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All Journal Jurnal Ekonomi dan Pendidikan Jurnal Pendidikan Akuntansi Indonesia Journal of Education and Learning (EduLearn) Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Harmoni Sosial: Jurnal Pendidikan IPS Empowerment Jurnal Pengabdian Masyarakat AbdiMas ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi JTP - Jurnal Teknologi Pendidikan EDUKATIF : JURNAL ILMU PENDIDIKAN Jurnal Pendidikan dan Kewirausahaan Heritage: Journal of Social Studies Jurnal Abdi Masyarakat Indonesia Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Journal of Accounting and Digital Finance Sinergi International Journal of Management and Business
Nenden Susilowati
Universitas Negeri Yogyakarta
Humanities Economics, Econometrics & Finance Education Engineering Environmental Science Library & Information Science Mathematics Public Health Social Sciences Other

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Pengaruh Kemudahan Pembayaran Digital Terhadap Perilaku Konsumtif Susilowati, Nenden; Surbakti, Zefania Pasti; Fitriyani, Nanda; Zakiya, Mimin; Ariyanto, Ardi
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 2 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i2.27463

Abstract

This study aims to analyze the effect of cashless lifestyle transformation and Shopeepay usage on the consumptive behavior of students. This study uses a quantitative approach with a population consisting of all members of UKMF INSPIRE FEB UNY with a sample of 47 students selected through purposive sampling. The collected data was then analyzed using multiple regression tests to measure the relationship between these variables. The results of the study show a significant positive impact of ShopeePay usage on student consumption behavior; the more often students use ShopeePay, the more likely they are to engage in consumptive behavior. Conversely, the transformation to a cashless lifestyle has a negative impact because there is a risk of uncontrolled consumption, especially among students who are prone to impulsive spending. Therefore, it is recommended that ShopeePay develop reminder features or spending limits to help students manage their finances more wisely and minimize impulsive consumption behavior.
Co-Authors Ahmad Chafid Alwi Ahmad Hafidh Saiful Fikri, Aula Aisa Bela Khurota Ayun Aladawiya, Rabia Ali Muhson Alnadhifah, Vedhita Ani Widayati Ardi Ariyanto Armayanti, Nelly Arum Darmawati Aula Ahmad Hafidh Saiful Fikri Avrielliandiny, Axelina Dava Ayuningsih, Niken Eka Ary Wibawa Elve Dhesta Arfindha Endang Mulyani Febrianasari, Mariska Febriansyah, Rizaldi Febriyanti, Sabrina Alisa Fidhyallah, Nadya Fadillah Fitriana, Shafa FITRIANINGRUM, DEWI Fitriyani, Nanda Hetika Precillia Anggraeni Indah Puji Astuti Indra Febrianto Kusumawardani, Yasmin Diaz Lilia Pasca Riani M. Rafi Mahardika, Paula Winda Maimun Sholeh Mustofa Mustofa Mwakapemba, James Leonard Nabila, Ayu Okcta Nabila, Novi Rahma Ngadiyono Ngadiyono, Ngadiyono Prilanita, Yeni Nur PUJI LESTARI Raya Sulistyowati Revaldo, Angga Roestam Afandi, Muhammad Roni Faslah S Siswanto Saputra, Bachtiar Bayu Shabrina, Puspita Tyas Sukidjo . Sulasmi Sulasmi Surbakti, Zefania Pasti Sutirman Sutirman Tejo Nurseto Titin Hera Widi Handayani Yuliansah Yuliansah Zakiah, Rizka Zakiya, Mimin