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All Journal JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) International Journal of Community Service Learning Warmadewa Management and Business Journal (WMBJ) WICAKSANA: Jurnal Lingkungan dan Pembangunan JAIM (Jurnal Abdi Masyarakat) Jurnal Bisnis Dan Kajian Strategi Manajemen Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat WIDYA MANAJEMEN Jurnal Abdi Insani BERNAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian UNDIKMA International Journal of Environmental, Sustainability, and Social Science Journal of Applied Business, Taxation and Economics Reseach Parta: Jurnal Pengabdian Kepada Masyarakat Synergy and Society Service Warmadewa Minesterium Medical Journal Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Journal of Governance, Taxation, and Auditing Community Services Journal (CSJ)
Ida Ayu Agung Idawati
Universitas Warmadewa
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The Influence of Norms, Environmental Attitudes, and Perceived Behavioral Control on Plastic Bag Use: A Behavioral-Economic Perspective Paramananda, Nyoman; Idawati, Ida Ayu Agung; Yamawati, Ni Kadek Sioaji; Putra, I Komang Agus Sedana; Aprianto, Ni Gede
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 2 (2025): December 2025
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i2.523

Abstract

Despite local regulations banning their use, single-use plastic bags remain widely consumed in Denpasar City. This study uses the Theory of Planned Behavior (TPB) to explore how subjective norms, environmental attitudes, and perceived behavioral control influence consumer intention and actual behavior, with intention acting as a mediating factor. The results suggest that a sense of control, environmental awareness, and social pressure play important roles in reducing plastic bag usage through behavioral intention. More importantly, the continued reliance on plastic bags imposes real economic costs—ranging from increased public spending on waste management to environmental damage that threatens tourism and fisheries. These hidden costs underline the urgency of combining regulatory measures with behavioral and economic strategies. Policies that support reusable alternatives, provide targeted incentives, and reshape social norms are essential not only for protecting the environment but also for ensuring long-term economic sustainability.
The Effect of the JISDOR Exchange Rate, Inflation, and Interest Rates on the Composite Stock Price Index (IHSG) for the 2020-2024 Period Januadi, I Wayan; Suriani, Ni Nyoman; Idawati, Ida Ayu Agung
Journal of Governance, Taxation and Auditing Vol. 4 No. 3 (2026): Journal of Governance, Taxation and Auditing (January - March 2026)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jogta.v4i3.1845

Abstract

This study aims to analyze the effect of the JISDOR exchange rate, inflation, and interest rates on the Jakarta Composite Index (JCI) on the Indonesia Stock Exchange for the 2020–2024 period. The research method used is a quantitative approach with multiple linear regression analysis. The data used is monthly secondary data obtained from Bank Indonesia, the Indonesia Stock Exchange, and other official sources. The independent variables in this study consist of the JISDOR exchange rate, inflation, and interest rates, while the dependent variable is the JCI. Data analysis techniques include classical assumption tests, multiple linear regression, simultaneous tests (F tests), and partial tests (t tests). The results show that simultaneously, the JISDOR exchange rate, inflation, and interest rates have a significant effect on the Jakarta Composite Index (JCI) for the 2020–2024 period. Partially, the JISDOR exchange rate has a positive and significant effect on the JCI. Meanwhile, inflation and interest rates do not show a significant effect on the JCI, indicating that fluctuations in both have not directly affected the index's movements. The implications of this research are expected to inform investors' investment decisions and the government and monetary authorities' formulation of economic policies that maintain capital market stability.
PKM Gerakan Masyarakat Cerdas Menggunakan Obat, Pelatihan Pembuatan Kompos, dan Literasi Pasar Modal pada PKK Kelurahan Sesetan Made Dharmesti Wijaya; Anak Agung Gede Indraningrat; Ida Ayu Agung Idawati
Warmadewa Minesterium Medical Journal Vol. 3 No. 3 (2024): September 2024
Publisher : Warmadewa University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmmj.3.3.2024.230-235

