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All Journal Jurnal Manajemen & Keuangan Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi IJEBD (International Journal Of Entrepreneurship And Business Development) Primanomics : Jurnal Ekonomi & Bisnis E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Dinamika UMT JMB : Jurnal Manajemen dan Bisnis Dynamic Management Journal Jurnal Multidisiplin West Science JURNAL ABDIMAS PLJ Prosiding Simposium Nasional Multidisiplin (SinaMu) International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) West Science Interdisciplinary Studies Jurnal Penelitian dan Pengabdian Masyarakat West Science Interdisciplinary Studies Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Prosiding Seminar Nasional Unimus Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital
Lena Erdawati
Program Studi Manajemen, Universitas Muhammadiyah Tangerang
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Nursing Physics Public Health Social Sciences Other

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THE ROLE OF FINANCIAL LITERACY, BEHAVIOR, TECHNOLOGY, AND ATTITUDE IN INVESTMENT INTENTION Dede Sunaryo; Lena Erdawati
Dynamic Management Journal Vol. 10 No. 2 (2026): April
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v10i2.16184

Abstract

Investment interest among university students is critical for early financial participation, yet remains underexplored in the context of multidimensional financial factors. This study aims to analyze the influence of financial literacy, financial Experience, financial Behavior, financial technology, and financial Attitude on investment interest, with an empirical focus on active undergraduate students at the Faculty of Economics and Business (FEB), Universitas Muhammadiyah Tangerang. A quantitative method was employed, using SPSS version 25 for analysis. Data were collected via online questionnaires distributed via Google Forms, using a Likert scale, from 97 respondents. The analysis included validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing using t-tests and F-tests. The findings reveal that, in part, financial literacy does not significantly affect investment interest, whereas financial Experience, financial Attitude, and financial technology each have a positive and significant effect. However, financial Behavior shows no significant partial effect. Simultaneously, all five variables together exert a significant influence on investment interest. This study provides empirical evidence from a student sample in a developing institutional context. It offers novelty by integrating five financial constructs, including financial technology, into a single investment-interest model that has rarely been tested collectively among active university students.
The Impact of Corporate Governance, Technology-Based Risk Management, and Reporting Transparency on Investor Confidence in Indonesia's Technology Industry Lena Erdawati; Ahmad Eko Saputro; Yanti Arnilis; Sri Juminawati; Eko Sudarmanto
West Science Interdisciplinary Studies Vol. 4 No. 01 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i01.2590

Abstract

This study investigates the impact of corporate governance, technology-based risk management, and reporting transparency on investor confidence in the Indonesian technology industry. Employing a quantitative research design, data were collected from 135 respondents with experience and knowledge related to investment and technology-based firms in Indonesia using a structured questionnaire measured on a Likert scale. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS 3) to examine the relationships among the proposed constructs. The results reveal that corporate governance has a positive and significant effect on investor confidence, indicating that effective governance mechanisms enhance trust and reduce perceived agency problems. Technology-based risk management is also found to positively influence investor confidence, suggesting that the adoption of digital tools and systems for risk identification and mitigation signals organizational resilience and preparedness. Furthermore, reporting transparency demonstrates the strongest positive effect on investor confidence, emphasizing the critical role of clear, accurate, and timely disclosure in reducing information asymmetry. Collectively, the findings suggest that strengthening governance practices, leveraging technology in risk management, and improving reporting transparency are essential strategies for enhancing investor confidence and supporting sustainable growth in Indonesia’s technology sector. This study contributes to the literature on corporate governance and investment behavior in emerging markets and offers practical insights for managers, regulators, and investors.
Pendampingan Pengelolaan Keuangan Untuk Meningkatkan Kinerja Bisnis Homestay di Desa Wisata Bantaragung Metha Dwi Apriyanti; Andi Kusuma Negara; Lena Erdawati; Dede Sunaryo; Abdul Karim
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 3 (2026): August 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/w4bkq352

Abstract

This community service program aimed to improve the financial management capacity of homestay owners through mentoring activities focused on simple bookkeeping, preparation of financial statements, operational cost calculation, pricing strategies, and business feasibility analysis. The program applied the Asset-Based Community Development (ABCD) approach by utilizing local community potential through participatory training, mentoring, discussion, and evaluation. The mentoring results showed an improvement in participants' understanding and skills in recording financial transactions, preparing cash flow and profit-loss reports, identifying operational costs, determining reasonable room rates, and evaluating business performance using financial indicators. The program also encouraged participants to separate personal and business finances and implement simple financial management practices to support business sustainability. The mentoring activities are expected to strengthen the financial resilience of homestay businesses while supporting the sustainable development of Bantaragung Tourism Village.
Co-Authors Abdul Karim Ahmad Eko Saputro Andi Kusuma Negara Andi Kusuma Negara Arohman Arohman Atik Atikah Bayu Malikhul Askhar Dede Sunaryo Dede Sunaryo Dian Esha Dian Esha Dian Esha Eka Indah Trisnawati Eko Sudarmanto Eneng Wiliana Febrianto, Hendra Galuh Ika Ismatul Hawa Imam Mujamil Immawati, Siti Asriah Ivan Erlangga Komalasari Komalasari Metha Dwi Apriyanti Metha Dwi Apriyanti Miftha Aulia Rahma Mikrad mikrad Muhammad Abdul Rosid Najma Kamilah Rizkianti Naysya Indriamy Nining Purwaningsih Nining Purwaningsih Pandji Pratopo Rabitha Fazira Riska Riska Rosyid Rosyid Silvia Athikasuri Sri Juminawati Yanthi Meitri Gunawan Yanthi Meitry Yanthi Meitry Gunawan Yanthi Metri Gunawan Yanti Arnilis