance, showed significant improvement throughout the study period. This study provides important insights for investors and policymakers in understanding the dynamics of the national banking sector.
PENGARUH GAYA KEPEMIMPINAN, PENGAWASAN, DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PAPAK AUTO CARE JOMBANG Ahmad Taqiyuddin; Lailatus Sa’adah; Arafatur Rizki
Jurnal Saintifik (Multi Science Journal) Vol 23 No 2 (2025): MEI
Publisher : Fakultas Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/js.v23i2.455

Abstract

Penelitian ini menganalisis pengaruh gaya kepemimpinan, pengawasan, dan disiplin kerja terhadap kinerja karyawan di Papak Auto Care Jombang menggunakan pendekatan kuantitatif dengan analisis regresi linier berganda terhadap data dari 32 responden. Hasilnya menunjukkan bahwa ketiga variabel secara simultan berpengaruh signifikan terhadap kinerja karyawan, dengan pengawasan menjadi faktor dominan yang memberikan pengaruh signifikan secara parsial, sedangkan gaya kepemimpinan dan disiplin kerja tidak berpengaruh signifikan. Implikasi penelitian ini adalah perlunya perusahaan meningkatkan efektivitas pengawasan serta mengembangkan gaya kepemimpinan dan disiplin kerja melalui pelatihan dan evaluasi berkelanjutan untuk memaksimalkan kinerja karyawan.
The Effect of Recruitment, Selection, and Commitment on the Quality of Work of PMI Volunteers in Jombang Regency Ammelia, Lailatul Ammelia Rahmawati; Lailatus Sa’adah; Moh. Jafar Sodiq Maksum
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 16 No. 1 (2025): Vol. 16 No. 1
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v16i1.5241

Abstract

The purpose of this research is to determine the influence of recruitment, selection, and commitment on the work quality of PMI volunteers in Jombang Regency.  The method used in this research is the quantitative method.  This research is used to determine whether there is an influence or relationship between the targeted variables.  For the determination of the sample to be used in this research, various sampling techniques are employed.  Non-probability sampling is a sampling technique that does not give equal opportunities for every element or member of the population to be selected as a sample.  The population in this study consists of 50 people, and the sample also consists of 50 respondents using the saturated sampling technique.  What is meant by the saturated sampling technique is a sampling method that uses the entire population as the sample.  The data collection technique used was through observation and distributing questionnaires via Google Form, which were subsequently analyzed using multiple regression analysis with SPSS version 15.  The research results show that there is a significant influence between recruitment and the quality of volunteer work, no significant influence between selection and the quality of volunteer work, and a significant influence between commitment and the quality of volunteer work.  The result of the coefficient of determination analysis was 0.867 or 86.7%, which means the contribution of the recruitment, selection, and commitment variables to the quality of volunteer work is 86.7%, while the remaining portion is influenced by other factors outside this regression model.  Keywords: commitment, work quality, recruitment, selection