Abstract

Penggunaan obat yang rasional dalam pengobatan sendiri atau swamedikasi adalah bagian yang krusial untuk mendapatkan luaran terapi yang diinginkan. Namun, belum semua masyarakat memiliki pemahaman yang baik tentang hal tersebut, termasuk mitra pada Program Kemitraan Masyarakat (PKM) ini yaitu kelompok ibu-ibu Pembinaan Kesejahteraan Keluarga (PKK) Kelurahan Sesetan, Denpasar Selatan. Pada diskusi awal, mitra menyatakan bahwa mereka memiliki pemahaman yang terbatas mengenai swamedikasi yang rasional sehingga membuat mitra menjadi ragu dalam melakukan swamedikasi, serta terkadang melakukan kesalahan-kesalahan yang tidak disadari saat melakukan swamedikasi terhadap diri sendiri maupun keluarganya. Mitra juga membutuhkan pelatihan terkait pengolahan sampah-sampah daun dan canang yang membludak terutama ketika hari raya besar seperti Galungan dan Kuningan. Selain itu, mitra juga memerlukan pelatihan mengenai pasar modal, terutama terkait dengan investasi saham sebagai alternatif investasi keluarga. Oleh karena itu, PKM ini memberikan penyuluhan kepada mitra kelompok PKK tentang Gerakan Masyarakat Cerdas Menggunakan Obat (Gema Cermat) yang mencakup penggunaan obat secara rasional dalam swamedikasi, penggunaan antibiotik yang benar, cara penyimpanan dan pembuangan obat yang benar, serta cara penggunaan obat dalam bentuk sediaan khusus. Mitra juga diberikan pelatihan pendaur-ulangan sampah organik menjadi kompos dan pelatihan literasi pasar modal. Metode yang diterapkan meliputi focus group discussion atau diskusi kelompok terarah, penyuluhan dan pemutaran video tentang Gema Cermat, pelatihan daur ulang sampah organik, serta pelatihan pasar modal. Hasil evaluasi berdasarkan nilai pretest dan posttest menunjukkan adanya peningkatan pemahaman mitra terhadap materi-materi yang telah disampaikan, dengan rata-rata nilai 54/100 pada pretest menjadi 90/100 pada posttest. Berdasarkan hasil tersebut, dapat disimpulkan bahwa kegiatan PKM ini telah berhasil meningkatkan pemahaman mitra mengenai Gema Cermat, daur ulang sampah organik, serta literasi pasar modal.
PKM Pemanfaatan Tanaman Obat Keluarga dan Investasi Pasar Modal pada Sekaa Teruna Hita Mahada Çraya Desa Batur Utara Made Dharmesti Wijaya; Anak Agung Gede Indraningrat; Ida Ayu Agung Idawati
Warmadewa Minesterium Medical Journal Vol. 4 No. 1 (2025): Januari 2025
Publisher : Warmadewa University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmmj.4.1.2025.9-14

Abstract

Tanaman Obat Keluarga (TOGA) sangat bermanfaat bagi masyarakat dalam upaya pemeliharaan kesehatan keluarga. Selain bermanfaat, tanaman ini juga relatif mudah ditanam serta dapat memperindah pekarangan rumah. Namun, masih banyak masyarakat yang belum terlalu familiar dengan jenis-jenis, manfaat, serta cara pengolahan TOGA menjadi obat tradisional seperti jamu atau loloh. Hal tersebut juga dirasakan oleh mitra kami yaitu sekeha teruna (ST) Hita Mahada Çraya. Hasil diskusi juga menunjukkan bahwa mitra masih belum memiliki pengetahuan yang cukup mengenai pengolahan sampah organik. Mitra juga belum familiar dengan investasi pasar modal yang jika ditekuni dengan baik dapat menjadi salah satu sumber pemasukan tambahan. Oleh karena itu, dalam Program Kemitraan Masyarakat (PKM) ini, dilakukan penyuluhan mengenai manfaat dan cara pengolahan TOGA dalam membantu pemeliharaan kesehatan dan mengatasi keluhan penyakit ringan, serta pemberian bantuan berupa bibit TOGA yang dapat ditanam dan dimanfaatkan di pekarangan rumah mitra. Pada kegiatan ini juga dilakukan pelatihan pembuatan kompos dengan memanfaatkan sampah organik rumah tangga dan pemberian bantuan berupa peralatan composting. Selain itu, juga diberikan pelatihan mengenai investasi pasar modal bagi anggota ST. Metode yang digunakan adalah focus group discussion, penyuluhan dan pelatihan terkait permasalahan mitra, pemberian bantuan, serta evaluasi berupa pretest dan posttest. Hasil evaluasi menunjukkan bahwa pengetahuan mitra mengalami peningkatan sebesar 95%, yang dilihat dari rata-rata nilai mitra sebesar 48/100 saat pretest menjadi 94/100 saat posttest. Proses monitoring pascakegiatan berupa diskusi dan observasi langsung ke lapangan menunjukkan bahwa kader sudah menanam bantuan TOGA yang diberikan di pekarangan rumahnya masing-masing, serta mulai mempelajari mengenai investasi pasar modal. Mitra juga berencana akan segera memulai mencoba membuat kompos dari sampah-sampah organik. Berdasarkan hal tersebut, maka dapat disimpulkan bahwa kegiatan PKM telah berlangsung dengan baik dan bermanfaat bagi mitra.
Analisis Kinerja Keuangan Pada Lembaga Perkreditan Desa (Lpd) Desa Adat Tabanan Ida Ayu Agung Idawati; Ni Gusti Ayu Agung Trisna Putri
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.19-26

