Claim Missing Document
Check
Articles

Found 16 Documents
Search

Perilaku Bias Investor Kota Batam dalam Berinvestasi Saham Johny Budiman; Delfina Delfina; Fionna Quinn; Alexander J. W; Rudiyanto Rudiyanto; Hardy W. L
YUME : Journal of Management Vol 5, No 3 (2022)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v5i3.3315

Abstract

AbstractNaturally, investors in each different country’s market have a distinct ways and process for choosing their decision on investments. Therefore, this study is conducted to examine how Batam City's individual stock investors are influenced psychologically. Using a qualitative methodology to collect primary data obtained from five Batam City stock investors who have knowledge and expertise in finance and stock investing. 7 questions about the investors opinions of their stock investments were asked during the interview. The responses of investors were then analyzed according to the bias behaviour displayed in investing, specifically overconfidence, excessive optimism, psychology of risk, and herding. The results of the study’s findings indicate that the majority of the investors who were surveyed have overconfindence, excessive optimism, and herding. Meanwhile, only one out of every 5 investors showed a loss aversion bias in investing in stocks. Keywords: Overconfidence, Excessive Optimism, Psychology of Risk, Herding, Behavioral Biases AbstrakInvestor di setiap pasar negara yang berbeda, tentunya juga memiliki cara pengambilan keputusan yang berbeda terhadap investasi. Oleh karena itu, penelitian ini akan mengkaji faktor psikologis dalam memengaruhi investor saham individual di Kota Batam. Penelitian ini menggunakan pendekatan kualitatif untuk mengumpulkan data primer yang diperoleh melalui metode wawancara dengan 5 investor saham di Kota Batam yang memiliki pengetahuan dan pengalaman mengenai keuangan dan investasi saham. Dalam wawancara tersebut, diajukan 7 pertanyaan yang berkaitan dengan pandangan investor terhadap investasi saham yang dilakukan. Jawaban investor kemudian dianalisis sesuai dengan perilaku bias yang ditunjukkan dalam investasi yakni overconfidence, excessive optimism, psychology of risk, dan herding. Hasil penelitian menunjukkan bahwa overconfidence, excessive optimism dan herding dimiliki oleh sebagian besar investor yng diwawancarai. Sedangkan hanya 1 dari 5 investor yang menunjukkan adanya bias loss aversion dalam berinvestasi saham.  Kata Kunci: Overconfidence, Excessive Optimism, Psychology of Risk, Herding, Perilaku Bias
BCA Syariah VS BCA Konvensional: Analisis Rasio BOPO dan ROA Yulfiswandi Yulfiswandi; Delfina Delfina; Fionna Quinn; Alexander J. W; Rudiyanto Rudiyanto; Hardy W. L
YUME : Journal of Management Vol 5, No 3 (2022)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v5i3.3208

Abstract

AbstrakThis study was done to analyze the performance of the two types of banks along with the quick development of Islamic banks as they entered the market and started to compete with conventional banks. The ratios of two PT Bank Central Asia Tbk subsidiaries, conventional BCA and syariah BCA, which operate under distinct operating principles, are compared in this study using a comparative technique. The annual report of BCA provides information on financial ratios for the years 2018 through 2021 where ROA and BOPO ratios are used as research variables in this report. The results showed that there were visible differences in the BOPO ratio of syariah BCA and conventional BCA. BCA syariah BOPO ratios vary from 84% to 88%, while conventional BCA BOPO ratios range from 53% to 60% for the 2018-2021 period. The efficiency of syariah and conventional BCA will also improve in 2021, as shown by a decrease in the BOPO ratio from the previous year, followed by an increase in ROA due to net profit growth. Kata Kunci: BOPO, Conventional BCA, Syariah BCA, ROA
RANCANG BANGUN PROGRAM APLIKASI PENYIMPANAN DOKUMEN BERBASIS DESKTOP STUDI KASUS PADA PT MECOSUPRIN GRAFIA JAKARTA Rudiyanto Rudiyanto; Jamaludin Jamaludin
CKI ON SPOT Vol 9, No 2 (2016): CKI ON SPOT
Publisher : STIKOM CKI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.023 KB)

Abstract

Advances in technology have Introduced computational and storage of data with ease into a device, the which can store large amounts of digital data. Documents are a source of vital information needed in the industry. Print high-quality documents is no longer a difficult, task for the document. The latest evolution of digital printers has opened up new research opportunities in the field of document and document engineering industries. Information security risk management is one of the ways the organization maintaining the confidentiality, integrity and availability of information resources. Dibutukan document management and supporting the data if it is to maintain the relevance / linkages contents of a document. The problems are the weaknesses (vulnerabilities) that would pose a threat (threats) such as loss of data, corruption of data, theft and interception of critical data. The threat of misuse of insider documents is a common problem in an organization. So that motivates Researchers to devise a mechanism to reduce the risk of the spread of digital document information by addressing the problem of illegal insider or insider threats. With the construction of the document storage application program, is expected to documents that exist in each department can be secured from start to manufacture, Accessing, reading, copying, and document destruction by people who do not include. Sistem have set a document management application in soft copy of the which will be stored into the application file. In designing the application using the method of SDLC (System Development Life Cycle) with the waterfall approach is expected the application can be run According to the needs of the company.Keywords: Program Application, Document Management, Document Storage
ANALISIS YURIDIS VARIASI PERUSAHAAN DALAM IMPLEMENTASI PEMBAYARAN PESANGON KARYAWAN BAGI PERUSAHAAN YANG MENGALAMI KEPAILITAN DI KOTA BATAM Rudiyanto Rudiyanto; Siti Nurkhotijah; Fadlan Fadlan; Lia Fadjriani; Tuti Herningtyas
JURNAL DIMENSI Vol 12, No 1 (2023): JURNAL DIMENSI (MARET 2023)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v12i1.4710

