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Journal : warmadewa economic development journal wedj

Pengaruh Kualitas Kredit dan Penerapan Prinsip 5 C Terhadap Keputusan Realisasi Kredit pada Lembaga Perkreditan Desa (Lpd) Se-Kecamatan Abiansemal Kabupaten Badung Ni Nyoman Ayu Tirtawati; Putu Ngurah Suyatna Yasa; Ita Silvia Azita Azis
Warmadewa Economic Development Journal (WEDJ) Vol. 2 No. 2 (2019): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.2.2.1358.51-63

Abstract

This research is entitled "The Effect of Credit Quality and Application of 5C Principles on Credit Realization Decisions in Lembaga Perkreditan Desa (LPD) in Abiansemal District, Badung Regency". The formulation of the problem is: Does the quality of credit and the application of the 5C principle have a positive and significant effect on the decision on credit realization in Lembaga Perkreditan Desa (LPD) in the Abiansemal sub-district. The purpose of this study is: to find out whether there is a positive and significant influence between credit quality and the application of the 5C principle. The number of respondents in this study were 50 people. The data analysis used in this study is partial least square (PLS). The results of the study indicate that credit quality, the application of the 5C principle (character, capital, capacity, collateral, condition of economy) has a positive and significant influence on credit realization decisions
Pengaruh PDRB dan Tingkat Suku Bunga Riil Terhadap Permintaan Kredit Investasi Pada Bank Umum di Provinsi Bali Periode 2014-2018 I Kadek Yoga Riantara; Putu Ngurah Suyatna Yasa; A. A Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 1 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.1.2022.25-30

Abstract

Investment loans are loans that are used by the public for the purchase or financing of capital goods in the context of building new projects, modernization. Where investment credit in the Province Bali in 2014 to 2018 has fluctuated every year. The purpose of this study is to determine the GRDP and the real interest rates on demand for investment credit simultaneously and partially at commercial banks in the Province of Bali. Data analysis used assumptions of classical from the F test sig. 0,000 < 0,05 which means that simultaneously obtained GDP variable and real interest rates significantly influence investment loans demand. From the t test on the GRDP variable has a positive and significant effect on the demand for investment loans, from the t on the variable real interest rate have a negative and significant effect on the demand for investment loans.
Pengaruh Komponen Indeks Pembangunan manusia Terhadap Pertumbuhan ekonomi Kabupaten / Kota di Bali Tahun 2012-2019 Ni Komang Octavia Giri; Putu Ngurah Suyatna Yasa; A.A. Ketut Jayawarsa
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 2 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.2.2022.31-39

Abstract

Consumptive Human development is one indicator of achieving economic development. Granting human development increases every year, inequality in human development is motionless discernable between districts/cities in the province of Bali. Furthermore, this study aims to determine the effect of life expectancy, literacy rate, average school length and real expenditure per capita on economic growth. The data used was secondary data downloaded from the Central Agency in Statistics of Bali Province and was a 2012 - 2019 time series. The descriptive qualitative method applied to analyze the data in this study. The results of data processing were consisted of life expectancy has a positive effect on economic growth, literacy rates have a negative effect on economic growth, the average school length has a positive and insignificant effect on economic growth, and real expenditure per capita has a significant negative effect on economic growth of Districts / City in Bali. Formerly, The Government is expected to increase further performance that is capable to improve the quality of education in the Districts / City in Bali. Education level must be considered thoughtfully to promote better economic growth and per capita expenditure needs to be stabilized every year.