Abstract

Village Credit Institutions are financial institutions operating in every Pakraman village in Bali. The sustainability of a Village Credit Institution depends on the trust of the community, and thus their existence is expected to be able to maintain the trust of the people who invest their funds in the institution. Financial performance is one indicator of the assessment of the development of a Village Credit Institution. The purpose of this study was to assess the financial performance of the Village Credit Institution in Tabanan from 2011- 2015. The assessment techniques used in this study were liquidity ratio analysis, activity ratio analysis, solvability ratio analysis, profitability ratio analysis, efficiency analysis business, and statistical analysis using historical ratio standards. The results show that the liquidity ratio (current ratio) in 2011 is considered very good; in 2012, 2013, 2014 it was considered good enough,; while in 2015 it was considered less. The activity ratio (total assets turn over) in 2011, 2013, 2014 and 2015 is considered to be quite good while 2012 is considered not good enough. The solvability ratio (debt to assets ratio) in 2011 is considered not good enough, in 2012, 2013 and 2014 it is considered good enough, but in 2015 it is considered very good. The rentability ratio with the economic rentability in 2011 and in 2015 is considered very good, but in 2012, 2013, 2014 it is considered quite good. Rentability of own capital in 2011, 2012, 2013 and 2014 is considered good enough, but in 2015 it is considered very good. The business efficiency (leverage multiplier) in 2011 is considered to be less efficient, in 2012, 2013, 2014 it is considered quite efficient, but in 2015 is considered very efficient. Lembaga perkreditan desa adalah lembaga keuangan yang beroperasi di setiap desa pakraman di bali. Keberlanjutan hidup suatu LPD bergantung pada kepercayaan masyarakat, sehingga tiap-tiap LPD yang ada di Bali diharapkan mampu menjaga serta mempertahankan kepercayaan masyarakat yang menanamkan dananya pada lembaga tersebut. Kinerja keuangan merupakan salah satu indikator penilaian perkembangan suatu Lembaga Perkreditan Desa. Tujuan penelitian ini adalah untuk menganalisis kinerja keuangan pada Lembaga Perkreditan Desa (LPD) Desa Adat Tabanan dari tahun 2011–2015. Teknik analisis yang digunakan dalam penelitian ini adalah analisis rasio likuiditas, analisis rasio aktivitas, analisis rasio solvabilitas, analisis rasio rentabilitas, analisis efisiensi usaha dan analisis statistik dengan menggunakan standar rasio historis Rasio likuiditas (rasio lancar) pada tahun 2011 menunjukkan sangat baik, pada tahun 2012, 2013, 2014 dianggap cukup baik, sedangkan pada tahun 2015 dianggap kurang. Rasio aktivitas (total assets turn over) pada tahun 2011, 2013, 2014 dan 2015 dianggap 2012 cukup baik sementara dianggap belum cukup baik. Rasio solvabilitas (debt to asset ratio) pada tahun 2011 dianggap kurang baik, pada tahun 2012, 2013 dan 2014 dianggap sangat baik. Rentability ratio dengan menggunakan rentabilitas ekonomi pada tahun 2011 dan 2015 dianggap sangat baik, sedangkan pada tahun 2012, 2013, 2014 dianggap cukup baik. Rentabilitas modal sendiri pada tahun 2011, 2012, 2013 dan 2014 dianggap cukup baik, sedangkan pada tahun 2015 dianggap sangat baik. Efisiensi bisnis (leverage multiplier) pada tahun 2011 dianggap kurang efisien, pada tahun 2012, 2014 dianggap cukup efisien, sedangkan pada tahun 2015 dianggap sangat efisien.
Pengaruh Literasi Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Denpasar Ida Ayu Agung Idawati; I Gede Surya Pratama
Warmadewa Management and Business Journal (WMBJ) Vol. 2 No. 1 (2020)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.2.1.2020.1-9

