Garuda - Garba Rujukan Digital

Risk Management Model for Compliance and Security in Blockchain Powered Payment Platforms Novalita Savitri, Agnes; Hardini, Marviola; Yao, Goh
APTISI Transactions on Management (ATM) Vol 9 No 2 (2025): ATM (APTISI Transactions on Management: May)
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/atm.v9i2.2475

Blockchain technology has revolutionized financial services by enabling decen- tralized, transparent, and tamper-resistant payment platforms. However, these innovations bring significant challenges related to regulatory compliance and security management, which threaten platform adoption and user trust. This study aims to develop and empirically validate a comprehensive risk management model that integrates both regulatory oversight and security auditing dimensions specific to blockchain-powered payment systems. A cross-sectional survey was conducted among 215 industry practitioners involved in blockchain payment platforms. Using Partial Least Squares Structural Equation Modeling (PLS-SEM), the study tested hypothesized relationships among regulatory over- sight, smart contract auditing, perceived compliance and security risks, risk mit- igation intent, and platform adoption intention. The results demonstrate that regulatory oversight and smart contract auditing significantly increase perceived compliance and security risks. These heightened risk perceptions positively in- fluence intentions to mitigate risks, which in turn significantly drive platform adoption. The model explains 58% and 42% of the variance in risk mitigation intent and platform adoption intention, respectively, confirming its strong ex- planatory power. This research contributes a validated, unified risk manage- ment framework that guides policymakers, platform operators, and auditors in addressing intertwined compliance and security risks. The findings support the advancement of safer, more trustworthy blockchain payment systems, fostering broader adoption and aligning with evolving regulatory landscapes.

Framework for Implementing Green Supply Chain Practices in Indonesian Small and Medium Enterprises Aini, Qurotul; Hardini, Marviola; Hikam, Ihsan Nuril; Green, Thomas
APTISI Transactions on Management (ATM) Vol 9 No 3 (2025): ATM (APTISI Transactions on Management: September)
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/23c5gv23

The urgent need to address climate change, environmental degradation, and resource depletion has driven the adoption of sustainable business practices globally. For Small and Medium Enterprises (SMEs), particularly in developing countries such as Indonesia, transitioning toward sustainability presents both challenges and opportunities. Green Supply Chain Management (GSCM) offers a comprehensive approach to integrating environmental considerations into every stage of the supply chain, from sourcing raw materials to end-of-life product management. This study develops a practical GSCM framework tailored for Indonesian SMEs, using a qualitative multiple-case study method across three sectors: food, handicrafts, and logistics. Data collection methods included semi-structured interviews, on-site observations, and document analysis, followed by thematic coding and cross-case synthesis. The resulting framework identifies five interrelated components: supplier collaboration, eco-friendly material selection, waste reduction strategies, energy efficiency optimization, and sustainability performance monitoring. The framework is validated through triangulation of data sources and feedback from SME stakeholders. By aligning with the United Nations Sustainable Development Goals (SDGs), particularly Goals 12 and 13, this study provides actionable insights for policymakers, SME owners, and practitioners seeking to enhance sustainability while maintaining operational efficiency.

SWOT Analysis of AI-Based Learning Recommendation Systems for Student Engagement Nuraeni, Rani; Hardini, Marviola; Parker, Jonathan; Ilham, Muhammad Ghifari
International Transactions on Artificial Intelligence Vol. 4 No. 1 (2025): November
Publisher : Pandawan Sejahtera Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/italic.v4i1.894

This study presents a SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) of AI-based learning recommendation systems for students. These innovative systems hold significant potential in supporting Sustainable Development Goal (SDG) 4 Quality Education by personalizing learning pathways, enhancing access to resources, and boosting student engagement. Their primary strengths include increased learning efficiency, adaptive content delivery, and instant feedback mechanisms. Nevertheless, weaknesses such as potential algorithmic bias, data privacy concerns, and over reliance on technology warrant careful consideration. Emerging opportunities encompass expanding educational access for underserved populations, facilitating lifelong learning, and integrating diverse educational platforms. However, threats like the digital divide and the need for robust ethical guidelines must be addressed to ensure equitable access. This analysis underscores the necessity of a balanced approach in developing and deploying these AI systems, maximizing their educational benefits while mitigating risks to achieve more inclusive and equitable quality education for all. Quantitatively, the synthesis of reviewed studies reveals that adaptive AI-based recommendation systems improve student engagement by up to 18% and content relevancy by approximately 22% compared to conventional systems. Moreover, the SWOT analysis indicates that the strength to threat ratio (S/T) exceeds 2.1, implying that institutional readiness and technological innovation significantly outweigh identified implementation risks. These findings confirm the robust potential of AI-LRS in higher education.

