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Moral Hazard in Market Activities: A Textual and Contextual Perspective Review of Hadith Agus Miswanto
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (582.631 KB) | DOI: 10.31603/cakrawala.4222

Abstract

The purpose of this research is to analyze at the moral hazard of market activity in the Prophet's hadith. The market is a place where traders can engage in economic activity in order to make a profit. Some traders are forced to compromise their morality due to profit motivation. This is a qualitative descriptive research. This study employs the hermeneutic method, which entails examining the text and context in order to fully comprehend the prophet's hadith. The findings of this study show that Allah despises the market, which is an expression of the prophet's feelings about the types of market activity carried out by traders that are prohibited by Shari'a. Usury, gharar, and maisir are examples of traders' moral hazard behavior, which causes injustice and harm to third parties.
Digitalisasi Katalog Produk: Pemberdayaan UMKM di Kecamatan Bandongan Agus Miswanto; Fauzan Ahmad; Ridwan Saputra; Muhammad Rifqi; Krisni Rahayu
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol 6 No 5 (2021): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v6i5.1934

Abstract

This community service is carried out in the District of Bandongan Magelang with the main objective of promoting and empowering MSMEs (UMKM) in this area. The main problem of MSMEs in this region is their low marketing capacity and their relatively limited-term capacity. Information technology instruments are needed to strengthen the network and access to digital marketing to expand marketing reach. With the UMKM Products database that the LAZIS-MU manages through the Mitra-MU application, UMKM products can be reached by the wider community.
ASAS-ASAS FOOD SECURITY DALAM HUKUM EKONOMI SYARIAH Agus Miswanto
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 6 No 2 (2021): Adz-Dzahab Volume 6 Nomor 2 Oktober Tahun 2021
Publisher : LP2M IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (361.665 KB) | DOI: 10.47435/adz-dzahab.v6i2.665

Abstract

This article examines the principles of food security from a sharia economic perspective. There are very few studies on food security carried out by experts in Islamic studies, therefore this study hopes to contribute to increasing understanding of the importance of this topic. Lack of understanding of this topic in the Islamic world, has an impact on the low awareness of food security in several Muslim countries such as Indonesia and Saudi Arabia. This study uses a thematic interpretation approach and normative legal research to discover the principles of food security in the Alquran. The findings of this study indicate that there are five basic principles about food security in the Alquran, namely: Productivity, maintaining environmental ecosystems, fair distribution, good food storage systems, and moderate consumption behavior. The findings about the principles of this norm can be the basis for the development of further studies. And this research needs to be followed up with field research to see the implementation of the five norms in society.
Problematika Fatwa: Mempertimbangkan Tawaran Metodologi Ijtihad Ulama Kontemporer Agus Miswanto
JURNAL HUKUM EKONOMI SYARIAH Volume 4, No. 2, Oktober 2021
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v4i2.11670

Abstract

Fatwa dalam hukum Islam, sesungguhnya berfungsi untuk menjawab persoalan yang dihadapi oleh umat Muslim, tetapi sayangnya jawaban-jawaban fatwa kontemporer itu sendiri sering sangat problematis, tidak solutif bagi umat. Penelitian ini tentang tawaran metodologi fatwa oleh tiga tokoh yang berpengaruh pada era kontemporer, yaitu M. Amin Abdullah, Khalid Abou el-Fadl, dan Jasser Auda. Tawaran ketiga tokoh ini untuk menjawab masalah fatwa kontemporer yang seringkali sangat problematis. Penelitian ini merupakan studi literatur dengan menggunakan metode analisis wacana kritis. Dari penelitian ini ditemukan, bahwa fatwa kontemporer yang sering problematis, karena ulama mujtahid yang melakukan kerja ijtihad menggunakan metodologi lama, tidak mau mengembangkan dan menoleh pada teori-teori sosial baru untuk memahami realitas sosial dan teks kitab suci. Ketiga tokoh yang menjadi objek penelitian ini merekomendasikan tawaran pendekatan dan metode baru dalam kerja fatwa ataupun ijtihad. Amin Abdullah menawarkan paradigam integrasi-interkoneksi keilmuan Islam dan ilmu-ilmu humaniora lainya. Khalid Abou al-Fadl menawarkan gagasan model ijtihad otoritatif a vis-a vis model ijtihad otoriter. Ijtihad otoritatif adalah membiarkan teks tetap terbuka dalam pemaknaan, tidak dikuasi oleh pemaknaan kelompok tertentu, serta menghadirkan prasyarat etis yang harus dimiliki oleh setiap mujtahid. Sedangkan Jasser Auda menawarkan pendekatan sistem dalam kerja ijtihad. Dan ketiga tawaran metodologis ini juga masih menjadi perdebatan di kalangan umat Islam antara yang pro dan kontra.
Profil Wisata Religi Gunung Tidar sebagai Pakuning Tanah Jawa (Studi Etnografi di Kota Magelang) Cahyani Nurul Huda; Arifatul Khusniyah; Dewi Chotimatus Sholichah; Agus Miswanto
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.588 KB)