Abstract

Abstract MSME is a creative industry that tends to have a short-term orientation in making business decisions. Generally SME actors do not have organized information about the financial condition, market share, competition dynamics and track record management. One way to enrich knowledge in managing finances is to use financial literacy. This study aims to analyze the effect of financial literacy on the performance and sustainability of MSMEs in Denpasar City. Data collection using a questionnaire distributed directly to the object of research. The population in the study were three MSME sectors that dominated in Denpasar City, namely the handicraft, culinary and fashion industry sectors totaling 330 MSMEs. The research sample was 100 MSMEs with the method of determining the sample, namely simple random sampling. Structural equation model based on partial least square is used to analyze data. The results showed that there was a significant influence between financial literacy on the performance and sustainability of MSMEs in Denpasar City. The implication of the results of this study is that with a good understanding of financial literacy it is expected that MSME actors will be able to make the right financial and management decisions to improve business performance and sustainability. Keywords: financial literacy, performance, sustainability Abstrak UMKM merupakan industri kreatif yang cenderung memiliki orientasi jangka pendek dalam pengambilan keputusan bisnisnya. Umumnya pelaku UMKM tidak memiliki informasi yang terorganisir tentang kondisi keuangan, pangsa pasar, dinamika kompetisi dan jejak rekam manajemen. Salah satu cara yang dapat dilakukan untuk memperkaya pengetahuan dalam mengelola keuangan adalah dengan menggunakan literasi keuangan. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan terhadap kinerja dan keberlangsungan UMKM di Kota Denpasar. Pengumpulan data menggunakan kuesioner yang disebar langsung kepada objek penelitian. Populasi dalam penelitian adalah tiga sektor UMKM yang mendominasi di Kota Denpasar, yaitu sektor industri kerajinan, kuliner dan fashion sebanyak 330 UMKM. Sampel penelitian adalah sebanyak 100 UMKM dengan metode penentuan sampel, yaitu simple random sampling. Model persamaan struktural berbasis partial least square digunakan untuk menganalisis data. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan antara literasi keuangan terhadap kinerja dan keberlangsungan UMKM di Kota Denpasar. Implikasi dari hasil penelitian ini adalah bahwa dengan pemahaman literasi keuangan yang baik diharapkan para pelaku UMKM akan mampu membuat keputusan keuangan dan manajemen yang tepat untuk peningkatan kinerja dan keberlanjutan usaha. Kata Kunci: literasi keuangan, kinerja, keberlangsungan
PENGARUH HARGA, WORD OF MOUTH DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN PRODUK PADA CV. LAGAS JAYA BADUNG I Komang Arthur Mahendra; I Gde Agung Wira Pertama; Ida Ayu Agung Idawati
Warmadewa Management and Business Journal (WMBJ) Vol. 4 No. 2 (2022)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.4.2.2022.103-111

Abstract

The purchase decision is an action taken by consumers in choosing a product from several alternative choices. This study entitled “The Influence of Price, Word of Mouth and Service Quality on Product Purchase Decisions at CV. Lagas Jaya Badung”. The purpose of this study was to determine and analyze the effect of word of mouth price and service quality on product purchasing decisions on CV. Lagas Jaya Badung both simultaneously and partially. The research data was collected using a questionnaire with a sample of 87 respondents. The research method uses quantitative analysis with multiple linear regression analysis techniques, hypothesis testing (F test and t test). Based on the results of the F test, price, word of mouth, and service quality simultaneously have a significant effect on product purchasing decision on CV. Lagas Jaya Badung. Based on the results of multiple linear regression analysis, the t test found that price, word of mouth and service quality partially have a positive and significant effect on product purchasing decisions on CV. Lagas Jaya Badung
PENGARUH MOTIVASI KERJA, PENGALAMAN KERJA DAN PELATIHAN TERHADAP KINERJA GURU DI SMK KESEHATAN BALI DEWATA Ni Luh Putu Setia Dewi; Ketut Sudarmini; Ida Ayu Agung Idawati
Warmadewa Management and Business Journal (WMBJ) Vol. 5 No. 2 (2023)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.5.2.2023.125-132