The Value of Technological Developments Based on An Islamic Perspective Tuti Nurhaeni; Ninda Lutfiani; Ankur Singh; Widya Febriani; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Islamic values cover all aspects of spiritual, intellectual, economic, social and scientific life. An area that has no boundaries of generations and advances in civilization such as Islam has an impact on the value of technological knowledge, messages spread through direct determination, reminders of Allah SWT blessing, proof based on the past, and allusions of science as fact through modern scientific activities. Includes 5 (five) roles of Islam in modern scientific activities, including: as a basis for scientific and technological research; implementation of epistemology; provides answers to scientific research questions, encourages exploration of nature as God's creation; as a form of value in the development of technological science. So this research is made based on an Islamic perspective related to science and technology research, which concludes that Islam provides a positive image of the value of scientific research and innovation in technological development. This research proves that the global Islamic world understands the extraordinary creations of Allah SWT which are manifested through technological science to provide individual and social welfare for human beings, and provide value to scientific technology policies from an Islamic perspective.

Modern Technology Advances with Benefits for Humanity to Demonstrate Design with Conventional Sources Islamic Nuke Puji Lestari Santoso; Amitkumar Dudhat; Husni Teja Sukmana; Aditya Mardiansyah; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

There is an urgent interest among Muslims to participate in broader religious thought activities regarding the nature of modern technology in response to the refutation presented by the ideals of current technology. The impact and use on understanding modern technology cannot be limited. It is so much more pervasive because it conditions ideas, creates our goals and desires. In order to measure modern technology from within the framework of Islamic ethics and design the Islamic paradigm, this is very important by looking at psychological, spiritual, social, moral and circles of the latest postmodernist technology. For holistic insight and moral enhancement of technology, fortitude and practical appropriateness to respond to the latest (contemporary) incident produced due to technology that is holy and ethical poor. Maqashid al-syar'ah hold a useful asset. Muslims should review their traditional notions of Advantage (maṣlaḥah) along with take advantage of these fundamental religious ethics. The design of technological development is beneficial for mankind, because modern technology is infused through It is having a plan all by itself regarding good activities. The intense problem of the Islamic background is which kind of human needs (maṣlaḥah) intense a religion legal discussion can deal with the set of technological values. Muslim jurists, when assessing modern technology, often make use of expressions that describe the optimistic predictions of technology when it comes to human success. This resulted in most of them interpreting human benefit (maṣlaḥah) in terms of technology and issuing fatwas. This makes them be given a particularistic technique to the effect of cutting-edge generation with out considering the effect that current era would possibly have on Muslim life. In this article, it is argued that the contextual-important philosophy of contemporary-day era describes one of the preconditions for outlining what constitutes a reputable human interest (maṣlaḥah). This may be accomplished whilst on the identical time increasing the scope of Islamic Goals (maqashid al-syar'ah) to consist of critical lectures. It links the dual hermeneutic action between the Islamic (time) conception of human goodness (maṣlaḥah) and the axiological contextual perception of the problem during the model of technological development.

PoTS: Proof of Tunnel Signature for Certificate Based on Blockchain Technology Dewi Immaniar; Nur Azizah; Dedeh Supriyanti; Nanda Septiani; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Proof of Tunnel Signature (PoTS) is designed to avoid the main problems found in certificates based on Blockchain technology. In this case, it is so closely related to Cybersecurity. A lightweight protocol such as a Certificate Authenticated Key Agreement (CAKA) is needed to reduce the vulnerability of a system's operation, namely overcoming management overhead by using a decentralized system according to the characteristics of Blockchain Technology. PoTS is the second stage after determining the Key Agreement (KA) or certificate hash in authenticating a node, and this is also a significant step in minimizing computation costs. The nodes generated after the signing process remain anonymous and can be verified optimally. Smart contracts are also used as a support so that this research can ensure transparency and openness of transaction nodes to maintain and improve the efficiency of transaction security for a certificate based on Blockchain Technology.

The Value of Technological Developments Based on An Islamic Perspective Tuti Nurhaeni; Ninda Lutfiani; Ankur Singh; Widya Febriani; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v1i1.4

Islamic values cover all aspects of spiritual, intellectual, economic, social and scientific life. An area that has no boundaries of generations and advances in civilization such as Islam has an impact on the value of technological knowledge, messages spread through direct determination, reminders of Allah SWT blessing, proof based on the past, and allusions of science as fact through modern scientific activities. Includes 5 (five) roles of Islam in modern scientific activities, including: as a basis for scientific and technological research; implementation of epistemology; provides answers to scientific research questions, encourages exploration of nature as God's creation; as a form of value in the development of technological science. So this research is made based on an Islamic perspective related to science and technology research, which concludes that Islam provides a positive image of the value of scientific research and innovation in technological development. This research proves that the global Islamic world understands the extraordinary creations of Allah SWT which are manifested through technological science to provide individual and social welfare for human beings, and provide value to scientific technology policies from an Islamic perspective.