Abstract

Wisata religi bukan merupakan hal baru dalam dunia pariwisata. Wisata ini muncul dari kebiasaan masyarakat melakukan ziarah dan berwisata. Faktor agama dan kepercayaan yang mendominasi masyarakat untuk melakukan perjalanan jauh selama berhari-hari untuk mengikuti wisata religi. Gunung Tidar yang terletak di Kota Magelang merupakan salah satu destinasi wisata yang sering dijadikan sebagai objek wisata religi. Gunung Tidar dikenal sebagai “Pakuning tanah jawa”. Gunung Tidar dengan ketinggian 503m diatas permukaan air laut ini adalah wisata yang masih asri karena merupakan hutan yang sebagian besar ditumbuhi oleh tumbuhan pinus. Selain itu di Gunung tidar ini terdapat bebrapa makam yang dianggap kramat oleh masyarakat. Makam tersebut adalah makam Kyai Semar, Kyai Sepanjang dan juga makam Syeh Subakir. Gunung Tidar ini tidak dapat dipisahkan dengan pendidikan militer (AKMIL) sebagai kawah Candradimuka yang mencetak perwira pejuang sapta marga didirikan. Tingkat pengetahuan masyarakat mengenai sejarah dari Gunung tidar masih sangat rendah, ini dapat dibuktikan dari hasil penelitian ini.
Moralitas Pasar dalam Hadis-Hadis Kontradiktif: Perspektif Pendekatan Kontekstual Agus Miswanto
Taqaddumi: Journal of Quran and Hadith Studies Vol. 2 No. 2 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (751.971 KB) | DOI: 10.12928/taqaddumi.v2i2.6645

Abstract

This research is a qualitative descriptive research on market morality in contradictory hadiths. The market is a place of economic activity for traders in order to gain profits which often ignores moral values. The focus of this research is on the traditions about the market which contain contradictions, especially those contained in the Sahih Bukhari and Sahih Muslim books. To obtain relevant data, this study uses keywords and an online search instrument, al-maktabah al-syamila. To understand the hadith of the prophet comprehensively, this study uses a contextual approach through historical and hermeneutic methods, namely looking at the text and context, and using the unification and synchronization method (al-jam' wa al-taufiq). From this study it was found that the prophet's expression which stated that the most hated place by Allah was the market, not in the textual sense, but was an expression of the prophet regarding some market activities carried out by traders which were prohibited by the Shari'a. The moral hazard behavior of traders including usury, gharar, maisir, which causes injustice and harm to other parties must be avoided and shunned.
Rekognisi dan Redistribusi dalam Pencapaian Keadilan Sosial: Analisis Komparatif Terhadap Model Teoritis Nancy Fraser dan Axel Honneth Miswanto, Agus
Supremasi Hukum: Jurnal Kajian Ilmu Hukum Vol. 11 No. 2 (2022): Supremasi Hukum
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/sh.v11i2.2748

