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All Journal Journal of Business and Management Journal of Regional and City Planning Journal of Accounting and Investment Jurnal Manajemen Indonesia Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) Sebatik Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan International Journal of Supply Chain Management EQIEN - JURNAL EKONOMI DAN BISNIS IJIES (International Journal of Innovation in Enterprise System) Journal of Islamic Monetary Economics and Finance Jurnal Ilmu Sosial Politik dan Humaniora (Jisora) JAF- Journal of Accounting and Finance JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Dynamic Management Journal Indonesian Journal of Sport Management International Journal of Social Service and Research Journal Of World Science Jurnal Manajemen dan Kewirausahaan Journal Integration of Social Studies and Business Development Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal Integration of Management Studies

Raden Aswin Rahadi

Institut Teknologi Bandung

Author-ID : 2706284

Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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OPPORTUNITIES AND CHALLENGES FOR MICRO-SMALL AND MEDIUM BUSINESS IN INDONESIA FACING ASEAN ECONOMIC COMMUNITY Raden Aswin Rahadi
Jurnal Manajemen dan Kewirausahaan Vol. 18 No. 1 (2016): MARCH 2016
Publisher : Management Study Program, Faculty of Business and Economics, Petra Christian University

This research is a part of a continuous study to analyze the opportunities and challenges for micro-small and medium business in Indonesia when facing ASEAN Economic Community (AEC) in 2016. It has its own uniqueness, as it will combine the point of view between current business owners and current literature study synthesis on business perception towards AEC. Ten business owners have been interviewed. The results suggested AEC provides challenges for the business owners, particularly in terms of capital; competitiveness; sales system; innovation; finance, bureaucracy; and government preparedness. AEC also provides opportunities, in terms of market potential; creativity; export opportunities; business owners’ resistances and sustainability; and knowledge of local market. From all of the keywords mentioned by the respondents, there are four main attributes considered as important: human resources; creativities; market share; and capital. Finally, most of the respondents suggested that AEC will bring more positive influences for the development of micro-small and medium business in Indonesia.

EFFECT OF GOVERNMENTAL ANNOUNCEMENT AND DECISIONS DURING COVID-19 ON INDONESIAN SECTORAL INDEXES Irshad Adriatama; Raden Aswin Rahadi
Jurnal Manajemen dan Kewirausahaan Vol. 23 No. 1 (2021): MARCH 2021
Publisher : Management Study Program, Faculty of Business and Economics, Petra Christian University

Global economy is suffering from a crisis due to COVID-19, during few months after the virus had begun to spread stock prices had been falling drastically all over the world. This paper aim to analyze what is happening to the stock market in Indonesia during the period of COVID-19 pandemic. The analysis will be done by looking at the historical data of several composite index from different sectors during the period of pandemic. We will take notes of important dates during this pandemic such as: first confirmed case, first death, work-from-home policy date, and other dates, to see whether these events can affect the index price during this pandemic by analyzing abnormal return on a certain period near those dates.

The Effect of Financial and Digital Literacy Toward QRIS Usage Muhammad Arief Waliyuddin; Raden Aswin Rahadi
Journal of World Science Vol. 2 No. 2 (2023): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v2i2.194

Introduction: Internet penetration in Indonesia has reached 77%, with 21.6% of Indonesian users using mobile payments, and this shows that the use of QRIS has growth potential. Many variables are affected by QRIS, so this research aims to determine and analyze the influence of Financial and Digital literacy on QRIS. Method: This study used quantitative methodology and involved 424 Indonesian respondents. This study used the Purposive Sampling Technique for sampling. The study was based on primary data collected through questionnaires. The data analysis approach uses binary logistic regression. Result: Based on the results of the study, the financial literacy calculation (X1) was 5,423 with a P-value of 0.020 and the digital literacy calculation value (X2) of 4.269, with a P-value of 0.039 while the table for significance was 0.05 and df (nk) 424 – 3 = 421, namely 1,966. Based on this, it was decided to reject Ho, which means that financial literacy and digital literacy partially affect the use of QRIS. Conclusion: Based on the findings of this study, financial and digital literacy variables partially & simultaneously did not have a significant effect but had favourable odds on the use of QRIS payments.

