Article Per Year (5 Year)
p-Index From 2020 - 2025
3.86
P-Index
This Author published in this journals
All Journal Pembaharuan Hukum Jurnal Privat Law Jurnal Hukum dan Pembangunan Ekonomi Privat Law Pena Justisia: Media Komunikasi dan Kajian Hukum JURNAL USM LAW REVIEW Jurnal Locus Penelitian dan Pengabdian Birokrasi: Jurnal Ilmu Hukum dan Tata Negara Kultura: Jurnal Ilmu Sosial dan Humaniora Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora International Journal of Sustainability in Research (IJSR) Prosiding Seminar Nasional Unimus Politika Progresif : Jurnal Hukum, Politik dan Humaniora Jurnal Medika: Medika International Journal of Law and Society Aktivisme: Jurnal Ilmu Pendidikan, Politik dan Sosial Indonesia Terang: Jurnal Kajian Ilmu Sosial, Politik dan Hukum Jurnal Kajian Hukum Dan Kebijakan Publik
Yudho Taruno Muryanto
Unknown Affiliation
Aerospace Engineering Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences

Published : 38 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Pena Justisia: Media Komunikasi dan Kajian Hukum

 1 
Reformulation of Fintech Peer to Peer Landing Regulations: Critical Review of Predatory Pricing in the Implementation of Interest Rates Handayani, Otih; Muryanto, Yudho Taruno; Masri, Esther
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4969

Abstract

Fintech Peer to Peer Lending (P2P Lending) have interest rates that tend to be higher and installment terms that are more concise than conventional loans. The Business Competition Supervisory Commission (KPPU) suspects that there is a cartel of agreements to determine interest rates by the Indonesian Joint Funding Fintech Association (AFPI) until finallyFinancial Services Authority (OJK) issued Financial Services Authority Circular (SEOJK) No. 19/SEOJK.06/2023 number VI which governregarding the maximum interest rate limit. This research aims to analyze the settingP2P Lending justice-based with a critical review of predatory pricing in the application of interest ratesP2P Lending. This research is doctrinal/normative legal research with a statutory approach. Literature study, analyzed qualitatively. The research results describe that SEOJK No. 19/SEOJK.06/2023 is actually a monopolistic practice by the government which unilaterally protects the Loan Recipient, this is contrary to economic democracy which requires equal opportunities for Lenders and Platforms to participate in encouraging economic growth and the functioning of a fair market economy due to the potential for predatory pricing which can cause Platforms to be unable to develop and even tend to experience business failure.
Co-Authors Adi Sulistiyono Aditya Yudhatama Idham Albertus Sentot Sudarwanto, Albertus Sentot Ambar Budhisulistyawati, Ambar Andiani Puteri, Kristalia Anjar Sri CN, Anjar Sri Arief Suryono Ario Andika Baskoro Artono Dwijo Sutomo Assidiqi, Imam Dzaki Hidayad Athasya, Amanda Ayu, Adelia Setya Bambang Kusharjanta Budi Legowoz Bustomi, Yazid Darusman, Muhammad Yusuf Diana Tantri Cahyaningsih Dona Budi Kharisma, Dona Budi Firmansyah Gabriellea Anya Agatha Handayani, Otih Hanggoro Moh. P, Marsetiadi Idham, Aditya Yudhatama Juan Dicky A. Sukatendel Kristalia Andiani Puteri Lintang Akbar Samudra Masri, Esther Maulana, Muhamad Reza Moch Najib Imanullah Mochamad Aidil Adam Nadhila Cahya Nurmalasari Oktavira, Bernadetha Aurelia Priangga, Rizal Widiya Reza Fauzia Hanum Ridhwan Listiyo Nugroho Rilo Fisyahril Ramadhan Risang Semunaring Jabbar Rizal Widiya Priangga Salim Widono Saptanti, Noor Sava Waroha Sasikirana Haq Setyo Sri Rahardjo Sri Marmoah Sundari, Ayu Suwandi, Sarwiji Teguh Wisnu Wardhana Tri Murwaningsi Anjar Sri Ciptorukmi N Tuhana Tuhana Widyoningrum, Riezdiani Restu Widyoningrum, Riezdiani Restu Zahra Suryandaru