Abstract

Artikel ini mengkaji tentang teori dan pendekatan rekognisi dan redistribusi yang gagas oleh dua ilmuan kritis, Nancy Fraser dan Axel Honneth. Kedua orang ini melakukan kritik terhadap teori sosial yang selama ini dianggapnya tumpul dalam melihat persoalan ketidakadilan social. Kedua orang ini menganggap bahwa teori social selama ini melihat suatu problem hanya dalam bingkai perspektif tunggal, sehingga yang terjadi ketidakmampuan melihat ketidakadilan social yang di luar jangkaun keilmuan ataupun perspektif yang bersangkutan. Oleh karena itu, kedua orang ini menawarkan gagasan teoritis perspektif yang luas dengan beragam pendekatan. Nacy Fraser menawarkan konsep dualism-perspektif, yaitu melihat ketidakadilan social dengan dua kaca mata keilmuan yang tak terpisahkan yaitu rekognisi dan redistribusi secara bersamaan. Sedangkan Axel Honneth menawarkan monism perspketif, yaitu melihat ketidakadilan social dengan rekognisi yang menjangkau hukum dan ekonomi secara blended.
TEKNO EKONOMI PROSES DAUR ULANG ANODA GRAFIT BATERAI LITHIUM-ION KENDARAAN LISTRIK Miswanto, Agus; Wahyudi, Tatang; Prakosa, Agus; Birawidha, David Candra
Indonesian Mining Journal Vol 26 No 2 (2023): Indonesian Mining Journal, October 2023
Publisher : Balai Besar Pengujian Mineral dan Batubara tekMIRA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30556/imj.Vol26.No2.2023.1528

Abstract

Graphite is the primary material for battery anodes used in electronic devices such as cell phones, laptops, and electric vehicles. Exploiting natural graphite in Indonesia is still in the exploration stage. The ever increasing demand for energy storage devices poses challenges in producing battery-grade graphite. One possible approach is to recycle the graphite anode (AG) from used Lithium-ion Batteries (LIB) into battery components. By utilizing waste as a raw material, production costs are lower as well as the use of LIB becomes more sustainable. This study discusses the techno-economics of AG recycling from electric vehicle (EV) LIBs. Secondary data is used from various research reports, journals, and books published through the official website as references and assumptions in calculations and analysis. Mechanical separation to remove plastic components, washing with organic solvents (using dimethyl carbonate-DMC) and using dimethyl carbonate (DMC) and N-methyl-2-pyrrolidone (NMP), then washing process with H2SO4 + H2O2 purifies graphite to be reused as anode material for the new LIB. Economic analysis shows that the Net Present Value is IDR 388,675,699, the Internal Rate of Return is 33.79% per year, and the Payback Period is two years and ten months. These three indicators show that the project is financially viable. The sensitivity analysis shows that it is still profitable if there is an increase in production costs of up to 20% and a decrease in selling prices of up to 20% or USD 12,000 per tonne.
Investigating Al-Istihalah in the Provisions of Shariah Texts: A Study on Models of Transformation from Impure (Najis) to Pure (Halal) Substances, or Vice Versa Miswanto, Agus; Musaffa, Muhamad Ulul Albab
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 15 No. 1 (2023): Az Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v15i1.2731