PENINGKATAN LITERASI KEUANGAN DAN OPTIMALISASI PENGGUNAAN FINTECH BAGI PEREMPUAN KELOMPOK PKK Asep Darmansyah; Raden Aswin Rahadi; Kurnia Fajar Afgani; Fitria Rahayu Khaerani; Desy Kharohmayani
Sebatik Vol. 27 No. 1 (2023): Juni 2023
Publisher : STMIK Widya Cipta Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46984/sebatik.v27i1.2257

Pemberdayaan Kesejahteraan Keluarga (PKK) merupakan organisasi kemasyarakatan yang melibatkan partisipasi perempuan dalam upaya mewujudkan kesejahteraan keluarga. Berdasarkan survei OJK tahun 2019, indeks literasi keuangan perempuan tergolong rendah dibandingkan dengan laki-laki. Literasi keuangan akan menentukan tingkat inklusi keuangan dan sangat erat kaitannya dengan kesejahteraan individu. Oleh karena itu, inklusi keuangan perempuan perlu ditingkatkan. Salah satu strategi dalam meningkatkan inklusi keuangan adalah melalui peningkatan literasi keuangan dan optimalisasi penggunaan fintech. Literasi keuangan dan fintech menjadi alat untuk mencapai keuangan individu yang efektif dan efisien. Kegiatan pengabdian masyarakat ini bertujuan meningkatkan pengetahuan dan pemahaman ibu-ibu anggota PKK mengenai literasi keuangan dan fintech agar mampu mengelola keuangan keluarga dengan baik demi terwujudnya ketahanan keuangan keluarga dan menjadi komunitas penggerak peningkatan literasi keuangan dan optimalisasi penggunaan fintech bagi masyarakat sekitarnya. Kegiatan dilaksanakan dalam bentuk pelatihan dan pendampingan menggunakan pendekatan individu dan kelompok dengan metode diskusi dan praktek. Sasaran kegiatan adalah ibu-ibu PKK Perum Beringin Asri RW 12 Kelurahan Wonosari, Kecamatan Ngaliyan Kota Semarang. Materi yang diberikan yaitu mengenai aspek dasar literasi keuangan meliputi manajemen keuangan rumah tangga, simpanan dan pinjaman, asuransi dan investasi serta fintech menggunakan aplikasi “finansialku”. Para peserta sangat antusias mengikuti pelatihan dibuktikan dengan adanya diskusi interaktif dari banyaknya pertanyaan yang dilontarkan peserta pelatihan. Sebagian besar pertanyaan yang muncul adalah mengenai permasalahan pengaturan keuangan dan lembaga keuangan. Setelah pelatihan berlangsung, dilakukan pendampingan dan memperoleh respon positif dari para peserta. Kegiatan ini telah membuka pemikiran dan kesadaran para ibu PKK mengenai pentingnya literasi keuangan dan fintech bagi mereka dalam meningkatkan kesejahteraan keluarga.

Development Of Appropriate Technology Adoption For Coffee Farmers In Sukawangi Village, Sumedang Bentang Arief Budiman; Hari Purnama; Husna Nugrahapraja; Muhammad Abdur Rasyid; Natas Setiabudhi Daryono Putra; Sri Aswin Suryani; Annisa Ratna Nurillah; Ima Mulyama Zainuddin; Rindia Maharani Putri; Wervyan Shalannanda; Raden Aswin Rahadi
Jurnal Ilmu Sosial Politik dan Humaniora (JISORA) Vol 2 No 2 (2019): Jurnal Ilmu Sosial Politik dan Humaniora
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik - Universitas Garut

In this paper, the authors propose solutions to increase the added value of coffee in the form of the process of making the process of making coffee using appropriate technology adoption. This paper uses qualitative methods of locational survey and literature study. Survey activities are conducted in the form of interviews and observations. The team conducted interviews with coffee farming communities in the area and observed the conditions of coffee farming. The literature study was conducted by synthesizing literature reviews and continued by formulating the theory and principles of appropriate technology in the context of local agriculture in Sukawangi Village, Sumedang Regency, West Java. In this paper, the authors describe the solution proposals related to the problems of coffee farmers in Sukawangi, Sumedang. Two suggestions for increasing the value added of coffee beans are by using appropriate technology adoption. With both of these solutions, it is expected that the quality of coffee plantation in Sumedang can be increased and can be marketed in both domestic and international markets. As a result, the welfare of farmers in Sumedang will increase.

Attracting the Foreign Direct Investment (FDI) Using Financial Network: A Case in Zimbabwe Masango Matimura, Mr.; Colin Gan Cheong Kiat, Dr.; Raden Aswin Rahadi, Dr.
Jurnal Ilmu Sosial Politik dan Humaniora (JISORA) Vol 4 No 2 (2021): Jurnal Ilmu Sosial Politik dan Humaniora
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik - Universitas Garut

The purpose of this study is to investigate the critical reasoning and to develop a research framework on how to attract foreign direct investment (FDI) to rebuild the country from the economic slump caused by previous government failure. By applying a trusted financial network such as Sardex, business owners would be able to access FDI. By applying performance metrics based on The Morgan Stanley Capital International – Environmental, Social, and Governance or MSCI-ESG risk factors and principles of responsible investment, the study can measure the efficiency and the productivity of the proposed financial network. Experiments will be carried out to determine how efficient and productive ZimNet is in assisting Zimbabwe to attract FDI. This research is one of the first studies investigating the critical reasoning and developing a research framework on attracting FDI for the country's economic rebuilding. This study would also be the first to measure the efficiency and productivity of the proposed financial network.

