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All Journal Jurnal Akuntansi dan Ekonomika JUMAN Tools (Jurnal Manajemen Tools) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Fokus Manajemen Jurnal Abdimas Hawari Jurnal Manajemen Dan Akuntansi Medan Journal of Management, Economic, and Accounting International Journal of Management, Economic and Accounting Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Pengabdian Masyarakat SAPANGAMBEI MANOKTOK HITEI
Noni Ardian
Universitas Pembangunan Panca Budi
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Impact Of Tiktok Social Media Usage, Fear Of Missing Out (Fomo) Behavior, And Financial Literacy On Personal Financial Management Among UNPAB Management Students Of The 2022 Cohort Gresia Samosir; Cahyo Pramono; Noni Ardian
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11073

Abstract

This study aims to analyze the influence of TikTok social media, Fear of Missing Out (FoMO) behavior, and financial literacy on personal financial management among Management students of Universitas Pembangunan Panca Budi (UNPAB), Class of 2022. This research employs a quantitative approach using a survey method. The population of this study consists of 352 Management students of UNPAB Class of 2022, with a sample of 77 respondents determined using the Slovin formula with a 10% margin of error. Data were collected through questionnaires measured using a Likert scale and analyzed using multiple linear regression analysis with the assistance of statistical software. The results show that partially, TikTok social media and financial literacy have a positive and significant effect on students’ personal financial management, while Fear of Missing Out (FoMO) does not have a significant effect. Simultaneously, TikTok social media, Fear of Missing Out (FoMO), and financial literacy have a significant effect on the personal financial management of Management students at UNPAB Class of 2022. These findings indicate that the positive use of social media and a high level of financial literacy play an important role in shaping students’ personal financial management behavior.
The Influence of Financial Literacy, Income, Financial Behavior, and Risk Perception on Investment Decisions of Generation Z in Medan City Silvani Riska Ayuni; Noni Ardian; Geby Citra Ananda
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11209

Abstract

the purpose of this study is to determine the investment decisions of generation z in Medan City. Investment decisions in generation z, income on investment decisions in generation z, financial behavior on investment decisions in generation z and also risk perception on investment decisions in generation z. in this method using quantitative methods with data collection techniques using purposive sampling tecniques and using the Cochran formula. Tha sample in this study is unknown. Data collection in this study uses goggle form. Technical data analysis uses SPSS 27. The results of this study indicate that 1) financial litetacy has a positive and significant influence on investment decisions; 2) income has a positive and significant influence on investment decisions; 3) financial behavior has a positive and significant influence on investment decisions; 4) risk perception has a positive and significant influence on investment decisions; 5) financial literacy income financial behavior and risk perception have a positive and significant influence on investment decisions.
The Influence Of Financial Literacy And Digital Literacy On The Income Of Boueqet Msme Actors In Pajus Market, Medan Najwa Syahfitri; Maya Macia Sari; Noni Ardian
Journal of Management, Economic, and Accounting Vol. 5 No. 1 (2026): January
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i1.1170

Abstract

This study aims to analyze the effect of financial literacy and digital literacy on the income of MSME bouquet entrepreneurs in Pajus Market, Medan. The study uses a quantitative associative approach with a sample of 30 MSME entrepreneurs determined through saturated sampling technique. Primary data were obtained through questionnaires and tested using multiple linear regression analysis with the help of SPSS. The results showed that financial literacy had a significant effect on MSME income, as evidenced by a partial test with a significance value of 0.031. Digital literacy was also found to have a significant effect with a significance value of 0.001. Simultaneously, both independent variables had a significant effect on income, with a coefficient of determination of 0.603, meaning that 59.3% of income variation could be explained by financial literacy and digital literacy. These findings confirm that increasing the financial literacy and digital literacy capacity of MSME actors is a crucial factor in improving competitiveness and increasing business income in the digital era.
Analysis Of Financial Knowledge, Financial Behavior, And Self-Control On Invesment Decision On Digital Platforms Among Generation Z Desy Ramadani; Maya Syaula; Noni Ardian
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1519

Abstract

The rapid development of digital investment platforms has increased the participation of Generation Z in investment activities; however, the quality of investment decisions remains a concern. This study aims to analyze the effect of financial knowledge, financial behavior, and self-control on investment decisions on digital platforms among Generation Z. This research employs a quantitative approach using a survey method. Data were collected through questionnaires distributed to 67 Generation Z students of Universitas Pembangunan Panca Budi Medan using purposive sampling. Data analysis techniques include validity testing, reliability testing, classical assumption tests, and multiple linear regression analysis. The results indicate that partially, financial knowledge has no significant effect on investment decisions, while financial behavior and self-control have a positive and significant effect on investment decisions. Simultaneously, financial knowledge, financial behavior, and self-control significantly affect investment decisions. These findings suggest that behavioral and psychological factors play a more dominant role than financial knowledge in shaping investment decisions among Generation Z on digital investment platforms. Therefore, improving the quality of investment decisions requires not only financial literacy but also the strengthening of healthy financial behavior and self-control.
The Influence of Hedonistic Lifestyle and Financial Self-Efficacy on the Level of Financial Literacy in Students of SMA N 1 Sunggal Aulia Beywanda Idris; Ramadhan Harahap; Noni Ardian
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1523