Abstract

Abstract: This article discusses the models of Istihalah introduced by Islamic jurisprudential texts. The primary issue in the contemporary era revolves around the massive food industry, which necessitates the blending of various ingredients, resulting in the unclear status of the food as either halal or haram. Istihalah becomes a crucial key in the context of the food industry because it serves as both a method and a parameter for the transformation of the substance of an object, implying a change in the legal status of the object itself, either from halal to haram or vice versa. This research employs a textual and contextual approach to reconstruct Istihalah as presented in Islamic jurisprudential texts. From this study, three models of Istihalah are identified based on the nature of the substance's transformation, namely physical, chemical, and physical-chemical transformations. From the perspective of Islamic jurisprudential texts, physical transformation can occur in two patterns: (1) halal substances processed with a catalyst that is haram result in a halal product. An example of this is honey. (2) Haram (impure) substances processed with a halal catalyst transform into a halal product, such as quarantined carrion animals and tanned animal hides. Meanwhile, chemical transformation, as found in the texts, occurs in two patterns: (1) haram (impure) products processed with a halal catalyst transform into a halal product, as seen in the case of vinegar derived from fermented wine that has transformed. (2) Halal items processed with a halal facilitator change into a haram product, such as alcoholic beverages. Finally, physical-chemical transformation in Islamic jurisprudential texts takes place when raw impure materials are processed with a halal facilitator to become a halal finished product, as exemplified by products like milk from halal animals, the liver and spleen of halal animals, and musk oil (kasturi) extracted from deer.Abstrak: Artikel ini mengulas tentang model-model istihalah yang diperkenalkan oleh nash syariat. Problem utama pada era kontemporer adalah masifnya industri makanan yang mengharuskan percampuran berbagai bahan, yang mengakibatkan tidak jelasnya status makanan itu: halal atau haram. Dan istihalah menjadi kunci penting dalam konteks industri makanan karena sebagai metode dan juga parameter terhadap perubahan zat suatu benda yang berimplikasi pada perubahan status hukum benda yang bersangkutan, yaitu dari halal ke haram, atau sebaliknya. Penelitian ini menggunakan pendekatan tekstual dan kontekstual dalam merekonstruksi istihalah yang tersaji dalam nash syariat. Dan dari penelitian ini ditemukan tiga model istihalah berdasarkan pada sifat perubahan pada benda, yaitu perubahan fisik, kimiawi, dan fisik-kimiawi.  Dari sisi nash syariat, perubahan fisik dapat terjadi dengan dua pola, yaitu (1) bahan halal diproses dengan bahan katalisator yang haram menghasilkan produk halal. Contohnya adalah produk madu lebah. (2) bahan haram (najis) diproses dengan bahan katalisator yang halal berubah menjadi produk halal, contohnya binatang jalalah yang dikarantina dan kulit bangkai yang disamak. Sedangkan perubahan kimia, dalam nash detemukan dalam dua pola yaitu (1) produk yang haram (najis) diproses dengan katalisator yang halal berubah menjadi produk halal, seperti cuka yang berasal dari khamar yang berubah. (2) barang halal diproses dengan fasilitator yang halal berubah menjadi produk haram, contohnya produk khamar. Akhirnya, perubahan fiski-kimiawi dalam nash syariat, terjadi dengan pola barang baku haram diproses dengan fasilitator halal berubah menjadi barang jadi halal, contohnya produk susu binatang halal, hati dan limpa binatang halal, dan minyak misik (kasturi) dari rusa.
GAYA HIDUP HALAL DALAM PERSPEKTIF MAQASID SYARIAH: MEMBANGUN KESEJAHTERAAN HOLISTIK Agus Miswanto; Siti Fatimah
International Journal Mathla’ul Anwar of Halal Issues Vol. 5 No. 2 (2025): September
Publisher : Universitas Mathla’ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article discusses the halal lifestyle from the perspective of Maqasid Syariah with the aim of building holistic well-being. A halal lifestyle is defined as behavior that is in accordance with Islamic law, encompassing all dimensions of life, not just food and drink. Although this trend is growing rapidly, public understanding is often shallow and limited to food certification. Therefore, this article uses a literature study approach with the Maqasid Syariah framework to analyze the relationship between a halal lifestyle and the five main objectives of sharia (al-dharuriyat al-khamsah). The results show that a halal lifestyle is fundamentally correlated with the protection of religion (Hifdz al-Din), life (Hifdz al-Nafs), reason (Hifdz al-‘Aql), offspring (Hifdz al-Nasl), and property (Hifdz al-Mal). This practice is a form of obedience, maintaining physical and mental health, protecting the mind from harmful substances, forming a harmonious family, and creating a just and sustainable economic system. In conclusion, a halal lifestyle is not just a set of rules, but a comprehensive philosophy of life to achieve true well-being. Maqasid Syariah provides a rational and philosophical foundation, proving that every rule in Islam has a noble purpose to create a balanced, healthy and dignified life.