Abstract

The purpose of this study was to determine and analyze the effect of work motivation, work history, and education on teacher performance. The survey was conducted at the Bali Dewata Health College, using a sample of 36 respondents who selected using a saturated sampling technique. All data obtained from distributing questionnaires can be used and then analyzed using multiple regression and hypothesis testing (t-test and f-test). The results were, (1) work motivation, work experience and education had a positive and significant effect on teacher performance at the Bali Dewata High School of Health. (2) Work motivation had a significant effect on teacher performance at the Bali Dewata High School of Health. This proved to have a positive and significant effect on teacher performance. This means that the higher the motivation to work, the better performance of teachers at the Bali Dewata Health College. (3) Work history has a positive and significant effect on teacher performance at the Bali Dewata Health College. This means that the better the professional experience, the better the performance of the Bali Dewata Health College teachers. (4) Education has a positive and significant effect on teacher performance at the Bali Dewata Health College. In other words, the more training, the better the performance of teachers at the Bali Dewata Health College.
KUALITAS PELAYANAN, HARGA DAN LOKASI TERHADAP KEPUASAN PELANGGAN PADA YAMAHA BISMA SUPRATMAN DENPASAR Putu Diantara Yasa; Ida Ayu Agung Idawati; N. Paramananda
Warmadewa Management and Business Journal (WMBJ) Vol. 7 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.7.1.2025.11-23

Abstract

The increase in demand for motorcycle transport triggers a high level of competition among motorcycle manufacturers. The purpose of this study was to examine the effect of service quality, price, and location on customer satisfaction at Yamaha Bisma Supratman Denpasar. This study used a sample of 98 respondents with a sampling technique, namely purposive sampling. The data analysis technique in this study was multiple linear regression analysis using the SPSS program. The results showed that all independent variables, namely service quality, price, and location, had a positive and significant effect on customer satisfaction. 
Peran Pengetahuan Investasi, Literasi Keuangan Dan Motivasi Investasi Terhadap Minat Mahasiswa Dalam Berinvestasi Di Pasar Modal Made Surya Pramana; I Putu Iwan Pramana Putra; Ida Ayu Agung Idawati
Warmadewa Management and Business Journal (WMBJ) Vol. 8 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.8.1.2026.115-123

Abstract

Investment is a crucial financial instrument for long-term financial planning, especially for students as the younger generation who will face various economic challenges in the future. A lack of understanding and awareness regarding investment can impact student engagement in capital market activities. The purpose of this study was to analyze the influence of investment knowledge, financial literacy, and investment motivation on investment interest in the capital market among students at the Faculty of Economics and Business, Warmadewa University in Denpasar City, Bali Province. The sample consisted of 100 students selected using purposive sampling. Data analysis in this study used multiple linear regression analysis with SPSS version 27. The results showed that investment knowledge, financial literacy, and investment motivation simultaneously had a significant positive effect on students' investment interest in the capital market. Investment knowledge, financial literacy, and investment motivation also partially had a positive and significant effect on students' investment interest in the capital market.
Co-Authors A.A Ngrh Mayun Narindra Anak Agung Istri Pradnyani Dewi Aprianto, Ni Gede BARRETO, Vital Nascimento Dharmesti Wijaya I GEDE SURYA PRATAMA I Komang Arthur Mahendra I Nyoman Sutapa I Wayan Januadi IB Agustya Mahaputra Indraningrat, Anak Agung Gede Januadi, I Wayan Legis Ocktaviana Saputri Made Dharmesti Wijaya Made Surya Pramana Mandasari, IA Cynthia Saisaria N PARAMANANDA N. Paramananda N. Paramananda N. Paramananda, N. Paramananda Narindra, A.A Ngrh Mayun Narindra, Ngurah Mayun Ni Gusti Ayu Agung Trisna Putri Ni Luh Made Mahendrawati Ni Luh Putu Indiani Ni Luh Putu Ratna Wahyu Lestari Ni Luh Putu Setia Dewi Ni Putu Gita Mahayani Paramananda, N. Paramananda, Nyoman Pertama, I Gde Agung Wira Pramana, Made Surya Putra, I Komang Agus Sedana Putra, I Putu Iwan Pramana Putu Arya Suryanditha Putu Dian Pradnyanitasari, Putu Dian Putu Diantara Yasa Putu Yudha Asteria Putri Saputri Legis Ocktaviana Setena, Made Sudarmini, Ketut Sumartini, Ade Ruly Suriani, Ni Nyoman Utama, I Kadek Andika Budi Vital Nascimento BARRETO Wahyu Antari Wijaya Wahyu Antari Wijaya YAMAWATI, Ni Kd. Sioaji Yuliana Alexia Idar