Abstract

Isu Kepailitan merupakan permasalahan yang sangat rentan terjadi pada suatu perusahaan terkhususnya di kala suatu perusahaan menghadapi persoalan likuiditas keuangan dan hal ini jelas akan menjadi ancaman untuk dipailitkan hanya dengan melalui permohonan dari sedikitnya dua pihak kreditur.Salah satu dampak dari dinyatakannya pailit suatu perusahaan adalah terhadap nasib para pekerja/buruh yang masih bekerja di perusahaan tersebut. Persoalan gaji terutang dan/atau pesangon yang merupakan kewajiban pengusaha untuk membayar kepada pekerja/buruh menjadi teralihkan ke kurator pada saat pernyataan pailit diucapkan pengadilan niaga pada pengadilan negeri.Pengaturan hukum mengenai hak pekerja/buruh akibat adanya pernyataan pailit suatu perusahaan sudah tertera pada Undang-Undang Ketenagakerjaan RI Nomor 13 tahun 2003, yang mana telah diperkuat kembali melalui Putusan Mahkamah Konstitusi Nomor 67 tahun 2013 terhadap Undang-Undang Ketenagakerjaan RI Nomor 13 tahun 2003. Selain itu, Undang-Undang Kepailitan dan Penundaan Kewajiban Pembayaran Utang Nomor 37 tahun 2004 juga mengatur mengenai hak pekerja dalam hal upah terutang yang akan menjadi utang debitur di dalam harta pailit.Secara umum pengaturan hukum terhadap hak pekerja/buruh terkait perusahaan yang mengalami kepailitan sudah jelas, namun pada kenyataannya pelaksanaan di lapangan dalam pemenuhan hak pekerja/buruh tidak sepenuhnya sesuai dengan ketentuan perundangan yang berlaku sehingga timbul ketidakjelasan dalam implementasi hukum positif yang ada di Indonesia, khususnya di Kota Batam. Hal ini tentu tidak sesuai dengan azas kepastian hukum yang berlaku di negara ini.  
Penguatan Pasar UMKM melalui Digitalisasi Manajemen Sumber Daya Manusia dan Tata Kelola Produk Rinintha Parameswari; Fredy Perdana Putra; Rudiyanto Rudiyanto; Darwin Tantowi; Virdi Gunawan; Nasrani Septin Kristiani Gulo
JPMNT JURNAL PENGABDIAN MASYARAKAT NIAN TANA Vol. 3 No. 4 (2025): Oktober: Jurnal Pengabdian Masyarakat Nian Tana
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/jpmnt.v3i4.1079

Abstract

This community service program aims to enhance the competitiveness and market access of Micro, Small, and Medium Enterprises (MSMEs) through the implementation of digitalization in human resource management and product governance strategies. The activities were carried out using a participatory approach involving MSME actors, lecturers, and students to ensure program sustainability. The implementation methods included identifying partner needs, planning activities, training on the use of digital applications for HR management, conducting market-oriented product management workshops, and providing intensive field mentoring. The results showed a significant improvement in participants’ digital skills, particularly in utilizing technology for workforce management and business operations. Additionally, participants demonstrated increased creativity in product packaging and presentation, making their products more attractive to consumers. The program also fostered the emergence of adaptive local leadership and raised collective awareness of the importance of digital transformation in business development. Overall, this activity demonstrates that integrating digitalization in HR management with effective product governance can strengthen MSMEs’ market position and contribute to accelerating sustainable economic transformation.
Analisis Penggunaan Metode Gamifikasi untuk Meningkatkan Motivasi dan Hasil Belajar Siswa Pada Mata Pelajaran IPA-Biologi Nofamataro Zebua; Padmaning Fathimah Pudya Malik; Nur Al-Azizah Al-Hilmiyah; Ester Novi Kurnia Zebua; Paulina Elvi Pebrianti; Murni Sapta Sari; Rudiyanto Rudiyanto
Jurnal Cakrawala Pendidikan dan Biologi Vol. 1 No. 4 (2024): Desember: Jurnal Cakrawala Pendidikan dan Biologi
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jucapenbi.v1i4.80

Abstract

Learning motivation is an important factor in the success of learning. However, low student motivation and learning outcomes are still a major problem in science-biology learning at Sriwedari Junior High School. This study aims to analyze the role of gamification as an innovative learning method that can improve students' motivation, engagement, and learning outcomes. The research used a descriptive qualitative approach involving students in grades VII, VIII, and IX as research subjects. Data was collected through in-depth interviews and documentation. The results showed that the use of gamification elements such as points, badges, and leaderboards managed to significantly increase students' motivation. In addition, students' active engagement in learning increased, seen from consistent attendance and participation in group discussions. Student learning outcomes also improved, with 75% of students achieving scores above the KKM after the implementation of gamification. Gamification creates interactive and relevant learning, allowing students to understand complex concepts more deeply. In conclusion, gamification is an effective approach to improve the quality of science-biology learning. Teachers are advised to strategically integrate gamification elements to create a fun and meaningful learning experience.