Abstract

This study aims to analyze the influence of a hedonistic lifestyle and financial self-efficacy on the level of financial literacy among students of SMA N 1 Sunggal. The type of research used is quantitative research with a conclusive approach that aims to obtain conclusions based on the objectives and research problems. The population in this study were students of SMA N 1 Sunggal with a sample of 50 respondents found through a simple random sampling technique. Data were collected using an online questionnaire compiled with a Likert scale. The data analysis technique used was multiple linear regression analysis to determine the effect of independent variables on the dependent variable. The results showed that the instruments used met the requirements of validity and reliability. In addition, the classical assumption test showed that the data were normally distributed with a significance value of 0.200 in the Kolmogorov-Smirnov test. The research findings indicate that a hedonistic lifestyle and financial self-efficacy simultaneously influence students' financial literacy levels. Strong financial self-efficacy helps students manage their finances better, while a hedonistic lifestyle is a factor that needs to be watched out for because of the tendency to prioritize pleasure.
The Impact of Financial Literacy and Financial Behavior on the Financial Management of Oil Palm Farmers in Sipispis Subdistrict Eben Ezer Sinaga; Ramadhan Harahap; Noni Ardian
Journal of Management, Economic, and Accounting Vol. 5 No. 3 (2026): July
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i3.1552

Abstract

This study aims to empirically examine the influence of financial literacy and financial behavior on the financial management of oil palm farmers in Sipispis Subdistrict. The background of this study is based on the phenomenon of farmers’ still-low understanding of basic financial concepts and the existence of financial behaviors that are not yet fully rational, such as the habit of mixing business finances with personal finances. The research method employed is a quantitative approach using primary data collected through the distribution of questionnaires to 97 oil palm farmer respondents in Sipispis Subdistrict. The data analysis techniques applied include classical assumption tests, multiple linear regression analysis, and hypothesis testing via the t-test (partial) and F-test (simultaneous) using SPSS software. The results of the study indicate that: (1) Financial literacy has a partial, positive, and significant effect on business financial management, meaning that increased financial knowledge will improve farmers’ ability to manage their businesses. (2) Financial behavior has a partial, positive, and significant effect on business financial management. (3) Simultaneously, financial literacy and financial behavior have a significant effect on the financial management of oil palm farmers in Sipispis Subdistrict, with a contribution (R-Square) of 61.1%. The remaining 38.9% is influenced by other variables outside the scope of this study. These results underscore the importance of enhancing financial literacy and fostering disciplined financial behavior to ensure the sustainability of farming businesses.
Analysis of the Influence of Corporate Social Responsibility and Good Corporate Governance on Financial Performance in Food & Beverage Sub-Sector Companies Listed on the Indonesia Stock Exchange (IDX) Ari Saputra Surbakti; Noni Ardian; Pipit Buana Sari
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1601

Abstract

This study aims to analyze the influence of Corporate Social Responsibility (CSR) and Good Corporate Governance (GCG) proxied through the Board of Commissioners, Managerial Ownership, Institutional Ownership, and Audit Committee on financial performance as measured using Return on Assets (ROA) in food and beverage sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the 2020–2024 period. This study uses a causal associative quantitative approach with purposive sampling techniques, so that 14 companies were obtained as a sample with a total of 70 observations. The data analysis technique used was panel data regression with the help of EViews 12 software, where based on the Chow Test and Hausman Test, the best model selected was the Fixed Effect Model (FEM). The results of the study showed that simultaneously all independent variables had a significant effect on ROA. Partially, CSR, Board of Commissioners, and Institutional Ownership have a positive and significant effect on ROA, while Managerial Ownership and Audit Committee have no significant effect on ROA. The Adjusted R-squared value of 64.69% indicates that the model is able to adequately explain the variation in financial performance. The long-term success of a company is largely determined by its ability to manage relationships with all stakeholders in a balanced and sustainable manner.
Co-Authors Ahmad Ihsan Ari Saputra Surbakti Aulia Aulia Beywanda Idris Bakhtiar Efendi Cahyo Pramono Chaerul Rizky Desy Ramadani Dewi Mahrani Rangkuty Eben Ezer Sinaga Erwansyah Erwansyah Evi Ariani Geby Citra Ananda Gresia Samosir Hernawaty Hernawaty Maya Macia Sari Maya Syaula Muhammad Rajali Najwa Syahfitri Nuraini Kemalasari Istiqamah Pipit Buana Sari Ramadhan Harahap Roisayudha Pradhana Suharsono Salwida Nasution Silvani Riska Ayuni Sri Rahayu Umy Ailidya Yogi Purwanto Yohny Anwar