Kelayakan Bisnis Finansial Produksi Implan Biomedis Dengan Menggunakan Proses Manufaktur Aditif Suganta Handaru Setiawan; Raden Aswin Rahadi; Erman Sumirat
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 1 (2023): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i1.8427

The market size of medical implant in Indonesia is estimated around US$ 20 million in 2021 and will reach a value US$ 36,67 million by 2026 with 15.2% CAGR. Furthermore, the total medical implant market size in Asia was estimated US$ 7.302 million and is expected to growth become US$ 10,610 million in 2026. Those number bring medical implant business become very attractive market potential to be developed and produced in Indonesia, to meet local demand as well as for Asia market. The feasibility study is carried out using capital budgeting method by analyzing result of net present value (NPV), internal rate of Return (IRR), payback period (PP) and profitability index (PI). In addition, sensitivity analysis is performed to assess the susceptibility of the NPV result toward change in the variables input. Based on the analysis, the investment project is feasible and accepted where the NPV is USD 6.252.653, IRR 35%, and payback period 3,7 years. Sensitivity analysis also reveals that this project exhibits a relatively low susceptibility to variable uncertainty where NPV is still positive when subjected to various variables changes. Sales volume and selling price are variables that greatly influence into the change of NPV result into ±37% variance where 20% increase of sales volume in each period will dramatically increase the NPV into USD 8.584.201. Meanwhile 20% reduction of sales volume will reduce the NPV into USD 3.919.321.

The Nexus between Illegal Online Loans, Illegal Online Gambling, and the Rise of Sugar Daddy Phenomenon in Indonesia: The Nexus between Illegal Online Loans, Illegal Online Gambling, and the Rise of Sugar Daddy Phenomenon in Indonesia Raden Aswin Rahadi
Jurnal Ilmu Sosial Politik dan Humaniora (JISORA) Vol 7 No 1 (2024): Jurnal Ilmu Sosial Politik dan Humaniora
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik - Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36624/jisora.v7i1.151

This study investigates the interconnections between the rising instances of illegal online loans, illegal online gambling, and the prevalence of sugar daddy relationships in Indonesia. The research aims to explore how financial desperation, exacerbated by the COVID-19 pandemic, drives individuals towards these activities and the resulting socio-economic impacts. Utilizing a literature synthesis and content analysis of secondary data sources, including scientific articles, government reports, and media narratives, this study identifies common drivers and regulatory challenges. The findings reveal that economic hardship, lack of financial literacy, and cultural influences are key factors contributing to the proliferation of these phenomena. The study concludes with recommendations for comprehensive regulatory frameworks, public awareness campaigns, and strengthened social support systems to mitigate the adverse effects on Indonesian society.

Y - Generation and Its Supply Chain Strategy for Housing Affordability: An Evidence From Indonesia Aswin Rahadi, Raden; Putri Pradana, Dian; Nita, Arfenia; Lazuardi Kitri, Mandra; Anny Nainggolan, Yunieta; Rahmatsyah Putranto, Nur Arief; Muhammad, Zikri
International Journal of Supply Chain Management Vol 9, No 5 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : ExcelingTech

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59160/ijscm.v9i5.5156

Y - Generation of Indonesian has a lack of affordability in purchasing a house. It has become a much-discussed issue and attracted the researchers attention, both in terms of preferences, indexes, and solutions to deal with the problem. Generation Ys preferences in purchasing a house were also investigated in this research to understand which preferences will affect the demand and price of the houses because price is also an indicator used to identify the affordability. In addition, those preferences also will help some parties involved in housing transactions to create a strategy that will increase the affordability index. The data in this research is gathered using mixed methods in which the qualitative is used in the 5 interviews with the property experts to gain the questionnaire items, and the questionnaire as the quantitative method with 206 respondents limited to Generation Y who have fixed income every month and are willing to have a house in Jakarta. The data then further processed using PLS-SEM analysis. This research finally found that Generation Ys preferences are divided into four categories which are product specifications, future considerations, supplemental factors, and dweller characteristics (stated in sequence from the most influential to the least influential). In terms of affordability, according to five banks with lowest interest rate, BTN as well BRI and Mandiri have become the most affordable bank for Generation Y to do KPR because the indexes were 4.41% (can afford) and 95.59% (cannot afford) or the highest compared to BJB and BCA.