Modern Technology Advances with Benefits for Humanity to Demonstrate Design with Conventional Sources Islamic Nuke Puji Lestari Santoso; Amitkumar Dudhat; Husni Teja Sukmana; Aditya Mardiansyah; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v1i1.8

There is an urgent interest among Muslims to participate in broader religious thought activities regarding the nature of modern technology in response to the refutation presented by the ideals of current technology. The impact and use on understanding modern technology cannot be limited. It is so much more pervasive because it conditions ideas, creates our goals and desires. In order to measure modern technology from within the framework of Islamic ethics and design the Islamic paradigm, this is very important by looking at psychological, spiritual, social, moral and circles of the latest postmodernist technology. For holistic insight and moral enhancement of technology, fortitude and practical appropriateness to respond to the latest (contemporary) incident produced due to technology that is holy and ethical poor. Maqashid al-syar'ah hold a useful asset. Muslims should review their traditional notions of Advantage (maṣlaḥah) along with take advantage of these fundamental religious ethics. The design of technological development is beneficial for mankind, because modern technology is infused through It is having a plan all by itself regarding good activities. The intense problem of the Islamic background is which kind of human needs (maṣlaḥah) intense a religion legal discussion can deal with the set of technological values. Muslim jurists, when assessing modern technology, often make use of expressions that describe the optimistic predictions of technology when it comes to human success. This resulted in most of them interpreting human benefit (maṣlaḥah) in terms of technology and issuing fatwas. This makes them be given a particularistic technique to the effect of cutting-edge generation with out considering the effect that current era would possibly have on Muslim life. In this article, it is argued that the contextual-important philosophy of contemporary-day era describes one of the preconditions for outlining what constitutes a reputable human interest (maṣlaḥah). This may be accomplished whilst on the identical time increasing the scope of Islamic Goals (maqashid al-syar'ah) to consist of critical lectures. It links the dual hermeneutic action between the Islamic (time) conception of human goodness (maṣlaḥah) and the axiological contextual perception of the problem during the model of technological development.

PoTS: Proof of Tunnel Signature for Certificate Based on Blockchain Technology Dewi Immaniar; Nur Azizah; Dedeh Supriyanti; Nanda Septiani; Marviola Hardini
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 1 No. 1 (2021): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v1i1.28

Proof of Tunnel Signature (PoTS) is designed to avoid the main problems found in certificates based on Blockchain technology. In this case, it is so closely related to Cybersecurity. A lightweight protocol such as a Certificate Authenticated Key Agreement (CAKA) is needed to reduce the vulnerability of a system's operation, namely overcoming management overhead by using a decentralized system according to the characteristics of Blockchain Technology. PoTS is the second stage after determining the Key Agreement (KA) or certificate hash in authenticating a node, and this is also a significant step in minimizing computation costs. The nodes generated after the signing process remain anonymous and can be verified optimally. Smart contracts are also used as a support so that this research can ensure transparency and openness of transaction nodes to maintain and improve the efficiency of transaction security for a certificate based on Blockchain Technology.

Advancing Higher Education: Longitudinal Study on AI Integration and Its Impact on Learning Marviola Hardini; Hetilaniar Hetilaniar; Semaria Eva Elita Girsang; Souza Nurafrianto Windiartono Putra; Ihsan Nuril Hikam
International Journal of Cyber and IT Service Management (IJCITSM) Vol. 5 No. 1 (2025): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v5i1.185

The integration of Artificial Intelligence (AI) into higher education is reshaping the learning landscape. This longitudinal study explores AI impact on learning outcomes, student engagement, and the overall educational experience, focusing on five key variables: AI-enabled Personalized Learning (AIPL), Student Engagement Metrics, Cognitive Skill Development (CSD), Digital Literacy Advancement (DLA), and Educational Resource Optimization (ERO). Using Structural Equation Modeling (SEM) with SmartPLS, the study analyzes these variables to assess AI effectiveness as a pedagogical tool. By evaluating how AI influences student engagement and academic performance, this research highlights the potential of AI to enhance cognitive skills and digital literacy, optimize educational resources, and improve learning efficiency. The study spans multiple academic terms to track the evolving impact of AI, ensuring its long-term sustainability in modern education. The findings aim to inform future strategies for AI integration in higher education, contributing to the broader discourse on AI transformative role in education and providing actionable insights for educators and policymakers. By focusing on the core principles of AI-driven innovation and learning optimization, this research seeks to offer evidence-based recommendations to improve the quality and accessibility of education.

Title

Found 41 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 41 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 41 Documents
Search