Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Awang Long Law Review

SHARIA BANKING DISPUTE RESOLUTION MODEL THAT IS EFFECTIVE, EFFICIENT AND FAIR Maskanah, Ummi; Burhanuddin, Sisca Ferawati; Zaenudin, KM Ibnu Shina; Suhartini, Siti Pujiastuti
Awang Long Law Review Vol. 7 No. 1 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v7i1.1390

Abstract

Sharia banks also target MSMEs through KUR loans, growing like mushrooms in the rain. The small loan value becomes disproportionate if a dispute is resolved through the judicial process. So what is needed by financial service providers and the public is a dispute resolution model that is effective and efficient, fair and certain. Research specifications use descriptive analytical methods, with normative and empirical juridical approaches. The data used is secondary data with data collection techniques through literature studies and field studies, then the data is analyzed using legal interpretation and construction, using qualitative juridical methods. The settlement of sharia economic disputes juridically can be resolved in two ways, namely through litigation and non-litigation. According to the results of the study, currently the KUR guarantor is PT Jamkrindo Syariah under the supervision of the OJK, in practice when there is bad credit Jamkrindo Syariah chooses a non-litigation dispute resolution model by means of deliberation and mediation off line and online based on the good faith of the parties (vide Article 55 of Law Number 21 of 2008 and Perma Number 3 of 2022), so as to fulfill a sense of justice and legal certainty, therefore there is a need for a special legal umbrella for resolving sharia economic disputes outside the Court.
SHARIA BANKING DISPUTE RESOLUTION MODEL THAT IS EFFECTIVE, EFFICIENT AND FAIR Maskanah, Ummi; Burhanuddin, Sisca Ferawati; Zaenudin, KM Ibnu Shina; Suhartini, Siti Pujiastuti
Awang Long Law Review Vol. 7 No. 1 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v7i1.1390

Abstract

Sharia banks also target MSMEs through KUR loans, growing like mushrooms in the rain. The small loan value becomes disproportionate if a dispute is resolved through the judicial process. So what is needed by financial service providers and the public is a dispute resolution model that is effective and efficient, fair and certain. Research specifications use descriptive analytical methods, with normative and empirical juridical approaches. The data used is secondary data with data collection techniques through literature studies and field studies, then the data is analyzed using legal interpretation and construction, using qualitative juridical methods. The settlement of sharia economic disputes juridically can be resolved in two ways, namely through litigation and non-litigation. According to the results of the study, currently the KUR guarantor is PT Jamkrindo Syariah under the supervision of the OJK, in practice when there is bad credit Jamkrindo Syariah chooses a non-litigation dispute resolution model by means of deliberation and mediation off line and online based on the good faith of the parties (vide Article 55 of Law Number 21 of 2008 and Perma Number 3 of 2022), so as to fulfill a sense of justice and legal certainty, therefore there is a need for a special legal umbrella for resolving sharia economic disputes outside the Court.
Co-Authors Abiyyu, Rizki Daffa Adenafio, Muhammad Reifal Ahmad, Meyzar Andhika Wijaya Pratama Anggoro Nur Faqih Anwari, Fikri Ahmad Aprilia Maharani Sule Ardisia Rahma Susetyo Aulia, Puspa Hygea Avshary, Muhammad Akhmal Az Zahra, Nisa Bahyudin, Mukhamad Barus, Theresia Juliana Ngarakken Buana, Tubagus Langlang Budiman, Seno Aziz Burhanuddin, Sisca Ferawati Dennice Augustine Dewi, Citra Rakhmawati Dimas Dwi Putra Febriana Miharja Febry Nurtriandany Purnomo Fuazi, Afif Guspita, Anggun R Herlani, Lisa Herlani Hernawati, Melati Putri Hidayati, Tara Devilia Imanuel Santoso, Debora Irawan, Hagi Muhamad Fauzan Joserando, Jodi Jordan Khoerunnisa, Alsa Mala Kusmawan, Edy Levina Abigail Chandra Lisda Damayanti Lukman, Gilza Azzahra Magdalena, Esmeralda Maudy Nurwidianti Mazwa, Refizma Poltica Md Nor, Mohd Zakhiri Melinda Lorenza Meutia, Irviana Mohammad Faridz Fathurrohman Muhammad Afif Muhammad Hasbi R Mulyana, Dodo Murianto, Agus Musthofa, Hanna Noviana Noer Narsudin, Udin Nira Melodia Pasha Norika Manurung Nugraha, Rais Rahmat Nurdianti, Rini Nurlianda, Vina Nursafrudin, Dansyah Nurwanda, Ahmad Yusuf Praidno, Zahra Ardhanie Prasetyo, Avif Putri, Adinda Amalia Putri, Claudia D. Samhara Ramadhan, Muhammad Willy Rangkoly, Mavelda Regina Rohmani, Rodiah Rosmiati, Rina Rusaedi, Attansya Rafli Rusmana, R. Anggi Gilang Ryandi, Gialdes Evan Safriani, Vini Nurul Salas, Muhamad Rizaldi Salsabila, Ainul Mardiyah Saraswati, Nabila Trina Saumah Setiawati, Yeti Siti Nurhasanah Situmorang, Jefri Subrata, Nabila Djuliana Suria Subrata Suci Rahmawati, Suci Sudjadiningrat, Raden Khemal Hadda Sugandi, M. Fajri Reznandya Suhartini, Siti Pujiastuti Suherman, Dafina Nurulita Sukamto, Ika Sumiyarsi Sukmaya, Mohammad Algifarri SUSILAWATI, SUSI Syifa, Awalia Tarigan, Notora Triastanto, Alexander Varta Kusuma, Raden Nugraha Darmawan Varta Kusuma Wida Yuningsih Wiguna, Ervan Wijaya, Melliana Wildan Yudistira, Dika Eka Yusep Mulyana Zaenudin, KM Ibnu Shina Zulaeha, Tuti Zulkarnain, Muhammad Azka Izzaturrahman