Business strategy of home healthcare service to accelerate the adoption of care at home service in Indonesia Muhammad Naufal Syafrun; Ang Dung Do; Raden Aswin Rahadi
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 8 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

The demand for value, shifts in consumer behavior, patients need, and a highly competitive market are driving many health-care providers to seek new and more effective methods of improving care delivery. This study aims to identify critical adoption factors by the patient to adopt the services and create a strategic positioning for HOSPON to gain competitive advantage. This conceptual research framework is done using the Analysis, Formulation, and Implementation (AFI) framework of strategic management. This research method uses qualitative and quantitative methods, with data collection carried out online and offline using in-depth interviews and questionnaires. The data analysis was carried out by content analysis and Analytical Hierarchy (AHP) process to determine the critical adoption factor of home healthcare services by carried out 4 criteria and 16 criteria. The AHP is a methodical framework that establishes a hierarchical structure with interdependent layers, analyzes the weight of various aspects, and evaluates potential courses of action depending on the structure already in place. Home healthcare services are identified as having four main stakeholders, i.e., patients, providers, policy makers, and payers. Integrating these four stakeholders is the most important thing to determine what factors should be developed and implemented to increase the adoption factor. Economic viability and law, professional capabilities, patient needs, and breadth of services are some of the factors that influence patient adoption of awareness and trustworthiness in using home healthcare services. The business solution from the research crate strategy formulation, the Generic business strategy that is implemented is the differentiation strategy which is explained in the five major of element strategy diamond models in its application to focus on health preventive care, health maintenance care, and post- acute care to operate in the high geographic mobility area to target the premium market with the patient who are aware of their medical needs. This is done by providing technology to connect between patients and providers to gain more trust, integrating to facility-based care to provide more comprehensive health care, and leveraging methods of work effect of the ecosystem to ensure insurance as payment and patient protection and provide more value creation. From the results of this study, each stakeholder can use this research as a basis for making decisions to determine organizational steps to increase the adoption rate of care at home services, to dissect regulations, and to implement the most effective payment schemes for home healthcare services.

Co-Authors Adam Aliya Silmi Ade Iusticia Putra Adha, Augusta Adhyma, Irsyad Vawzan Afgani, Kurnia Fajar Afti Insani Nurmahmudiyah Alexius Reinaldo Hartadi Budiman Alfita Puspa Handayani Ang Dung Do Anggoro, Yudo Annisa Rahmani Qastharin Annisa Ratna Nurillah Anny Nainggolan, Yunieta Aqila Ayu Prasetyaningrum Asep Bagja Nugraha Asep Darmansyah Astari, Airen Widhia Atika Irawan Aulia Dwi Ikhwan Ayudiatri, Safira Bagus Aditya Nugraha Belgiawan, Prawira Fajarindra Bentang Arief Budiman Colin Gan Cheong Kiat Colin Gan Cheong Kiat, Dr. Danyaa Allya Salsabilla Dayuwati, Galia Surya Dematria Pringgabayu Desy Kharohmayani Eko Susanto Erman Sumirat Erman Sumirat Ertanto Vetra Fitria Rahayu Khaerani Fitrianda, Saldy Gabriella, Milka Halim, Robbyson Hardjakaprabon, Raden Bayuningrat Hari Purnama Harris Kristianto Yondi Husna Nugrahapraja Ima Mulyama Zainuddin Indrayana, Gun Gun Irshad Adriatama Iwan Nurfahrudin Januarti Jaya Ekaputri Johan Anindito Indriawan Kurnia Fajar Afgani Kurnia Fajar Afgani Kusbiantoro, Andri Laory, Irwanda Lazuardi Kitri, Mandra Lidia Mayangsari Lincoln Ramadhani Parmonangan Maria Dellarosawati Idawicaksakti Masango Matimura Masango Matimura, Mr. Mega Fitriani Adiwarna Prawira Monica Dianrosawati Itaratnasari Muhammad Abdur Rasyid Muhammad Arief Waliyuddin Muhammad Naufal Syafrun Muhammad Rizatha Muhammad, Zikri Nasrul Syahruddin Natas Setiabudhi Daryono Putra Natas Setiabudhi Daryono Putra Nikma Fista Safrina Nita, Arfenia Octaviani Ratnasari Santoso Purbayati, Radia Putri Pradana, Dian Putri, Alya Indira Rahmatsyah Putranto, Nur Arief Raihani, Atika Fatka Ravenza, Rafi Reza Ashari Nasution Rindia Maharani Putri Rivary Finan Hernawan Rivary Finan Hernawan Salma Fadhilah Widityani Septyandi, Chandra Budhi Setiamarga, Davin H. E. Setiawan, Suganta Handaru Shanaya Ratu Shafira Sri Aswin Suryani Subiakto Sukarno Sudarso Kaderi Wiryono Suganta Handaru Setiawan Syifaa Novianti Taufik Faturohman Wervyan Shalannanda Yulianti Yulianti Yunieta Anny Nainggolan

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