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All Journal Jurnal Agroteknotropika SEIKO : Journal of Management & Business AGROMIX AGRINESIA: Jurnal Ilmiah Agribisnis Jambura Agribusiness Journal ZIRAA'AH MAJALAH ILMIAH PERTANIAN Jurnal Sibermas (Sinergi Pemberdayaan Masyarakat) Economics and Digital Business Review Jurnal Agristan Jurnal Sains Agribisnis Agroteksos Mediagro Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pengabdian Masyarakat Teknologi Pertanian JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Jurnal Ilmiah Membangun Desa dan Pertanian Agricultural Review Jurnal Studi Ekonomi dan Pembangunan JER International Journal of Economics, Business and Innovation Research As-Syirkah: Islamic Economic & Financial Journal
Amir Halid
Universitas Negeri Gorontalo
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Medicine & Pharmacology Public Health Social Sciences Veterinary Other

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Literasi keuangan dan kesejahteraan rumah tangga petani di Gorontalo Echan Adam; Amir Halid

Publisher : Fakultas Pertanian Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/agx.v13i2.2677

Abstract

Introduction: The decline in the Farmer's Exchange Rate index of Gorontalo Province in 2020 (96.93) compared to before four years ago (>100) indicates a decline in farmer welfare. On the other hand, increasing financial literacy is the government's focus on realizing people's welfare. The purpose of this study was to analyze the level of financial literacy of farmer households, as well as its effect on the farmer household welfare in Gorontalo Province. Methods: The sample was selected based on the purposive sampling technique with a total of 120 farmer households. The data analysis technique uses a linear regression model with a dummy variable technique and adds variable social support of the farmer's household in estimating the effect of financial literacy on the farmer's household welfare. Results: The results of this study indicate that financial literacy which consists of variable knowledge of financial institutions and ownership of savings account, has a positive and significant effect on the farmer's household welfare. Farmers who have literacy and access to capital at financial institutions are predicted to be 46.57% more likely to prosper than those who do not. Likewise, farmers who have savings accounts at financial institutions are estimated to be 44.1% more likely to prosper than farmers who do not have savings accounts. The variable of social support of farmer households, such as household heads’ age, number of household members, and number of employed households, also affected the farmer household's welfare in Gorontalo Province. Conclusion: Financial literacy determines the level of welfare of farmer households in Gorontalo Province. Efforts to increase the level of financial literacy of farmers in Gorontalo Province need to be realized in the form of financial education programs in order to support Government programs.
Literasi keuangan dan kesejahteraan rumah tangga petani di Gorontalo: Financial literacy and welfare of farmer households in Gorontalo Adam, Echan; Halid, Amir
AGROMIX Vol 13 No 2 (2022)
Publisher : Fakultas Pertanian Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/agx.v13i2.2677

Abstract

Introduction: The decline in the Farmer's Exchange Rate index of Gorontalo Province in 2020 (96.93) compared to before four years ago (>100) indicates a decline in farmer welfare. On the other hand, increasing financial literacy is the government's focus on realizing people's welfare. The purpose of this study was to analyze the level of financial literacy of farmer households, as well as its effect on the farmer household welfare in Gorontalo Province. Methods: The sample was selected based on the purposive sampling technique with a total of 120 farmer households. The data analysis technique uses a linear regression model with a dummy variable technique and adds variable social support of the farmer's household in estimating the effect of financial literacy on the farmer's household welfare. Results: The results of this study indicate that financial literacy which consists of variable knowledge of financial institutions and ownership of savings account, has a positive and significant effect on the farmer's household welfare. Farmers who have literacy and access to capital at financial institutions are predicted to be 46.57% more likely to prosper than those who do not. Likewise, farmers who have savings accounts at financial institutions are estimated to be 44.1% more likely to prosper than farmers who do not have savings accounts. The variable of social support of farmer households, such as household heads’ age, number of household members, and number of employed households, also affected the farmer household's welfare in Gorontalo Province. Conclusion: Financial literacy determines the level of welfare of farmer households in Gorontalo Province. Efforts to increase the level of financial literacy of farmers in Gorontalo Province need to be realized in the form of financial education programs in order to support Government programs.
Co-Authors Abdjul, Annisa Abdul Zainal Lawani Abdurrahman Pakaya Afriyanto Saleh Agustin Kuadi Agustinus Moonti Aguswanto Aguswanto Ahmad Yusuf Akbar S, M. Ricci Akhmad Fauzi Ali, Dinda Wahyuni Amelia Murtisari Amir Hamza Hadju Ana Runtuwene Anak Agung Lis Sartika Anas Jusuf Angga Septian Fitra Harianto Arbie, Yayu Asda Rauf Asih Setianingsih Astri Julistri Geabo Bantilan, Rianti Bayhaqi, Yody Botutihe, Okta P Chossy, Achmad Deddy S. Sumaila Delvi Suleman Deria F.F Rumambi Devy Tsamara Echan Adam Efendi Yanto Fahmid Yusuf Fahrul Amshar Harun Fanny Daud Farid Nurhamidin Febrianti Tambio Febrianto Paputungan Gobel, Nurnafiza Hartin Ajuai Hermanto Payuyu Ilin Abuya Indahsari Kilo Irawati Abdul Irwan Bempah Ispan Yusuf Jamaludin Hamsa N. Pilomonu Julindri N. Puluhulawa Khali, Jihan A. Laha, Rahmad D Lahidjun, Nur Mia Rahma Lakatara, Rima Larasati Sukmadewi Wibowo Lasena, Mirda Lasena, Nurhayati Madjid, Tarisa Mahludin H. Baruwadi Merlin Moha Mohamad Hamdi H. Payuyu Mohammad Ikbal Bahuwa Mohammad Zubair Hippy Monoarfa, Febri Yanti R. Muh. Amir Archam Muhammad Abrar Panigoro Muhammad Amir Arham Muhammad Muhtar Muhammad Mukhtar Nahriyati Usman Nai, Gufrana Mukhlisa Nasriati Nasriati Novaldy I. Nadi Nur Silfiah Amin Nurfadilah K. Pilowani Nurhayati Mangge Nurlaila Mantali Olvin Daud Puhi, Lusiana Rahayu, Baiq Handiningrat Rahmad D Laha Rahman Ibrahim Rahman, Nur Anisa Ramlan Mustafa Ratna Dewi Ratna Mohune Rauf, Suserla Rayan Sahari Regi Tumewu Ria Indriani Ria Indriani Ria Indriani Rifni Mobi Rivai, Zulhadi Sarah Abubakar Siska Latongko Siti Yuliat Radji Sri Astuti Manoppo Sri Endang Saleh Sri Wahyuni Baharudin Sri Yusnani Mokodompit Sri Zakaria St Aisyah R Supriyo Imran Syukur, Rafiq Ramdan Taliki, Zulkipli Tangahu, Rahmat Tangahu, Rivan Tangkudung, Anggun Juwita Tiara Ayudia Musa Tity Iriani Datau Tongkonoo, Nurdiyatma Yanti Saleh Yuliana Bakari Yunus, Moh Zuhriansyah Yuriko Boekoesoe Yusran Lasantu Yusup, Nurhayati Zainudin Antuli